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Chapter 236 Borrowing money

The air in the conference room was very quiet, so quiet that only the clicking of the keyboard and the hum of the fan could be heard.

Carmen rested his arms on the table and half-closed his eyes to rest, but Zhu Tianneng noticed that his eyes were all focused on the computer screen.

Xia Yuhe was still expressionless, but from the glances that kept moving on the faces of the two technicians, it could be seen that she was not feeling calm at the moment.

Zhu Tian was the most relaxed person in the entire conference room. He was leaning on his chair on the ground, waiting for the test results to be released.

At this time, Zhu Tian noticed that the secretary standing behind Carmen had been observing him. Zhu Tian smiled friendly at him, but he looked away inadvertently.

It can be seen that this secretary is not a simple person, he should also play the role of a guard!

The expressions of the two technicians became more and more solemn, and they began to exchange opinions in low voices from time to time.

Xia Yuhe held her breath nervously, her heart beating rapidly.

This is a billion-dollar business! Whether they shake hands and cooperate or break up, it all depends on a word from these two people.

Finally, the two technicians straightened up. Judging from their actions, the review was over.

"result!"

Carmen was obviously more anxious than Zhu Tian and asked the two of them very briefly.

The more experienced technician nodded, then looked at Zhu Tian and said in English.

"Mr. Zhu, you have indeed reached a high level in the field of artificial intelligence that we can look up to. Please allow me to apologize for the doubts I have raised about your company's integrity in the group."

With that said, the technician bowed deeply to Zhu Tian.

"Don't take it to heart. For a scientific researcher, having the courage to question is a virtue." Zhu Tian said in a gentle tone.

"Thank you for your understanding." The German nodded seriously: "The software you designed is perfect. From the perspective of a technician, it is like a work of art. Although it still needs to be brought back to the company

Further verification of its stability, but I can already tell you with certainty that this software is completely fine, it is simply for our..."

"Ahem." Carmen coughed lightly.

The technician realized his gaffe and stopped talking.

This is not a laboratory, but a conference table.

"Now that the chief technician of our group has verified the superiority of the software you designed, it seems that my trip this time is really worthwhile." Carmen stood up and said with a smile.

Xia Yuhe secretly breathed a sigh of relief. Only then did she realize that her palms were soaked with sweat.

At this time, she looked at Zhu Tian, ​​her eyes resting on the corners of her mouth that were raised with confidence.

Her cheeks felt a little hot, and she subtly looked away.

Seeing Carmen stand up, Zhu Tian also stood up with a smile and stretched out his hand.

"Wish us a happy cooperation."

"Haha, happy cooperation." With a smile, Carmen also extended her right hand and shook it with Zhu Tian.

1 billion U.S. dollars, although compared to the funding gap of nearly 8 billion U.S. dollars, is still a bit insufficient, but it has somewhat eased the financial pressure on Daming Technology...

"When the review process is completed, 1 billion US dollars will be transferred to your company's account. Of course, I believe there will be no problems. To celebrate the success of our cooperation, can I invite you to have lunch?" Carmen laughed.

He said.

"It's an honor." Zhu Tian smiled politely.

Carmen then warmly invited Zhu Tian to sit in his car. The black bodyguard sat in the driver's seat consciously, while his secretary sat in the passenger seat.

Although the bodyguard said nothing during the whole process, Zhu Tian smelled a hint of danger from him.

It seems that the bodyguard of the Rothschild family is not a simple person.

Zhu Tian and Carmen sat in the back row, chatting endlessly along the way. Carmen's Chinese is very good, better than many people in Xiangjiang who speak Mandarin, and she is also very good at conversation.

Soon, the car arrived at its destination - Catalan Restaurant.

This restaurant is somewhat famous among the upper class in Xiangjiang. You can see how extraordinary it is from the elegant decoration and the elegant temperament of the waiters. Looking at the respectful expression of the waiter who received them towards Carmen, he suspected that this restaurant

The restaurant should also be one of the businesses owned by the Rothschild family.

Walking into a private room, after ordering, the waiter brought the exquisite dishes. The two of them chatted while eating.

"Oh, by the way! I suddenly remembered the bet between us. I still owe you a Maybach EX." Carmen said while elegantly dismembering the Mediterranean red shrimp on the plate.

When the contract was signed, Carmen made a bet with Zhu Tian. If Zhu Tian could deliver the goods before May, he would give Zhu Tian a Maybach EX - limited to 5 units sold worldwide.

Zhu Tian was slightly startled.

Sigh, he almost forgot about this.

"I wonder if Mr. Zhu will be free in October?" Carmen said with a smile.

"I can't tell, what's the matter?" Zhu Tian asked.

