The Dalke family didn't know about the discussion about their family in the bar, and it probably wouldn't matter if they found out. It would be more to their liking if it could scare Xiao Xiao.
Everyone followed Snape's lead to Diagon Alley. Under the shadow of the Wizarding War, Diagon Alley was not as noisy as in the peacetime period in the movie. There was not much traffic, and the shops were sparsely open. Pedestrians were alone.
Everyone was in a hurry, and there was no discussion. Only the difference between the building architecture and the movie is not too big.
"I think we should go to the Wizarding Bank to go through the formalities first." Narcissa suggested.
"e, then I think it's better not to let the guests accompany us and go separately? Our family and Narcissa will go to the bank to go through the formalities first. Snape can you please take them to a place with a better environment to rest for a while.
Want to try the wizard's special food or drink some tea or something? Then wait for us for a while?" Meryl arranged the course of action.
"Let me do it. Snape is not very familiar with this kind of place." Newt took over the task, "How about going to the cold drink shop to try the wizard's special ice cream? There are also other small desserts. We can also go shopping first.
Go to a snack shop, a candy store, etc.”
Hearing Newt's words, Hans stared at him, clearly indicating that I wanted to go too!
"You are definitely not a good father, Newt. How can you go to a store like this without bringing your child with you?" Narcissa's tone was slightly disgusting.
"Let's go to the potion shop and the pet shop first, and then meet up at the ice cream shop. I can explain to the potion shop that there are no magical creatures in the pet shop. The Dalk family doesn't need to buy the products in these two shops for the time being. It doesn't matter whether they go there or not.
." Snape's proposal was unanimously approved by everyone. Meryl asked Linglong to follow the guests to pay the bill, and then they set off in two groups.
With Narcissa arriving at Gringotts, the Darhk family still felt strange about goblins, but Hans was a little impatient.
"Don't be so impatient. Procedures are always cumbersome." Meryl educated Hans.
"It's not that I'm impatient, they're too inefficient." Hans argued.
"You won't make mistakes if you are careful." The fairy who received him was a little unhappy with Hans's description of being inefficient.
"Tiisoneyyfriend" Hans said, leaving the reception elf speechless.
"You're right, my friend. Time is money!" The goblin at the counter, who was examining the big ruby with a magnifying glass, put down what he was doing after hearing what Hans said, "I'll do it, you go call La
Tamaki and the others should do it faster." Then he instructed the fairies at the reception to do their work.
"I'm Suo Lian, the lobby manager. The account transfer business you handle is indeed a bit cumbersome, but the general savings business is still very convenient and fast." Suo Lian walked out of the counter, "You can follow me to the lounge to wait. After all, you are a big company.
business."
The Dark family and Narcissa followed the chain to the VIP lounge.
"Do you have a savings account that doesn't require opening a vault?" Hans asked curiously.
"No, I don't think there is such a need." Chains did not answer Hans' question impatiently, probably because Hans' previous words scratched an itch in his heart.
"I heard that you particularly like gold coins?"
"I hope you don't mind the goblin's habits." Hearing this question, Chain Chain frowned slightly, but quickly recovered.
"Then you haven't launched a vaultless savings account yet?"
"I don't understand how the two are connected?"
"grandmother!?"
"Explain the questions you raised yourself. There's nothing wrong with talking more and practicing your language skills. Don't be so lazy." Meryl watched the show happily.
"Okay. You can launch this kind of savings account business, and make a simple magic bank card that can display the current account balance, and then provide some stores with equipment to use this card for transactions, and simply swipe for payment. At the same time
Print the single consumption bill to the customer through this device, and summarize the bill information into your account. In this way, you only need to set a security warning line for the gold coins of this account in the general ledger and check it regularly.
Just check the details and make sure there are no mistakes."
"But this just increases our labor, and there is no big benefit. The money is just..." Suo Lian couldn't go on in detail. He discovered that this kind of fund pool was not as simple as he first thought, "I seem a little bit
I see what you mean! My friend!”
"In fact, what you use to transact with a debit card is only numbers. The money is all in your hands. The capital pool you have gathered can be used for many things. You only need to keep a small amount of gold coins to ensure normal cash withdrawals. Your current business is said to be a bank.
, but it seems like it’s just a paid safe. It seems like you all use your own money for financial services? This is too silly.”
"Have you never thought of using the gold coins that wizards have lying in their vaults to increase the profits of both parties? Let them deposit the money in your bank, not just to sleep there. Money that cannot flow is just a pile of precious metals." Hans's words made him sad.
Chains and Narcissa's eyes widened! Is there such an operation?
"Go on, go on, my friend! This is a great idea!" Chain was very excited, "This idea is really great!"
"I think it's a commercial secret if I say any more! I think we should make an appointment to discuss it in detail. Although you can improve the general idea by yourself, but you will always pay the price of time and money when trying to move forward. I can save you
Your precious time can greatly reduce the cost of developing your own business. For one or even several emerging bank businesses, the richer returns will not use your own principal. Instead, you will be earned with wizard's money.
The money will at best give savers some scraps, a legal and reasonable monopoly profiteering."
"Baby, do you want to be a financier? Or a banker?" Meryl seemed very happy that Hans could use the knowledge of ordinary people to give guidance in front of practitioners in the wizarding world, and she was extremely supportive of this action, "You
If you have such a wish, grandma will definitely support it."
"No. First of all, it's for my own convenience. I don't mind if I can join the only wizarding bank in the UK, but let's forget about going into business. Grandma, why do you support me to engage in banking but don't support me to become a capitalist?"
"That's because capitalists are not suitable for your age. There are no clean and innocent capital oligarchs. The process of capital creation is accompanied by naked and bloody exploitation from beginning to end." Meryl explained.
"Oh, yes, I forgot. In the past, most of the utilization was the exploitation of working people by the means of production. Now it relies more on information asymmetry."