Chapter 588 [One brother teaches you to play house online]
In a sense, this "giant anchor" is also the boss of the platform, because Tiansheng Capital is the major shareholder of his old club.
In the D round of financing of ByteDance, Tiansheng Capital spent US$1.25 billion to take 9% of the equity. The subsequent E round of financing also participated in the round, and packaged many video copyright resources from "Jabs"
With an additional US$2 billion, we obtained 15% of the equity.
In other words, Tiansheng Capital now holds 24% of the equity ratio of ByteDance and is a genuine major shareholder.
The superintendent had already reported this matter to his immediate superior, who was not senior enough to handle and respond to this matter. There was nothing he could do, and then his immediate superior also reported it to his immediate superior.
Anyway, this super manager can only burn incense and pray to Buddha now, hoping that the boss will stop talking about it, but he does not dare to block the boss’s live broadcast room.
With the previous stock market king breaking through to record highs and the media sector plummeting, Lu Ming no longer easily talks about topics closely related to the stock market in the live broadcast room. If he stops chatting and gets excited, the village chief may have to call him.
Lu Ming looked at the number of people in the live broadcast room. The data showed that the number of viewers watching the live broadcast had exceeded the 500,000 mark.
The barrage comments at this moment are simply incomprehensible, and there are still many melon-eating viewers who are constantly giving rewards and gifts. Lu Ming knows that these viewers are curious, and just because you are a famous celebrity and super rich, you will
If I want to reward you, if I don't give it to someone who is generally unknown, not only do I have such an audience, but there are quite a lot of them.
However, Lu Ming researched this live broadcast APP and finally found the function of turning off the ability for viewers to give gifts in the live broadcast room. The interface is much cleaner now, and the screen will not be wiped out every time you give a gift, which will affect your chat with everyone.
After turning off the reward function, Lu Ming looked at the audience's comments again, and one of them caught his attention.
Audience member: "Brother Yi, I bought a house off-plan but the developer is about to fail. I spent almost all my savings on this house. I've been so worried lately and don't know what to do. My wife said I want to check out and I'm still debating whether to move out or not."
Check out, Brother Yi, do you think this matter can be saved?"
Audience: "Brother Yi doesn't want to play with the house, old man, you have found the wrong person."
Audience: "Check out!"
Lu Ming saw this request for help barrage, took a sip of water and said: "I also know something about the property market. All the contract clauses state that if the developer fails or there is a problem with this or that, you can check out. This friend
If you buy a house off-plan and the developer says it is really going to be unfinished, my advice is not to check out even if you die."
The netizen who asked for help was originally very happy that Lu Ming mentioned his problem, but after hearing what he said, he was a little overwhelmed. He actually wanted to check out, and his wife also insisted on checking out, but Lu Ming never expected
But he told him not to retreat even if he was beaten to death, so he was a little confused.
Lu Ming said methodically:
"Why do I say I won't give up even if I kill you? You have to look at what our current laws stipulate. If you buy a house, your house has also been registered. Even if the developer cannot afford to pay for the house, he will not be able to develop it.
, but once it’s registered, the house will be yours.”
"The key point is that the land price is the most important thing here. The house is yours, which means you have the first right to be reimbursed. You will have priority over banks and other creditors, so the loss will be minimal."
"On the contrary, what if you choose to check out at this time and the developer doesn't have the money to refund you? At this time, you are considered a general debt, you know, because you checked out and didn't pay you back. The money owed to you is not paid back, which is a general debt.
, then you have to wait for taxes, mortgage bank loans, or even ordinary bank loans, or even other workers’ wages to be settled before it’s their turn to pay you back.”
"Think about it, if the developer really still has the ability to pay you back at this time, then he will never be able to collapse the market, be unfinished, or bankrupt, so many times the contract terms state that you can withdraw.
room, but in fact you will most likely lose everything if you check out.”
When the netizen who asked for help heard what Lu Ming said, he broke into a cold sweat and was frightened for a while. Fortunately, he hadn't checked out yet, otherwise most of his life savings would have been lost.
Audience: "Speaking of houses, I have been discussing with my family about buying a house recently. What suggestions does Brother Yi have?"
Lu Ming saw that everyone had changed the topic from the stock market to the property market, which was exactly what he wanted, and he immediately said:
"When buying a house, you must first get a loan of some amount. Even if you can pay the full amount for a house, it will be a certain amount. Once you get the loan, the bank will be there to help you. This is very important. In this way, you will lose all your own money.
