"Brother, I've told you many times. I told you to watch your father and don't let him trade in stocks, but you didn't listen. Now that something like this has happened, what's the use of looking for me?
How much did you lose this time?"
Song Caiwei said angrily. Judging from her tone, this kind of thing happened not once or twice.
"Little sister, it's not like you don't know who dad is? His temper has become so fierce that even ten cows can't be pulled back.
This time, without telling his family, he mortgaged 10 houses to speculate in the stock market. Forget about stock trading, at least there would still be some residue left.
Hey, he also went to a private company to allocate capital. That company was irregular and made virtual disks.
More than 20 million! All of it was taken away by those gangs."
When mentioning this matter, Song Weixiong looked heartbroken and spoke very excitedly.
"What? Lost more than 20 million? What should we do now?"
Upon hearing this amount, Song Caiwei couldn't sit still, her eyes widened and her voice got louder.
In her opinion, her father lost money nine times out of ten when he traded stocks, but each time he only lost tens of thousands, hundreds of thousands, or at most millions.
This time she lost more than 20 million and bought 10 houses, which was a bit beyond her imagination.
"He tried to be quick. He got a loan from a small loan company. The mortgage ratio was 70%, and the loan was only repaid for one year. It has been a few months now, and the repayment period will be in a few months.
Small loan companies are all bad guys. If the money is not paid, the house will definitely be taken away.
You work at Ruixiang Group, and I heard you are also in finance.
I was wondering if it would be possible... to loan it to Ruixiang Group.
We will also pay the interest, because there is a mortgage on the house, so the interest rate should be as low as possible.
Housing prices in Yangcheng have risen sharply now. If I sell now, I would be a little reluctant.
I think if we wait for three to five years, we might be able to sell two fewer houses to fill this 20 million hole."
Song Weixiong looked at his sister with hope. He came all the way from eastern Guangdong because he heard that his sister was the assistant to the chairman of a large group company and had a lot of power.
"Brother, it's not that I won't help you. Although Ruixiang is a financial group, it doesn't have a mortgage business.
And I’m just a small assistant and can’t speak much in the company.”
Song Caiwei shook her head and began to patiently explain to her brother Song Weixiong.
"Little sister, please help! You are also a member of this family. Dad has caused such a big mess. As children, we have to help him deal with the aftermath!"
After listening to Song Caiwei's words, although Song Weixiong was a little disappointed, he did not give up his efforts.
"I really can't help! If it doesn't work, just sell 7 houses and go out! Even after selling, you still have 13 houses at home!
As long as dad no longer speculates in stocks, the rent alone on 13 houses will be enough for the family to live."
Song Caiwei frowned and began to comfort her brother.
But Song Weixiong didn't think so. He thought his sister didn't want to help, and said angrily:
"Little sister, I know what you mean. You think that you will always get married, and you don't have a share in the house, so you don't want to worry about it.
Did I ever say that your house will not be divided in the future?
Just go and tell your boss, we will refinance it to him and pay him an interest of 12% every year, which is nearly twice as high as a bank mortgage loan.
Just go ahead and say it! If it doesn’t work, I’ll think of other ways.”
Song Caiwei felt quite embarrassed when her brother said this. She didn't want to go to Zhang Yida and let him underestimate her because of this matter.
But her brother on the other hand begged her so much, leaving her in a dilemma.
Zhang Yida couldn't understand Cantonese, so he only saw Song Caiwei chatting with a man in his twenties or eighties.
The man gestured with great excitement, while Song Caiwei had a sad face and responded with a few words from time to time.
Zhang Yida thought they were arguing about something. After thinking about it, he decided not to join in the fun. He walked aside and prepared to drive home.
Song Caiwei saw Zhang Yida and opened her mouth, but still didn't say anything to stop him.
Her subtle movements were caught by Song Weixiong, and following her gaze, he saw a majestic young man, probably in his twenties!
Before coming to the capital, Song Weixiong also checked the information. He immediately recognized Zhang Yida and said anxiously:
"Isn't that your boss? Stop him quickly and ask!"
Looking at her brother, Song Caiwei took a deep breath, and then shouted to Zhang Yida who was about to drive away:
"Mr. Zhang, wait a moment!"
Zhang Yida was about to open the car door when he heard the shouting. He stopped moving, turned to look at the two brothers and sisters walking towards him, and asked:
"Caiwei, what's wrong?"
Walking to Zhang Yida's side, Song Caiwei calmly pulled her brother who was about to speak, and let her speak:
"Mr. Zhang, my family has encountered some difficulties and I would like to ask you for a loan..."
After listening to Song Caiwei's words, Zhang Yida was a little confused and asked:
"Why don't you go to the bank and refinance?"
"Ahem, Mr. Zhang, we just moved back not long ago and we haven't gotten the property rights certificate yet."
Song Weixiong interrupted and said.
Zhang Yida understood that without a property ownership certificate, there was no way to get a loan from a bank.
After thinking for a while, Zhang Yida said:
"Let's do this! I'll let Yimin Puhui Guangdong Region take over your family's mortgage debt."
After hearing these words, Song Caiwei and Song Weixiong finally let go of their hanging hearts, but Zhang Yida's next words made them feel relieved again.
"The interest may not be cheap. Yimin Puhui's funds all come from individual investors, and the cost of funds is more than ten points higher. I can give you a discount of up to 18% annual interest.
If it's any lower, I'll lose money, so you should think about it carefully!"
Zhang Yida, you can help, even if you don’t make money, but you can’t lose money.
Song Weixiong made a calculation in his mind and thought, "No! If you borrow it for 5 years, the interest alone will reach 90% of the principal. Basically, the house price will have to double to keep the balance!"
