Su Mingcheng nodded, and then explained to his wife their investment proportions.
Since the factory building and water and electricity facilities are all owned by Director Shen, the equipment cost of this new production line is borne by six people, including him and Manager Zhou. Manager Zhou’s investment share accounts for the majority, 100%. Fifty, the remaining five people each account for 10%...
But Julie didn't listen to this at all, and vetoed it without thinking: "Where do we have 300,000 yuan? We only have an emergency fund of 30,000 yuan in total now. I said this money cannot be touched, you can't even think about it." Don’t even think about it!”
Seeing that she was resolute and there seemed to be no room for negotiation at all, Su Mingcheng said helplessly: "Yes, yes, three hundred thousand is not a small amount of money. It's not just me who took it out, but others too. Everyone, this time As I said, the money at home is not tied up in sacks and stuffed under the bed, so how can we come up with so much money at once, so I asked for two weeks to prepare, and you should listen to my ideas!"
After hearing this, Julie suppressed the anger in her heart and took a deep breath: "Okay, you say it."
Su Mingcheng glanced at his wife: "Dad, can we not pay back his money for a while?"
"No!" Julie shook her head without hesitation.
Su Mingcheng's tone faltered, and he was silent for a moment, then said: "Then look at your parents and your mother, why don't you make instant noodles to clear it up?
When Zhu Li heard this, she was completely angry. She could no longer restrain herself and said angrily: "Su Mingcheng, you are addicted to chewing, aren't you? Even my parents don't let it go. Husband, can you have a clearer mind? How can we withstand the hardships in our young lives now? We can't afford to lose when we win, so we should not make any risky investments again."
"Why are you so anxious? Don't shout so loudly!" Su Mingcheng's face twitched and said: "I didn't say you asked your parents for the three hundred thousand, I just wanted to deal with them for a while, and then asked friends to borrow money. One point, and then...my dad still has 60,000, so if we put it together like this, we should still be able to make 300,000."
Hearing this, Julie's pupils suddenly widened, and she was extremely angry. She looked at her husband in disbelief and said, "I think you are really going crazy. You are making up your mind on both sides of the family, right? Let me tell you, Don’t even think about it. You’re not allowed to speak to my parents, and your dad’s 60,000 yuan has been used for other purposes, so you can give up on this idea!”
At the same time, she only felt helpless in her heart, and suddenly thought that if her mother-in-law were still alive, she would sell the remaining rooms and halls of the old house to support her son's investment.
But thinking of her mother-in-law, she didn't want to continue arguing with Su Mingcheng, so she had to force herself to calm down and said slowly: "Husband, we will wear as many hats as our heads have. Let's forget about the investment you mentioned. , let’s do well first…”
"No!" Before Zhu Li could finish her sentence, Su Mingcheng was stunned for a moment and interrupted her: "You just said that my dad's 60,000 yuan had other uses, so I gave up on this idea. ,What means?"
After hesitating for a while, Zhu Li finally told Su Mingcheng about the financial plan proposed by Lin Li for Su Daqiang, and then said: "So you don't have to think about that money anymore, and you don't have to think about investing. It's better to be good. Think about how to repay dad's money."
When he heard that the 60,000 yuan had been "used", Su Mingcheng's face suddenly became very ugly!
But he was already determined to invest in that production line. Even if he didn't have Su Daqiang's money, he would never give up so easily. Naturally, he couldn't listen to Zhu Li's advice, so he couldn't help but said with a calm face: "Lili, don't be stupid."
Just keep your eyes on the present. I know you want to pay off the money you owe dad as soon as possible, and I want to too. But we must use a development perspective to pay back the money, otherwise we will just save it from our wages.
How long will it take to save? Moreover, in this society, a person's status must be measured by wealth after all. Think about why those people named Shi and Su Mingyu are so proud. Isn't it because they have a few stinky rich people who look down on me everywhere?
I've really had enough! So I have to prove myself this time and prove to everyone that I, Su Mingcheng, am no worse than them and I can also make money!"
This is why Su Mingcheng insists on investing.
He felt that he always felt defeated in front of Lin Li because he had no money and lack of confidence, so he had to prove himself even more.
However, when Zhu Li heard Su Mingcheng's seemingly progressive words, she didn't agree with them at all.
In these days, she has never seen or heard Lin Li and Su Mingyu behave or say anything that looked down upon Su Mingcheng. On the contrary, her husband has been acting very abnormally and constantly talking about each other.
Especially after experiencing the old house's account book incident and the incident of her father-in-law being deceived, through contact with Lin Li and Su Mingyu, she felt that they were not what her husband said in the past, and they were not that kind at all.
A arrogant and domineering attitude.
So Zhu Li also knew that Su Mingcheng was simply unbalanced in his heart, and all he could think about now was money, and it was still the kind of very whimsical, as if a windfall would fall from the sky.
Based on what she just asked Su Mingcheng, he couldn't even answer basic and simple questions such as how he and Manager Zhou planned to cooperate and what the annual rate of return would be. Zhu Li could be sure that this so-called investment was nothing at all.
Reliable.
Regardless of whether this project is real or not, at least Su Mingcheng has been blinded by what the other party said can make quick profits. Just because he blindly believes in others, he is not suitable for making such a major investment.
Julie is not an ordinary woman. As a certified public accountant, she has audited too many accounts. Apart from some monopolistic companies, how can there be any projects that are guaranteed to make money without losing money? They dare to say that they are 100% profitable?
Especially in industries like factories, where the input-to-output ratio is basically maintained at a normal high level, profits are generally not very high. Everyone relies on a steady stream of money to make money. If they have the spare money on hand and capital investment, that's fine.
It is a good thing to invest in it, it is better than depositing it in the bank.
But they don't have the money at all now, so Su Mingcheng actually wants to borrow money to invest. Isn't this ridiculous?
Seeing that he was still trying to convince herself, Zhu Li couldn't help gritting her teeth and said: "Mingcheng, please stop talking. In short, I don't agree with your investment. There is no discussion on this matter!"