Shi Zhijian raised his head, looked at Qiu Dewang, and said with a surprised expression: "Mr. Qiu, what do you mean by this?"
Qiu Dewang smiled and said, "Maybe I didn't make it clear. Don't get me wrong. What I mean is, what does it mean to ask me to help you? Since you came to me, Ajian, you think highly of me, Mr. Qiu! Besides, after listening to you,
With these words, I deeply feel your determination to do good things for the government and the people of Shek Kip Mei and solve problems, so I will definitely help you! But——"
Qiu Dewang's tone suddenly softened, "Do you know how big the land in Shek Kip Mei is? You are building a factory, resettling the poor, and helping them build water towers to drink water. This is a lot of money. Can you afford it?
?”
Shi Zhijian also smiled, cupped his hands towards Qiu Dewang and said: "Then please Mr. Qiu, please help me one more time and get a loan from your bank!"
Qiu Dewang patted Shi Zhijian on the shoulder, "I'll help you with this!"
…
In this way, as Shi Zhijian's legal representative, Hu Juncai helped Shi Zhijian's Shinhwa Company sign a mortgage loan contract of up to HK$3 million with Far East Bank.
The contract content shows——
"Shinhwa Food and Beverage Co., Ltd." held by Shi Zhijian mortgaged its "Yuen Long Instant Noodles Factory" to Far Eastern Bank and obtained loan support of HKD 3 million from Far Eastern Bank.
Shinhwa Company must submit all financial statements, operating statements, and asset statements of the Yuen Long factory to Far East Bank for review as soon as possible.
After approval by Far East Bank, it will gradually issue a loan of 3 million yuan.
The loan will be paid in stages in three months by check and cash.
As for the loan interest, it is of course 3% higher than the traditional Standard Chartered and HSBC banks in Hong Kong.
After the contract between the two parties was signed, Shi Zhijian took Hu Juncai and left Qiu Dewang's president's office.
As a female secretary, Qiu Jiawen immediately turned around and returned to the office after seeing off Shi Zhijian and others, and said to Qiu Dewang: "Abba, why are you doing this?"
"Why? Of course it's to make money!" Qiu Dewang lay comfortably on the boss's chair and pinched his eyebrows with his right hand. "Besides, this young man is very interesting, isn't he?"
Qiu Jiawen bit her lip, "But he was the one who helped him win the land in Shek Kip Mei and ultimately gained the greatest benefit!"
"Of course I know this. After acquiring land, recruiting people, and building factories, Shi Zhijian still makes a lot of money? But silly girl, you have to take a long-term view when doing business. We have cooperated with him this time, and we can continue to cooperate in the future!
"
"Still cooperating? Why do you think so highly of him?" In Qiu Jiawen's impression, her father Qiu Dewang rarely favors others, especially when the other person is still a young man.
"That's the kind of attitude you didn't see last night when he talked about the future prospects of Hong Kong! That kind of courage! I have never seen a young man point out the country and criticize Fang Qiu like him!"
Qiu Jiawen opened her mouth, doubtful.
"That's why I want to form a good relationship with him, because - this person is not simple!" Qiu Dewang opened his eyes and spoke firmly.
…
Shi Zhijian left the Far East Building with Hu Juncai, took out cigarettes from his arms, buried his head, knocked out one and held it in his mouth.
Hu Juncai quickly took out the match and helped him light it.
Shi Zhijian squinted and took a puff of cigarette, then raised his head and blew it into the sky.
Now he only has 500,000 in cash, and the area that can be developed in the Shek Kip Mei area is as high as 1,000 acres. Compared with Yuen Long, where you can get 500 acres of land for hundreds of thousands, the price of these 1,000 acres is higher.
many.
Because Yuen Long belongs to the New Territories, and the New Territories are the least developed countryside in Hong Kong, the 500 acres of land were cheap land bought by Zhang Jiuding from local people using his "Ding Quan".
As for Shek Kip Mei, which belongs to the Kowloon area, the average land price is 20 to 30% higher than that of the New Territories.
In other words, according to this ratio, if Shi Zhijian wants to acquire 1,000 acres of land in Shek Kip Mei, it will cost at least 2 million Hong Kong dollars!
