The days passed quickly, and April came in a blink of an eye.
Ge Erping has now become a die-hard fan of Touronghui platform. Every day when he has nothing to do at work, he goes to Touronghui to read financial information, or goes to the community forum to browse posts and chat with others.
Today I suddenly received a prompt to upgrade the APP version. Ge Erping quickly clicked to upgrade.
When you log in to the Touronghui APP again, you will see a prompt to log in with the "Touronghui One Account" account, or use the third-party authorization of the 365 Accounting Manager, Kawang Credit Card Manager, and Touronghui Finance APP to log in.
Ge Erping was a little curious. He had also downloaded the other three apps. This was the first time he heard about this Toulonghui One Account account, so he quickly clicked on the introduction and took a look:
"Touchonghui One Account is a comprehensive financial management account tailor-made by Ruixiang Jinke for users.
Through One Account, you only need one account and one set of passwords to manage the online accounts of all Ruixiang's products and realize various financial needs such as credit card management, accounting management, financial investment, loan application, payment transfer, etc.
Add the accounting, credit card, financial management, loan, payment and other accounts under your name to One Account, and then log in to Touronghui to check the latest information of all Ruixiang accounts and handle Ruixiang's various online businesses.
"
Ge Erping quickly applied for a Touronghui One-Account Account and then logged into the Touronghui APP platform.
As soon as you enter the APP, you will find that the entire UI interface of the software has been completely changed.
The homepage is a chart with a lot of information.
Ge Erping's personal salary income, daily consumption, social security provident fund balance, current, fixed-term, stocks, funds, financial products, payment transfers, credit cards, commercial loans and other account data are summarized and presented into a clear asset and liability
Total charts and lists.
Ge Erping was a little surprised. He checked the data carefully and found that except for his house and car, all his other financial assets were counted very accurately.
You can understand almost all of your financial assets with one chart, which is so convenient. You no longer have to calculate your assets and liabilities bit by bit in the future.
By the way, there is also a payment with no data.
Ge Erping saw a conspicuous button on the homepage of the Touronghui APP with the word "Transfer" written on it.
I hurriedly clicked in, authorized my address book, and then a row of names and account numbers of my friends and colleagues popped up.
Ge Erping counted carefully and found that his classmates, Ergou, Cuihua, and Sauerkraut, were all there. He recommended them to register the Touronghui APP last year, and it seemed that they had also opened this payment account.
Out of curiosity, Ge Erping clicked on Ergou's avatar, and a chat dialog box similar to WeChat popped up.
Ge Erping was a little surprised to find that he could still type and chat. He quickly typed a row of words:
"Ergou, call Ergou."
After a while, Ergou replied:
"Copy that, Erdan, please speak."
Ge Erping laughed and realized that it was Ergou who was opposite him. He and the others usually called each other by nicknames, and basically no one outside knew about it.
Typing asked again:
"Ergou, have you also opened this Touronghui payment account?"
“Yes, Erdan, didn’t you recommend that we use this Tou Rong Hui APP?
I have been using it for a while and found it very useful. I received a software upgrade prompt today, so I upgraded and logged in, and found that there are many new functions. I am still exploring it now!"
Ge Erping clicked the "+" button on the right side of a dialog box, and a transfer function popped up.
He lost 0.1 yuan and transferred it.
After a while, Ergou typed back:
"Erdan, you are too stingy! Give me a dime."
Ge Erping was a little embarrassed and said:
"Am I not testing the functionality?"
After a while, I saw an additional red envelope in the chat dialog box, which showed that it was sent by Ergou.
Ge Erping quickly opened it and found that it was one yuan. He checked the account balance and found that there was one yuan more.
Ge Erping saw another "banner" advertisement next to it, clicked on it, and it showed Mung Bean Credit Score.
After clicking to enter, I authorized the opening of a Mung Bean credit account and received a score of "605 points" from the evaluation.
There is also an option next to it, credit score improvement.
After clicking on it, there will be a series of information supplementary prompts, including ID card, passport, student status and education, work information, career information, driver's license, vehicle information, real estate information, social security, provident fund and so on.
I have already lighted up the ID card, social security, and provident fund options, while the other options are gray.
Seeing a PK button, Ge Erping clicked on it and sent the invitation link to Ergou.
After a while, Ergou agreed to PK. The two PKed the mung bean credit score.
615 points VS 605 points.
Ge Erping regretted losing by 10 points and quickly typed and asked Ergou:
"What's going on? I obviously registered for Touronghui before you, so how could it be possible that my score is lower than yours?"
"Haha, you must not have bound the information! Click the credit score improvement management button in Mung Bean Credit Score and upload your information to increase your score. I have completed the information. The system tells me the next step
I’ll also get a score increase every month.”
Ergou typed a reply proudly.
Ge Erping was a little unconvinced, so he went to Mungdou Credit and uploaded all the information. All the options were lit up, and then continued to find someone to PK his credit score.
At the same time, Ge Erping also shared a mung bean credit score PK invitation link to WeChat Moments, ready to compete with everyone.
After thinking about it, I took a screenshot of the asset chart on the homepage, put a mosaic on it to cover up the key information, and posted it to a circle of friends and wrote:
"Amway's APP, Tou Rong Hui, is your all-asset accounting manager."
After a while, many comments came.
"Brother Erping, you are such a rich man. He also owns funds, stocks, and all kinds of financial management. I am envious!"
