In fact, fraud is really not that difficult. What is difficult is that you have to cross the threshold of inner morality and human nature. Especially for some technical geeks, it is not too easy to commit fraud, but your relative risks are also
Big, some people go abroad and then recruit a group of unskilled people from China to help them, such as posting spam advertisements.
For example, Chen Shi used video editing, dubbing, PS, and building public accounts and websites this time. These things are very easy for many ordinary people, let alone technical geeks, but by overlaying and connecting these together, then
When you have a routine to deceive someone, don't make it too simple. This is casting a wide net. If you use this routine on 10,000 people at the same time, then 180 people out of the 10,000 people may be deceived.
If the average amount defrauded by person No. 180 is 10,000, it would be 1.8 million. This is still low budget, because some people may be defrauded of 1.8 million alone.
Fraud gangs usually have multiple people committing crimes, one after another. In the early stage of phone fraud, for example, if you won a lottery, I am a so-and-so program center, etc., you first remit a toll or something, these are all rudimentary, and in the later stages,
There are also game scams, etc., where a transvestite or a tank goes around deceiving innocent otakus into helping them recharge game items, etc.
Not long ago, something happened around Chen Shi. There was a game WeChat group with more than 200 people. Some women kept talking, and then added everyone in the group, calling people everywhere like husband, brother, etc., asking people to give him
When she bought equipment, 50% of the more than 200 people recharged her money.
Chen Shi is not that stupid. The key point is that he is a liar. You can say that this is a lie, but this is definitely not the case. This includes netizens who have met online and suddenly add you alone to say that they have difficulties, etc. for various reasons. If she
You can borrow money from a stranger who has never met you and has nothing to do with you, so what are the chances that you expect him to return it to you?
The first point is that you do not have any credit guarantee, and the other party can blacklist you at any time, and it is difficult to litigate in this situation. It is a civil dispute. Unless the amount is huge, you can be convicted of fraud, but sufficient evidence is needed.
If you are accidentally defrauded, don’t panic. Collect all the evidence as soon as possible. Record the time when you were first defrauded, the process of being defrauded, transfer records, the time of the last contact with the scammer, etc. After collecting these, you are planning to fight.
Call the police, this will increase the chance of recovering the money you have been defrauded from. Don't panic and ask questions without knowing anything when you call the police.
There are three types of scammers. There are high-level scammers like Anne who try to set up traps for you to get yourself hooked. There are also low-level scammers who use the sympathy of others to commit fraud. The third category is the phone scams we often encounter.
This kind of thing is to cast a wide net, for example, Dad, something happened to me, or do my friends still remember me? If you make one call out of a hundred or a thousand every day, then one or two will be deceived.
Here is a reminder for everyone, try not to put the names of your parents and relatives in the phone notes such as father, mother, brother and sister. If you note dad, you can note your last name. For example, if your surname is Zhang, please note Lao Zhang. The same goes for mother.
Brothers and sisters should note the names they know, so that even if the phone is stolen or the information is leaked, the other party will not know who your parents or siblings are.
I don’t know if anyone has encountered a scam in the past few years. Some friends’ QQ was stolen. Then the friends would note your name, real name, etc. The scammer would take the initiative to contact you after stealing the QQ.
, all kinds of people asking you to borrow money on the pretext of being acquaintances. When you encounter this kind of thing, it doesn’t matter whether you want to borrow money or not. If you are really familiar with it, call and confirm as soon as possible. The best thing now is to open a WeChat video or
QQ video reconfirmed.
But now AR face-changing is really scary. It has added another skill to many scammers. Now the safest way not to be cheated is to cover your face if your balance cannot support more than one yuan. In fact, it is to improve your security awareness.
, everything about life and property must be cautious and cautious.
[I would like to remind everyone, according to what I learned while chatting with friends from a certain department during dinner, more people have been deceived than we thought, especially old people and women. There is another kind of scam that I will talk about here, that is, someone
If Nanchong Taobao customer service or the seller calls you, the other party will know your purchase information. Please be careful. Anyone who asks you for your card number in any form is a scammer.
