Zhang Yida and Huang Xiaofeng were looking at the operational data beating in the background of the computer.
518,563 people!
518,564 people!
518,565 people!
…
The number of people buying deposit financial management has skyrocketed, with one person increasing in one second.
"Awesome! My Huizhengbao!"
Zhang Yida praised it, he didn't expect this product to be so popular.
"Huizhengbao gained 500,000 users in 5 days! Mr. Zhang, you deserve the most credit!"
Huang Xiaofeng gave a thumbs up. He was really convinced. This idea was so good that it immediately hit the user's G-spot.
"Haha, everyone has contributed. Especially the friends from the operations department. I have seen the message notifications and banner ads in the APP. They are very attentive and the publicity is well done.
By the way, there are also text messages on mobile phones. Ask them to reduce the frequency of sending them!
Instead of posting every day, post once a week instead!
If you keep posting it, users will get bored!”
Zhang Yida told Huang Xiaofeng that the reason why Huizhanbao was so popular this time was not only because of its novel creativity, but also because of the overwhelming publicity of the operation department. Otherwise, who would know what Huizhanbao is? What is its use?
"Okay, I'll tell them to lower the frequency."
Huang Xiaofeng got up and left, going to the operations department.
Zhang Yida called Fang Yuhan, CEO of Ruimin Financial Management, and asked:
"I saw in the backend of Huimin Bicycle that there are more than 500,000 users of Huizhaobao. How is the data on your side?"
Fang Yuhan was very happy and said with a smile on the phone:
"Huimin's traffic was too heavy. Fortunately, our preparation measures were in place and there were no problems with the server, ensuring user experience.
The total transaction volume displayed in my backend is 416 million, and the daily transaction volume has exceeded 100 million today."
Ruimin Financial Management was renamed after the original acquisition of Jingrui Wealth Management. It has a poor foundation, has not been in operation for a long time, and its data in all aspects is far lower than that of Yimin Financial Management.
Fang Yuhan has been holding her breath, just to surpass Yimin Financial Management.
But it started late. No matter how hard Fang Yuhan tried, she could not catch up with Yimin Financial Management, and the gap kept getting wider.
She was a little discouraged, so she hugged Huimin Bicycle's thick legs. The skyrocketing data made her feel happy.
Maintaining this upward momentum and surpassing Yimin Financial Management is no longer a luxury.
"The per capita investment amount is a bit low! It's less than 1,000 yuan. Do most people buy the lowest-end financial management product for 299 yuan?"
Zhang Yida heard the numbers reported by Fang Yuhan and spent a few seconds mentally calculating the results.
"Well, that's true. 80% of people, that is, more than 400,000 people, bought the most basic 299 yuan price.
For the other 20% of users, the price ranges from four to five hundred yuan to hundreds of thousands.
Most of them are just a few hundred yuan, a few thousand yuan, or tens of thousands yuan.
But this is normal. The product has only been online for a few days, so users are not familiar with it and it is normal for them to have concerns."
This achievement was enough to make Fang Yuhan overjoyed. Fearing that Zhang Yida might misunderstand, she explained again.
"Do a good job of following up! These are high-quality users, and it would be a pity to lose one of them.
Now they are still familiar with the product and are cautiously testing it, and the potential has not yet been released.
After they have invested and received the first income, I believe many users will invest more.
Taking per capita assets of 10,000 yuan as an example, 500,000 users is 5 billion.
Huimin Bicycle is still accelerating its launch. In the future, the number of users of Huimin Bicycle will not be less than 200 million, and half of them will invest in Huizhaobao.
100 million people, with per capita assets of RMB 10,000, that’s RMB 1 trillion!”
Zhang Yida drew a big cake for Fang Yuhan. She was completely stunned on the phone. After a long time, she said:
"Ten thousand... billion? It's a bit scary!"
“One trillion requires very high operational standards, and half of the users have to buy financial services.
It’s a lofty goal!
But it is more realistic for one-tenth of the users to become active users, and 20 million people, and an asset management scale of 200 billion is still very promising."
Zhang Yida felt that 1 trillion was indeed a bit ridiculous, so he changed his mind and said 200 billion.
"Okay! Mr. Zhang, I understand, Ruimin Financial Management will definitely live up to your trust!"
Fang Yuhan felt as if she had been injected with chicken blood, and she was very excited.
Even if there is not 1 trillion, 200 billion, or a discount of 100 billion, Ruimin still has a chance to become the number one in the industry!
She was a little excited when she thought about the opportunity to become the number one in the industry. Although she is a woman, she also has a strong ambition and is eager to become the next Miss Dong.
…
“Huimin Bicycle launched a financial management function and stole many of our users!
Mr. Fu, I have learned about it. It is a product developed in cooperation with a P2P company.
We can also find a P2P company to cooperate with. Development is not difficult and it will be online in a short time..."
A subordinate came to Fu Weiwei to report the enemy's situation and talked a lot.
After hearing this, Fu Weiwei was horrified. Huimin Bicycle had already figured out how to monetize the shared bicycle business.
Cooperate with P2P companies for deposit financing and charge based on the diversion effect.
Why didn't I think of this idea?
There is also the one they launched with a 299 yuan deposit and free rides for half a year, which is very likely to steal some of the users who worship the motorcycle.
No, we also have to buy this product.
Fu Weiwei quickly called Li Bing and explained to him the deposit and financial management of Huimin Bicycle.
"This is a great idea! I met the investors and had another story to tell."
Li Bing admired and admired Zhang Yida a little. He wanted to ask how he has such a brain? He has so many creative ideas.
"Since the effect is good, then why should we hesitate? Follow along! I support you!"
