Chapter 413 [The pilot fails, I guarantee to compensate the people of the county in full]
After hearing this, Secretary Feng thought for a moment and said, "As a result, at least one or two hundred more enterprises of a certain scale will have to be registered in the county?"
Lu Ming nodded and said: "Yes, you can issue bonds after completing the industrial and commercial registration, right?"
Secretary Feng asked: "Then who will issue bonds for them? Each village will issue it by themselves? Without credibility, investors are not stupid. If you create this kind of debt, few people will dare to buy your debt, and Mr. Lu will not be able to do so.
Will you buy it? I believe it is no problem for you to take care of one county, but I can see that if you want to promote this design to the whole country, it will be impossible to take care of them all."
Lu Ming smiled and said: "Indeed, relying on me alone, an organization will definitely not be able to reach a large area. My idea is to establish a platform organization at the county level, which is the county economic planning for ecological resource development, and integrate ecological resources into multiple areas."
In terms of a comprehensive planning plan that integrates regulations, the scale of my village is still not credible enough, and its size is small for capital. Is it enough at the county level? I think it is enough."
"That would be easy. How many assets each village has and how many of these resource assets need to be developed are packaged and put into a county-level platform agency. Then this agency invites financial institutions such as commercial banks, insurance companies, and agricultural guarantor companies.
Integrate multiple tools, create a financial tool suitable for ecological resource development, and lead and guide the development of each project in each village through the county-level platform."
"For example, Weiling Township is the poorest township in Qixian County. I went to see it yesterday. Weiling Township is very suitable for a racing project, a cave development tourism project under karst landforms, etc. This has become
Once it can be valuated, it becomes a bond, which corresponds to those investment companies willing to buy bonds. It is best to form a county-level investment company within the county, thereby completing the closed loop of financial capital at the county level.
"
"In this way, the ecological resources of Weiling Township can be empowered through wild racing projects and cave tourism projects. With the expectation of realization, they can be invested and developed. Of course, their expected value can be improved, and then they can be invested and developed.
Branch assets can be traded if they are capital transaction subjects at the county level. For example, if I am optimistic about the drag racing project but not the cave tourism project, I will trade the drag racing project but not the cave tourism project. It is fine."
Secretary Feng and others are now listening more and talking less. After speaking, Lu Ming took a sip of tea from his tea cup to moisten his throat, and then continued: "What is the core design of this system that will prevent financial risks from being transferred to rural areas?"
Place? As mentioned before, it has completed economic reshaping at the grassroots village collective level, and all ecological resource assets are on the land of the village collective and cannot escape."
"Even if the transaction fails, the so-called financial risk outbreak is just that there is no one to take the order, but my next party is the village collective. When no one buys the bonds I issued at the last stage of the transaction, my village collective
Repurchase, and the repurchase price is based on the basic pricing originally issued in the primary market. This can’t be said to mean that the village collective has suffered a loss, right?”
"And these resources and assets are on the land and cannot escape, so this transaction does not involve financial risks. It is precisely using ecological economy to replace the excessive transactions that easily cause the virtual sector and the financial leverage formed by the idling of funds in the financial system.
The speculative risk is weakened and it is almost risk-free.”
At the end, Secretary Feng looked at Lu Ming with doubts and said: "Who would invest in such a project? Has the issue of the village collective harvesting investors' wool been taken into consideration? I don't believe in risk-free remarks. Risks must exist. Since
If it’s not in the countryside, it’s on the other side, on the investor side.”
Theoretically, it is possible for an entire village to default and become a defaulter. Investors come to collect debts, and when they meet a group of villagers, there seems to be nothing they can do except stare and admit that they are unlucky. The land and the ecological resources on the ground cannot be taken away.
.
And you don’t necessarily dare to come to collect debts in person, for fear of being beaten up by the villagers. You must know that the actual situation is that in some villages, the whole village is having fun with small loan sharking, and then refuses to repay the money. Anyway, the villagers don’t care about the black history of default.
I will never use this thing in my life. If the moneylender dares to go to the village to collect debts, he will be beaten up.
Lu Ming shook his head with a smile and said: "The village collective will not do this, because every villager is a shareholder, so there is not enough share. He has to think about the future for a long time. This is one of the reasons. Secondly, if this kind of thing is cheated once, the whole village will be dragged away.
Being on the blacklist and losing its future, the county-level platform agencies under it must also play a supervisory and guidance role."
Secretary Feng asked again: "Mr. Lu, what role do you and your foundation play in this?"
Lu Ming: "The outside world is speculating how the foundation spends so much money on people's livelihood? It spends it on providing public financial consulting, financial consultants, financial talent training and other services to villages. These services often cost
To buy it at a high price, the foundation will pay for it, and the villagers must learn and understand finance along with the times, not to mention everything. You always need a few young men in a village who know how to play, right?"
