The man exclaimed subconsciously and stared blankly at the string of numbers on the account. After his wife came to her senses, she kept shaking his arm in surprise: "Husband, didn't you say 80,000? It's become so...
So much, my God, this is enough to buy two houses in full!”
The net asset limit of the fund account is displayed as: [¥3571765.62]
3.5717 million yuan!
More than forty times?
The man was stunned and said blankly: "This is my fund account? What I bought is a founding fund. What the hell is this Tiansheng Fund? Wait, wait, let's take a good look at it first."
After hearing what her husband said, the wife also calmed down from the surprise. It made sense after thinking about it carefully. How could such a good thing happen in the world? She suddenly felt that her excitement was in vain, and she couldn't help but feel a little disappointed.
The ups and downs are really uncomfortable.
"Let me check to see what this is..." the man said to himself. After a moment, he moved the mouse to the text "About Tiansheng" on the official website and clicked on it.
The page jumped, and then the man clicked "Company Overview" in the first column on the left, but did not see any useful information.
After exiting, he glanced at the page, saw the "Information Disclosure" column and clicked in to view it. After flipping through a few pages, the man finally saw the familiar words "Establishment of a Fund", which immediately caught his attention.
About five or six minutes later, the man suddenly realized and said: "I see, the Profit Fund has been renamed Tiansheng Fund. No, it was acquired by Tiansheng Company and changed to Tiansheng Fund. The Founding Flexible Growth Fund I bought was also renamed Tiansheng Fund."
The name was changed, from Tiansheng Pioneer Blend to Tiansheng Value Growth Blend..."
The wife asked boredly: "What then?"
"Then...then...fuck you!" The man suddenly shivered violently, causing his wife to complain: "What are you doing!"
"Hahahahaha...Honey, this is my account, hahaha, this is my account, I am rich, hahaha, these 3.57 million are mine!" The man lost his temper in excitement and suddenly jumped out of his seat with excitement.
He jumped up, hugged his wife and kissed her hard.
His wife was also confused.
After a long time, the ordinary couple finally calmed down from their excitement and finally digested this unexpected and huge surprise.
For them, this is the same as winning a lottery jackpot. They never dreamed that they had forgotten the fund account for several years and invested 80,000 yuan to actually create a return rate of more than 40 times.
Now not only do they not have to worry about the down payment for a house, but the full payment is more than enough to buy two houses with a dozen bedrooms. For them, this is sudden wealth overnight.
The couple started to learn about Tiansheng Fund throughout the whole day today because they were really curious about how they could achieve a return on investment of more than 43 times. This is too scary.
80,000 turned into 3.57 million, which needs to be carefully considered.
First of all, the net value of Tiansheng Value Growth Mix as of June 30 is 3.2455 yuan per share, but this is the number after the two net values have been normalized. If the net value is calculated before the resumption of trading, the actual net value after the return will be astonishing.
35.3439 yuan per share, but the change in net worth does not affect the investor's own income, no matter how much it is.
It is not difficult to understand. If you buy a fund worth 100 yuan, its net value is 100 shares for 1 yuan, and 5 shares for 20 yuan. But whether it is 5 shares or 100 shares, the actual total value is 100 yuan, neither more nor less.
The reason why the net value is normalized is mainly to eliminate investors' "fear of heights". Many investors find it difficult to rise when the net value of a fund is too high, so they dare not buy it. In fact, the level of the net value is not related to the fund's income itself.
affected.
In other words, although the current net worth of Tiansheng Value Growth Mix is 3.2455 yuan, since the merger, acquisition, reorganization, name change and resumption of trading, the cumulative income of Tiansheng Value Growth Mix since the resumption of trading has reached a terrifying 3334.39%, more than 33 times the income.
It is worth mentioning that Tiansheng Value Growth Mix has not paid dividends on fund shares so far.
But where did this man’s 43-fold gain come from?
