"Now that I and the officials are keeping an eye on it, the people of Wude Division have almost filled up Yizijiaozipu, so nothing harms the people. What can I do next? If the successor borrows Yizijiaozipu, he will do whatever he wants.
What about lending?
With the current scale of Yizijiaozipu, if there is a problem with lending, it will be difficult to deal with.
The interest in lending can easily drive people crazy.
Once people are crazy, they are prone to relapse.
The tragedy at Jiaozipu in Sichuan is still vivid in my mind.
Shuzhong Jiaozipu just issued an extra million coins.
If Yizijiaozipu has many attacks, it won’t be able to be stopped by millions of guns.”
Kou Ji seriously explained to Wang Zeng the dangers of lending in Jiaozipu.
Wang Zeng trembled, stared at Kou Ji and said sternly: "You have unleashed a disaster!"
Kou Ji shook his head and said: "This matter has nothing to do with me, it was not my initiative. Jiaozipu was first established by merchants from Shu. I just saw the interests in it, so I took it back and handed it over to the court.
If I don't take it back, it will become a weapon for private businessmen to make money.
Once a big disaster occurs, the imperial court will not even have a chance to counterattack."
Wang Zeng's expression darkened, and he asked hesitantly: "Should we support another person to fight with Yizijiaozipu, or let it cause trouble together with Yizijiaozipu?"
Kou Jidao: "We have to sit down and discuss how to do it specifically. There will always be a way to solve the problem. But the most important thing right now is to establish a set of corresponding laws.
Anything without legal constraints is uncontrollable."
Wang Zeng solemnly said: "Yes, yes, corresponding laws must be formulated."
Kou Ji continued: "Jiaozipu has now been integrated into every aspect of the Song Dynasty, so when laws are formulated for Jiaozipu, other laws will probably have to be revised accordingly.
Among them, the one that needs the most correction is commercial law.”
Wang Zeng suddenly raised his head, stared at Kou Ji, and asked: "You have been refusing to take action, are you just trying to get involved in business law?"
Kou Ji did not hide anything and said frankly: "Changes and additions to business laws require an opportunity. Without an opportunity, rashly changing the laws will cause a huge backlash."
Wang Zeng stood up slowly, stared at Kou Ji and said: "This opportunity is Bafang Jiaozipu?!"
Kou Ji nodded.
Wang Zeng was thinking quickly in his mind, without stopping to speak, "If you want to change the law, but don't want to cause a huge backlash, you must make a major case among the people that shocks the entire Song Dynasty, and the people involved must be more and more involved."
The more the better.
In this way, the officials can become furious and use the most forceful means to change the law.
When other people want to object, they can only keep silent because of such a big case."
Kou Ji nodded again.
Wang Zeng stood there with a confused look on his face. After a long time, he gritted his teeth and said to Kou Ji: "Kill less and use less evil people like Han Qi."
Kou Ji pondered and said: "Han Qi is actually not bad, and he is very easy to use."
Wang Zeng said viciously: "Anyone can use the fishing method to do things. Only the officials in the court and central government cannot use it. If everyone in the court and central government uses the fishing method to do things, how can the common people survive?"
It induces people to commit crimes, and induces people to do evil. No matter how many lives are lost, it will not satisfy the desire of the officials in the DPRK."
Kou Ji sighed and had no words.
Wang Zeng glared at Kou Ji and walked away.
In fact, in Kou Ji's heart, Wang Zeng's words were not wrong at all.
As a law enforcer, it is a terrible thing to induce people to commit crimes and do evil.
The people were not familiar with the law at all.
Officials from both the government and the public can use this to make a big fuss.
For political achievements and money.
Officials from both the government and the public can misinterpret a government order and then spread it as a rumor to lead people to do evil.
Then, when the people have done enough evil, they will harvest again, and then they can reap all the money and political achievements at once.
Officials in both the government and the public were overwhelmed with desires.
The sea of desire in the hearts of the people is also hard to fill.
Most profitable transactions are written in the law.
Therefore, it is easy for officials from both the government and the public to lead people to commit crimes.
If this trend prevailed in the Song Dynasty, it would be over.
After all, the Song Dynasty was the gentlest dynasty in history.
