The 237th chapter won the 400 million loan contract
Xu Jiang whispered: "Now the initiative is in our hands, and we can fully maximize our interests."
Su Yuan smiled.
Of course he knows that the initiative is in his hands.
When there was only tens of millions of funds in the card, the bank ignored him and only verbally promised to loan him 80 million.
Two days ago, Su Yuan withdrew 140 million from the Moyu system, plus the profit from the stock.
But this time he came to the bank passively.
After all, it was the president of the bank who came to see me and wanted to send money.
In the early days, I ignored them, but now I take the initiative to deliver them to my door.
Su Yuan is not that stingy.
If you don't have chips, don't even think about conquering these old foxes with your bastard spirit.
Su Yuan patted Xu Jiang's shoulder and said seriously: "If you have a bigger appetite later, you can borrow as much as you can. I told you last time that my equity in the stock market can be cashed out next week."
"Our company is not short of money now, but if the bank wants to give us money, it must also eat it generously."
Xu Jiang's eyes lit up. While the two were talking, they had already arrived at the door of CCB.
Xu Jiang was the first to speak and said: "The one standing in the lobby looking left and right is Mr. Chen."
"Well, the pomp is in place." Su Yuan nodded, and Xu Jiang also took the first step to open the door.
…
Entered the bank.
The group of people began to chat.
"Mr. Su, Director Xu, it's a pleasure to meet you." Chen Liqiang shook hands with both of them.
Su Yuan also smiled warmly: "President Chen, you're welcome."
Seeing that it was almost done, Chen Liqiang whispered: "You two, let's go to the VIP room to chat."
"President Chen, please!"
"Mr. Su, you come first."
to be honest.
For Chen Liqiang to engage in such a scene, Su Yuan felt that he was quite proud of himself.
At least dare to lower your profile in public.
He is indeed an old fox.
His face is probably thicker than the city wall.
This kind of person is really worth getting to know deeply.
Now that the other party has taken the initiative to come to the door again, Su Yuan is not a villain.
Profit is the most important thing, there is no need to create misunderstandings just for the sake of face.
Su Yuan knew how much he was worth, so sometimes it was not necessarily a bad thing to accept the other person's kindness calmly.
Come to the VIP room.
Chen Liqiang also has a male assistant beside him.
Su Yuan originally expected to see a female assistant wearing a uniform suit, but he was disappointed.
This male assistant is obviously around thirty years old, so he can be considered a little fox.
Su Yuan began to be cautious.
Because the goals of both parties are very clear, Xu Jiang came to talk about it once in the early stage.
After the four of them took a sip of tea, Chen Liqiang said straight to the point: "Mr. Su, after re-examination in our industry."
"Combining the balance in your card and the development potential of Yixin Venture Capital, we can currently loan you 200 million in working capital, with an annual interest of 3.67%, and a three-year term..."
While Chen Liqiang was speaking, his male assistant presented two loan contracts to Su Yuan and Li Jiang respectively.
Su Yuan was a little surprised when he heard that the working capital was 200 million.
After all, he did not disclose the stocks to Chen Liqiang.
Now he only has about 180 million working capital in his card.
A company with no successful projects at Yixin Venture Capital is even less valuable.
However, Su Yuan obviously did not want to accept such a loan.
Su Yuan briefly glanced at the information on the contract, then glanced at the stacks of A4 paper held by the assistant out of the corner of his eye, and he knew it in his mind.
Chen Liqiang picked up the tea cup and took a leisurely sip.
Although he has lost the initiative, his gift of money is not in vain.
There are really not many young bosses who can have hundreds of millions of liquidity these days.
He is very optimistic about Su Yuan, the boss of Yixin Venture Capital.
No matter where Su Yuan's money comes from, as long as there are no problems in the accounting, the funds are safe.
This is a large customer worthy of further development.
A few minutes later, Xu Jiang raised his head, and Su Yuan said with understanding: "President Chen, may I ask a question?"
"Mr. Su, you might as well say it straight." Chen Liqiang put his hand on the tea cup, raised his head and smiled kindly.
Su Yuan: "In the bank's asset assessment scope, is the weight of real estate greater than the weight of working capital?"
Chen Liqiang did not expect Su Yuan to ask this. He was silent for a moment and then said: "There is no real difference. The bank will comprehensively evaluate the customer's ability to repay the loan."
Su Yuan nodded, and then looked at each other with Xu Jiang.
Xu Jiang took the words and took out the investment project that Yixin Venture Capital is currently in progress: "President Chen, this is a project that our company is still in progress. Maybe your preliminary investigation is not clear enough."
"Oh?" Chen Liqiang suddenly became interested.
really.
Although the bank considered the project when evaluating Yixin Venture Capital, considering that Yixin Venture Capital was only a start-up, it did not evaluate the future value of Yixin Venture Capital.
As long as this kind of limelight organization has not achieved certain results, it actually has no future prospects.
This was indeed what Chen Liqiang thought before he knew about these investment projects.
However, he also politely gave Yixin Venture Capital a loan value of 20 million.
But judging from Su Yuan's current attitude, it is obvious that he wants to compete for a larger loan amount.
Su Yuan saw that the time was almost up and continued: "President Chen, you have also seen some of the investment projects that are still in progress within our company. I believe that with your eyes, you will be more interested in the future of Yixin Venture Capital."
.”
"Personally, I am quite optimistic about new energy and biomedicine. Your company's investment vision is quite good. This Huixin battery has been in the news a few times..."
Chen Liqiang flipped through it carefully again and motioned to the assistant on the side to take out another contract: "Since Mr. Su is so sincere, I won't hide it anymore. Please take a look at this contract."
Su Yuan breathed a sigh of relief.
What he just said was a bit misleading.
I thought there was no chance.
However, Su Yuan did not expect that Chen Liqiang would still insist on giving him a loan.
It would be unjustifiable if I didn't accept this favor.
Chen Liqiang obviously wants to have more in-depth development with Yixin Venture Capital.
Su Yuan picked up the contract and looked at it a few more times.
What he focuses on is the loan funds, term, interest and credit limit.
This new contract states 400 million working capital, three installments, annual interest of 3.90%, and a credit line of 100 million.
Su Yuan was almost dumbfounded.
It's a bit unbelievable that Chen Liqiang would give such a generous loan contract.
"Mr. Su, what do you think of this contract?"
Chen Liqiang said calmly.
Su Yuan smiled awkwardly: "President Chen's vision is still so sophisticated."
In fact, what Su Yuan didn't know was.
The reason why Chen Liqiang prepared such a large gift for Su Yuan was entirely because he found out the information on Su Yuan's stock account through his connections.