Many of these scammers use your mobile phone number to check the express delivery, or based on your express delivery order. Everyone must pay attention to personal privacy and try not to leak your mobile phone number casually. If your number has no privacy and no job,
use.
Here you can choose to log out, re-register a number before logging out, or register two, one specifically for work and one specifically for filling in various information. There is also no problem after signing for the express delivery form, but it must be shredded or erased and destroyed.
, these are all sources of information for scammers. You can remind the elderly at home that if you encounter something you don’t understand, ask them to call you and ask you.
Don't take it lightly, because a scam may destroy a family. Friends who have read the Majia book until now will find that Majia often updates some fraud routines or other deceptions every once in a while. I will not hide these types of things.
Writing.]
Okay, let’s get back to the main story.
One thing that most people who are defrauded have in common is greed, especially on the Internet. Nine out of ten people who are defrauded by micro-business people want to get rich overnight. The scammers themselves are also greedy, and they are more greedy than ordinary people.
No, Annie and Dong Gangzai fell into the trap. Dong Gangzai and Annie thought that Mr. Zhang Xueyan would pass their friend verification very late, but they didn't expect that he passed the friend verification very quickly. This is a bit unconventional.
.
The WeChat ID of Zhang Xueyan used by Chen Shi does not have any personal avatar, but a picture of a bamboo forest. The WeChat account is called {Yuan Yuan Luo}.
Annie and Dong Gangzai quickly clicked into Zhang Xueyan's Moments and browsed it. They had not set it to be invisible for three days. There was nothing about marketing in the Moments. They were all life photos. They were more like the Moments of an ordinary office worker. Every day
I can take fitness check-ins, travel photos, and travel around the world.
He also takes photos of things that are very close to the people, such as making his own cold skin, making his own dumplings, participating in marathons and going to the basketball court to play basketball with the boys, etc. You can't see him taking photos with any celebrities in his circle of friends.
Clean, the circle of friends is very clean. I have not forwarded any soft articles for advertising or the like. They are all my own life records. I occasionally take some landscape photos. This subconsciousness gives people a sense of trust. There is a
The picture shows Zhang Xueyan and a group of people toasting and drinking together, standing in a row and taking pictures. This is the only group photo.
This picture contains a group photo of at least 20 people, but these 20 people are all one of the people in the 20 group photos. Chen Shi cut out the picture and processed it with a picture processor, so this
No one in a group photo is real, they are all fictitious people.
Annie and Dong Gangzai looked at each other. They wanted to attack Zhang Xueyan. They were discussing which industry would be most profitable. They might as well think about whether they could make their own industry stronger and bigger, like Soros, who wanted to deceive others.
Just set a small goal to defraud them of 100 million, but what if this Zhang Xueyan knows that they are liars? Will he still give them marketing strategies?
The two were thinking over there when they suddenly saw a message from Zhang Xueyan. The content was as follows: Meeting is fate. I will announce to the public tomorrow that I will no longer accept any job. I am retiring, so I'm sorry, even if you
It was recommended by someone I know, and it can help you.
Annie???Donggangzai???What the hell does this mean? You have already lost three thousand, so you can’t afford to add it, but you are actually giving such a service?
Writing 3,000 yuan, Fatty Hong Kong lost his temporary sanity, because many people will do this. For example, if I bought a lottery ticket and bought 200 yuan, but I still haven’t won, then I am losing money, no! I want to continue to buy,
Earn your capital back with interest...
Dong Gangzai suddenly thought and said: "Mr. Zhang, you value fate the most. Didn't you say that we will announce it to the public tomorrow? Aren't we destined to be together today? I would like to ask Mr. Zhang, you help people choose the industries to serve when making marketing plans.
?”
It took a long time for Zhang Xueyan to reply: My friend, you are picking on words. What I mean is that I no longer accept any jobs, but I can answer you a little. Our profession and lawyers are the same, and we will not ask you who you are.
What we charge is a service fee and what we provide is service. Just like when you go to a noodle shop to eat, the boss will ask you if you are a good person or a bad person? Everyone enjoys the same rights.
