Affected by the Tazhai Village incident, Kuang Qingyun was demoted to deputy general manager and his year-end bonus was cancelled;
The team manager who recruited and interviewed Lin Jiren was also implicated and was demoted to an ordinary salesperson;
The risk control specialist responsible for reviewing loan incoming documents in Tazhai Village was directly fired.
In addition to punishment, of course there are also rewards.
Several ordinary salesmen from the Fujian branch who were responsible for going to Tazhai Village to investigate and were beaten were given a cash reward of 10,000 yuan each in addition to reimbursement of all medical expenses.
When Bao Bufan personally handed the award certificates and a stack of banknotes to the winning employees, several employees with their heads wrapped in gauze were moved to tears.
They felt that the beating was worth it, not because of the money, but because of the attitude shown by the company.
I came forward to seek justice for them and severely punished the attacker. In addition, all medical expenses were reimbursed and I was given paid leave.
All of this reflects Huinong Loan's "people-oriented" values.
In the audience, watching the award ceremony, Kuang Qingyun felt like he was surviving a disaster.
This time when the Fujian branch revealed such a big problem, he guessed that he might say goodbye to Huinong Loan.
Unexpectedly, the headquarters spared him and gave him a small punishment.
In fact, he didn't know that he had already walked past the "Gate of Hell".
Fortunately, he took remedial measures immediately after the incident in Tazhai Village broke out.
Including sending people to investigate Tazhai Village, personally going to Tazhai Village, actively cooperating with the headquarters investigation team... and so on.
All this was seen by Li Shaohua, the leader of the investigation team, and he wrote a report and fed it back.
Zhang Yida considered that the work of the Fujian branch was going well before, and the main cause of the Tazhai Village incident was not Kuang Qingyun.
In addition, the Fujian branch needs to maintain stability after experiencing this turmoil.
Therefore, Kuang Qingyun was given a chance to make meritorious deeds.
Kuang Qingyun doesn’t want to leave Huinongdai. When he reaches middle age, it is not easy to find such a big platform.
The expansion task of Huinongdai is not that important. The main task is to control the overdue rate and quality of loan assets. This is suitable for a middle-aged professional manager like him.
If he wants to work hard like young people in start-up companies, his energy and family may no longer allow him.
And letting him do some work of slow expansion and intensive cultivation is suitable for taking advantage of his more than 20 years of credit work.
In addition, after this battle, he also saw the power of the shareholders behind the scenes, and was even more reluctant to leave.
However, he also knew the intentions of the headquarters and was demoted to vice president, but did not appoint a full-time person to take over.
Is this asking him to take advantage of his crime and make meritorious service?
He began to think about what he would do next to remedy the situation.
Bao Bufan took a group photo with several award-winning employees and assigned his assistant to send these photos to the administrative department so that they could make a copy and distribute it to all branches.
The Tazhai Village incident is very typical!
Whether it is Lin Jiren, the employee who committed loan fraud, or several employees who have made meritorious deeds and won awards.
Bao Bufan wanted to use this incident to show all employees the "stick plus carrot" approach.
The company will never tolerate illegal activities such as loan fraud, and it will not be stingy with employees who "bleed" for the company.
After the award presentation, Bao Bufan rushed to the Fujian Provincial Police Department.
In the auditorium, under the watchful eye of many media, 5 million yuan was donated to the Fujian Province Public Security Police Heroes Foundation.
The money is not much, it mainly shows an attitude of gratitude!
Huinong Dai itself is still in a state of loss, and donating 7 figures to the local police department is already the limit.
The leaders were very grateful and said a lot of good things about Huinong Loan in front of the media.
After returning to the capital, Bao Bufan came to the 50th floor of Ruixiang Building and reported to Zhang Yida.
After listening to the report, Zhang Yida nodded and considered all aspects of the matter, thus successfully resolving the incident.
"Old Bao, let me make a few comments."
Bao Bufan straightened his body, knowing that Mr. Zhang was about to give guidance.
"Although the direction of public opinion about Huinong Dai has been deflected, it is not all the same. We must pay attention to competitors' bad intentions and bad media's fabrications, and maintain the positive image of our company.
We also need to use the Tazhai Village incident as material to carry out a company-wide propaganda campaign to help employees form correct values.
Taking the wrong path will not last long, sooner or later the pill will be taken away.
In addition, we must also reflect.”
Zhang Yida sighed and said, "We can't ignore everything for the sake of performance and let employees' wages be linked to the overdue rate of our customers. What do you think?"
This move is cruel enough!
However, Bao Bufan thinks this is right, and many loan companies are implementing this method.
He nodded and motioned for Zhang Yida to continue.
"In addition, the review mechanism needs to be strengthened. For large projects worth tens of millions like Tazhai Village, cross-review must be formed, and it must be manually reviewed.
AI can identify information, but it cannot read people's hearts. But people can.
If there had been more review mechanisms and more risk control specialists visiting the countryside, the situation might have been different."
"But in this case, the efficiency will definitely be reduced."