In other dynasties, there were times when they were very iron-blooded and domineering.
Only Da Song was like a graceful woman, gentle all her life.
It is precisely because of this that all the minor illnesses in the Song Dynasty eventually turned into serious diseases and destroyed the entire Song Dynasty.
However, things that tempt people to commit crimes have existed throughout the ages.
And many famous ministers and capable men are quite proficient in what they do.
Other dynasties had certain restrictions on this and were quite cruel.
The Song Dynasty was too gentle.
The sentence "A doctor cannot be punished" made all civil servants favored to heaven.
Whatever they did, as long as they could explain it away, they wouldn't be too guilty.
In this way, Han Qi's fishing method made Wang Zeng feel intimidated.
But Wang Zeng seems to have forgotten...
"The Song Dynasty today is not the Song Dynasty of the past..."
Kou Ji muttered to himself, shook his head and left the corridor.
Returned to the study.
Then he saw Zhao Run and three others standing at the door of the study, waiting for him anxiously.
As soon as Zhao Run saw Kou Ji, he said anxiously: "Sir, those people did not deposit the money in Bafang Jiaozipu according to your instructions."
Kou Ji didn't seem surprised when he heard this. He looked at Wang Anshi and Zeng Gong and asked with a smile: "What do you two think?"
Wang Anshi hesitated for a moment and said: "Sir, the purpose is for someone to go to Bafang Jiaozi Shop every day to deposit and withdraw money, and to ensure a certain amount, and at the same time get the Jiaozi from Bafang Jiaozi Shop."
Kou Ji nodded and said with a smile: "Then what?"
Wang Anshi pondered and said: "Mr.'s people exchanged the Jiaozi from Bafang Jiaozi Shop from those merchants through buying and selling, and asked those merchants to deposit the money into Bafang Jiaozi Shop. Then they used the Jiaozi in their hands.
, and then exchange it for copper coins.
Going back and forth like this not only ensures that you will get Jiaozi in your hand, but also ensures that someone will go to the Bafang Jiaozi shop to deposit and withdraw money."
Kou Ji smiled and praised: "Smart..."
After praising Wang Anshi, Kou Ji looked at Zeng Gong, "What about you?"
Zeng Gong said seriously: "Mr.'s people have never been to Bafang Jiaozi Pu from the beginning to the end, so even if they do something, they will not arouse others' suspicion.
The most rare thing is that they have made enough money to make students jealous just by reselling goods from the east and west markets."
Wang Anshi nodded in agreement.
In just five days.
Kou Ji gave more than 600,000 copper coins, which turned into 700,000 copper coins.
Those people have been staying in Bianjing City and have not gone out at all.
It's like they are just lying around in Bianjing to make money.
More importantly, Wang Anshi saw that those people were making money very casually, as if they were on an outing, not using their full strength at all.
If they had used their full strength, they would probably earn more.
Kou Ji nodded and asked Zhao Run with a smile, "How much did you earn?"
Zhao Run was complaining in his heart that Wang Anshi and Zeng Gong had seen so much but didn't share it with him. Suddenly he heard Kou Ji's words and hurriedly said: "Seventy-one thousand three hundred and twenty-one..."
Before Kou Ji could speak, Zhao Run rambled on: "Students discovered that if you transport wheat from the West City to the East City, you can earn one copper coin per load, and if you buy more, you can lower the price. There are also those who come from all directions.
When buying things from merchants, the prices in the city and outside are completely different, with a big gap in between..."
What Zhao Run said is not a secret at all in the business circle of Bianjing City.
However, some of them are just useless and no one wants to make money from them.
Take the price of wheat in Xicheng and Dongcheng.
Although there is a slight price difference in the middle, it is indeed profitable.
But the big grain dealers don't like it at all, because the money they put in to earn that little money is not as good as the help they give away.
Even small grain merchants look down upon it.
If you hire a person to pull grain from the east of the city to the west of the city, you may earn less than the labor cost.
Those poor men also look down on business.
A person can earn up to three copper coins by transporting a wheelbarrow for one trip.
In the same time, you can earn five copper coins by carrying bags on the dock.
If you are lucky enough to meet a wealthy businessman who is in a hurry, you can also earn some rewards.