Li Bing encouraged her again and told her to just go ahead and do it. I will support you from behind.
With Li Bing's support, Fu Weiwei took action quickly and contacted several leading P2P companies in the industry to discuss cooperation.
"Mr. Fu, do you think this will work? Let's cooperate with CPA first, ask Mobike to guide us a user, register with real name and bind the card, and we will give you 50 yuan each.
If the effect is good, we will switch to CPS cooperation."
Zhang Jun, CEO of Paishoudai, said with a smile, he is not a fool. Fu Weiwei talks about profit-sharing cooperation. How is that possible?
"Mr. Zhang, you are not sincere. Compared with other advertising companies, 50 yuan per user is a normal price.
But for the shared bicycle industry, the price is too low.
Users ride our bicycles every day, and can access the APP and access financial products every day.
This kind of advertising effect and this kind of customer stickiness are far unmatched by other advertising companies.
I learned from internal sources that Huizhaobao, launched by Huimin Bicycle, gained 500,000 investing users in 5 days.
What is the chemical reaction between Internet finance + shared bicycles?
I believe you already have a scale, so I won’t go into details.
If Paishoudai still adheres to the CPA cooperation model, then we will choose Yiyindai for everyone to trust them."
Fu Weiwei also felt a little unsure. She had contacted many P2P companies in the past few days, and the chips they offered were not satisfactory to her.
He inquired about it and found out that Ruimin Financial Management, which cooperated with Huimin Bicycle, was also owned by Zhang Yida. Cooperating with his brother company was much easier than talking about partners with her everywhere.
“It’s okay to try CPS cooperation, but the rate must be negotiated. If it’s too high, Paishou Loan won’t be able to afford it.
Not afraid of Mr. Fu’s jokes, Paishoudai has been operating for eight years and is still losing money.
If Baimo Bicycle is very sincere in cooperating with Paishoudai, then we will work out a win-win plan.
In this way, no one suffers, everyone makes money, and the cooperative relationship can be lasting.
What if Bikemobike frequently changes its partners?
Mr. Fu, think about the consequences?
User trust will definitely be affected, and it will be difficult to achieve the traffic diversion effect of Huimin Bicycle!
Ruimin Financial Management and Huimin Bicycle are both Zhang Yida's companies, and their cooperative relationship is very strong."
Speaking of this, Zhang Jun paused, looked at Fu Weiwei, and said:
“I won’t say more, but Mobike’s current main focus should be on the shared bicycle industry.
You shouldn’t be too involved in things like deposits, financial management, and financial cooperation.
Mr. Fu, what do you think?"
Fu Weiwei looked at Zhang Jun's bald head and thought to herself, they are all sensible people! It's not easy to take advantage when dealing with sensible people!
"Mr. Zhang is right, and I am willing to establish a long-term strategic cooperative relationship with Paishoudai.
Then I’ll give in a little more on the price, how about 4%?”
Fu Weiwei looked at Zhang Jun, waiting for his answer.
Zhang Jun thought about it for a while, nodded and said:
"4% is fine. Every time Bike Motorcycle gives you an annual loan of 10,000 yuan, it can give you 400 yuan.
But an expiry date must be added.
For two years, for users who invest repeatedly within two years, we can pay cooperation fees at this rate.
After two years, regardless of whether the user still invests, we will no longer pay any cooperation fees."
"Two years is too short!"
Fu Weiwei frowned. Mobike only enjoyed the user's investment commission for two years, which made her feel a little bit at a loss.
"It's not a short time, Mr. Fu. In two years, an industry may have undergone earth-shaking changes."
Zhang Jun shook his head and said with a smile.
"For three years, a user will enjoy his investment commission for three years by worshiping Mobike.
We can sign a three-year strategic cooperation agreement with Pai Shou Dai and designate Pai Shou Dai as the sole financial provider of Baimo Bicycle.
Not only on the investment side, we can also cooperate on the borrowing side."
Fu Weiwei is also a decisive person. She knows that the conditions given by Zhang Jun are not bad, but she still wants to gain more benefits, so she adds some chips.
"Deal! Happy cooperation!"
Zhang Jun stretched out his hand to shake Fu Weiwei's hand and said with a smile.
Zhang Jun thought clearly. Although Huimin Bicycle is at its peak and is the dominant player in the bike-sharing industry, with Yimin Financial Management and Ruimin Financial Management, the partner will never be able to get Paishoudai.
Although Baimo Bicycle is not as good as Huimin Bicycle, it is currently a potential stock that firmly ranks second in the industry.
Everyone with knowledge can see the momentum of shared bicycles. It is a foregone conclusion that it will sweep the country. It is basically certain that it will have tens of millions of users in the future.
Wouldn’t it be great if Paishoudai cooperates with Baimo Bicycle to share its financial flow?
Although the 4% cooperation price is a bit expensive, considering the magnitude, it is worth it.
With the new traffic support, the data of Paishoudai will definitely rise, and another round of financing will follow the trend.
The more I think about it, the happier I am!
Fu Weiwei wasn't too happy, but she was relieved.
She found several leading P2P companies in the industry and found the one with the best loan conditions.
Now that the strategic cooperation agreement has been concluded, she is relieved.
Huimin Bicycle is already a long way ahead of Baimo Bicycle in terms of data and scale. The gap can no longer be widened in terms of financial services and business realization.
Paishoudai is also a company that is about to raise Series C financing. Its transaction volume and reputation are not inferior to those of Ruimin Financial Management, so it is also a suitable partner.
She doesn't dare to cooperate with small and medium-sized P2P, and she's afraid that if there's a thunderstorm, she'll get in trouble with Mobike.