"Mr. Ge, where did you get rich recently? Bring your brothers! I'm almost exhausted."
…
"Brother, are you free tonight? Let's watch a movie together!"
Seeing this last comment, Ge Erping got excited. This is the goddess of the company next door to him!
The first time he met this goddess in the elevator, he was shocked. He shamelessly asked for WeChat and asked the goddess to have dinner several times but was rejected.
Today he posted this screenshot of his assets, and he deliberately kept it a secret. The specific amount was covered up, but the amount was still vaguely clear!
One, ten, one hundred, one thousand, ten thousand, one hundred thousand, one million. Looking at the 7-digit assets summarized in his various financial accounts, Ge Erping smiled.
His parents gave him the start-up capital for his business, but since he had no idea of a business project for the time being, he bought all of it into various financial management projects.
His family does not have a lot of money, but they still have a little money. He usually wears very simple clothes and looks ordinary, just like an ordinary white-collar worker.
So he also realized that it was impossible for him to pursue the goddess like this.
It’s impossible to type and tell the goddess, I have millions, just follow my brother and enjoy the hot and spicy food!
So he decided to post it on WeChat Moments and pretend to be cool.
I tested the money-worshiping girls in my circle of friends, and some people actually took the bait.
Of course, the goddess's invitation will not be rejected, and a couple of rounds of friendship cannons are still acceptable.
I just want to be my girlfriend, so let’s do it in the next life! Look at how you worship money, I’m not stupid, let’s give up the position of the successor to the next person!
Ge Erping laughed and thought that the Touronghui APP was really good, so he activated another hidden function.
…
Ruixiang Jinke.
In the conference room.
Zhang Yida asked about the recent work progress.
Lin Zhenyang smiled and said:
“Since the launch of this payment function and Mung Bean Credit, we have experienced a surge in new users.
Currently, the number of registered users of Touronghui has exceeded 50 million.
Calculated based on TouRongHui One Account, the total number of users of the group’s four APPs has exceeded 100 million, excluding overlapping users, there are still 80 million.”
Zhang Yida felt a little emotional, and he asked them to develop the Investment and Ronghui One Account, with the purpose of unified management of the login accounts of each of its APP products.
Log in to Touronghui, 365 Accounting Manager, Kawang Credit Card Manager, and Touronghui Finance to use the Touronghui One Account account.
Now that the number of Touronghui One-Connect accounts has exceeded 100 million, the company really deserves to be called a small Internet giant in terms of the number of users.
Zhang Yida arranged:
"Contact various media and ask them to report that the number of Touronghui users has exceeded 100 million, and promote us to make the brand louder."
Lin Zhenyang frowned and said with some worry:
"Should we keep a low profile for a while longer? With such a high profile now, I'm afraid the giants will target us."
Zhang Yida glanced at Lin Zhenyang and other senior executives who looked worried, smiled faintly, and said:
“Mung Bean has been targeted ever since we launched its credit and payment features.
There's no use being low-key now!
What happened to the giant? Now that he has drawn his sword, there is no reason to take it back.
When the sword is unsheathed, it must see blood.
This is just the first sword for the giant, there will be a second sword and a third sword later.
Now they are blocking our way. If we don't step on their corpses to get to the top, we will be crushed to death by them and continue to establish the majesty of their giants.
In addition to finance, they also do social networking, e-commerce, video, entertainment, express logistics, games, and everything else.
This is a giant, and it wants to get involved in any industry.
We only do finance, and we are more focused than them. It is not unreachable to surpass them."
Lin Zhenyang touched his chin and suddenly said:
"Since a war is about to begin, we must quickly prepare enough food and grass."
Zhang Yida took a breath and said slowly:
"The payment sector has not yet fully demonstrated its power. Miaofenqi and Lefenqi have been fully integrated into our payment system. We have determined the university campus market, but it will take time.
The customer groups of more than 100 financial management and loan companies we cooperate with outside are all between 20 and 50 years old, which is also our target group. We have all their payment account opening information, and we can directly touch this customer group.
Transformation.
The number is still too small, only one to two million people at full count.
For Didi, we can strive to use our Mobao payment as one of its passenger payment methods to help us promote it.
But the giants are also shareholders, so it’s hard to say how the final cooperation will turn out.
So don’t expect too high!
We Tounonghui has tens of millions of existing users, which is 10 times smaller than the giants.
Our biggest breakthrough opportunity is offline!"
Having said this, Zhang Yida's eyes flashed with coldness, he paused for a few seconds, and after scanning the crowd, he said slowly:
"I have already thought about the activities. This month, the company will provide a subsidy of 50 million to promote our payment QR code through local promotion.
The target is merchants in the four first-tier cities of Beijing, Shanghai and Pengyang.
Promote cooperation with one merchant and reward 100 yuan for account opening fee. This month’s goal is 100,000 merchants.
Users scan the QR code to pay for goods through our Mobao Pay, and receive a random discount of 1-99 yuan.
Merchants can get the same instant discount red envelopes as users, which will be distributed to the merchant account and can be withdrawn.
Only new users can get instant discount red envelopes, and merchants must be mobilized to help us promote new users.
Users and merchants each receive a subsidy of 20 million, with the goal of attracting 1 million new users.
The planning department will further refine the plan based on my plan.
After the promotion ends this month, we will launch Series B financing."