If you really want to make money from this business, you have to get a lot of goods at once from the big grain merchants in the west of the city, keep the price as low as possible, and then transport them to the east of the city and sell them to the small grain merchants.
The profit earned in the middle is naturally not the price difference of a copper plate.
But there must be a prerequisite for doing so.
That's connections.
Without personal connections, large grain merchants will not lower their prices to the lowest, and small grain merchants will not necessarily hoard grain other than what is grown in their own fields.
Zhao Run only saw the people in Xiongyuan crazily making money from the price difference.
But I didn’t see that the real way people make money is the connections behind them.
As Zhao Run said, things outside Bianjing City and things inside the city have completely different prices.
Everyone knows that the goods in the hands of the people who come from all over the city to buy things in Bianjing City are the lowest. Everyone knows that if you directly stop those people from outside the city and buy their goods at low prices, you will definitely make a profit.
But there are not many people who can get involved in this business.
You need to have connections and a background to get into the circle of interests that have been divided among others and get a share of the pie.
There is nothing. If you rush in like a fool, you will only get a bruised head and blood.
Kou Ji didn't want Zhao Run to become a wealthy businessman in the future, so he didn't explain the secrets to him in detail.
After listening to Zhao Run's words, he just laughed and cursed, "Everyone is used to enjoying themselves, and their hands are soft. I gave them more than 600,000 yuan in capital to earn so much."
Zhao Run, Wang Anshi, and Zeng Gong opened their eyes in shock.
In five days, I made nearly 60,000 yuan, and you still think that’s not enough?!
Kou Ji felt their gazes and saw their thoughts, but he didn't say anything.
Needless to say, Zhang Cheng's golden eyes, which he has cultivated over the years, can net him at least 30,000 yuan just by walking around Bianjing City.
He only needs to go to the pawn shops scattered throughout Bianjing City to find treasures.
If you get the Wanxiang Building, which has become a royal property, you can make a lot of money.
The people of the Song Dynasty were far simpler than those of later generations.
So even if someone cheats, it won't be so rampant.
There are valuable items in every pawn shop.
Whether you can clearly identify the value of good things depends on your eyesight, knowledge, experience, and wisdom.
For example, the New Year's money given to the children by the Kou government three years ago.
If it was among the people, anyone who had seen it would know that it was from the Kou Mansion.
Those who have never seen it will only think that it is New Year's money used by wealthy people, and cannot deduce who the owner is behind it.
Those who know the goods can sell them at a high price with the name of the Kou family, but those who don't know the goods can only treat them as belongings of ordinary wealthy people.
Under the astonished eyes of Zhao Run and the others, Kou Ji returned to the study, took out a box, and handed it to the three of them.
He gave an order.
"Go and leave it to them, they know how to do it."
Zhao Run and the others took the box and left the bamboo courtyard without asking any questions or opening it to look at it.
It will take seven days for Zhao Run and the others to leave.
Seven days later.
A rumor spread among the people.
It is said that a businessman from Sichuan discovered that Bafang Jiaozi Shop had a lending business when he was saving money.
Immediately I thought of the tragedy that happened at Jiaozipu in Sichuan.
The Jiaozi Shop in Shuzhong drained the money of many people in Shuzhong due to its overproduction of Jiaozi, causing the evaporation of many people's hard-earned money. The news spread to Bianjing City and Kaifeng Prefecture in an instant.
Bafangjiaozi shop was crowded.
Even Yizijiaozipu has been affected.
People flocked to Bafang Jiaozi Shop and Yizi Jiaozi Shop to exchange Jiaozi.
Yizijiaozipu has a lot of money, so there is no need to worry.
Bafangjiaozipu doesn't have over-delivery, so don't worry.
Some people in Bafang Jiaozipu have experienced the tragedy in Jiaozipu in Shuzhong, so they dare not repeat the same mistake.
The people at Bafang Jiaozi Shop are confident that as long as they deal with the past rush wave, Bafang Jiaozi Shop can recover as before.
However, after the crowding wave lasted for five days, the faces of the people at Bafang Jiaozi Shop changed.
Bafang Jiaozi Shop is almost emptied out, but there are still thousands of people holding Bafang Jiaozi Shop Jiaozi waiting to exchange money inside the Jiaozi Shop.
