There are regulations that prohibit riding a motorcycle during vacation. He neither has a local driver's license nor a car. Not being able to ride a motorcycle means not being able to ride a motorcycle. This is very difficult for him.
In fact, the prohibition on riding motorcycles during leave is not only for pilots, but also for active military personnel. This is a painful lesson.
After thinking about it, he called Li Xiang up and went out on bicycles. He rode Lao Fenghuang, and Li Xiang rode Lao Wu Yang, dressed in women's clothing. They changed into casual clothes, and the two brothers went down the street while talking. The machinery factory is in the east of the city.
In the suburbs, people from factories often say "go to the streets" when entering the city.
"Brother, I plan to do research on infrastructure projects, not engineering technology, but research on the project implementation process." Li Xiang said.
Li Zhan paused and said, "You are weak in science since you were a child. Technical research is not the best direction. The project implementation process is mainly related to economics and legal affairs. When it comes to accounting, it also requires a good science foundation.
"
"I know." Li Xiang said confidently, "Last summer vacation, my classmates and I took a train to travel across half of the country, and found that infrastructure construction was in full swing everywhere. Some students from the School of Finance analyzed that a subprime mortgage crisis may break out in the United States. This will trigger a global economic crisis. Our country will definitely be affected. However, our economic development is in a critical decade, so it is almost certain that the country will issue major policies to alleviate the impact of the economic crisis. Stimulating the economy mainly relies on three factors Driving a carriage, domestic demand investment and foreign trade. At present, my country's economic growth mainly relies on foreign trade, which is almost the main engine. The economic crisis is bound to seriously affect the growth of my country's foreign trade. Once such a situation occurs, the government's increase in investment to stimulate domestic demand is almost the only option. "
Smiling, Li Xiang said, "When I was a kid, the textbook said that if you want to get rich, you must first build roads. In fact, I think this saying has never been outdated. In the past, it only meant roads and railways, but now there are high-speed rails, and there will be more airports in the future."
The subway and urban rail transit. Transportation modes are showing a trend of diversification. What investment can achieve more than cost-effectiveness and best stimulate domestic demand? Only infrastructure construction, the construction of transportation facilities such as roads, railways, airports, and ports is the main body. Therefore, I think that in the future, at least
Within ten years, there is a bright future for infrastructure construction."
The two brothers were treated with admiration after three days apart. Moreover, the two brothers had only met once in the past five years or so. Li Zhan was really surprised.
He said sincerely, "I have not studied the national economy, but I think your analysis is reasonable. Infrastructure construction is the foundation of the national economy and an industry closely related to the people's life experience. I support your choice of this industry."
."
"I have done a lot of research. Without research, I have no right to speak." Li Xiangxiao said like an adult. He was also an adult. He sighed and said, "Dad, you don't know that the official mentality is too serious.
In his eyes, except for officials, everyone else is second-class. Before his death, my grandfather was only the secretary of the brigade, and it is still his bragging rights. I have also thought about it. If I have the opportunity, I will work in the infrastructure system as a worker.
Cadres are not incompetent. In short, a red heart is prepared with both hands. Brother, the main thing is that you have to help me deal with our dad and tell him not to worry, and he will listen to you."
Li Zhan laughed loudly, "Okay, I can guarantee you this."
The two brothers were talking and looking at the shopping streets that were full of people with excitement in their eyes. They had to get out of the car and push them along slowly. Go in a small direction, and there is one of the few real estates in the county.
, it is said that the reputation is quite good.
As a result, when I went to the place, I saw that there was a narrow old alley outside, and the location was really not good enough. It turned out that what attracted people was the so-called school district degree. If you buy a house here, your children will not have to pay thousands of yuan in construction fees every year when they go to primary school.
School fees. Parents are bound to sacrifice for their children.
I pity the hearts of parents in the world.
The other one is Xiangjiang Garden, which is also in the canal area in the east of the city. Li Zhan saw their huge advertisement on the way back, and the picture was quite beautiful. Mainly because it is a new area over there, and many living facilities are still under construction, but both sides of the canal have already
A two-kilometer-long leisure zone has been created, surrounded by some of the best hotels in the county. It has a somewhat high-end feel, and the environment is much better than the small old town here.
Without saying anything else, the brothers climbed a long slope to the canal side. It can be seen that another advantage of this side is the high terrain. According to local superstition, sitting north and facing south is superior to others.
As a result, when the enthusiastic sales lady quoted the average price, Li Xiang almost bit his tongue, "What? Four thousand two?"
The average price in the city center is only over 4,000.
Li Zhan was also frightened, but he was a plane pilot, so his mental quality was not as strong as usual, and he was calm on the surface.
The sales lady said matter-of-factly, "My dear, our Xiangjiang Garden is the best real estate in West County, and it's not bad compared with the urban area. Look at the garden inside, which building has such a big garden, and ours is multi-story.
It’s not just high-rise buildings with 20 or 30 floors. Those high-rise buildings are like matchboxes. Besides, our floor height is 3.5 meters. Other buildings say it’s 3 meters, but 2.8 meters is pretty good.”
It is definitely not 3.5 meters, and 3.12 meters is indistinguishable.
She walked from the back balcony to the front balcony, pulled out a section of the roll in her hand, and pointed out the situation in a way that made Li Zhan feel ashamed.
