"Mr. Wu, I know that your Daniu.com is powerful. No, the purpose of inviting you to Beijing is to discuss how we can cooperate!
Please give me a detailed introduction to the business of stock allocation first!"
Liang Weimin smiled brightly, this was the God of Wealth who came to his door!
As an online stock allocation platform, Daniu.com has a very good reputation in the industry. It has a fierce operating style and is known as the price butcher. It is feared by its peers and sought after by retail investors.
Wu Xiaolong, the CEO of Daniu.com, is a legend even the thin, dark man in front of him.
I dropped out of school when I was more than ten years old and came to work from my hometown. I worked as an assembly line worker and moved bricks on construction sites. Later I entered the stock allocation industry. Because of my hard work and hard work, I was promoted from salesman to business director.
In the first half of last year, Wu Xiaolong recruited dozens of people from his old club to set up his own business and founded Daniu.com.
In just over a year, starting from scratch, Daniu.com's stock allocation business has grown to a scale of hundreds of millions in a single month.
A young man with a junior high school education and no background has reached this stage solely by his ability and skill, which is amazing.
Of course, those who were amazed did not include Liang Weimin. As a kid from a wealthy family, he looked down on these mud-legged people from the bottom of his heart.
However, Wu Xiaolong can now bring him benefits, so he can barely make ends meet.
"Isn't there a 10% price limit for A-share trading? If you invest 10,000 yuan in stocks, you will lose up to 1,000 yuan a day.
After adding 9 times leverage to the customer, the principal of 10,000 can be turned into 100,000, and the upper limit of loss will reach 10,000 in one day.
We only need to set the liquidation line in advance based on the margin paid by the customer, and the position will be forced to be liquidated when the warning line is touched.
It’s actually similar to that of a securities company, except that our threshold is much lower, and small investors can also come here to allocate funds.
Therefore, you can rest assured about the safety of your funds.
Let’s talk about profits. Our current charges are that the daily interest rate is 15 to 20 ten thousandths, and the monthly interest rate is 1.5% to 3%. The interest rate fluctuates slightly according to the amount of funds required by the customer.
We currently lend hundreds of millions a month, with a gross profit of five to six million.
The current situation is that our Daniu.com needs to expand its business scale and needs wholesale funds.
Tiantianzhuan chooses to cooperate with us at Daniu.com, which also provides an additional channel for high-quality assets."
Speaking of this, Wu Xiaolong paused for a few seconds, looked at Liang Weimin with a smile, and then said:
"If Tiantian earns money for us, I'm willing to give an interest rate return of 2% a month.
How do you like it? Mr. Liang, what do you think?"
Liang Weimin was lying on the leather seat, the corners of his mouth were slightly raised, and he didn't say anything. He just looked at Wu Xiaolong with a playful look in his eyes. After a long time, he slowly said:
"Mr. Wu, this price is not very sincere!"
"Oh, Mr. Liang, would you like to give me a price?" Wu Xiaolong said calmly.
"One price, 36%. From now on, I will provide you with 100-200 million in funds every month."
Liang Weimin looked at Wu Xiaolong with a confident look, waiting for his answer.
He has funds in his hands, and he has the confidence. No matter how good your Wu Xiaolong stock allocation business is, what's the use? Without funds, you still can't make money.
Wu Xiaolong was not angry, and after thinking calmly for a long time, he replied:
"Okay, then I will follow Mr. Liang's wishes. However, the 100 million yuan per month must be more than less! Otherwise, we will have to renegotiate the interest rate."
"Hey, don't worry. I said one or two hundred million is just a lot more."
Liang Weimin is very confident, and Tian Tian Earn is supported by the halo of a listed company. The current transaction volume in a single month has already reached more than 100 million, and it is expected to exceed 200 million next month.
Liang Weimin was quite happy to have concluded this business deal.
The 10 million yuan of entrepreneurial capital his father supported him now only has one or two million left. When he was worried about how to raise funds next, the God of Wealth came to his door.
I don't know how happy my father would be if he knew that he was now successful and had negotiated a business with a monthly profit of millions.
Maybe I can spend tens of millions more on myself. With this money, my daily earning business can be developed to a higher level.
Maybe in two years, I can go to Nasdaq to ring the bell and become a young entrepreneurial idol.
Liang Weimin began to think beautifully.
Liang Weimin felt that he needed to win over Wu Xiaolong, so he said:
"Mr. Wu, now that we've arrived in the capital, we'll have fun in the next few days. All expenses will be mine.
I will take you to a few fun places tonight, they will definitely not be any worse than your Wanshi place."
"Haha, is that right? Then we need to see it."
Wu Xiaolong couldn't wait to rub his hands together, which made Liang Weimin feel contempt in his heart:
"Country bumpkin, look at how anxious you are."
…
Not long after Baimo Bicycle completed its Series A financing of US$30 million, the money was sent to the foundry. Fu Weiwei heard the news that Huimin Bicycle completed its Series A+ financing of US$125 million.
Fu Weiwei felt a sense of powerlessness in her heart. Her opponent was too powerful. She just caught up with him, but was thrown away again.
He hurriedly called Li Bing and said:
"Brother Bing, have you seen the news that Huimin Bicycle has completed another US$125 million in financing?"