The people at Bafangjiaozipu immediately realized that someone was making a fake.
They quickly checked the Jiaozi they took back. After spending three days, they found that there was a very small flaw in it, that is, there was a pinhole-sized gap in the seal position on the fake banknotes. They quickly checked the Jiaozi and found out that
It was found that there was a full 60% fake sex in it.
The other party seemed to have deliberately left a loophole for them to tell the truth from the lie.
Sixty percent of the Jiaozi recovered are fake, so I'm afraid more than half of the Jiaozi outside are true.
They really want to tell the lie to be true, but they dare not because they cannot afford the consequences.
They can only pinch their noses, sell off their belongings, and cope with the run.
Because it's 60%, they can afford it.
Escape, they dare not escape.
Because the huge sum of 500,000 yuan deposited by the eldest prince Zhao Run was never redeemed from beginning to end.
There was such a big turmoil in Jiaozipu, and it was impossible for Zhao Run, who had deposited such a huge sum of money, not to pay attention.
He is paying attention, which means that many people behind him are paying attention.
With so many important people paying attention, it is impossible to escape.
They can only bite the bullet and exchange it down, while asking someone to find connections to make peace with them.
It is impossible to fight to the death.
Businessmen don't have that kind of blood.
Someone with that kind of blood is not called a businessman.
No matter how stupid they were, they still realized that there was someone behind them. The fact that Shou Wang Zhao Run had not come over to withdraw the deposited money meant that it was related to Shou Wang Zhao Run at this time.
After all, the longevity king Zhao Run left his Yizi Jiaozi shop unused and instead used Bafang Jiaozi shop. There must be something fishy about it.
At first they thought that King Shou was hiding his personal money.
Now seeing that King Shou is not in a hurry to redeem the jiaozi, we understand that someone is using King Shou to deal with them.
There are only two people in the government and the public who can use the longevity king Zhao Run to cause trouble for them.
Only those two could set up such a big game.
Only those two had skilled craftsmen who could crack their Jiaozi templates and use ink.
Only those two people were not in a hurry to let King Shou exchange Jiaozi.
Because they dare not refuse to redeem it.
Even if you have no money, you still have to pay it off with your head.
Bamboo courtyard.
Kou Ji is teaching arithmetic to the students.
The disciple hurried to the study door and reported in a low voice, "Master, Chen Zhizhong would like to see you..."
"not see……"
Kou Ji was instructing Su Jing to do addition, subtraction, multiplication and division first, so he said without raising his head.
Menzi hurriedly said: "With generous gifts..."
Kou Ji raised his head and glared at Menzi, "Do I, your master, love money?"
Menzi laughed in a low voice without saying anything.
Kou Ji glared at Menzi again, "Tell him to wait in the front hall..."
Menzi agreed happily and quickly went to see Chen Zhizhong.
Kou Ji sighed quietly and said to himself: "I am afraid of being poor. When I see money, I feel like I am carrying it into my arms..."
"Me too……"
Zhao Run agreed with a serious look.
Wang Anshi and Zeng Gong rolled their eyes.
They witnessed with their own eyes how Kou Ji changed everything.
Nowadays, all the money from Bafang Jiaozi Shop has been moved to Yizi Jiaozi Shop, exchanged for Jiaozi, and placed in a small box in Kou Ji's study.
In their eyes, that was a huge sum of money, enough for Kou Ji to live in luxury for several lifetimes.
At this point, Kou Ji still said that he was poor.
So what do they two mean?
Mud?
"Why are you poor? You just received so much money, and you still have the nerve to call yourself poor?"
Kou Ji took the book and looked at it on Zhao Run's shoulder.
Zhao Run said with a resentful look: "I haven't received the money yet..."
Kou Ji rolled his eyes and said, "Then are you going to let your husband save it for you, or your mother and queen?"
Zhao Run said dejectedly: "It's up to you... The students can still get the money back if it's in your hands, but if it's in the hands of my queen mother, I'm afraid we won't have a chance to see each other again."
Kou Ji snorted coldly, "From now on, ask me to give you three hundred guan to spend every month..."
