After seeing Yin Yanwu off, Chen Dongcheng looked at his watch. It was already past five o'clock, and employees on some floors were starting to get off work.
When Pinduoduo took the elevator downstairs, Zhuang Manting just finished her work, put on some make-up, and walked out of the company with Chen Dongcheng on her arm.
There were a lot of people in the elevator, and some employees who happened to be in the same elevator as Chen Dongcheng and the others were a little nervous.
Fortunately, Century Tower is relatively new and the elevators run very fast.
The elevator goes directly to the negative floor. There are relatively few parking spaces in the Century Building. 238 parking spaces are barely enough.
There are basically very few executives left in each subsidiary.
The only option is to use a random lottery to let employees from multiple subsidiaries compete for luck.
There are so few parking spaces that parking lots can only be drawn once every six months.
Zhuang Manting bought a white Bentley Bentayga as a means of transportation. It is naturally very easy to buy a Bentley Bentayga with her salary.
Chen Dongcheng naturally sat in the driving seat, assumed the role of driver, and helped Zhuang Manting fasten her seat belt: "Then let's set off?"
"Have you made a reservation for the restaurant?" Zhuang Manting asked with a smile.
Chen Dongcheng started the Bentayga and nodded with a smile: "Of course, if you want to have a meal in Shanghai, you may have to wait in line at the restaurant for how long."
Following the navigation, Chen Dongcheng drove the Bentayga to No. 18 on the Bund.
This is the off-duty point, and there are many cars. Even a Bentley Bentayga can't get up fast.
Chen Dongcheng used magic to get a fruit box from the back of the car. Naturally, he had washed it in advance and put it inside.
"There's a traffic jam on the road. Let's eat some fruit first. The dragon fruit and cherries you like are all divided separately for you."
"When did you put it in the back? I didn't even see it."
Zhuang Manting's eyes were a little surprised, and she happily took it and ate it.
Even though there was a traffic jam nearby, Zhuang Manting's mood was not affected at all.
For her, a small surprise like Chen Dongcheng can make her think about it for half a year.
Finally, under the guidance of the traffic police, the speed returned to normal.
When we arrived at the Robuchon restaurant, it was half an hour later than the scheduled time.
"Mr. Chen, we have reserved a window seat for you, facing the Oriental Pearl Tower. I hope you will be satisfied."
The restaurant manager was very polite and led Chen Dongcheng and Zhuang Manting inside with a smile on his face.
After Chen Dongcheng thanked him, he said to Zhuang Manting: "We haven't eaten together for a long time. This restaurant has been very popular recently, so I just wanted to take you to try it."
The table they booked happened to be right next to a small window, and the restaurant was on the third floor of No. 18 on the Bund.
Through the small window, you can see the Oriental Pearl Tower that emits endless brilliance at night.
The guests at other tables looked over with envy.
When they came, they all noticed that the table had been empty, and the waiter just explained that there were customers who had reserved the table in advance.
This kind of French restaurant generally offers set menus. Chen Dongcheng chose the 7-course set menu from 1688.
When dining in a French restaurant like this, the most expensive thing is the drinks.
When looking at the drink list, Chen Dongcheng noticed an interesting point and asked the waiter: "This 750ml Evian costs 80 a bottle?"
"Yes."
The waiter is quite used to it.
Theirs is a branch of the famous French restaurant legend, Robuchon!
Isn’t this kind of price normal?
Chen Dongcheng curled his lips and asked Zhuang Manting: "How about opening a bottle of 12-year-old Richburg?"
"I can do it." Zhuang Manting smiled and shook her head.
Chen Dongcheng turned to the waiter and said: "Then this bottle of 12-year-old Richburg."
"Okay, please wait a moment."
The waiter left with a smile on his face.
The bottle of red wine ordered by Chen Dongcheng belongs to the mid-range level of this restaurant.
It’s not that I can’t afford to order hundreds of thousands of bottles of red wine, but it’s just that it’s not necessary.
Zhuang Manting carefully put the fruit sent by Chen Dongcheng into her bag.
Then he looked around the restaurant and said with some nostalgia: "It's been a long time since we had a meal together."
"I'm busy, and so are you. If you have the chance, you should come out and experience it more."
Chen Dongcheng leaned on the chair, holding his chin with one hand, and carefully looked at Zhuang Manting's clothes.
Zhuang Manting felt uncomfortable being looked at by Chen Dongcheng.
"Is something wrong?"
"No, I just found that you are so busy at work and your figure is not out of shape. It's strange."
Chen Dongcheng sincerely lamented that staying up late and working overtime is almost the norm for Zhuang Manting.
It's really rare to be able to maintain such a good figure all the time.
Zhuang Manting: "I worked as a fitness coach before and have some know-how in body management. It's not that difficult to maintain a good figure. Just keep your mouth shut."
"It's so hard to keep your mouth shut. The most beautiful people and delicious food in the world cannot be let down."
As soon as Chen Dongcheng finished his emotion, he immediately realized that this scene was not right at all.
I wish I could slap myself in the mouth for pretending to be a literary youth.
Look at Zhuang Manting's expression that looks like a smile but not a smile.
Chen Dongcheng laughed and pointed to the open kitchen in the center of the restaurant.
"That design is quite special. I heard it's a specialty of their restaurant."
Zhuang Manting knew that Chen Dongcheng didn't want to talk, so she skipped the topic.
"How was your discussion with that brokerage this afternoon?"
Chen Dongcheng breathed a sigh of relief when he realized that Zhuang Manting didn't mean to go into details.
