In fact, when Chen Dongcheng heard Gu Shouyi said that he could lend 100 million, his heart beat suddenly.
If Gu Shouyi could help lend 100 million, plus the funds returned from the title, Chen Dong would be able to collect 40 million US dollars.
Gu Shouyi is now the president of Pengcheng ICBC. He wants to climb to a high position in the head office, but what can he do if he doesn't have good performance?
As for how banks look at performance, they just look at who can make more and lose less for themselves.
High-quality customers like Chen Dongcheng have become the targets that all banks are most willing to compete for.
Previously, Chen Dongcheng took out a mortgage loan of 200 million in Shanghai, which made Gu Shouyi very upset.
It was equivalent to Zhu Tao poaching from him. If Chen Dongcheng hadn't been in Pengcheng and it was inconvenient for Zhu Tao to cross the border, he would have personally delivered it to Chen Dongcheng.
Gu Shouyi thought about it and said, "Mr. Chen, Internet companies are burning money so fast now. You just bought a villa. I guess the company's funds must be very tight, right?"
Chen Dongcheng was a little surprised, shook his head and said: "I forgot to tell Gu Xing that Tengxun just finalized the investment today and invested 10 million US dollars in us. Our company is not short of money now."
"Tengxun invested in your company?"
Gu Shouyi was stunned for a moment and was instantly ecstatic: "This is a good thing. Tengxun is optimistic about Mr. Chen's company, which proves that Mr. Chen's company definitely has the potential to become the industry leader."
"Guxing has been over-reputed. The company has just started and it will take some time to verify the business model."
Chen Dongcheng said it very modestly, and Gu Shouyi became more and more satisfied: "In this way, can Mr. Chen easily reveal the company shares you hold and its valuation?"
"60%, the post-investment valuation of Tencent is US$40 million."
Gu Shouyi's eyes lit up: "Mr. Chen, if you are interested, I can help you use the equity as a mortgage and then loan out a sum of money."
According to the current valuation calculation, the shares currently held by Chen Dongcheng are worth 150 million.
However, the value of shares in a startup company is volatile, and you never know when the company will go bankrupt.
But with Tengxun's endorsement, Gu Shouyi still trusts him.
Although there are some risks, Gu Shouyi feels that the possibility of profit is greater.
Chen Dongcheng looked at Gu Shouyi with strange eyes. Chen Dongcheng knew how valuable the shares in his hands were.
As long as keep follows the development trajectory, it is easy to obtain a valuation of hundreds of millions of dollars.
"Gu Xing, you are making it very difficult for me."
Chen Dongcheng put down his chopsticks and sighed: "I really need some funds recently. I originally planned to go to Shanghai to talk to Zhu Xing."
"no!"
Gu Shouyi's huge reaction shocked Chen Dongcheng.
"Mr. Chen, thank you for telling me, otherwise Lao Zhu would have taken advantage of me again this time."
Gu Shouyi was a little lucky that Chen Dongcheng didn't contact Zhu Tao first.
Otherwise, Zhu Tao's grandson could fly directly to Pengcheng and win Chen Dongcheng's business.
"Lao Zhu and I are similar in age. If you support Lao Zhu, you are harming me!"
When Gu Shouyi said this, Chen Dongcheng understood.
They are all part of a system, and there will also be conflicts of interest.
Who doesn't want to climb up? Every performance will play a vital role in the future promotions of Gu Shouyi and Zhu Tao.
If Chen Dongcheng supports Zhu Tao, there is no doubt that Zhu Tao will really be able to take Gu Shouyi's lead and climb to a high position in the future. Then Gu Shouyi's life will be difficult.
"Let me calculate for you. The shares of Shangdong Technology and this villa are worth 300 million in total."
Gu Shouyi took a deep breath: "Mr. Chen, I will approve 200 million for you and lend it as quickly as possible for your convenience. My maximum authority is to give you an interest rate of 6% for two years."
Chen Dongcheng's heart skipped a beat, and he pretended to hesitate and said, "Gu Xing, to be honest, Zhu Xing also offered me this condition."
In fact, if we can get these 200 million, we will be very close to our goal.
Gu Shouyi also had a headache and struggled for a long time: "Mr. Chen, you also know how strict our bank's risk control is. Based on your assets, this is the limit I can approve."
Chen Dongcheng was a little disappointed. He was just about to agree, but he planned to accept it as soon as it was settled.
"By the way, do you have any other properties, including watches, cars, etc.?"
Gu Shouyi suddenly asked.
"There is a house on the west bank of Mangrove. When I bought it, the price was 22 million, the Lamborghini was 4.05 million, and the Bentley Flying Spur was 4.5 million.
There are also two watches, one is a Patek Philippe, 1.27 million.
And the Vacheron Constantin I have is worth 6.12 million."
Chen Dongcheng said a series of words, while Gu Shouyi also kept calculating.
"Mr. Chen, your total is 38 million, and I can lend you another 20 million at most."
Chen Dongcheng quietly calculated and found that it was enough. He sincerely shook hands and thanked: "Gu Xing, it's really thanks to you this time."
"You're welcome."
Gu Shouyi smiled and waved his hand: "Our bank's greatest hope is to lend money to high-quality customers like you. This is also my greatest authority."
"understand."
As long as Chen Dongcheng thinks about Didi's shares, it's like grass has grown.
After a dinner, Gu Shouyi was a little tipsy and obviously in a good mood.
"Don't worry, Mr. Chen. You can bring all the property rights information to our bank tomorrow. I will submit the application to the head office immediately tomorrow and guarantee that the funds will be allocated to you within three days."
"Thank you Gu Xing, you and your wife will take your time."
Chen Dongcheng smiled and helped Gu Shouyi into the car, and asked Xie Jingyu to send Gu Shouyi and the others away.