Zhao Run pointed at Wang Anshi and Zeng Gong a little unconvinced and said: "Why can they both get it all in their own hands, but I can't?"
Wang Anshi and Zeng Gong looked at each other and smiled without saying anything.
Kou Ji said calmly: "They know what they want, do you know that?"
Zhao Run puffed out his chest and said, "Of course I know..."
Before Zhao Run could finish his words, Kou Ji said calmly: "Yesterday, I gave each of you ten guans. One of them bought a book, and the other made a pot of good wine to honor my father.
I bought a hairpin, honored my mother, and left some of my daily expenses.
And you?
You wandered around Bianjing city aimlessly for a long time, and just because they said you were a handsome young man, you rewarded them with five strings?"
Zhao Run stared and said nothing.
Kou Ji smiled and said: "Not convinced? Do you think that others often reward people with money, so it doesn't matter if you reward people with money at will?"
Zhao Run gritted his teeth and said: "It's all money. It's right for them to spend it, but it's not right for me to spend it? It's not like I haven't appreciated it before, so why do you mention it alone this time?"
Kou Ji put away the smile on his face and said, "I don't care if you spend money. Even if you squander the money, as long as you spend your own money, I won't say a word at all.
But if you were cheated, that's not okay.
You spend wantonly and throw away gold and silver. As long as you know what you are doing, you are free and easy.
But it’s wrong to be deceived.
If you know it's a scam but deliberately take the bait and have some calculation in your mind, then I won't say anything.
But if you can’t see through the scam and are still complacent after being deceived, that’s stupid.”
"Liar? Liar?!"
Zhao Run couldn't imagine that the fair-skinned and beautiful young lady yesterday was actually a liar?
Kou Ji said calmly: "You have been spending a lot of money in Bianjing City, and you have been targeted for a long time. The people who are following you want to get rid of them, but I did not agree. I just asked the people who are following you to keep an eye on them.
What exactly do they want to do.
In the end, I found out that they have figured out your habits and are preparing to defraud you of money.
What's more important is that they are not only planning to defraud you of money, but are also planning to send the woman who complimented you into your room."
Zhao Run stood up immediately with a look of disbelief on his face.
"How come?"
Kou Ji said calmly: "You are the eldest son of the emperor. As long as we have sex with you, there will be countless benefits behind it."
Zhao Run said angrily: "But what does this have to do with money? Their ultimate goal is to let that woman climb into my bed, not to defraud me of all my money!"
Kou Ji was stunned.
Wang Anshi and Zeng Gong were also stunned.
After knowing something like this, shouldn't the first thing you should do is ask who is plotting against you?
After all, ordinary people would not dare to plot against a prince.
Kou Ji looked at Zhao Run with an angry look on his face and laughed out loud: "You are really a money addict."
Zhao Run stared and said nothing.
Kou Ji sighed and said, "Sir, I'm not greedy for your two dollars. I'll give it to you soon."
Zhao Run was overjoyed at first, and then his head drooped like an eggplant beaten by frost.
"You'd better help the students save it..."
Kou Ji couldn't laugh or cry.
"Wang Anshi, you take them to review, I'll go out for a while..."
Kou Ji gave Wang Anshi instructions and walked out the door with his hands behind his back.
Zhao Run suddenly stood up and shouted at Kou Ji, "Even if I marry a wife, I will only marry Kou Hui. I will not let those wild women outside enter the palace."
Kou Ji stopped and laughed loudly.
Kou Ji walked out of the study room with a smile. Hearing Kou Hui's shout from inside the study room, he laughed even louder.
"Zhao Run! You are looking for death!"
Kou Hui's shouts and Zhao Run's pleas for mercy echoed in Kou Ji's ears until they reached the front hall, and then slowly dissipated.
In the front hall.
Chen Zhizhong, who is nearly fifty years old, has worries written all over his face.
When he saw Kou Ji appear, he quickly stood up and came forward to greet him.
"Kou Xiang is polite..."
Kou Ji returned the gift with his hand.
"Sir, you are polite..."
Chen Zhizhong smiled dryly and said: "Don't dare, don't dare..."
Kou Ji smiled and asked Chen Zhizhong to sit down and said, "I used to study with officials in the palace, and my teacher's teachings still echo in my ears."