When Dong Gangzi heard this, his eyes rolled back and he said: Mr. Zhang, I am not picking on words, but fate is like this. We met when you were about to retire. This is fate. Let me briefly introduce my career. Please
Please help me analyze, we are doing big data...
After listening to Dong Gangzai's introduction, Chen Shi, who played Zhang Xueyan, quickly replied: You are trying to cheat, but you are not good at this. Not only can you not make money, but it is also risky. Well, meeting is fate. I am pursuing this all my life.
The word fate is recommended by Zhu Tianbao. Please give me 68,888 yuan. Chinese people like the numbers 6 and 8 and think they are auspicious numbers. I also want to be auspicious.
When Annie saw it, she quickly stopped Dong Gangzai and said, "Stop it. He only accepted Zhu Tianbao for ten thousand, but he only accepted so much from us. Isn't this a scam?"
Dong Gangzai pushed Annie's hand away and said: "What do you know? Women have long hair and short knowledge. Zhu Tianbao took the initiative to find him and took 10,000 yuan. We took the initiative to find him, and he was finally persuaded by me not to refuse."
Let's go. Look, it's almost midnight. When the time comes, you give people money, but they still don't want it.'
"That won't work. You can't just give him so much without seeing anything. Ask him, what do we lack? At least let him say a few words to see if it's worth the money."
When Dong Gangzi heard that it was true, he quickly asked Zhang Xueyan a question: "Mr. Zhang, I just told you about my situation, but what do you think I want? Don't blame me for being worried, I just don't want to play eagle all day long."
Pecked in the eye by an eagle."
Chen Shi, who was pretending to be Zhang Xueyan, had a smile on his face. Sure enough, it would be a ghost if he didn't worry too much and wasn't suspicious.
Chen Shi directly turned on the voice changer to convert text into speech in the tone of Zhang Xueyan and said: "If you want to be competitive in your industry, you must have your own brand instead of going around defrauding others. Let me ask you, do you have your own products?"
No? You have nothing, your last resort is to go to jail! What is your name?"
Dong Gang Zai: "Teacher Zhang, my name is Dong Gang Zai. My real name is Xiao Gang. I was born in the East District of the Greater Bay Area, so they all call me Dong Gang Zai."
Chen Shi: "Okay! Your future company will be called Donggang Virtual Group."
Donggang Zai: "Not bad, not bad. I like this name. Donggang Virtual Group sounds really good."
Chen Shi: “Do you have a fixed business location?”
Dong Gangzai: "What are you referring to?"
Chen Shi: "Do you have a fixed fraud location?"
Dong Gangzai: "Yes, I rented an office in an office building here in Feifei. I do foreign exchange and other things when I have nothing to do. The rest of the time, I also do online Liuhe cuisine."
Chen Shi: "Donggangzai, right? Let me give you a suggestion, you must take the path of professionalism! Don't be both a fraud and a gambler. Only by making your main fraud business bigger and stronger can you diversify your business.
, you are doing this and that, but the brand and channels are not concentrated enough.”
Dong Gangzi listened in confusion, and Annie on the side was also confused. She hated herself for being uneducated. They could understand every word Zhang Xueyan said. How can these words be combined to make people listen?
Don’t understand? But what I heard was very professional and competent.
Dong Gang Tsai: "Teacher Zhang, please continue."
Chen Shi: "You have to have your own product. For this product, you can make a virtual trading system by yourself. All currencies are virtual. Do you know how banks earn money?
Do you know ICBC, the largest bank in the world? In the first three quarters of last year, its revenue was 646.9 billion yuan, and its daily income was 2.5 billion yuan, of which 70% was interest income. Do you know how it makes money?"
Dong Gang Tsai: “I don’t know.”
Chen Shi: "Then let me tell you, for example, if you deposit your monthly salary of 10,000 yuan in the bank, you can get about 1% of the current interest rate. The bank will not delay for a minute, and it will be lent to the enterprise.
, how much is the interest?
