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Chapter 117 Ruixiang Financial Cloud

night.

Bauhinia Garden Community.

Zhao Erya was lying on the bed, with a hint of post-orgasm dizziness on her face. She leaned her head on Zhang Yida's chest, listening to Zhang Yida's surging heartbeat after intense exercise, her lips were slightly opened, and after hesitating for a long time, she finally said:

"Can I be your assistant?"

Zhang Yida was a little surprised, glanced at Zhao Erya, and said with a smile:

"What's wrong? Aren't you doing a good job in the customer service department? Wang Feiyan admires you very much and said that if you weren't still studying, you would have been promoted to supervisor."

A trace of sadness flashed in Zhao Erya's eyes. Now Song Caiwei and He Qingxuan are inseparable from Zhang Yida every day. Zhang Yida is young and rich, and his attraction to women is needless to say, so she is very worried!

"I am very familiar with the work process of the customer service department! Now, I want to change my position and train myself!"

Zhao Erya looked at Zhang Yida expectantly, waiting for his answer.

Zhang Yida is also thinking, Ruixiang is now a company valued at tens of billions of dollars, with thousands of employees. Zhao Erya is just a customer service person, and her role in the company has become minimal.

On the contrary, many people in the company know that she is the chairman's girlfriend...

Zhang Yida personally does not agree with the mom-and-pop store model, and Ruixiang's development is on the right track, so it is time to change her position.

"Do you like pets?" Zhang Yida touched Zhao Erya's silky hair and asked.

"I quite like small animals! What's wrong?" Zhao Erya was a little confused.

"Then you go work at Pate.com!" Zhang Yida thought about it and felt that Pate.com would be more suitable for Zhao Erya.

"Going to sell dog food? I won't go, I want to stay with you!" Zhao Erya shook her head in disagreement.

"Now that I have a lot of property, I need someone to keep an eye on it for me. I can't do all the work on my own. Are you just watching your husband die from exhaustion?"

As Zhang Yida spoke, he put his hand into Zhao Erya's pajamas and scratched her armpits.

Zhao Erya couldn't bear the tickling anymore and kept twisting her body, laughing softly and saying:

"Okay, okay, I'll go, can't I just go?"

Only then did Zhang Yida let her go. Looking at the charming Zhao Erya, he couldn't help but be turned upside down again overnight.



Early in the morning.

Zhang Yida drove Zhao Erya to the company. As soon as he entered the company, Zhang Yida found that the mental outlook of the entire company had changed.

Ruixiang’s financing of US$2 billion has given its employees a great morale boost.

With a valuation of US$10 billion, it currently ranks 9th among Internet companies after Ali, Penguin, Qiandu, Goudong, Weipinhui, Zhuchang, Rice, and Leech Financial.

Ranked behind Ruixiang are 360 ​​with a market value of US$9.2 billion and Ctrip with a market value of US$8.4 billion.

Ruixiang has really become a star company now. Coupled with numerous media reports, many netizens know that such a new giant has emerged on the Internet.

In addition, the founder of Ruixiang, Zhang Yida, is only 20 years old, which is also a huge gimmick, bringing more attention and traffic to Ruixiang.

Many employees working in Ruixiang feel honored to receive praise and curiosity from the media and the Internet.

The most important thing is the real benefits!

Ruixiang has issued a large share of the 5.34% option pool worth US$534 million to employees.

Except for a small number of new employees who have just joined Ruixiang, other old employees and backbone employees with outstanding performance have a lot of options, ranging from tens of thousands of dollars to several million dollars.

The higher the valuation of Ruixiang, the more generous returns they will receive in the future.

How could they not be excited about the good news that Ruixiang's valuation reached US$10 billion?

It was like taking a shot of chicken blood. In an instant, the work efficiency improved a lot.

Group high-level meeting room.

Zhang Yida sat upright, glanced at the company executives sitting around, and said:

“The group has raised US$2 billion this time, and I can see that all the employees below are very excited!

I'm not pouring cold water on it, but Ruixiang is still far from being considered a success.

Everyone should calm down, focus on research and development, expand the market, and increase revenue.

Don't rest on your past achievements and wait to die, and don't be dazzled by the victory in front of you.

Growing company valuations is a good thing, but it also means greater pressure.

Next, supervise colleagues in their respective departments to avoid slacking off.

Okay, that’s it! Let’s start today’s meeting.”

After speaking, Zhang Yida turned his attention to CFO Lan Lan.

Lan Lan was dressed in white professional attire and looked solemn. She continued:

“Penguin’s first investment of US$500 million has been received, and the second and third US$500 million will be received in batches in 2 months and 4 months!

The plan for the US$1.5 billion fund is as follows:

US$400 million will be invested in the research and development of four cutting-edge technologies, US$200 million will be used to increase the capital of small loan companies, US$100 million will be replenished into the group’s reserve fund account, and US$800 million will be invested in mobile payment business subsidies.”

As soon as these words came out, some people were happy and some were sad.

Ren Yunfan, general manager of the emerging technology business group, and Xie Huaiyu, general manager of the open technology business group, looked happy. The four cutting-edge technologies and Mobao Pay were under their jurisdiction respectively.

The majority of the financing has been allocated to both of them. It is obvious that the group pays more attention to their business groups.