The answer is that when it was still called "profit-making fund", this man's fund account was profitable. He bought 80,000 yuan five years ago. On the day when the profit-making fund was acquired, reorganized and liquidated by Tiansheng Capital, the man made a profit from 2011 to 2015.
During this period of March, there was a total rate of return of 30%, and what he ordered was to reinvest the dividends.
To be honest, a 30% return rate over four years has not outpaced inflation.
However, it was a blessing in disguise. This 30% rate of return brought the net assets of the man's account to 104,000 yuan, and the dividends were reinvested. Later, it was renamed Tiansheng Pioneer Hybrid Fund, and Lu Ming began to operate this fund.
God-level income.
To this day, the man has not made any redemption operations, and the 104,000 yuan has increased 33 times to more than 3.5 million yuan now.
In fact, in today's Tiansheng Value Growth Hybrid Fund, some of the 80 million investors before the resumption of trading have already redeemed their funds, but at least half of the investors still forget that they still have such funds in their names.
An investment.
That is to say, the owner of the remaining 40 million funds has no idea that as of today, the 40 million funds have increased 33 times, reaching 1.373 billion yuan. This amount of money accounts for 1% of the current total funds of Tiansheng Value Growth Hybrid Fund.
About 2.11%.
A fact that embarrasses many fund investors is that big data shows that the three most profitable people to buy funds are:
The client passed away, but Fidelity did not know about it;
The client dies and the potential heirs file a lawsuit to fight for the property, resulting in the account being frozen for a long time;
The customer forgot that he had an account and did not log in for a long time.
These three types of people have precisely "overcame" short-sighted loss avoidance, the biggest psychological obstacle for investors to obtain good returns in the capital market.
For most people, if they want to make money by investing, the key is to choose a good fund and hold it for a long time.
But nowadays, with the increasing development of Internet information and the numerous interpretations, it is not difficult to choose a good fund with a little effort. Of course, "Tiansheng Enchantress" is an exception, but it is also something that can only be encountered. Now it has been "closed"
"Xie Ke" has not opened subscriptions so far. This kind of unique fund is rare.
But precisely because of the development of information, it is easier to read the market, there are more different voices, and it is easy to be shaken from the original intention, which makes it more difficult for investors to hold a fund for a long time.
…
"Husband, please take out one million." The wife no longer criticizes her husband, and becomes an oppa every minute.
However, her suggestion was rejected by the man, who said: "Silly, I have been researching it for a long time, and also checked it with Zhipay. After reading the comment area, I decided that the money in it must not be touched.
"
The wife was puzzled: "Why can't you move?"
The man said: "The money-making ability of this fund is so explosive. The biggest problem is that although you can redeem it, you don't know when you want to buy it after you redeem it. Well, take a look at the comments section.
Leave a message, many people who redeemed before now regret having their legs broken, only fools would sell this fund."
Upon hearing this, the wife couldn't help but said: "The money to buy the house is gone. I'm still thinking of buying the house in full. You don't even have enough money for the down payment."
The man immediately said: "Don't you understand this? I just checked and found that funds can also be used as collateral. My account now has a net worth of 3.57 million. Isn't it easy to go to the bank to pledge a loan?"
The wife was stunned: "Can this still happen?"
The man smiled and said: "Look, the loan interest rate is five or six points, but the return rate of Tiansheng Fund in the first half of this year exceeded 70 points. You don't need me to calculate this account, you should know that selling this fund has a lot of benefits."
How stupid isn’t it?”
Hearing what her husband said, the wife suddenly realized that it was foolish to sell this fund to buy a house. Even if the loan interest rate was 10 points, this fund easily outperformed and made a huge profit.
The man added: "I took a look at the fund manager of this fund, Lu Ming, who is the new richest man. There is definitely no problem with this fund. It won't be too late to redeem it when there is really a problem. Let's talk about it now."
Maybe it will rise to tens of millions in a few years, and we will be rich and free. This kind of pie-in-the-sky opportunity is like three generations of our ancestors. Don’t blow the smoke away by yourself."