Bank executive Shen Biduan is sitting on the boss's chair and is reviewing a loan document.
The borrower is Hong Kong Cheung Kong Holdings, and the legal person applying for the loan is the big boss Li Jiacheng.
Since the last time Shi Zhijian was rumored to have been kidnapped by pirates, Shen Bi began to have close contact with the Fu family, Li Jiacheng and others, and established a good "honeymoon period" with Li Jiacheng and others.
As a banker, Shen Bi never talked about relationships, let alone hanged from a tree, so as soon as Shi Zhijian lost his use value, he, Shen Bi, would turn around and fight fiercely with Li Jiacheng.
Even if he finally learned that Shi Zhijian's "death" was just a rumor, Shen Bi didn't take it to heart very much.
In his opinion, whether Shi Zhijian dies or not will have little impact on him. If he does not die, everyone will continue to cooperate in the future, and he, Shen Bi, does not need to beg Shi Zhijian to forgive his betrayal or anything like that.
He is Shen Bi, the senior member of HSBC!
It’s only right that others ask him!
For example, at this moment, the loan application information in his hand is proof! Cheung Kong Industrial asked him to approve the loan! He was treated completely like the God of Wealth.
The "deep friendship" he had established with Li Jiacheng came to mind. Shen Bi smiled and without hesitation wrote "Agree, Shen Bi" on the back of the application form...
"Ring ring ring..." The phone rang.
Shen Bi hurriedly put down the application and picked up the phone, but the call came from his secretary, "Sir, Mr. Thomas is already here! The main people in charge of the bank have already gone out to greet him!"
Shen Bi was stunned. Thomas, the boss of HSBC Bank's London headquarters and his immediate superior, why did he arrive suddenly?
Shen Bi didn't think much and hurriedly hung up the phone. She stood up and walked to the window to take a look. She saw a motorcade below slowly stopping at the entrance of the HSBC Building.
Shen Bi hurriedly turned around and took out his suit jacket, straightened his tie, and hurriedly walked out. After walking a few steps, he hurriedly turned back, opened the drawer, took out a few mints, threw them into his mouth, chewed them hard, and then Then hurriedly rushed outside.
When Shen Bi took the elevator to the door of the building, the bank supervisor who had received the news had already lined up to supply the boss Thomas! Seeing Shen Bi, everyone nodded in greeting to Shen Bi.
Shen Bi also nodded in response.
At this time, the door of the black Lincoln sedan opened, and Thomas the Ghost, holding a civility stick and a gold pocket watch hanging on his chest, got out of the car proudly.
Shen Bi, as the bank's top manager, was the first to come forward, shook hands with Thomas and said, "Hello, Mr. Thomas! I'm glad you can come to Hong Kong!"
Thomas glanced at him and then gently shook hands with Shen Bi, "If you have time, I would like to visit your office."
"Of course, please come this way!" Shen Bi muttered in her heart, wondering how this ghost guy Thomas could suddenly arrive and even come to inspect his office. His business was doing very well and he didn't catch anything!
With full of doubts, Shen Bi accompanied Thomas to the elevator with a smile. Then the group of bank supervisors stopped their formation and watched Shen Bi and the others take the elevator upstairs.
…
Thomas entered Shen Bi's office and scanned the spacious and bright office with his blue eyes, especially the oil painting hanging on the wall behind Shen Bi's desk.
That is Shen Bi's "self-portrait".
Shen Bi in the portrait is elegant and handsome, full of the demeanor of a banker, but his posture is a bit like the French Emperor Napoleon, looking down on everything and despising everything!
When Shen Bi saw Thomas' eyes lingering on her oil painting for a long time, she hurriedly said: "I'll make you laugh, Mr. Thomas! I painted this for fun!"
Thomas nodded, then walked straight to Shen Bi's boss chair, put down his civility stick, and sat down proudly. Shen Bi could only stand in front of him very reservedly, with a respectful posture.
After Thomas sat down, he did not finish his words, but glanced at the information and documents on Shen Bi's desk.
Only then did Shen Bi remember that she had forgotten to put away the loan application from Yangtze River Industrial Company.
Before Shen Bi could speak, Thomas had already reached for the information and looked through it carefully.
Shen Bi didn't know why, but he suddenly felt that the atmosphere was a little depressing. He stood there not knowing what to do. Fortunately, the female secretary came in with coffee at this time.
Shen Bi hurriedly took the coffee and personally helped place it in front of the boss Thomas.
Thomas raised his head and glanced at Shen Bi, casually took out the gold pen inserted in his pocket, pointed to the empty sofa in front of him, "You also find a place to sit down, and wait until I finish reading this information!" After that, he took out his glasses. Put it on the bridge of your nose for an office look.
Shen Bi looked at the empty sofa with some embarrassment.
The sofas are all his subordinates, and there are some places where customers who have asked him to sit.