Lu Ming smiled again: "For example, the foundation can allocate budgets, and each village can collectively select some young people for financial training. The villagers can vote to select suitable talents for training. After learning the skills, they can return to their villages to teach them.
The financial knowledge acquired can be organically combined with the development of the village, so that the village can have its own people who understand finance, and the villagers will be more practical, right?"
Secretary Feng lowered his head and said in a deep voice: "Generally speaking, it is to use financial capital to serve the development of rural revitalization."
Lu Ming nodded: "Yes!"
Secretary Feng looked at him and said: "But I still think that apart from you, there are not many investors willing to buy this kind of rural bonds."
Lu Ming laughed and said: "The leading figure in domestic finance is itself a very large-scale entity, and it is also a trend. There are many people who are dissatisfied with me, and there are also many people who buy my account."
Secretary Feng and others burst into laughter when they heard this. Lu Ming continued: "There is indeed a huge difference between financial capital and the natural economy of the countryside. Finance pursues short-term, fast and fast, while the countryside is a natural process with a long time cycle, such as planting a tree.
It takes thirty years for a tree to grow from a sapling to a tree that can finally be cut down and made into lumber. This is something that financial capital cannot bear. The expected instability caused by risks such as natural disasters and forest fires that may exist during this period makes such a project basically unavailable for capital.
Will touch."
Secretary Feng looked at Lu Ming and said with a smile: "Didn't you just touch it? You were the first to touch it. This is the biggest difference between you and the capitalists."
Hearing this, Lu Ming smiled modestly.
This design plan requires financial capital to serve the development of the rural natural economy. What Lu Ming has to do is to bring this trend and outlet forward, and then attract remote funds. The so-called remote funds are long-term investment funds.
Secretary Feng is worried that no one has the capital to buy it, but Lu Ming knows that now is an era of overflowing capital, especially in the next few years, when the world is flooded, and those who have too much money don’t know what to do with it. It’s a hot potato in their hands, with negative interest rates.
The era has come, and rural bonds are relatively high-quality investment targets, not to mention that Lu Ming is already playing with this thing.
The domestic system is still better than that of the West. The country uses national will as a whole to force commercial banks not to engage in excessive virtual activities, but to serve entities. Otherwise, do you really think that domestic financial capitalists do not want to pursue short-term and quick returns?
There have also been a lot of complaints from so-called financiers, saying that you restrict them from making money and force financial capital to serve the real economy with "less delays and fees".
After a while, Lu Ming said eloquently: "Generally speaking, the good thing about our country is that it can restrain the expanding interest groups of financial capital, and it can also control the leadership of financial capital. I am better than others.
Financial groups should be more aware. Otherwise, as a superpower with a population of 1.4 billion, financial capital that occupies a large amount of social wealth resources will only provide about 300,000 jobs for the society like Wall Street, and only allow a very small number of people to earn a lot of money.
The bowl is full, the brain is full of fat intestines, the belly is full of lard, and the vast majority of people are unemployed... This situation must not happen in China."
Unconsciously, more than two hours had passed since the meeting and discussion. Secretary Feng said: "What are the specific plans? Just tell me. The county will definitely cooperate fully."
Lu Ming said without hesitation: "All the major towns and villages under the jurisdiction of Qi County are fully promoting the implementation of this pilot plan."
Hearing this, all the county leaders present were shocked. Secretary Feng said in astonishment: "Isn't this...a step too big?"
Lu Ming said calmly: "Secretary Feng, don't worry, it's ridiculous. It's hard to achieve results in a pilot village. It has to be of a certain scale to be diverse. Don't worry, the foundation will guarantee you. If the pilot ends in failure,
, everything will be restored to its original state, and the necessary costs will be paid by the foundation, and financial compensation will be provided based on a multiple of Qixian County’s current economic growth rate.”
The GDP of Qixian County last year was less than 8 billion yuan. The pilot period lasted for three years. Using 8 billion yuan as the base number, the annual compound growth rate was 12%. Is it the best? After three years, the GDP of Qixian County will be about 11.2 billion yuan.
, which means that if the pilot fails, Lu Ming will pay about 30 billion to pay the bill. This is a huge amount, but it depends on who it is.
For Lu Ming, 30 billion is nothing. Although the guarantee institution is the Science and People's Livelihood Foundation, the foundation's largest source of funds is also Lu Ming, not to mention that the foundation is now an LP member of Tiansheng Capital.
When Secretary Feng heard Lu Ming's words, he immediately became energetic and immediately made a decision: "If you are still timid with such a guarantee, even if I don't agree with the 300,000 or 400,000 people in Qixian County, I won't agree. I will report it to my superiors tonight."
, I believe that the superiors will attach great importance to this matter and give decision-making approval as soon as possible.”
Such a large-scale reform pilot must be reported to a higher level, and Lu Ming must take the lead in it.