The risk is much smaller, the bank will take care of it for you, and the bank will find a way to get the house for you so that you can repay its loan. Your personal power is definitely not as strong as the bank, it's as simple as that."
Audience: "Isn't it true that the bank has repossessed your house and you still have to repay the bank loan?"
Audience: "Brother Yi just said about the priority of debts. As long as the house is yours, you have priority over the bank."
Lu Ming read the comments and then chatted in the live broadcast room:
"Another point is that if the developer is about to collapse, what you have to do at this time is to close the house as quickly as possible. Don't be picky. If you don't like the quality of this, the quality of this is bad, and you should hurry up first.
We’ll wait until we take possession of the house and move in.”
"As long as you live in it and you paid real money to buy this house, no one can kick you out. This is very important. Even if your house is sold for two, even if you don't take advantage of it,
As long as you actually occupy the house in advance and live in it, according to the current judicial procedures, you cannot be put on the street. Whoever lives in the house and enjoys it actually enjoys it."
Viewer: "Wow, my uncle was in such a miserable situation. He was cheated by the two-bedroom apartment. As a result, another buyer took over the property in advance. As a result, my uncle paid but couldn't move in. The developer also pushed and pulled all kinds of things.
"
Audience: “It’s really hateful to sell one house for two!”
Audience: "There are too many minefields, and we are not professional. What kind of house should I buy when buying a house? Are there any tips to avoid some minefields?"
Lu Ming saw it and said:
"In terms of investing in real estate speculation, if you can still get a loan and you buy a house off-plan, then you must buy a first-phase house with a large enough project and a large enough plate. You should all know about larger projects.
It’s divided into several phases.”
"Why buy the first phase? Just understand that if all developers want to fail, it will only fail, not the beginning, so it will not fail in the first phase, even if its capital chain is broken in the end
Also, he may not be able to pay the house in the later phases because he has assets in the first phase. If there is any problem, they will re-mortgage the land that can be used in the second phase, so he can pay the first phase no matter what.”
"Furthermore, funds are tightest in the first phase, so they tend to keep house prices as low as possible. Developers also have to consider a plan to increase the value of this property, and start by lowering prices to the lowest. What you buy is the cheapest, and then you have to
The benefit of taking a loan is not only to solve your own capital problem, as mentioned before."
"Because when the developer is doing the first phase, he may not have completed the house procedures yet. At this time, he will never be able to get a loan, including selling two houses for one house. If you get a loan, the bank will look at it for you.
You know, banks are very professional. You have to know that if the bank grants the loan without completing the procedures, the bank will also be responsible in the future. The mortgage on the house is gone, right, and the repayment is not guaranteed."
"If you have a problem in the future, or if there is a problem with your house, you will definitely not be able to repay the loan to the bank, and the house will not be equivalent to a mortgage. So you need to know the house and understand how much money it earns.
You understand, it’s the first phase of the market. In most cases, after the third phase is completed, the value of your house will increase by more than 50%.”
"How do real estate speculators speculate on this kind of house? He buys the first phase and then sells the first phase after the third phase and changes hands to earn more than 50%. As for the developer, he also knows that his housing prices must be based on
As market sales go from low to high, the funds that are attracted at the front must also be withdrawn.”
"If you want to buy a house in a place, you still have to look at the development of this place in ten years, not what it is like now. For example, Ningzhou Huiyao District is growing very fast. Ten years ago, this place was still stagnant.
place."
Audience: "Brother Yi, are you sure you didn't secretly play with the house? How do you know so much?"
Audience: "What's all the fuss about? If you don't play, it doesn't mean you don't understand. This just shows that Brother Yi has a big picture."
Audience: "Brother Yi teaches you how to speculate and buy a house online."
Audience: "Come on, if I could afford a house, I would have bought a house with Tiansheng Holdings a long time ago. Although the house price is skyrocketing, it does not say it is fifteen times in three years. The income of the stock king is explosive."
At this moment, there was a knock on the door of Lu Ming's office.
"Come in."
Han Qiulin entered the office. Lu Ming was playing live broadcast on his mobile phone. The camera was facing him and the bookshelf behind him, so no one else could be seen in the camera angle.