"Double balconies. The front balcony faces south, facing the canal leisure area. This is a riverside view. The back balcony faces the garden, which also has a very good view. Look at this apartment, the lobby is square, the four rooms do not interfere with each other, and the double master
Each bedroom has its own bathroom, and there is also a shared bathroom, and the kitchen and living room can be connected or separated. This type of apartment is the only one left now, 303. If the original customer hadn't been unable to get the mortgage, it would have been gone long ago...
…”
Li Zhan couldn't help but ask, "How many square meters is here?"
"One hundred and fifty-seven, the total price is 660,000. If you sincerely want it and can place a deposit today, you can get a discount."
“The main area is too big.”
Li Zhan was startled, and after a quick calculation, he found that the total price was 660,000!
With his current salary, he would have to go without food or drink for seven years, and that doesn't include decorating furniture and appliances.
Li Xiang was stunned for a long time. In his concept, sixty-six thousand was already an astronomical figure, let alone six hundred and sixty thousand. This money could probably buy a piece of land and build a five-story building. Unfortunately, Li Zhan didn't have it at this time.
If you think about it this way, you don't have the financial resources even if you think about it.
"Do you plan to get a mortgage or full payment?" the sales lady asked Li Zhan. She had already seen that it was the eldest brother who made the decision, and the younger brother was just a soy saucer.
Li Zhan smiled helplessly and said, "A mortgage, even a mortgage, is unaffordable. It's too expensive."
The sales lady confidently said, "It's really not expensive. You can go look around again. There are almost no properties with the same environment, same type of apartment and same location. Even if there are, they are definitely more expensive than the ones in our Xiangjiang Garden."
"The apartment is too big. Is there a smaller one?" Li Zhan asked. Since he can't afford it, there is no need to stay here anymore. Let's see if there will be a miracle in the price of a smaller apartment...
The sales lady asked with a smile, "Beautiful boy, you are not married yet. I am here, so let's put it this way, you think the house is too big now, and when you get married and have children, you will regret not buying a large apartment. Look.
Ah, you, husband and wife and children, will the old man come over to help take care of the children? That will make four people. This is your brother, will he have to live with you before he gets married? That will make five people. Four
The room is actually just enough, so there is no big problem at all.”
Looking at the somewhat fat sales lady, Li Zhan actually believed in her words, because this is almost everyone's only path. However, Li Zhan is not an ordinary person, he is a cadre of the army, and will spend most of his time in the future.
He lives in the army, and when he gets married, he believes he will be eligible for a standard welfare house with two bedrooms and two living rooms.
Just when he was about to express his refusal decisively, the sales lady's words made him hesitate.
"Another thing is that my parents are getting older and older. Elderly people like spacious places. They are happy to live in a big place. Just like my parents-in-law, they don't want to live with us because the place is too small. A two-bedroom apartment.
You have to walk sideways all the way, which is quite uncomfortable."
So Li Zhan directly stated the difficulty, "I don't have enough money, not even the down payment is enough."
"Buying a house is something that many people scrape together here and there. Only a few people actually save up enough down payment to buy a house. Really, believe me." The sales lady guided and asked, "By the way, what do you do?
work?"
Li Zhan smiled slightly and said, "I am a soldier."
"Ah, you are from the army!" The sales lady was very excited and asked quickly, "Are you a cadre or a volunteer? If you are a cadre, you can get a loan from the bank, not a mortgage loan, and you can also have a credit loan. I have a colleague's husband
He was also a soldier. He bought a house like this over at the airport. Where did you serve as a soldier?"
Li Zhan was surprised by the sales lady's sudden change of attitude and said, "I am also from the airport, a cadre."
"That's easy!" The sales lady immediately took out a small book and wrote while saying, "Let me calculate for you, how much money do you need for the down payment?"
Li Zhan and Li Xiang looked at each other helplessly. Li Zhan said, "The difference is 70,000 to 80,000 yuan, which is half less."
"That is to say, if you have 100,000 yuan now, and the down payment is 180,000 yuan, it should be no problem for you to get a bank credit loan of 70,000 to 80,000 yuan. You can get a loan from whichever bank your salary card is from. For military cadres, it will definitely be no problem.
." The sales lady said quickly, "If you calculate the monthly payment, the mortgage loan is 420,000, for thirty years, about 1,800 per month. This should not be too stressful for you army cadres."
"Thirty years?" Li Zhan said in surprise.
The sales lady smiled and said, "You can pay it off in advance. The longer the time, the less pressure you will have. Trust me, I've been through it. Oh, yes, you should have a housing provident fund. You can withdraw it, and you can enjoy the provident fund loan interest rate."
"It hasn't been a few years, so there shouldn't be much money." Li Zhan was distracted, feeling like he was being forced into a desperate situation, but when he thought about giving his parents a good living environment, he made up his mind instantly.
"I'll go to the bank and ask." Li Zhan said, grabbing Li Xiang who was in a daze and striding away.
The sales lady hurriedly followed and handed over her business card and said, "Manager Li, please contact me as soon as possible. This house is really in demand. Two groups of customers came to see it this morning. They may come over soon to pay the deposit. I
I'll try my best to hold you back, and try to do it as quickly as possible. If it's the ICBC, just turn left when you go out, and the CCB needs to go to the Taoyuan Hotel."
"good."
The worst thing is to try to become a second-level pilot as soon as possible and get more rod fees, so Li Zhan thought.