Chapter 225 Preventing troubles before they happen
The loan negotiation between Lin Ziran and Nanzhou Bank was smoothly reached. Lin Ziran signed a loan agreement with Nanzhou Bank in his personal name and used 20% of the shares of Qingshan Petroleum Company under Lin Ziran's name as collateral.
Loaned 500,000 yuan from Nanzhou Bank.
According to the agreement between the two parties, 200,000 hengyuan of the 500,000 hengyuan will be paid directly to Lin Ziran in cash. One hundred thousand in cash will be paid within one month after signing the agreement, and one hundred thousand in cash will be paid in the second month.
The remaining 300,000 constant yuan will be delivered in the form of various weapons and military supplies within half a year. The first batch of military supplies will be delivered within one month, and the remaining three months will be delivered within half a year.
After signing the agreement, Lin Ziran began to repay the principal and interest every month, and the repayment was completed within twelve months.
According to this agreement, the interest on the surface is actually not high, but considering that only 200,000 yuan is delivered in cash and 300,000 yuan is delivered in materials, Nanzhou Bank can earn a lot of profits from these materials.
At the same time, 200,000 yuan in cash and 100,000 yuan will be delivered in one month.
Considering that repayments start every month, this means that Lin Ziran just got 100,000 in cash this month, and has to pay back the principal and interest of Nanzhou Bank in the first month, which is tens of thousands!
Finally, Ding Quankun, who was in charge of finance, calculated the principal and interest repayment due in one year, and the annual interest reached 35%.
This does not include the profits from ordnance. If these profits are included, Nanzhou Bank's net profit from this loan is estimated to have doubled.
"These vampires!" Lin Ziran was still a little confused before as to why Nanzhou Bank had to hinder the reunification of Nanhai State. Now that he saw their profits, Lin Ziran was no longer confused at all.
There is business here and there, but this is totally a money grab.
If he were the management of Nanzhou Bank, he would probably try his best to maintain this kind of business.
However, the higher the interest, the higher. Lin Ziran is very short of money nowadays. It is very expensive to raise an army of tens of thousands, and fighting a war is even more expensive.
It would be difficult to sustain it simply by relying on the county's tax revenue.
It can only be maintained if the profits of Qingshan Oil Company are added. However, although the profits of Qingshan Oil Company are high, they cannot all be used for the military.
Lin Ziran needed to mobilize the company's profits to purchase a large amount of machinery and equipment to build an arsenal.
The cost of building an arsenal must be huge, because it requires the purchase of a large amount of machinery and equipment, and these machinery and equipment are all top-notch machinery and equipment in the contemporary era and are very expensive.
Today's Qingshan Machinery Factory only has the ability to modify firearms and mass-produce gunpowder, solid artillery shells, and some low-quality grenades, but Lin Ziran has already smashed more than 100,000 into them.
This 100,000 yuan does not include the cost of subsequent production and purchasing raw materials. It is purely fixed investment such as purchasing equipment, building factories, and training workers.
Qingshan Machinery Factory, which invested so much money, actually has almost the technical capabilities it should have. It has also hired many senior technicians and has a lot of advanced machinery and equipment.
If they just want to produce Mini rifles, new bronze smoothbore field guns, flash caps, grenades, gunpowder and a series of ordnance products, but there are no requirements on production, they can actually do it now. Those technicians and craftsmen handcraft
You can get these things done.
However, relying on a few senior technicians to produce a small amount of manual production and industrial mass production are completely different concepts.
According to the forecast table made by Qingshan Machinery Factory.
It is estimated that the daily production of fifty Mini rifles, the annual production of one hundred bronze smoothbore cannons or iron cast smoothbore cannons (nine pounds and less), as well as the matching gunpowder and mechanical equipment required for the artillery shell production line will cost eight dollars.
One hundred thousand Hengyuan.
The reason why so much money is spent is because more than 3,000 pieces of various sizes of machinery and equipment need to be purchased.
Eight hundred thousand is just for purchasing machinery and equipment!
In order to install these machinery and equipment and build production lines, they also need a huge factory area.
The area of this plant will be more than five times the area of the current refinery.
According to the current market conditions, the construction of these factories, even at the most economical price, requires at least 200,000 constant yuan in purchased construction materials and labor costs.
In addition, at least 3,000 technical workers, at least 100 intermediate engineers, and more than 10 senior engineers responsible for various fields are needed.
Ordinary skilled workers can also be trained by themselves, but engineers are even more difficult to find. Even if they can be found, the hiring price is extremely expensive.
Finally, Ding Quankun gave Lin Ziran a budget sheet. To build this arsenal, the initial investment would be at least 1.5 million yuan.
Seeing this number, Lin Ziran didn't hesitate at all.
Although this is a lot of money, it must be spent!
And this money is not meant to be taken out all at once. There will always be a time buffer. If you pay it in batches, you can endure it even if you grit your teeth.
After all, Lin Ziran's troops have stopped large-scale expansion. The main expenses are maintenance and training expenses. At most, plus the one-time cost of reserve ammunition, there are no large expenses in the future.
The supplementary brigade under Lin Ziran now has nine infantry battalions, three artillery battalions, two baggage battalions, and three cavalry companies. However, due to many reasons such as funds and the depletion of surrounding soldiers, it has already reached the level of 10 in a short period of time.
It is difficult to expand.
In the next few months, although soldiers will continue to be recruited, the main focus will be to fully fill the existing establishment, rather than forming new units.
Therefore, the cost of the army has gradually stabilized. If you include the subsequent recruitment of personnel to fully fill the army, the average cost will be about 150,000 yuan per month, provided that no war breaks out.
Lin Ziran can afford this 150,000!
Although Qingshan Petroleum Company has never announced it to the public, Qingshan Petroleum Company secretly still reveals some clues for people to speculate. For example, Zhou Li and others estimate that Qingshan Petroleum Company's monthly profit is about 150,000 yuan.
But in fact, Qingshan Petroleum Company's monthly net profit has already exceeded 300,000, and this number is still growing.
With the huge profits of Qingshan Oil Company and the tax supplement from Lianguan County, Lin Ziran can maintain this situation in a short period of time.
Of course, the same sentence applies only to situations where there is no war!
Once a war breaks out, money will flow like water, and no matter how much you spend, it will never be enough.
Lin Ziran said to Ding Quankun: "You should pay attention to controlling the rhythm. Prioritize the maintenance funds of the troops, and invest the rest in the construction of the arsenal as much as possible!"
Ding Quankun nodded and said: "I understand, I will spread the word later and say that we are investing in oil field exploration and building a refinery, in the name of building a refinery!"
Lin Ziran said: "I don't worry about your work, go ahead!"
After Ding Quankun left, Lin Ziran waved and called Luo Mazi in: "Arrange personnel to monitor all middle and senior managers of Qingshan Petroleum Company, especially those in the trading branch responsible for purchasing machinery and equipment. In addition, if necessary, we can
Nip it in the bud and avoid any mistakes.”
Luo Mazi hesitated slightly: "Everyone?"
After hearing this, Lin Ziran looked up at him and said nothing!
Luo Mazi nodded immediately: "I understand, little one!"