In order to highlight his superiority, Shen Bi deliberately designed his office desk and chairs to be very high, but this sofa is very low. Especially after a person sits down, his whole body will involuntarily sink in more than half of it. Looking down from the boss chair, Only half of their bodies can be seen.
Shen Bi bravely sat down on the velvet-covered sofa, sinking in like the others before her, and looked at Thomas with eyes that could only be "looked up".
Almost three minutes passed, but Shen Bi felt that it was longer than half a century.
But when he saw Thomas writing something on the document in his hand with a gold pen, he raised his head, screwed the cap of the gold pen on, and said to Shen Bi: "My dear, what do you think of the modifications I made for you?"
Shen Bi hurriedly stood up and took the information handed over by Thomas. When he looked at it, his face showed surprise. He saw that Thomas crossed out the instructions he had originally agreed with and wrote two words - rejected!
"Mr. Thomas, what are you—"
"What, do you have any objections to my modifications?"
"Oh no, I respect your revision! Yes, I have always respected you!" Shen Bi knew that Thomas, the big boss, was arrogant and decisive in his work. If you opposed him, you would never get good results. !
"Since you don't object and still respect me, please sit down again! I'm not used to other people, especially my subordinates standing in front of me and talking to me in a condescending manner!"
"I'm sorry, Mr. Thomas!" Shen Bi was busy and respectful, and sat back on the sofa.
"Dear Shen Bi, now you must be curious as to why I vetoed you, right?" Thomas said with a smile after Shen Bi sat down.
Shen Bi put his hands on his knees: "Yes, sir! From my professional point of view, Changjiang Industrial's loan application meets our loan standards in every aspect!"
"So? You think I'm arbitrary and arbitrary, don't you?" Thomas smiled: "On that application, the loan amount was HK$30 million, using Cheung Kong's plastic flower factory and hardware factory as collateral! In the past, indeed, this loan amount could be given to him! But now, the Hong Kong market for plastic flower factories and hardware factories has been saturated, and overseas competitiveness cannot match the emerging Malaysian factories and Thai factories! To be precise, whether it is Whether it is a plastic flower factory or a hardware factory, the ability to make profits has declined significantly. How do you ask me to lend them money?"
"Although the competitiveness of these two factories has declined, their customer base is very stable! As long as they get funds to expand production scale, they will be able to reverse the situation!" Shen Bi took a deep breath and said.
"Expand production? Don't you know? Dear Chief Shen Bi! Your dear customer friend, the boss of Cheung Kong Industries seems to have lost interest in plastic flowers and hardware, and instead wants to expand the real estate business!"
Shen Bi sat there and said in a neither humble nor condescending manner: "Sir, this is just your guess! As a bank manager, I trust my customers!"
"Finance doesn't rely on trust!" Thomas said scornfully to Shen Bi: "It relies on profits! They took our money to do risky real estate development. What can you do even if you know it? If you lose it, it's just a loss. It’s a bad debt we can’t afford! Even if we make money, they won’t give us any more money!”
"Can't you give it a try?" After hearing Thomas' words, Shen Bi still wanted to fight for it, and looked at Thomas's level.
"Did you think you were doing math problems? Can you still give it a try?" Thomas put his hands on the desk in a tower shape and looked at Shen Bi with burning eyes.
"I think it's OK!" Shen Bi said to Thomas in a very serious tone, "Financial career is a career full of miracles, isn't it? If you don't give it a try, how can you know the result?"
The smile on Thomas's face slowly faded: "Dear Shen Bi, if it were before, I would definitely let you give it a try, because you are a special person who can make a great contribution to HSBC! But now, You have made me lose confidence in you——"
"Uh, what do you mean?" Shen Bi felt that something was wrong with Thomas from the beginning. He came to Hong Kong from London for no reason and even inspected his work. He was obviously looking for trouble!
Thomas stared at Shen Bi with his blue eyes and said in a bad tone: "Don't you know yet? Shinhwa Group is planning to cancel 300 million Hong Kong dollars in deposits! In other words, we at HSBC will soon lose 300 million in vain!"
"What?" Shen Bi was shocked.
Shinhwa wants to cancel the deposit?
How come he doesn't know?
"Mr. Thomas, I must have heard wrong, right?" Shen Bi stood up excitedly.
Thomas looked at him with a sneer, "Everything I said is true! It was Mr. Shi Zhijian of Shinhwa Group who personally called me in London to talk to me! Otherwise, do you think I would have nothing to do to come to your place?"
Shen Bi swayed, ignoring the blame and contempt in Thomas's tone.
"Why did he do this?"
"You ask me, who am I asking?" Thomas said coldly, "But I believe you should know the reason! It's just that you don't want to admit it!"
Shen Bi's expression was extremely ugly!
Of course he knows the reason!
The reason is that he betrayed Shi Zhijian!