"It's not bad. Yinhai Jinhui has the strength. In order to boost the ranking, the commission charged is very low. It's worth cooperating with."
Zhuang Manting: "Generally, their commission standard is about 1%-3%, right?"
Chen Dongcheng smiled and nodded: "That is their standard for contracting corporate bond issuance. For products like ABS, these brokerages generally charge relatively low prices, and a commission of one thousandth is the norm."
"Like Yinhai Jinhui, they are purely losing money to achieve rankings. As long as their rankings are high, other financial institutions will naturally find them, and sooner or later they will make their money back."
Zhuang Manting shook her head and chuckled: "That's because Cao Cao Pay has a large enough order. They are willing to do it even if they make small profits but quick turnover."
Chen Dongcheng shrugged and said with a smile: "No one is a fool. We are strong and naturally take the initiative."
Caocao Pay has over 300 million registered users and over 200 million monthly active users.
The number of users who actively apply for credit exceeds 30 million.
The first batch of credit users only account for 1/10 of the number of people who actively receive credit.
The newly launched casual payment service of Cao Cao Pay is very popular.
Many users asked under the Douyin video officially released by Cao Cao Pay what conditions are required to qualify for credit.
According to the 6 billion registered capital paid by Cao Cao, Yin Yanwu could not wait to kneel down and call Dad Chen when he made a big deal of 13.8 billion.
"Ma'am, sir, excuse me."
The waiter came to serve the dishes, and the red wine had just sobered up and was poured into the glasses.
"Next, I will continue to issue more ABS products. The profits from this are not small."
Chen Dongcheng motioned to Zhuang Manting to have a meal and casually talked about the next arrangement.
Zhuang Manting tasted the crab meat, caviar and lobster jelly.
This dish can be called Robuchon’s signature dish.
The side dishes are mashed cauliflower and green beans, which look like a hundred-eyed giant when presented on the plate.
People with secret fears may not be able to accept this kind of presentation.
“This dish is good.”
Zhuang Manting dug out a piece with a spoon and fed it to Chen Dongcheng: "Is the profit in consumer finance very high?"
“It’s very high. For abs players like us, the comprehensive cost of obtaining funds is 6%.
If you use these payment services, the daily interest rate is 0.5%, and the annual interest rate is nearly 18%.
How much profit do you think there is?"
Chen Dongcheng smiled very shrewdly: "In addition to overdue interest and installment interest, I plan to charge handling fees from the merchants.
Huabei generally charges a handling fee of 0.8%, so we will charge 0.5%.”
Zhuang Manting: "What do we need to do over there?"
Chen Dongcheng: "You can just default to deducting the money. Those merchants from Taobao have been educated clearly by Jack Ma and will not be too resistant to this."
Zhuang Manting thought for a moment, nodded and said, "Okay, then I'll have someone notify them when I get back."
“Compared to Taobao, Pinduoduo does not charge commissions, and the price of advertising resources is also cheaper than Taobao.
They have taken advantage of Pinduoduo, and naturally they have to make up for it in other ways."
Chen Dongcheng is not worried about the scale of casual payment.
As long as Cao Cao pays himself not to commit suicide, becoming the third largest payment platform will be around the corner.
After finishing a French meal, Chen Dongcheng reluctantly gave it four stars.
Apart from the environment, the taste is just average.
“Sure enough, you can’t come to a place like this where internet celebrities check in.”
Chen Dongcheng took Zhuang Manting around the Bund.
Although the magic city is cruel enough, there is no shortage of young boys and girls who work hard with dreams.
This city can give them the imaginary metropolitan life, but it can also force them to leave in embarrassment.
The river breeze blew across the face, and many tourists checked in and took photos.
Last year was the first year of live broadcasting, and live broadcasting began to rise.
Hundreds of live broadcast platforms are springing up like bamboo shoots after a rain.
Capital swarmed in, and after a large number of platforms died, the market quickly became deserted.
Only a few platforms are left to survive and are no longer prosperous.
Chen Dongcheng noticed a girl who was live broadcasting on her mobile phone and seemed to be introducing the Bund?
What can you recommend about the Bund?
Chen Dongcheng hugged Zhuang Manting and shifted his gaze to the river.
His yacht was abandoned in Sanya and almost turned moldy.
However, the Modu River is too small and there are many cruise ships, so it is not suitable for yacht sailing.
The girl's live broadcast camera kept facing the river. The camera accidentally turned and happened to scan Chen Dongcheng and Zhuang Manting.
The originally peaceful live broadcast room suddenly had barrages appear.
"That one seems to be Mr. Chen?"
"Aim the camera at it, it looks similar to me."
"Who is that beauty? She has an amazing figure!"
"The beauty must be 1.7 meters tall, right?"
"My mouth is watering just by looking at the back. Mr. Chen's girlfriend?"
The girl couldn't stand the instigation of the water friends in the live broadcast room, so she boldly approached Mr. Chen.
Suddenly, two bodyguards in black stopped the girl. One of them, a somewhat fierce man, pointed at the girl's mobile phone and said, "Sorry, please change the direction to visit."
The girl bravely said: "Why, your family doesn't own the Bund."
"Sorry, please cooperate."
The bodyguards were unmoved and stood side by side, reaching out to block the girl's live broadcast.
The water friends in the live broadcast room immediately went crazy.
"Damn it, are you too overbearing?"
"It's definitely Mr. Chen!"
"That's no nonsense. Can ordinary people bring so many bodyguards when they go out?"
"What a pity. If that beauty had turned around, she would have been trending!"