Zhang Yida and Zhao Erya were sitting in the back row of the Bentley Mulsanne, discussing the destination of their trip.
"Do you really want to buy a "yard on the canal bank"?" Zhao Erya had a hint of longing in her eyes, and then whispered, "Do you have that much money?"
"No!" Zhang Yida responded casually. With his legs crossed, he leaned back again so that his back sank into the comfortable and soft leather seat as much as possible.
"How dare you buy such an expensive house if you don't have money?" Zhao Erya thought for a while and felt it was wrong, then asked: "You must have lied to me, right?"
Zhao Erya tilted her head, "Let me think about it, no company has been listed recently, did you sell the shares of Yimin Net Financial?"
"It's not for sale!" Zhang Yida smiled faintly, "You wouldn't have guessed it anyway."
Yuan Xiao, who was driving in the front seat, kept silently holding the steering wheel. Dressed in a decent black suit, he did not say a word or look around, adhering to his duties as a bodyguard.
A qualified bodyguard must have the following qualities: to be a quiet person in normal times and not interfere with the boss's life; it is when they encounter emergencies that their abilities are revealed.
Following the Mulsanne was a black Mercedes-Benz AMG G63, also known as the "Big G".
The driver and co-pilot of the Big G car were Luo Xiaohu and Qin Lin respectively, while Qian Li was on vacation and came over to change shifts in the evening.
Luo Xiaohu couldn't put it down and held the big G steering wheel, praising: "Brother Lin, this is so generous. All our bodyguards are equipped with 3 million luxury cars."
Qin Lin held a work tablet in his hand. A "red dot" on it flashed continuously, showing the position of the Bentley ahead.
"Young people like Mr. Zhang must pay attention to pomp and face!" Qin Lin put down his tablet and started chatting, "Xiaohu, have you ever been with a billionaire before?"
"No!" Luo Xiaohu sighed while driving the car, "I used to work with a manufacturing boss worth hundreds of millions, and I usually drove a Highlander or A6."
"This car is still good, and I feel better when driving it!" Luo Xiaohu praised again.
"Yes!" Qin Lin rubbed the luxurious interior of the car beside him and added, "So we have to work hard and strive to become Mr. Zhang's long-term bodyguards."
"Yeah. Brother Lin, you are right."
Zhang Yida looked at Zhao Erya who was sitting next to him and was thinking hard, and said with a smile: "You can't guess it!"
"Equity pledge!" Zhao Erya suddenly remembered. Although she did not specifically ask about Zhang Yida's company management, it did not mean that she knew nothing about Zhang Yida.
"Right? Did I guess it right?" Zhao Erya asked Zhang Yida with a smile on her face.
"Awesome!" Zhang Yida gave a thumbs up and said: "I've made progress, you guessed it all."
"I heard that you set up a family office and entrusted all the shares of Yimin Wangjin to them?"
Zhang Yida admitted: "It's true that if assets don't flow, they won't be able to generate income."
Zhao Erya was a little worried and asked: "Isn't the interest rate high for loaning so much money?"
"Tens of millions of dollars a year!"
"So much? The annual interest is hundreds of millions of yuan." Zhao Erya was surprised and said: "As long as you feel safe, just go according to your plan!
I don’t understand finance or business, so I can’t give you any advice.”
Zhang Yida looked at Zhao Erya with a smile, "Don't you ask me what I did with so much money pledged?"
"You don't need to ask me to know that I must have used it for investment and made money."
Zhang Yida nodded and said no more.
His shareholding ratio in Yimin Wangjin is as high as 47.51%. Based on the current stock price, the market value of the position is as high as 2.46 billion US dollars.
After conducting an equity pledge of US$500 million, the Xinhuo Family Office, after consulting with him, pledged part of its equity to Goldman Sachs to obtain a loan of US$500 million.
At present, Zhang Yida's equity pledge rate has reached 40%, which is a bit high. A stock price below $18 is the warning line, and a stock price below $13.5 is the liquidation line.
However, you can add margin or increase the number of pledged shares midway to prevent "liquidation".
The first US$500 million pledged was used by Zhang Yida to acquire Blue Hole and invest in OYO, as well as to inject capital into DouShi. However, it could not be realized or paid back in a short period of time, so it was considered a long-term investment.
The second loan of US$500 million was handed over to the Xinhuo Family Office for asset allocation. Part of it was used to buy short-term bonds and domestic and foreign secondary market stocks to ensure liquidity; part of it was used to purchase hedge funds and equity investment funds.
.
Comparing the interest rate of equity pledge, if the investment return rate is higher than it, you will make a profit; if it is lower, you will lose money.
As for whether it is a loss or a profit? Zhang Yida has no idea. He will not know until the end of the year by looking at the annual return rate.
However, the Xinhuo Family Office has hired an investment and financing team with a high salary and is familiar with various capital operations and investment methods.
Zhang Yida still has some confidence that they will "make money".
Does the cunning rabbit still have three caves? Zhang Yida is preparing for this now. If the model is feasible, most of his personal assets will be used to set up a "personal family office" in the future to take care of it.
Completely separate your personal assets from the company's assets and isolate risks.