Song Caiwei glanced at her brother and said, "Otherwise, let's sell the house! The 20 million hole is not so easy to fill."
Song Weixiong shook his head and said: "Can't sell it!"
After saying that, he looked at Zhang Yida again, gritted his teeth and said:
"Mr. Zhang, I promise you. We will borrow it for one year first, and we will decide whether to renew the loan based on market conditions after one year."
Song Weixiong thought clearly that although the interest rate of 18% was high, it was considered very conscientious compared to the small loan with an interest rate of 36% borrowed by his father.
The top priority is to pay off the small loan first and save half of the interest.
According to market conditions, let’s look at the trend of housing prices in another year. If housing prices still fail to rise, we will have no choice but to sell them.
He really didn't want to sell his house. The locals knew that house sellers were idiots.
How nice it would be to keep the house and collect rent for the rest of your life!
Don’t all the tycoons on Hong Kong Island do this? After the grandfather died, the son continued to collect rent, and now it has been passed down to the grandson’s generation.
Zhang Yida didn't care whether he borrowed it for one year or five years. He didn't want to make a lot of money from this deal, so he nodded in agreement.
I heard that Song Caiwei's family has 20 apartments, and I asked out of curiosity: "Does your family belong to Liede?"
"Um...how do you know?"
When Song Caiwei thought about it, Mr. Zhang still cared about her very much and even found out where she was from.
…
Make money from the company every day.
Chairman's Office.
There was a burst of crackling sound of broken objects. Liang Weimin's eyes were red, like a beast that chooses people to devour. Next to him were vases, tea sets, computers and various documents broken on the ground.
The charming female secretary opened the door and was stunned when she saw the messy things on the ground. She asked cautiously:
"Mr. Liang, are you okay?"
"Get out of here!"
Liang Weimin was furious at the moment and directed his anger directly on the head of the delicate female secretary.
The female secretary was a little aggrieved, but she didn't dare to say anything, so she had to leave and close the door. Only after Liang Weimin got angry did she dare to go in and clean up the office.
"Wu Xiaolong, I say your ancestors are eighteen generations old. Don't let me catch you, I will make your life worse than death."
Liang Weimin cursed in the office.
After venting his anger, Liang Weimin began to think about how to clean up the mess.
Daniu.com ran away two days ago!
When I received this message last night, Liang Weimin was still drinking in a nightclub with a group of young models. He was so drunk that he didn't even know that his phone was turned off.
Liang Weimin didn't learn the bad news until he arrived at the company this morning.
When Liang Weimin called Wu Xiaolong, it showed that the phone was turned off, and WeChat was also blocked.
Liang Weimin asked a friend from Pengcheng to go to Daniu.com to have a look, and found that the building was already empty.
This is a real hammer, Danniu.com has really run away.
Liang Weimin put his head in his hands and grabbed his hair hard, trying to calm himself down.
He couldn't calm down when he thought of the 500 million yuan in cooperation with Danniu.com.
After Tiantianzhuan and Daniu.com confirmed their cooperation some time ago, they cut off all external assets and transferred all user funds to Daniu.com.
Without him, interests are the only thing that matters!
Other assets can offer up to 20% more interest, while Daniu.com offers 36%.
Liang Weimin felt such regret! He wished he could catch Wu Xiaolong and kill him with a thousand knives.
After thinking about it, Liang Weimin decided to ask his father for help. He dialed his father Liang Yuanping's phone number and said cautiously:
"Dad...I was cheated!"
Liang Yuanping was also surprised that his son called him. How long had it been since his son called him?
As a result, when I opened my mouth, I heard him say that he had been cheated, and I subconsciously asked:
"Why have you been cheated? What do you look like in a panic?"
"I...someone deceived us into making a daily profit from the company...and ran away with 500 million yuan."
Liang Weimin said bravely.
"500 million...tell me the whole thing from beginning to end!"
Liang Yuanping was very angry. 500 million was more than the annual net profit of Huasi Chuangxing.
I was scolded by my son like this. In the end, I had to come out and tell the truth.
Although I was very angry and wanted to curse on the phone, but rationally, I also knew that I had to find out the whole story first.
Liang Weimin was a little surprised that his father didn't scold him for such a big mistake. Usually he would scold himself bloody if he crashed a sports car.
This is, what about sexual transformation?
Liang Weimin told his father exactly how to cooperate with Daniu.com, the whole process and ending of the cooperation.
After hearing this, Liang Yuanping's eyes turned cold, as if the bad money had just landed on his head.
I comforted my son a few words and told him not to panic, and he immediately followed suit.
After hanging up the phone with his son, Liang Yuanping first called a police leader he knew well in the capital and explained the situation.
The other party was very considerate, and immediately said he would file a case immediately, and began to arrest the victim with all his strength, trying to restore the victim's losses as much as possible.
Then Liang Yuanping called the leader of a certain securities firm and chatted for a few words, saying that he wanted to pledge a certain share of Huasi shares.
Although Huasi Chuangxing is not particularly large, its profits are very stable and it can be regarded as a blue chip stock.
Liang Yuanping's stock pledge rate was not high, so the leaders of the securities firm immediately agreed to pledge several hundred million.
After both things were successfully completed, Liang Yuanping breathed a sigh of relief. He looked at the photo frame placed on his desk. In the photo, he and his wife were holding their son on the left and right.
This photo was taken twenty years ago, when my son was only 3 years old.
Liang Yuanping gently touched the photo with his hand and sighed: "Weimin, please be sensible soon! If you continue to act like this, I won't be able to control your father anymore."