Chapter 482 If you come out to fool around, you will have to pay back sooner or later!
Everyone was afraid that others would borrow all the money, so they all started bidding to death.
Wang Xuan is so angry, damn it, do you even understand what a mortgage loan is?
"Shut up!" A roar made the excited crowd immediately become quiet as if they had been poured ice water on their heads. "Damn it, you idiots, do you think my money came from the strong wind?
How much can you borrow?”
"Do you understand mortgage loans? It's terrible to be uneducated. Fan Wencheng, explain it to them!" Wang Xuan didn't bother to explain to them.
Fan Wencheng took a step forward and coughed. Wang Xuan told him about the loan and asked him to study mathematics well, and to look for mathematical talents in Ming Dynasty to carry out calculation planning and management, and to cultivate enough talents to expand in the bank.
Replenish staff when needed.
"Family owners in Guangdong, now, let me explain to you what a loan is and how many types there are. Let's talk about mortgage loans first. Professionals will evaluate your family assets to carry out mortgage loans.
Make sure you are able to repay the bank's debts. Once you fail to repay overdue, the bank will forcibly collect your assets!"
"Of course, there are many ways to borrow money. For example, this time, the bank provides land loans. You only need to pay three layers of the land you want to buy. The remaining 70% can be provided by the bank. The interest is still 20%. You can choose one year.
, two years, three years, and other different repayment periods to facilitate capital turnover. After all, after the land is purchased, sufficient manpower and material resources still need to be invested in development, so everyone should always keep some working capital on hand."
After saying that, Fan Wencheng immediately retreated behind Wang Xuan.
There were whispers in the venue, and everyone finally understood the meaning of the so-called loan. At least, the bank must ensure that it will not lose money. For example, for land, even if the money is not paid in the end, the land will be confiscated by the bank. If it is sold again,
The price is definitely higher than 70%.
Wang Xuan's eyes swept over the faces of everyone in the audience, and then he continued: "I believe everyone understands that I open this bank, and I solemnly inform everyone that everyone must treat the loan matter seriously.
, he can allow you to expand your family industry faster."
"But at the same time, everyone must remember what kind of person I, Wang Xuan, am. If you don't understand, please think about the mass graves in Thang Long Palace and Nam Dinh City. No one can owe me money without paying it back!
"
"At the same time, please remember what I said at the beginning. Whether it's the new tax law or clarifying land acres and other matters, I know that you all have some little thoughts, little calculations, and some secret testing and other activities. You
You can also choose not to cooperate, or to confront you secretly, but I will reserve the right to use some special means to deal with you!"
"Believe me, this is definitely not a pleasant process!"
"No matter what purpose you have, what tricks you use to hide the truth, or what methods you come up with to make things difficult, once I find out, haha..." Wang Xuan let out a cold laugh.
"I will try my best to ensure that you will not die. I will try to greet you in the least invasive but most painful way. I will try my best to treat the injuries caused by different punishments every day. Even if you really die, I will make you into a
Concrete pillars are placed everywhere, reviled by thousands of people, and your dirty deeds are publicized across the country. Well, storytellers are a good channel. I will try my best to ensure that you will not be quiet after your death and will be infamy for thousands of years!
"
"Finally, what I want to say is that all family heads should not have any resentment or hatred towards this legal reform. It will only make you make irrational decisions. When this kind of behavior occurs, you must
Understand one thing."
"Out to mix, sooner or later have to repay!"
…
The meeting dispersed, and these families returned to their respective homes one after another to start discussing the next family development plan.
On the other side, Sun Chengzong still asked the question in his heart, why did these people not oppose Wang Xuan's reform, which was also a reform, and caused greater losses to the interests of the aristocratic family?
Could it be that Wang Xuan just killed more people?
This is impossible. There have been many more killings caused by reforms in history than Wang Xuan, but the reforms were also not successful.
"Did you make a mistake?" Wang Xuan looked at Sun Chengzong inexplicably, "When did I cause these aristocratic families to lose their profits?"
"Clarify the hidden fields, pay taxes normally, and increase business taxes. Wouldn't these damage the interests of the family?"
"Of course not. You have to look at the overall situation. They paid some money and then bought the qualification to develop in Annan from me. Do you understand? This is just a transaction, and they took a big advantage! Historical reforms have not been successful.
, the biggest problem is that if you only know how to take from these people, but never think about how to create greater benefits for these families, they will naturally be overthrown. Isn't this normal?"
"Destroying someone's wealth is like killing one's parents. Parents' hatred is irreconcilable!"