He was willing to think that Shi Zhijian was a kind person and would not hold grudges that much, but he was wrong!
Not only does Shi Zhijian hold grudges, he is also ruthless in taking revenge!
"Now, dear Shen Bi! Do you know now why I came here?" Thomas looked at Shen Bi expressionlessly and said, "Either you go find that Shi Zhijian, no matter what method you use, you can kneel down and cry bitterly. No matter what, you must ask him to cancel this terrible plan! Or, my dear, you can pack your things and go back to England!"
Shen Bi swayed and almost fell!
This is the time to get fired!
"Do I still have a choice?"
Thomas smiled, picked up the big cigar from the cigar box on Shen Bi's desk, crossed his legs, and sniffed it under his nose in a leisurely manner: "What do you think? Either kneel down and beg that Shi Zhijian; or, do it now. roll!"
Shen Bi closed her eyes and felt dizzy!
He used to think that he was the God of Wealth, and all the Hong Kong tycoons would beg him on their knees!
Now Shi Zhijian taught him a lesson and told him what "having money means being a master" means!
Do you really want to kneel down to Shi Zhijian?
Shen Bi only felt that her legs were weak and her whole body was weak!
…
In the end, Shen Bi bit the bullet and took the initiative to call Shi Zhijian.
The call was answered by Shi Zhijian's female secretary. Shen Bi sincerely invited Shi Zhijian to get together at Lu Yu Teahouse.
The person on the other end of the phone said that she would pass it on to Mr. Shi Zhijian and get back to him later.
Only then did Shen Bi say "Thank you"!
After hanging up the phone, Shen Bi stared at the phone intently, waiting for a call to reply to him.
One minute, two minutes.
Shen Bi spends his days like years.
Jingle bell bell!
The phone rang suddenly.
Shen Bi hurriedly grabbed the phone.
"Hello, Mr. Shen, Mr. Shi said I'd see you at Lu Yu Tea House at 12 noon!"
"Okay, thank you!" Shen Bi was as happy as if he had won the first prize. He hung up the phone and got ready, "What gift should I bring to dear Shi?"
…
At noon, Lu Yu Tea House.
Shen Bi actually doesn't like coming here to have tea and meals, because he prefers coffee and British afternoon tea, not the salty and bitter Chinese tea. However, many Hong Kong tycoons like this place.
Therefore, Shen Bi has been invited here many times by the big bosses in Hong Kong who want something from him.
Every time these people would bring a lot of gifts, euphemistically calling them "local specialties", and they would insist on accepting them. If he didn't accept them, they would be very unhappy and say that Shen Bi looked down on them.
Shen Bi despised such small actions.
But today, he brought "local specialties" instead, and he was the one asking for help.
Shen Bi carried Shi Zhijian's favorite osmanthus cake into the lobby of Lu Yu Tea House.
The teahouse owner knew Shen Bi and knew that this ghost guy was a great person. He was the famous ghost guy's god of wealth. Many big bosses in Hong Kong liked to fawn over him.
"Hello, Mr. Shen, have you made an appointment with Mr. Shi? He is waiting for you in the private room upstairs!" After the boss finished speaking, he looked at the "gift" in Shen Bi's hand in surprise.
Shen Bi pretended not to see the "surprised" look in his boss's eyes and coughed: "Take me up!"
"Hello!"
The boss lifted up his robe and coat and led Shen Bi up the stairs to the elegant "Darcissus Hall" on the second floor.
The boss knocked on the door: "Mr. Shi, Mr. Shen is here!"
"Invite him in!" Shi Zhijian's voice came from the room.
The boss then opened the door, bowed and invited Shen Bi to enter.
As soon as Shen Bi entered, he was stunned.
Shi Zhijian was not alone in the room, there was actually a ghost guy who was similar to him! Saipan, the boss of Standard Chartered Bank in Hong Kong!
What makes Shen Bi even more embarrassed is that this ghost guy from Saipan looks like he has just arrived. He is still standing at this moment and holding something in his hand - Shi Zhijian's favorite sweet-scented osmanthus cake!
Damn, the car crashed!
Shen Bi moved the sweet-scented osmanthus cake he was holding behind his butt intentionally or unintentionally!
Saibai and him looked at each other with big eyes and small eyes, feeling that the sweet-scented osmanthus cake they were carrying was also "heavy".
The teahouse owner looked at the two ghosts in front of him and felt incredible for the first time! In the past, others gave gifts to these two ghosts, but this time they actually gave gifts to Mr. Shi at the same time!
Mr. Shi, you are awesome!
The boss was so impressed with Shi Zhijian!
"Boss, please help us make a pot of good tea and some of the best snacks in your teahouse!" Shi Zhijian said with a smile when he saw the teahouse owner in a daze.
"Okay!" The boss woke up and shouted hurriedly, then went out and gently closed the door.