In addition, we need to build factories, purchase production lines, and recruit workers. All of these require funds to operate. A rough calculation requires at least 1.5 million.
Shi Zhijian now has only 500,000 in total funds on hand, leaving a shortfall of 3 million.
With Shi Zhijian's current strength, 3 million can be borrowed at any bank, but this time he must borrow money from Far East, and the interest must be earned by Far East. Both parties did not say it directly, but they were both understanding people. Qiu Dewang
Help Shi Zhijian solve the problem by acquiring land, and Shi Zhijian allows Far East to earn interest through loans.
Nowadays, the Yuen Long factory's monthly net profit is as high as 500,000 Hong Kong dollars, and the To Kwa Wan soda factory's monthly net profit is as high as 300,000 Hong Kong dollars. There will be no pressure to repay the 3 million Hong Kong dollars in the future.
Shi Zhijian is not worried about this.
What Shi Zhijian is worried about is whether Qiu Dewang will sincerely help him and help him win the land in Shek Kip Mei.
As we all know, Hong Kong's real estate is now in a period of weakness, and the entire real estate development has come to a standstill. In addition, Shek Kip Mei is a public village housing area, and real estate companies who want to make money will not take advantage of this land.
Therefore, it is not impossible for Shi Zhijian to invest and build a factory here. The question is whether the summit will give him this opportunity?
Everything is unknown, we can only wait.
…
Three days later, Shi Zhijian received news that the Far East Bank had asked him to meet at the Western restaurant of the Duris Hotel in the evening.
That night, Shi Zhijian drove a car to the appointment on time at eight o'clock.
In the restaurant, Shi Zhijian saw Miss Qiu Jiawen, who claimed to be Qiu Dewang's female secretary, waiting for him at the table on the left side of the restaurant.
Shi Zhijian straightened his white suit, squeezed his tie, and walked over casually.
Seeing Shi Zhijian coming over, Qiu Jiawen did not stand up, but smiled politely at him and said, "I'm sorry, Mr. Shi, I originally asked you to meet here just to have a cup of coffee and talk about the loan, but I didn't expect that I had a little bit in my stomach."
I was hungry, so I ordered a French foie gras. Do you mind if I finish the super expensive foie gras before we talk about it?"
Shi Zhijian pulled up a chair and sat down. He took out cigarettes and matches and put them on the dining table. He smiled and said, "You can do whatever you want."
"Would you like some too?"
"I'm not used to Western food."
“What a pity. Western food is delicious.”
Shi Zhijian just crossed his legs very calmly, lit a cigarette and smoked silently, watching Qiu Jiawen finish the whole portion of foie gras very comfortably.
Qiu Jiawen finished her foie gras, wiped her lips with a napkin, then stopped eating, raised her head and said to Shi Zhijian: "Your 3 million loan has been approved, and I have another piece of good news for you -"
Qiu Jiawen paused again, looking at Shi Zhijian, waiting for him to ask.
Unfortunately, Shi Zhijian looked straight at her, his expression looking very calm.
Qiu Jiawen didn't get the follow-up questions she wanted, and felt a little disappointed.
"Mr. Qiu has already negotiated the land for you. The superiors agree that you can build a factory there. You will be charged 2.3 million for 1,000 acres of land. Do you have any objection?"
Although there is an extra 300,000 yuan, Shi Zhijian can still accept it because he knows that the 300,000 yuan will not be recorded there.
"Thank you for the good news." Shi Zhijian smiled, bent down and flicked the ashes into the ashtray.
"Don't be too happy too early. There is another bad news I haven't told you." Qiu Jiawen paused habitually.
"The senior consultant of the Water Supplies Department, Mr. Perreco, said he did not accept your apology! He said that what you did had damaged his reputation and hurt his soul!"
Shi Zhijian was slightly startled, he didn't expect that ghost guy to be so difficult to deal with.
Qiu Jiawen continued: "You should also know very well that even if the land is granted to you and you buy it for 2.3 million, if the Water Supplies Department does not approve your use of industrial water, then your factory will still not be built!"
After Qiu Jiawen finished speaking, she looked at Shi Zhijian with a pair of dark eyes, the corners of her mouth turned up slightly, and she showed a slightly pretty smile: "So now, what are you going to do?"
