Lin Ziran did not decide to go to Nanzhou Bank to loan the first time, just like Nanzhou Bank needs to evaluate risks. He also needs to evaluate risks.
After all, the loan of Nanzhou Bank is not so easy to get, the interest is very high, and the annual interest rate reaches 20 %. Qingshan Petroleum Corporation is also required as a mortgage.
In addition, they also have to expand the priority procurement right after the production.
If everything goes smoothly, it is nothing, but if it is not very smooth, it may not be able to pay off the loan at that time, and then they will directly transfer their claims to the county guard.
Lin Ziran is arrogant, and does not think that he can now resist the on -site account of the county guarding government.
But when he after the afternoon, he made up his mind.
Because the profit of kerosene is too high, the cost of a barrel of kerosene oil, including all costs such as mining and refining, is about five Hengyuan.
Under such a horrible profit, even if the interest of the loan is high, as long as the refinery is put into production smoothly, it will not take long for the loan to pay back.
Besides, as long as the income increase after expansion, it will not take long for him to boast about Xu Zhongshu to make a reality of 3,000 people in Haikou.
At that time, there are three thousand elite soldiers in hand, which is enough to let him left and right.
After making up his determination, Lin Ziran was a quick knife, and once again found Zhou Li and him agreed with the preliminary loan conditions.
However, Zhou Li's surface identity is still the manager of the Sanyang Ferry of the Hongxiang Commercial Bank. It just secretly represents the interests of Nanzhou Bank. He can talk about the approximate conditions with Lin Ziran, but in the end, it must be determined that it must be the high -level high -level of Nanzhou Bank.
After all, this is not a loan of tens of thousands of yuan, but a loan of more than 100,000 yuan!
Ding Quankun has calculated that if the refinery is expanding the production, the cost is not low. Although the land does not need money, it must be money except for the land.
Even if the plant can be built by itself, the labor costs and materials costs for building the plant also require money.
In order to maintain the operation of the refinery, a batch of technical personnel need to be digged from the outside world, and a large number of ordinary employees hired local employees and trained them. This part also requires a certain amount of cost, especially the investment in recruiting technicians is relatively large because it is not because it is not
Give enough money, people will not follow you to the remote place in Qingshan Town to work.
Then there are huge equipment procurement costs!
Various contemporary mechanical products, especially the steam engine that represents the highest industrial technology of contemporary contemporary industrial technology, is even more outrageous.
Take the more Rhode steam engines purchased by Aoyama Petroleum as an example.
The Rhodes steam engine is a steam engine produced by the Rhodes Machinery Company of the State City. It focuses on various industrial steam engines, with small coal consumption, low failure rate, easy maintenance, performance is quite good, and the price is equally happy!
There are thousands of constant dollars in a casual one. If it is a large steam engine, it is tens of thousands or even more expensive.
In addition to steam engines, other types of machinery and equipment are not cheap. Many things seem inconspicuous, but the technical content is not low and the price is very expensive.
This price often does not include the freight all the way. If you want to transport the machinery and equipment from Luohai City back to Qingshan Town, the freight itself is nothing.
Then, then
At the same time, no mechanical manufacturers in the world have produced oil refining equipment. Therefore, the refining equipment of Qingshan Petroleum Company actually purchases various parts and components by themselves, and then assembled by itself. To this end
The mechanical sub -plant is used to assemble to maintain oil refining equipment.
In this way, the overall price of oil refining equipment is actually pushed up.
If the Aoyama Refinery wants to add the ability to refine the five hundred barrels of crude oil per day, it will need to build a large -scale construction plant, purchase refining equipment, laying oil pipelines, etc. Ding Quankun has repeatedly calculated.
A little more Yuan.
For Lin Ziran, which is under great pressure of raising troops now, Lin Ziran, who can't even get thousands of constant Yuan in his pocket, can't get it out of this 100,000 Hengyuan.
So borrowing is necessary.
After Lin Ziran and Zhou Li finalized the intention of preliminary cooperation, Zhou Li came to the door without a few days.
"This is the commercial loan manager of Nanzhou Bank Luo'an County Branch, Mr. Wu Shenzhang!"
"This is the Qingshan Town Patrol Camp, which I mentioned many times with you, Lord Lin, general manager of Qingshan Petroleum Company!"
After Zhou Li introduced it, he consciously retreated to the side and did not speak. Although he was doing things for Nanzhou Bank, he was more acting as an intermediary to help pull a business or something. The main job is to represent Nanzhou Bank in Hong
Working there.
In this loan, he can simply talk about it, but the current specific affairs has nothing to do with him.
At this time, the manager Wu Shenzheng of Nanzhou Bank took two steps forward, with a bright smile: "Master Lin, I have been leaning for a long time!"
Lin Ziran also smiled: "Manager Wu was affected by the way. For the sake of my little things, Lin people really couldn't go!"
Wu Shenyi still smiled and said: "It's fake that this is not tired to say that it is not tired, but this makes money to support his family, and you have to come over again!"
The two said while entering the main hall, and then after sitting down, the two simply spoke a few words, and then Wu Shenzheng went straight into the topic: "This loan, we have already made a simple assessment in the early stage.
, But there are still a few questions that need to be determined with your adult. "
Lin Ziran said: "Manager Wu, please say!"
Wu Shenxun said: "First of all, we must determine that this model must be used for expansion of kerosene and oil production, so we will send people to supervise the use of this funds."
Lin Ziran said: "If you are assured of this, if you don't have an accident, more than 80 % of this model will be used to purchase various equipment. At that time, you will know one or two!"
Wu Shenxun said: "According to our previous negotiations, we will have the right to priority procurement of kerosene and oil. We require obtaining the priority procurement right of at least 50 barrels of kerosene and oil per day."
For Nanzhou Bank, borrowing money to earn interest is their old bank, but other business -making business can also do it. For example, this kerosene business is quite profitable.
Therefore, it is one of the important reasons for Wu Shenzhang to personally come to Qingshan Town through borrowing.
After saying this, Wu Shenyi continued to watch Lin Ziran with a smile!
But he soon discovered that the opposite Lin Ziran also looked at him with a smile!