"At the Munich Auto Show in October, Daimler will participate in the auto show as a sponsor. At that time, the five Maybach ex will be displayed at the auto show, and one of them will belong to you. If Mr. Zhu has time, I have one here

An invitation letter."

"Even if I don't have time, I will still make time to participate." Zhu Tian laughed and said.

Carmen also smiled slightly, and he was obviously very satisfied with Zhu Tian's acceptance of the invitation.

When lunch came to an end, Carmen put down her fork, elegantly picked up the tablecloth and wiped her mouth.

"Speaking of which, would Mr. Zhu mind bringing up business matters during meal time?"

"Of course not. Discussing business at the dinner table is one of the traditions of China." Zhu Tiandao.

"Then let me get straight to the point. Although the Rothschild family's industry is huge, its foundation is still in the banking industry. I heard that Daming International has just undertaken a large project worth tens of billions of dollars. I wonder if you need a little help?

Help?" Carmen said with a smile.

"Oh? I don't know what kind of help it is?" Zhu Tian asked with interest and knowingly.

"A loan of US$8 billion, with a five-year term and an annual interest rate of 4.15%. I wonder if Mr. Zhu is interested in this loan?"

The annual interest rate of 4.15% is already very favorable compared to the 4.28% annual interest rate offered by several other banks that Zhu Tian has contacted. Don’t underestimate the 0.13% gap.

For large loans worth hundreds of millions of dollars, even a 0.1% interest rate fluctuation means fluctuations of tens of millions of dollars.

"Eight billion US dollars?" Zhu Tian fell into deep thought.

"If Mr. Zhu has any objections to the amount, we can discuss it and make adjustments." Seeing that Zhu Tian did not give a reply, Carmen added.

Eight billion U.S. dollars is indeed not enough, but few banks are willing to lend Daming Technology more than ten billion U.S. dollars. Even if a few banks agree, they have proposed specific purposes for the loan, or listing on Nasdaq.

additional conditions.

He was really dozing off and gave him a pillow. Zhu Tian thought about it for a moment and then came up with an idea.

"I'm afraid eight billion US dollars is not enough. I wonder if Mr. Carmen is interested in doing a bigger business?" Looking at Carmen, Zhu Tian said with a smile.

"Of course I'm interested. I wonder what Mr. Zhu's proposal is?"

"A loan of US$30 billion, guaranteed by 99% of Daming Technology's shares, for three years." Zhu Tian calmly dropped a bombshell.

Carmen's pupils tightened and she held her breath, but she soon regained her gentle and gentle expression.

Zhu Tian watched the change in the expression on his face with satisfaction.

He knew that Carmen was already tempted.

After a long silence, Carmen slowly opened her mouth.

"No problem, we are very interested in artificial intelligence technology and are optimistic about your company's prospects in this field. However, this US$30 billion is not a small sum. I am very curious, how can you pay it off in three years?

At present, the market share of Daming Technology 1.0 is close to saturation. With the current speed of technology obsolescence, it may not be that easy for your company to further expand its profitability, right?"

Zhu Tian was surprised. He really didn't expect Carmen to agree so simply. As he said, these 30 billion US dollars are not a small sum. Although the Rothschild family fortune is large, it does not come from strong winds.

.

"This is my problem, but I have a hunch that I may be able to completely pay off this loan in less than three years." Zhu Tian smiled and did not answer Carmen's question directly.

It will take at least more than fifty years before the research and development of primary artificial intelligence appears. Even if the scientific research speed in this world is faster than that in the apocalypse due to various factors such as the diversified political structure, it is unlikely to surpass this within ten years.

Technology gap. Because the advent of primary artificial intelligence is not only a technological progress in the IT field, but also the comprehensive result of technological progress in sociology, psychology, humanities and social sciences, as well as biology, medicine and other aspects.

In the absence of Zhu Tian's public artificial intelligence database, in the field of artificial intelligence, it is impossible for Daming Technology 1.0 to be copied. Therefore, Carmen's worries will not be established at all in a short period of time.

However, relying solely on the profitability of Daming Technology, there is definitely no way to repay this loan within three years. But will Zhu Tian lack of ways to make money? So he has no doubts about his ability to repay this loan.

Seeing that Zhu Tian was not going to reveal anything, Carmen didn't ask any more questions.

"How about an interest rate of 4.5%? This is the most favorable condition I can offer. Although the interest rate for large loans is generally preferential, that is only if the other party can provide corresponding assets as security. Please forgive me.

Let me put it bluntly, your company is temporarily unable to come up with the assets to guarantee these 30 billion US dollars." Carmen said cautiously.

After all, lending this money to Zhu Tian was undoubtedly a big adventure for him.

"No problem, deal." Zhu Tian replied without hesitation.


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