Ginza consists of eight blocks and is the most luxurious business district in Tokyo. It is known as "the most expensive place in Asia".
Especially when night falls, colorful neon lights and fluorescent lights submerge the entire Ginza in dazzling light and shadow.
In a high-end private club in Ginza, Zhang Yida met Masayoshi Son, chairman of SoftBank Investment, and Nikesh Arora, chairman of Yahoo RB.
The well-known Internet emperor Masayoshi Son is not very tall, maybe not even 1.5 meters tall. He is very bald. I wonder if he is overusing his brain.
Just when Zhang Yida was having a hallucination, Son Zhengyi came up to him, shook hands with Zhang Yida, and said in English: "Welcome Mr. Zhang to RB!"
Facing this legendary investor, Zhang Yida also respected him very much and replied: "Thank you Mr. Sun for your kind invitation."
Zhang Yida finished his work inspection in South Korea and set his third stop in RB. There is PayPay, an electronic payment company jointly owned by Yahoo RB. Ruixiang invested US$49 million and held 49% of the shares.
After arriving at RB, Arora, chairman of Yahoo RB, sent him a message saying that Son wanted to meet with him.
Then Zhang Yida left He Qingxuan and the rest of the inspection team in the hotel and came to the banquet alone.
Zhang Yida shook hands with his old friend Arora again, who had also visited Ruixiang and was the executor who promoted the cooperation between Ruixiang and Yahoo RB.
Arora said: "PayPay's operational performance is good, thanks to you sending a technical team here."
Zhang Yida said with a smile: "I dare not take credit, Yahoo RB has done more."
After the three of them sat down, Sun Zhengyi kept observing Zhang Yida. After a while, he said: "I am really curious about you. At the age of 20, you have created a great career!"
Sun Zhengyi's praise made Zhang Yida feel quite comfortable. He smiled and said: "It should be that I am lucky and have grasped the pulse of the times."
"Maybe that's not called luck, but rather vision. Vision is also a type of strength."
Speaking of this, Son Zhengyi sighed and said: "What a pity! SoftBank missed Ruixiang Group."
"It cannot be said that SBI Holdings is still our shareholder."
Zhang Yida is very clear that SBI was formerly RB's SoftBank Investment, which later went public and was renamed SBI Holdings. Although Masayoshi Son does not fully control it, he still has a large stake in it.
Son Zhengyi smiled and shook his head: "I rarely interfere in SBI matters anymore. Although they invested in Ruixiang, what is their shareholding ratio?
1.21%!
This is not my investment style. If I am optimistic about a person or a company, I will give my full support."
"SoftBank Capital also holds shares in my subsidiary Pate.com and Huimin Travel Group. I still admire SoftBank's investment vision very much."
After listening to Zhang Yida's words, Sun Zhengyi shook his head and said: "The shareholding ratio is still small. In recent years, I have mainly focused on the world, neglected the Chinese market, and missed many good projects."
Zhang Yida recalled that SoftBank's performance has indeed declined, and the three TMD giants only hit Didi.
It should be said that the investment in Didi was due to the investment in Uber, which resulted in hedging investment behavior.
"SoftBank's fund is so large that it is definitely impossible to focus all its attention on China."
Son Zhengyi asked again: "How many countries has Ruixiang's magic payment been launched in?"
"Singapore, Indonesia, South Korea, India, and RB. Currently we have entered five countries." Zhang Yida replied.
"Haha, you must be Leech Financial's biggest enemy." Sun Zhengyi laughed after hearing this.
"Not necessarily, their biggest enemy should be Penguin's Tenpay, and we can only rank second." Zhang Yida knows his own family affairs. Now in the domestic mobile payment market, Ruixiang is only ranked third.
He guessed that the biggest headache for Jack Ma was the old rival Penguin. Rui Xiang could only step aside.
Sun Zhengyi looked at Zhang Yida and asked: "In your mind, what will Ruixiang look like in five years or ten years?"
Zhang Yida thought for a while and replied: "It spans seven continents and covers most countries in the world except a few countries and regions."
Sun Zhengyi nodded slightly. He did not think that Zhang Yida was bragging, but that Ruixiang had already had this sign.
As long as governments do not suppress them, it will only be a matter of time before these Chinese financial technology companies take over the world.
"When will Ruixiang open its next round of financing?" Sun Zhengyi asked.
"We have only raised US$2.5 billion, and the funds are still very sufficient. Maybe next year!"
"Rui Shang's last round of financing was valued at US$27.5 billion. SoftBank is now investing in a round with a pre-money valuation of US$30 billion. What do you think?"
After Sun Zhengyi put forward the conditions, he looked at Zhang Yida. The latter took a long breath and said: "We have signed a bet with the investors of this round, and the next round valuation cannot be less than 40 billion US dollars."
Masayoshi Son was silent. The valuation of US$40 billion was very high. Even he, a venture capital giant with heavy capital, had to think twice before taking action.
However, he knows that his 100 billion Vision Fund will be established soon.
Once the fund preparation is completed, there will be no unicorn in the world that he cannot afford to invest in.
After careful consideration, Sun Zhengyi decided to wait and see more about Ruixiang's subsequent development.
"Musical.ly is also an interesting company. I heard that you haven't opened financing yet, right?" Son Zhengyi asked again.
Zhang Yida thought to himself, your vision is really vicious. He paused and said: "There is no financing plan at the moment."