Hong Haibo, general manager of the consumer finance and wealth management business group, was a little surprised. He did not expect that US$100 million would be allocated to their business group. What an unexpected surprise!

Wang Lina, general manager of the mobile services business group, and Gu Panpan, general manager of the content advertising business group, were disappointed. The business groups they were responsible for had not received a penny.

Seeing that they were a little depressed, Zhang Yida looked at them again and said:

“Here, I would like to commend Lina and Panpan. The majority of this year’s revenue is generated by the mobile services business group and the content advertising business group.

Our financing went so smoothly this time, and we also obtained a relatively satisfactory valuation. The two of you have contributed a lot.

In view of your outstanding performance, the group rewards you with options of US$1 million each!

I hope you will continue to work hard and create even better results in your future work."

After Zhang Yida finished speaking, he took the lead in applauding the two of them, and other senior officials also applauded and celebrated.

Looking at each other, Wang Lina and Wang Lina were worried at first and then happy. A trace of blush appeared on their faces. They quickly stood up to express their thanks and said a lot of words of loyalty.

This fund allocation is a plan made by Zhang Yida after repeated thinking.

Mobile payment is related to Ruixiang's recent development, and it must invest heavily to defend and increase market share.

The four cutting-edge technologies represent the future and are related to Ruixiang's long-term development strategy. Technology is the primary productive force, and belt-tightening must continue to develop.

Next, group CTO Zhou Fenghui reported:

"The traffic portals of Penguin's QQ client and WeChat customer service have been connected..."

"Is the docking ready? Let me try."

Zhang Yida quickly took out his mobile phone, opened the WeChat APP, I-pay, swiped down the screen, third-party services, Jiugongge added "Toulonghui", and next to it were Dianping, Didi, and Goudong.

Click Touronghui, log in with WeChat authorization, and enter a page that Zhang Yida is familiar with. The whole process is very smooth.

After the experience, Zhang Yida put forward some suggestions:

First, follow-up should be done for the customers transferred by Penguin, and new rewards can be given to some activities.

Real-name card binding will reward you with a phone recharge coupon. Depositing 100 yuan into Change Bao will reward you with a Mobao payment red envelope. After using Mobao to pay, you will be rewarded with a financial supermarket red envelope...

Try to guide users to experience all the financial services of the APP!

Second, guide users to share their circle of friends, give invitation rewards, and increase efforts to attract new users.

Third, guide users to transfer from WeChat to the Touronghui APP in an orderly manner.

Zhou Feng was dumbfounded. This was to squeeze all the use value out of Penguin! It was also full of tricks for users...

Zhang Yida laughed and said:

"Although Penguin is our shareholder, it is more beneficial to us if users are accustomed to using the APP.

Let’s consider mobile payment! To scan the QR code to pay, you have to enter our software through WeChat, which is too troublesome. It’s better to take out WeChat and scan directly.

In addition, the main function of WeChat is social networking, not various financial services.

We want users to understand that the most convenient and comprehensive financial services can be found in Ruixiang!"

Ruixiang is just leveraging Penguin's traffic, not completely integrated into Penguin. If users are accustomed to using WeChat to enter the TouRonghui APP, then Ruixiang will basically be out of business.

Zhang Yida sees this very clearly. He relies on WeChat, but he cannot rely entirely on WeChat.

Ruixiang must have its own independent application scenarios, and it must also instill this idea in users. Penguin is for chatting, and Ruixiang is for investment, borrowing, and transfer.

Zhou Feng also reacted and nodded solemnly.

"Dr. Ren, how is Ruixiang Financial Cloud?" Zhang Yida asked, looking at Ren Yifan.

"The experimental phase has been completed, and the commercial version can be officially released this month." When Ren Yifan mentioned Ruixiang Financial Cloud, he immediately became energetic and talked non-stop:

"Mr. Zhang, this is definitely an epoch-making product, at least for the financial field...

"Jiufu Cloud" fully combines Ruixiang Jinke's technical experience on the scenario side and business side, plus the advantages of cloud infrastructure, data processing, etc., to form a set of user authentication, account system, payment system, risk decision-making, funding

Technical support including routing, AI engine and other modules.

Under the empowerment of "Ruixiang Financial Cloud", on the one hand, corporate cooperation customers can provide users with more comprehensive credit rating dimensions and establish a personal three-dimensional and complete credit database;

Its outstanding big data processing capabilities will effectively shorten the user's consumption review process and loan speed, and bring users faster credit and installment consumption services...

Secondly, Ruixiang Financial Cloud can also provide users with 7×24-hour cloud computing and security operation services, thereby better ensuring the security of users’ privacy data.

On the one hand, security technology is used to ensure data integrity and ensure that data is not tampered with by unauthorized users during transmission and storage.

On the other hand, through identity verification methods such as key technology, new algorithms and encryption algorithms, data is encrypted at all stages of data transmission, storage and processing, and cloud technology is used to process information to achieve information concealment and protect user data.

Safety……"

Zhang Yida nodded: "Very good. Colleagues from the emerging technology business group have worked hard for the past six months. After achieving good results in the commercial phase, the group will provide option rewards."

Then Zhang Yida asked: "How is the progress of facial recognition technology?"

As soon as Zhang Yida mentioned this, Ren Yifan's face fell and he said bitterly:

"The difficulty is not small, and there is no big breakthrough yet!"


This chapter has been completed!
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