During this time, Li Bing was busy with the research and development of Weilan Auto, and he didn't hear anything going on outside the window. How could he know this news?
When Fu Weiwei talked about this, she was a little shocked. She didn't say anything for a long time, and then she calmed down and said:
"Well, another US$125 million in financing has been completed, right?
You have to learn to get used to this kind of news. Now our competitors are far more powerful than us. In the future, you will only hear more news about Huimin Bicycle Financing, not less.
But will we shrink back because our competitors are strong?
Let’s talk about Azure Auto! Tesla was established nearly 10 years earlier than us, and its various infrastructure and technology accumulation are far behind us.
Are we, Li Bing, afraid?
Strong competitors will only encourage us to work harder. By fighting hard, we can shorten the gap with them.
If you are timid and shrink back when faced with a strong opponent, then it is basically a losing situation and no one can help you turn around.
Now that you are a CEO, you should stay calm and don't panic when things happen.
If your subordinates see you like this, their military morale will be lost and it will be difficult to lead the team."
After Li Bing comforted her for a while, Fu Weiwei quickly calmed down and said:
"Brother Bing, I'm sorry. I lost my temper and let you down."
"It's okay, isn't our second batch of bicycles, a total of 60,000 units, about to leave the factory?
Focus more on your own products and operations..."
Li Bing began to teach Fu Weiwei his experience. Yiju.com had been suppressed and beaten by Autohome for ten years. Didn't it survive? And it was even listed on the market.
Li Bing faced various difficulties at the beginning, but he still relied on perseverance to persevere. So now he told Fu Weiwei the various difficulties and solutions he encountered when starting his business.
"Well, thank you Brother Bing. I understand. Let's achieve the second place in the market first! Don't go too far."
Fu Weiwei has also thought it through. At this stage, she can't even think about overtaking Huimin Bicycle all at once. She can only try to do it slowly.
"Well, let's win over Beijing and Shanghai Pengyang first and consolidate the second place. Once the data is compiled, I will help contact you for the next round of financing."
Li Bing finally warned again.
…
“Dear leaders, the Huinong Loan platform is rooted in rural areas and is determined to do a good job in rural finance...
At present, Huinong Dai’s first pilot county, Guanggu County in Ganzhou Province, has issued RMB 50 million in agricultural loans through Ganzhou Huinong Small Loan Company, a subsidiary of Huinong Dai.
In Valley County, more than 1,500 households in urgent need of entrepreneurial funds have received this agricultural loan, with an average household amount of more than 30,000 yuan.
With ample entrepreneurial funds, farmers have purchased pepper seeds one after another to expand the scale of planting...
Some farmers have purchased production machines for the production and processing of hemp shoes, which has improved production efficiency. The era of handicraft industry has transitioned to the era of mechanization..."
Zhang Yida was giving a PPT speech in the conference room of Huinong Loan Company. A group of leaders from the China Foundation for Poverty Alleviation were sitting in the audience, listening to Zhang Yida's work report.
After Zhang Yida finished his speech, a middle-aged male leader in the audience asked:
"Mr. Zhang, I have a question. Huinong Loan is such a good model that benefits the country and the people. Why have you been operating it for half a year and are still operating in a valley county?
Why not promote it to other provinces and cities earlier? This is not like the style of Yimin Financial Services Group."
Zhang Yida explained with a smile:
"Director Liu asked this question well! There are two reasons why Huinong Loan has not yet expanded its business scale.
First, the Huinong Loan project is still in the trial operation stage. After repeated explorations in the early stage, it finally found a way in Guanggu County.
At present, farmers in Guangdong County have begun to repay their agricultural loans. The repayment rate is as high as over 99%, and the overdue rate is less than 1%.
The 1% of people basically encountered some accidents, resulting in their debts being repaid. They were not maliciously defrauding them of loans. Huinong Loan has considered it appropriately and granted them a certain period of deferral of repayment.
The great success of Valley County's operating model has undoubtedly given our group a shot in the arm.
In the days to come, Huinong Loan will expand outward, providing the best quality loan services to the villages that need it most, and leading the people to get rich together.
In the past, the model was immature and we did not dare to expand rashly.
The second is borrowing funds.
At present, Huinongdai’s borrowing funds consist of two parts, shareholders’ funds and funds provided by Ruimin Financial Management.
The rate of return required for shareholder funds is not high, just 5% a year.
However, the capital cost of Ruimin Financial Management is very high, more than ten points.
The transfer of high capital costs to borrowers is something we don't want to see.
Under the market economy, it is impossible for Huinong Dai to accept this part of the loss. This is also not conducive to the normal development and scale expansion of Huinong Dai.
Therefore, we have invited the leaders of the Poverty Alleviation Foundation today to discuss the capital increase and share expansion of Huinong Loan.
Once we have sufficient funds, Huinong Loan will accelerate its development."
Director Liu nodded and said:
“This Huinong Loan project has been studied and discussed within our foundation for many times, and we are very satisfied with your development direction, model and corporate vision.
This is the valuation!
Oh, you Internet companies like to call it valuation.
We outdated old men still like to study the net assets of companies.
Net assets are used to measure the value of a business.