Sun Zhengyi is quite sorry. He has studied Zhang Yida's industry. Among so many companies, the one he is most optimistic about is Ruixiang, followed by Huimin Travel, and then Musical.ly.
Others, such as Pate.com, Pinduoduo, Yimin Wealth, Ruimin Financial Management, and Huinongdai, in his opinion, will only be worth one to two billion US dollars if they are exhausted.
His current investment focus has been on decacorns, which are companies valued at more than 10 billion US dollars.
He has no interest in taking action in other small-scale companies, and leaves them to the people below to follow them.
"Mr. Zhang, I am very optimistic about you. I hope SoftBank Group can have deeper cooperation with you."
Before leaving, Sun Zhengyi said to Zhang Yida.
Zhang Yida smiled and said: "Rui is very welcome to join SoftBank in the next round of financing."
Zhang Yida knew that soon Boss Sun would receive huge sums of money from the oil tycoons.
When it comes to spending money, there is no mercy. Billions or even tens of billions of dollars have been spent on big projects such as Uber and We Work.
Zhang Yida is extremely welcoming to this kind of local tycoon.
…
RB Tokyo Narita Airport Duty Free Shop.
There are two shopping streets at the airport, namely "Narita Nakamise" and "Narita Fifth Street".
From small daily necessities to large clothing and electrical appliances, everything here is available.
Zhang Yida and He Qingxuan arrived at the airport a few hours early and have been browsing the duty-free shops.
"Yida, shall we just go shopping and not buy anything?" He Qingxuan watched Zhang Yida wandering around the area without buying anything.
"I am observing the cooperation between Mobao Payment and PayPay." Zhang Yida explained.
After saying that, Zhang Yida continued to look at the cashier and looked at the payment sign posted on it.
"Hey, isn't that the logo of Mobao Pay? Why did it appear at RB Airport?"
He Qingxuan followed Zhang Yida's gaze and discovered that the clothing store they were in actually had a Mobao Pay logo.
"PayPay has helped us negotiate with some cooperative merchants, which are basically concentrated in airport duty-free shops. So I came over to observe the situation."
He Qingxuan nodded, gave Zhang Yida a thumbs-up gesture, and said, "Awesome. Your business is going to be done all over the world."
Zhang Yida waited for a long time and finally saw several young girls in their twenties. Judging from their appearance and clothing, they should be Chinese.
Several girls were holding the selected clothes in their hands and were laughing and joking. One of the girls with sharp eyes pointed at the Mobao Pay logo on the cashier and asked the cashier: "Hello, do you have cooperation with Mobao Pay here?"
?”
The cashier nodded and said: "Yes. If you download the Youtou Ronghui APP, you can choose to pay with Mobao."
"Wow. You can actually pay with domestic magic treasures. It's so powerful!"
“Awesome, Mobao Pay has actually gone abroad.”
"Hurry up and try to see if the payment can be successful!"
Several other girls thought it was quite novel and encouraged their friends to pay quickly to try it.
So the girl who just asked the cashier took out her mobile phone, opened the Touronghui APP, clicked the plus sign in the upper right corner, and scanned the QR code.
With a "beep" sound, the girl looked at the currency selection page that popped up and asked the cashier: "Why do two options pop up? One is RMB and the other is Japanese Yen."
The cashier explained: "We only accept Japanese yen here. For the payment option, you just need to choose Japanese yen. What you pay over there is in RMB, and Mobao Pay will automatically convert the exchange rate for you, and then what we receive here will also be automatically converted into
JPY."
"Wow, so amazing!"
"Lili, hurry up and pay for one to try."
Seeing what her companion said, Lili chose the Japanese yen payment option, and then entered the product price of 13,800 yen, which was automatically converted into RMB 881.02 by Mobao Payment.
Lili enters the password and clicks Pay.
Then the cashier nodded to her and said, "Okay, the payment is successful."
After Lili paid the money, several of her companions also shouted and took out their mobile phones, opened the Touronghui APP, and experienced the magic treasure payment one by one.
One girl did not download Touronghui, but downloaded the APP on the spot and then linked her bank card.
After wasting a lot of time, I finally had the experience of scanning the QR code to pay with Mobao Pay in RB.
After several women paid the money one by one, they were preparing to leave with the goods.
Zhang Yida stepped forward and said in Chinese: "Hello everyone. I would like to ask, you just paid with Mobao. How was your payment experience?"
Several women looked up and saw a handsome boy in casual clothes talking to them and others, again in Chinese.
They all said:
“It’s very easy to use and feels so convenient!”
"Yes! Are you Chinese too?"
"Handsome guy, do you also want to use magic treasure to pay? If you don't know how, I can teach you."
He Qingxuan, who was standing behind Zhang Yida, pursed her lips and rolled her eyes.
Zhang Yida said quickly: "Thank you! I don't want to buy anything, I'm just curious and asked."
"Hey, are you Zhang Yida?"
"It must be him. Wow, can we take a photo together?"
Several girls actually recognized Zhang Yida and stepped forward to surround him.
The cashier was also very curious. Seeing how elegant Zhang Yida was, he guessed that he was a Chinese star.
Zhang Yida didn't put on any airs, took photos with several girls one by one, and chatted with each other for a while.
In the end, the girls reluctantly waved to them and said, "See you soon!"