Zhang Yida recovered his mind, and the car had arrived at its destination and stopped in front of an antique courtyard.
Yuan Xiao, who was wearing a suit and ties, got out of the car first. Wearing white gloves, he opened the door with one hand and held the roof of the car with the other hand.
Zhang Yida bent down and got out of the car, straightening the wrinkles of his woolen coat.
Yuan Xiao walked to the other side of the car door and welcomed Zhao Erya out in the same way as opening the door.
Zhao Erya walked around the back of the car, walked to Zhang Yida, and looked at the courtyard of this antique building.
At this time, the security guard who had already noticed two luxury cars parked in front of the door came over and asked: "Sir, madam, are you here to see the house?"
"Yes!" Zhang Yida nodded slightly towards him.
"Okay, please come in." The security guard made a "please" gesture and asked Zhang Yida and his group to walk into the courtyard.
Zhao Erya held Zhang Yida's hand and followed the security guard unhurriedly. Yuan Xiao followed the two of them without saying a word, like an invisible man.
The security guard wasn't too surprised. The people who bought their Tahoe Group houses were all rich or wealthy, so it was normal for them to have a bodyguard following them.
Luo Xiaohu, who was sitting on the big G, asked Qin Lin: "Brother Lin, do we want to follow?"
"No, this is in China, and it's the capital, so there's no problem."
Qin Lin waved his hand, and then said: "Didn't Mr. Zhang tell me? From now on, those who ride in the same car with him are sentry posts and can follow him.
We are acting as "secret sentries" today. We don't have to follow him closely without his special instructions.
However, the mobile phone, radio, and emergency alarm must be turned on at all times. If there is any abnormality, you must go to Mr. Zhang immediately."
"Oh!" Luo Xiaohu nodded and said "ok".
Entering the compound, Zhang Yida took a look at the high blue brick wall, which was somewhat similar to the sales department of "Huizhou Architecture". He secretly sighed, as expected of a manufacturer of luxury homes, the sales department is so up to date.
A sales lady wearing a woolen coat and light makeup came up to her, "Hello, sir and madam, are you here to see the house?"
"Yes, I want to see those 12 sets of "Shu King"!" Zhang Yida said concisely and comprehensively.
After welcoming the people into the yard, the security guard who was about to get up and leave stopped for a moment, turned around and looked at Zhang Yida a few times before leaving, secretly sighing, what a truly rich man!
The sales lady was a little surprised, but quickly suppressed her emotions and said with a smile: "Sir, 10 of the 12 villas have been sold, and only one European-style "Tahoe Red Royal" and a Chinese-style "Canal Bank" are left.
courtyard"."
Zhang Yida, who loves history, naturally prefers Chinese-style courtyards, so he said to the sales lady without hesitation: "Let's take a look at the courtyard on the canal bank first!"
The sales lady saw that although Zhang Yida and Zhao Erya were young, they were well-dressed and followed by a suit bodyguard, so they should be powerful buyers.
So she smiled, invited Zhang Yida and Zhao Erya to sit down on the sofa in the hall, served them two cups of hot drinks, and said, "Sit down for a moment, I'll get the keys right away."
"etc!"
The sales lady stopped and asked Zhang Yida: "Do you have any other instructions, sir?"
Zhang Yida pointed to Yuan Xiao who was standing behind him and said, "I'll give this gentleman a hot drink as well."
"Mr. Zhang, I don't need it." Yuan Xiao was a little touched. He felt "respected" for the first time in so many years as a bodyguard, so he was so indifferent as him, and couldn't help but feel a little sore in his nose.
The sales lady was also surprised. She had received customers with bodyguards several times, and she had never seen a customer who "treasured his subordinates" so much.
"Okay, I ignored it." The sales lady bowed slightly towards Yuan Xiao again, "Sir, I'm sorry, please wait a moment."
Then the sales lady turned around and poured hot drinks.
"Xiao Min, which apartment type does the customer outside want to see?" When the sales girl Xiao Min came to the bar to pour hot drinks, the supervisor stopped her.
“Look at the yard on the canal bank!”
The supervisor's eyes lit up. This is a big customer, with a transaction worth hundreds of millions.
"Are you sure you have any intention? I'm not some anchor or self-media person. I came to see the house just to take pictures and write articles." The supervisor asked.
"Probably not. I see that they are all dressed in high-end clothes, and they are accompanied by a bodyguard."
The supervisor shook his head, "You can rent clothes, and you can rent bodyguards. There is quite a lack of trust between people these days!"
"It doesn't matter if you look at it. If they take random pictures or something, I'll just coax them away."
Finally, he got a "big customer". Although he was not sure whether it was a real customer or a fake customer, Xiao Min came to work with the mentality of "I would rather kill three thousand by mistake than let one go."
"You, you!" The supervisor saw through Xiao Min's thoughts and said with a smile: "You are just hopeless, why do you still dream about getting rich?"
"That's right, if you sell a villa, you'll get a commission of 3 million. What fool doesn't want it?"
Xiao Min poured the hot drink and was about to leave when the supervisor warned again: "Call two colleagues from the security department. The items in the Villa King are too expensive, so we need to keep a closer eye on them."
Xiao Min nodded, "Don't worry, leader, I will be smarter."