When the taillights of the Bentley Flying Spur disappeared from sight, Chen Dongcheng put his arms around Zhuang Manting and said with a smile: "Finally, this meal was not in vain."
Zhuang Manting could sense that Chen Dongcheng had something on his mind, but as gentle as she was, she would not take the initiative to ask.
“I plan to invest in Didi, and this time it’s a desperate move.”
Chen Dongcheng felt quite emotional that Tengxun's family was not the only one who made a desperate move.
But Chen Dongcheng was convinced that Didi would reach the end, while Tengxun had no choice but to vote.
Otherwise, we can only watch helplessly as Didi is killed quickly, with Ahri having the last laugh.
Zhuang Manting was just a little worried, fearing that Chen Dongcheng would really fail and be devastated.
"It will definitely succeed."
Zhuang Manting murmured in a low voice, a little expectant and a little uneasy.
Chen Dongcheng lit a cigarette, and his heart had already flown to the capital.
…
Capital Airport.
After getting off the plane, we went straight to the Conrad Hotel and booked a presidential suite for three nights.
The province is the province and the flowers are the flower.
Chen Dongcheng is very clear about this. No matter how short of money he is, he will never miss this small sum.
"Director Chen, Mr. Peng has made an appointment with you to have dinner at Xinrongji on Financial Street in the evening."
Xie Jingyu began to report in the car: "In addition, Gu Bank has submitted the documents to the head office, and the money will be transferred to your account the day after tomorrow."
Chen Dongcheng nodded lightly and looked out the car window: "Bring me a bottle of good wine."
"OK."
Upon arriving at the hotel, Chen Dongcheng hurriedly checked into the hotel after being greeted by the housekeeper of the Conrad Hotel.
Take a bath in the room, the bathroom is filled with mist.
Looking at the Tuanjie Lake Park along the floor-to-ceiling glass windows in the suite, it is quite pleasant to sip champagne from time to time.
The traffic in the capital was quite congested, so Chen Dongcheng deliberately set off an hour early so as not to be late.
The restaurant is located on the first floor below, but it's not too depressing and the decoration is okay.
I followed the waiter to the private room, and when I walked in, I saw only two men sitting in the private room.
"Come on, Mr. Chen, let me introduce you. This is Cheng Wei, the founder and CEO of Didi."
Peng Zhijian saw Chen Dongcheng walking into the box and stood up with a smile to introduce him.
Cheng Wei is a little chubby and wears a pair of glasses. He looks no different from an ordinary otaku.
Chen Dongcheng smiled, shook hands with Cheng Wei and exchanged a few words. After sitting down, the waiter handed him a hot towel.
Chen Dongcheng wiped his hands: "I am a bit presumptuous this time, mainly because I am very optimistic about Mr. Cheng and Didi."
"Your approval is important to us."
Cheng Wei is also very good at talking.
Especially in today's taxi-hailing software market, which is so fiercely fought, Cheng Wei needs more funds.
Peng Zhijian laughed and motioned to the waiter to serve the food.
"Mr. Chen, are you interested in hearing the story about me and Mr. Cheng?"
Chen Dongcheng smiled and nodded: "That's what you wish for."
"Mr. Chen may not know it well, but Mr. Cheng worked at Ahri for eight years before and can be said to be a die-hard Ahri person.
When I first met Mr. Cheng, Mr. Peng was in a hurry to find Ahli for financing.
I temporarily quoted a high price and offered a valuation of US$60 million to impress Mr. Cheng."
Cheng Wei was also very calm: "I didn't feel sorry for Ah Li, it was Ah Li who felt sorry for me."
"Well said."
Peng Zhijian seemed to be feeling emotional and proud: "The bottom line that Mr. Liu gave me at the beginning was 40 million U.S. dollars, and I was told a lot by Mr. Liu when I went back."
Chen Dongcheng has seen this financing record, but the story behind it is not very clear.
Didi was facing a life-or-death decision at that time. Cheng Wei had Ahri's bloodline, but was intercepted by Tengxun. It was quite interesting to talk about it.
But Tengxun obviously made a lot of money, and it got 15% of Didi’s shares at that time.
Chen Dongcheng handed the red wine he brought in to the waiter to help him sober up.
"Mr. Chen, regarding the valuation, I wonder how much you plan to offer?"
Cheng Wei was a little anxious. Now in the carpooling software, they were fighting with Kuaidi inextricably.
Without financing, market share will be lost to Kuaidi.
"One billion dollars."
Chen Dongcheng said word for word: "I invest 60 million US dollars."
Peng Zhijian looked surprised, obviously surprised that Chen Dongcheng could come up with this fund.
"I think this valuation is still very reasonable, and we at Tengxun also recognize this valuation internally."
In order to ensure the success of his investment in Didi, Chen Dongcheng used the small fortune experience card to prevent the CEFC Industrial Fund from getting involved.
Cheng Wei hesitated a little, this valuation was quite attractive.
But CEFC Industrial Fund may also be able to offer this valuation.
Given the same choice, Cheng Wei would be more inclined to accept the money from CEFC.
"In any case, thank you Mr. Chen for your recognition."
Cheng Wei sincerely expressed his gratitude. At least with Chen Dongcheng as a backup, he would not be unable to raise money.
"Come on, Mr. Chen, the food here tastes very good. I will definitely try it every time I come to the capital."
Peng Zhijian pointed to the dishes on the table and temporarily changed the subject.
Since Cheng Wei didn't agree directly, he obviously still had hopes for Huaxin.
From Peng Zhijian’s standpoint, it doesn’t matter who leads the investment.
Chen Dongcheng can only hope that this card will not let him down, otherwise he will really suffer a big loss.