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Chapter 179 Insurance Mutual Investment

"It's not impossible, but the possibility is very low. In addition, his blood contained sleeping pills, which were not enough to cause death, but the dosage was excessive. The dosage of sleeping pills he took before his death was a bit high, which may be one of the reasons for his sudden death.

.”

The feeling of dissonance only begins to appear from here.

But after much thought, I couldn't find anything fishy, ​​especially the autopsy report given by the medical examiner. Apart from sudden death of unknown cause, there seemed to be no other explanation for this autopsy report.

For the reason of remaining suspicious, I did not dare to make a decision easily, but went to Lu Minghao's company to conduct an investigation. Of course, I did not find out who was suspected of murder. In fact, his death was almost impossible to be murdered.

possible. However, I still made a new discovery.

Lu Minghao's supervisor specifically asked me when his autopsy report and death certificate would be available.

The forensic doctor had actually issued the autopsy report and death certificate at that time, but the final handover was not carried out. I asked him why he asked this specifically, and Lu Minghao's supervisor told me that Lu Minghao had insurance, and a variety of insurances. The supervisor was there

After learning that Lu Minghao had passed away, I made a rough calculation and found that the amount insured by his insurance to support claims reached three million.

He took out the insurance a year ago, and the beneficiary is Lu Minghao's wife, Zhang Ying.

In fact, this is not something strange. Lu Minghao is an insurance salesman himself. It is normal for him to buy insurance. What is strange is the time he bought the insurance.

I found out the marriage time of Lu Minghao and Zhang Ying. Coincidentally, they just got married a year ago. After careful calculation, he purchased the insurance on the fifteenth day after their marriage.

Lu Minghao bought insurance just after getting married. Although he was an insurance salesman before, he had never purchased any kind of insurance.

Of course, this can also be explained by the fact that Lu Minghao felt a heavy responsibility because he was facing marriage, so he bought insurance to protect his life in the event of an accident. However, for multiple insurances with high claims, considering the assets of Lu Minghao's family, it

Seems too strange.

I asked about their financial conditions. Of the two of them, only Lu Minghao was working, and their performance was not very outstanding. In addition, they had to pay off their mortgage and car loans. These alone were enough to drain Lu Minghao's salary. For them, multiple insurances were not enough.

, not only can no return benefits be seen in the short term, but it is more like an economic burden.

Is this possible? In fact, he did not buy the insurance with his original intention, but was instructed by his wife Zhang Ying, with the purpose of defrauding the insurance.

This involved the suspicion of murder, but the routine autopsy report could not find out the cause of Lu Minghao's death.

I asked Lu Minghao's supervisor about the details of the insurance, and he transferred the contract to me and told me that Zhang Ying paid for all the insurance.

Just when I began to deepen my doubts about Zhang Ying, my supervisor took the initiative to mention to me: "I know you are thinking whether they will cheat insurance. In fact, I have also considered this issue, but I think it is unlikely. In fact, not only

Lu Minghao purchased these insurances, and his wife also purchased the same insurance, and the beneficiary was Lu Minghao. In other words, these insurances are more like gifts to each other."

I felt a little weird: "Both people have insured? The beneficiary is the other party?"

"Yes." The supervisor answered in the affirmative.

This indeed eliminates the suspicion of insurance fraud to a large extent, but adding another insurance will increase their financial burden. Considering that Lu Minghao’s insurance was purchased by Zhang Ying, this is a very difficult situation for an unemployed housewife.

In terms of expenses, it is quite a huge expense. Does Zhang Ying have any extra income?

I decided to conduct an investigation on Zhang Ying and notified the forensic doctor to conduct a more detailed autopsy to confirm the cause of Lu Minghao's death. Through Zhang Ying's personal files, interpersonal relationships, etc., I found out all of Zhang Ying's resume.

.She is 3 years younger than Lu Minghao. She later entered the nursing major of a school and became a nurse after graduation. Before meeting Lu Minghao, she had dated at least four boyfriends. Fortunately, I found three of them.

.

One of them is a student she dated in college, and the other two she met when she was a nurse. One is a businessman and the other is a salaryman. Without exception, these three dating partners all have very good family backgrounds and are not rich.

Generation means rich people.

In comparison, Lu Minghao's economic level gap is very large.

These three people all admitted that Zhang Ying was a bit materialistic and essentially loved money more, but she could give love to money and was the kind of woman who knew how to take care of others. In fact, they and Zhang Ying both broke up peacefully and not because of an affair.

Such as emotional problems or financial disputes.

"It's true that she loves money, but she doesn't ask for it like crazy. In my opinion, her love for money is more about protecting her future life. When she was dating me, she always reminded me to spend less.

Take care of yourself more. I believe that when she was with me, she was sincere." A businessman who had been with her said this about her.

"She likes rich men because most of them are capable. Only such men are worthy of her affection. This is more important." The person who said this was the person she dated in college, and she was also the one who said this.

His first love. According to him, the reason why Zhang Ying broke up with him was because of his lack of ability. Although his family was rich, he personally was not the kind of person Zhang Ying wanted.

In fact, there is nothing wrong with the concept of mate selection. Judging from their descriptions, Zhang Ying is a very rational person, and she is not a so-called "money worshipper". But the strange thing is that Lu Minghao's family background is average, his performance is mediocre, and he has neither ability nor ability.

Given the favorable conditions, why did Zhang Ying choose him?

I hope it's because of love.

But in my subsequent investigation, I found that Zhang Ying and Lu Minghao met through blind dates. Of course, I do not deny that love can also come from blind dates. Judging from the current form of marriage, most people who get married know each other through blind dates.

They account for a large proportion, and there are actually not a few who can fall in love happily.

However, there are also many unfortunate ones.

The most important thing is, why did she choose to go on a blind date? She was only 25 years old when she married Lu Minghao. Even from today's point of view, she was not old enough to worry about not getting married.

Is it because she is disappointed in love? If so, her blind date standard will not be Lu Minghao. The only thing Lu Minghao has that is better than Zhang Ying's other love partners is his handsome appearance.

It is also a possibility that you have taken a fancy to his face. It is understandable that everyone likes good-looking people and things. In fact, no matter where and in any era, handsome men and beautiful women will never lack partners, let alone

pursuer.


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