"But this time I am different. I have completely cleaned up Annan. They can develop there with peace of mind. The family has embarked on a road to the sky. For this, I have to pay a small price. Isn't this normal? I want to say now, no
Whose tax is being collected, and then his qualification to go to Annan for development is also revoked, believe it or not, he will go crazy!"
"..." Sun Chengzong thought for a moment and then sighed secretly. The bustle in the world is for profit, and the hustle and bustle in the world is for profit. Even the emperor or a country cannot violate this law.
Fujian transferred a large number of manpower, and at the same time, Wang Xuan opened a subject in Guangdong, which really attracted a large number of people who failed to succeed in the imperial examination. However, these people were somewhat talented. Although they were not suitable for playing eight-legged essays, their practical ability was indeed excellent.
Wait a minute.
Sun Chengzong, who helped Wang Xuan handle these government affairs, looked at these test papers and personnel lists, but what came to mind was Wang Xuan's conclusion, "These people are talented, but they have no way of promotion. Once the end of the dynasty comes, they will inevitably participate in
Rebellion, in order to gain a higher level."
This chapter is not finished yet, please click on the next page to continue reading the exciting content! "The imperial examination relied on the eight-legged essay. Although the difficulty increased, it reduced the number of admissions every three years, reduced a large number of official salaries, and relieved the financial pressure on the imperial court.
However, the accumulation of a large number of talents in the private sector has indeed caused great hidden dangers. Once all kinds of hidden dangers explode, the collapse of the dynasty will be irreversible."
"The best way is to set up a retirement mechanism. After reaching a certain age, people must get out of their official positions and make way for newcomers. Remember, the rebels are all young people, because they still have a long life to enjoy the fruits of victory. It is impossible
There are people in their 50s and 60s who come out to rebel. If you don’t wait for the rebellion to succeed and get to power, they will all be dead!"
"Those who are sixty or seventy years old and still can't let go are all old thieves and deserve to die. Don't even think about keeping them!"
…
FJ Province and Fuzhou Prefecture, two waves of people arrived in Fuzhou City almost at the same time.
One group of people was headed by a young man, followed by an entourage, sitting on an open carriage. Although the clothes were not patched, they could be seen to be a bit old, but they had been cleaned and tidy.
In front of him, there was another group of people, more than twenty people, with six carriages. The carriage in the middle looked very gorgeous, and it was obvious that he was of high status.
A carriage was moving at a faster speed, and the two teams gradually approached. The last car in the front team slowed down and stopped. The two people jumped down and blocked the way. When the young man's carriage stopped, the two people looked up and down.
Seeing the style and size of the carriage, he immediately curled his lips, and one of them shouted: "Why are you chasing so close? I can tell you, stay away from our convoy. My master is in the convoy. If we collide, then you
Just looking for death!"
"Yes, who is my master? If I am disturbed, can you bear it? Get out, get away!" The two men pointed at the young man on the carriage and threatened them in a very unkind tone, and then turned around and went back.
, got on the carriage and continued moving forward.
The young man on the carriage turned red and wanted to say something, but he frowned and looked at Fuzhou City in the distance and then at the sky. It was still early and entering the city was not a problem. Thinking about the unfamiliar place here, he couldn't bear it.
Come down.
Seeing that the young man didn't say anything, the driver raised his whip again, but the speed dropped and he didn't get too close to the convoy in front.
"Do you know who is in front of you?" This was the first time this happened to him since he entered Fujian. The young man asked the attendant beside him.
"Returning to Mr. Sun, in front of you is the new governor Li Banghua, a native of Jiangxi."
It turned out to be him. The young man's name was Sun Chuanting. He was 27 years old. He was specially designed to come here by Li Shantang. He came to Fujian alone and in the dust. When he met this man next to him at the inn, he had a prepared carriage. He knew it was Fuzhou.
After the government specially arranged for someone to wait for him here, he changed into a carriage and drove towards this direction comfortably.
Along the way, Sun Chuanting saw so many novelties, and he relied on the followers around him to provide answers. Not only the four-wheeled vehicle with a huge carrying capacity, but also the official road known as the "highway", and the farmland of uniform size, with a constant flow of people.
The constant flow of traffic...including the people's clothing and food all show that they are different from the outside world.
If you compare it with Yongcheng County, where he worked before, they are simply two different worlds. Outside of Fujian, there is not much difference between counties. The people have good food and shabby clothes. But in Fujian, even without any investigation, there is no difference between them.
It can be seen that this place is a wealthy county, even worse than any other city.
Especially the closer we get to Fuzhou Prefecture, the more we can feel that there is not even a poor person to be found here, let alone beggars. Even the common people are much better dressed than him, a fourth-grade prefect!
This made him full of expectations for this appointment, and he really wanted to explore why Fujian was different from the legend and why it was so wealthy!