Zhang Yida waved his hand, "Asset quality is the first priority. Only good asset quality can make Huinong Dai go further.
In recent years, we have heard enough mindless propaganda about efficiency. We cannot be divorced from reality. Ordinary farmers do not have much information for us to crawl online.
How to judge their repayment intention and ability? Most of them have to rely on manual labor."
Bao Bufan thought about it and found that this was indeed the case.
Many farmers in their 40s and 50s only know how to use WeChat, do not use other software, and have never borrowed money on other platforms.
Apart from the central bank’s credit report, no other data is really available.
Therefore, trying to achieve a purely online model like Huabei and Yongbei is simply a fantasy and a fantasy.
Zhang Yida chatted a lot with Bao Bufan again, all about development strategies.
In addition, I also briefly talked about cooperation with companies such as Pinduoduo, Ruixiang, and Digua Video.
More details will have to be discussed by each company again.
"By the way, Mr. Zhang, this matter in Tazhai Village cannot be said to be fruitless."
Bao Bufan also talked about the new continent he discovered.
"Um, you said that some overdue borrowers in various places have taken the initiative to repay their loans?"
Bao Bufan smiled and said: "Yeah, I didn't expect such an unexpected gain.
Didn’t the media hype at that time that “thousands of armed police officers were dispatched to help collect collections”?
This matter spread widely on the Internet, and our Huinong Loan also became famous.
Many people who were able to repay but deliberately did not pay back the money were frightened after seeing the news and feared that the armed police would come to their door and cause trouble for them, so they took the initiative to pay back the money."
Zhang Yida scratched his head, this is really a magic comedy.
"Everything has two sides. Will some customers be frightened and not dare to come to us for loans?"
Bao Bufan was speechless, but it was really possible.
But in general, the advantages outweigh the disadvantages, which greatly dampened the arrogance of old people who evaded debts.
"Salesmen from other loan companies have also followed suit and spread the news that "armed police are dispatched to crack down on old people" everywhere, so as to encourage their customers to repay their loans."
Zhang Yida shook his head and laughed, he really knows how to gain popularity.
But it's very effective. People who don't know the inside story really think that the armed police are here to collect debts.
In particular, the huge loan fraud case involving more than 13 million yuan was involved, and cases of obstructing official business and violent attacks on police officers were downplayed a lot.
What Zhang Yida didn't know was that the salesmen of Yimin Wangjin, Yimin Dai, and Xinglong Dai were about to set off firecrackers.
They are more or less related to Huinong Dai, for example, they have the same chairman and similar shareholders.
In their circle of friends, they are all celebrating gossip news such as "the brother company, with the assistance of the armed police, cracked a major loan fraud case and arrested dozens of old people."
At the same time, the overdue rates of Yimin Wangjin and other companies have dropped a lot during this period.
In addition, there are also many old people who take the initiative to repay the money.
It can be seen from this that Chinese people are still relatively afraid of the government.
…
Snap Salad was officially listed on the New York Stock Exchange on Thursday. The opening price was US$24, an increase of 41.2% from the issue price of US$17, and it closed at US$24.48, an increase of 44% from the issue price.
Based on the closing price, Sarabu's total market value reached US$28.33 billion, making it the largest technology company IPO in the U.S. securities market since Ali Baba.
Zhang Yida noticed this international financial news.
Sarabu is a software that disappears after reading and is very popular among European and American teenagers.
Founder Spiegel was born in 1990 and was once tied with Zhang Yida as "the youngest billionaire in the world".
Zhang Yida did not know this person and had never interacted with him, but this did not affect the media's search for news points at all.
Some media once interviewed Spiegel and asked him if he knew Zhang Yida, who was tied with him as the youngest billionaire?
His answer was: I'm not interested in nobody, my goal is Zuckerberg.
Come on, if you want to promote yourself, don’t belittle me!
When it was Zhang Yida's turn for his third company, Yimindai, to go public, a European and American reporter came to ask the same question.
Zhang Yida's answer is: The youngest billionaire? Do you look down on Hurun or Forbes?
Zhang Yida is so pretentious. When the mainstream media ranks his net worth in "tens of billions of dollars," isn't it just for fun when the media mentions "billionaire"?
However, after Serabu was launched, Spiegel's net worth increased a lot, reaching 6.25 billion US dollars.
Born in 1990, at the age of 27, reaching this point is indeed the peak of life.
Zhang Yida remembered that in his previous life, he seemed to have married a supermodel named Miranda Kerr and received a US$2 billion investment from Penguin.
Suddenly thinking far away, Zhang Yida thought of a young man who aspired to make Chinese salad cloth.
About the same age as Spiegel, 1989.
However, in order to attract news attention, the media often labels people as “post-90s entrepreneurs.”
This person has also achieved good results. He started his business around the same time as Zhang Yida and has now made considerable achievements in his own niche field.
After dialing the number of Xiong Xiaoge from IDG Capital, Zhang Yida smiled and said: "Boss, I want to ask you to help me make an appointment with someone!"