The minimum is 6%, and a 5% difference can be earned in the middle. After the company gets the loan, it uses it to pay wages and buy raw materials, and then transfers the money to the bank accounts of employees and suppliers. This is not money.
It goes back to the bank, right? Then the bank continues to lend money to other companies.
Because deposit reserves must be set aside, the turnover cannot be unlimited. However, if you do this six times, you can issue a total of 60,000 yuan in loans. So how much money can the bank make? Sixty thousand yuan multiplied by 5% is equal to 3,000 yuan.
For an initial deposit of 10,000 yuan, the bank can earn 3,000 yuan, with a gross profit rate of 30%. What do you understand after hearing this?"
Donggang Tsai: “I don’t understand, but I know this makes money really fast, and I don’t even have capital yet.”
A smile appeared on Chen Shi's lips. Who said he had no capital? The initial investment required to establish a credit institution was very large, but he couldn't tell this guy.
Continue to talk to Dong Gangzai: "Can you make a virtual currency, then change the packaging, go straight to formalization, and then let people buy your virtual currency, or virtual business, you can get rebates on a daily and monthly basis, and then you take it
This money should be invested or loaned to other industries, and some of the interest earned should be distributed to users.
If a bank gives someone 1% and you give 3%, there is a market for it. I have something to do here. Let’s talk about it later. You can figure it out for yourself. See you again when we are destined.”
Chen Shi... was speechless. Dong Gang Zai sent a series of question marks but no one answered. Dong Gang Zai was about to arrive in the early hours of the morning. Why did Zhang Xueya suddenly stop talking? This guy would not wait until midnight.
Did you ignore yourself in the early morning?
Ma Dan doesn’t have the other party’s bank card, what should I do?
"Hurry up and transfer the money to him directly via WeChat 68888, otherwise it will be early in the morning."
"But~ we don't have that much money. The little money we have is all used by you to represent that magic oil." Annie said.
"Hurry up and borrow it, let other people transfer some first. No, you don't have many friends. You are not a black account yet. You quickly apply for an online agent with your identity, and we will give him the money."
When Chen Shi saw the money transferred from WeChat, he did not click on it immediately, but said after a while: "Actually, you can do it yourself. I don't want to take your order as soon as I retire, which will waste my time again."
Dong Gangzai: "Please, Teacher Zhang, help us once. I will always remember your kindness."
Chen Shi: "Hey~ Forget it, I'll make an exception for you." Chen Shi quickly clicked accept, and then cashed out immediately. This account was basically invalid.
Chen Shi voiced again and said: "It's not enough to have a brand, but also to be different in operations. After your product is launched, each customer can deposit up to 30,000 yuan a day. You don't want to deposit less than 30,000 yuan, and you don't want to deposit more than 30,000 yuan.
If you don't accept 30,000 yuan, you can't be as greedy for money as before.
We cannot expect to treat everyone as our customers and make an early reservation. Those who join later will not be allowed to register or invest if they do not have the invitation code of an old customer.
Remember, your product only serves some people, which is different from other products. Some people may invest more, but you don't want it. You only accept transactions worth 30,000 yuan in a single day."
Dong Gangzai: "If Mr. Zhang does this, I won't be able to make money even if I have money. Isn't it easy to lose money to death?"
Chen Shi: "If you want to make your brand bigger and stronger, Dong Gang Zai, you have to listen to me. You come to me because you want me to help you, so you have to listen to me. You will suffer a little loss at first, but soon
Soon your brand will stand out and be different from other brands.
The person who wanted to buy your product wanted to invest more money, but found out that after investing 40,000 yuan, you directly refunded him 10,000 yuan. He was probably stunned on the spot.
Soon he will publicize this matter. As for the one with a small investment, if you directly return it to him and refuse to let him invest, she will probably get angry and think that your product looks down on others. By then, this person will definitely ruin your product everywhere.
reputation.
These people will do word-of-mouth publicity for you for free. With so many people paying attention, you will have brand value. In this era, the most important thing is brand value and popularity. If you have these, are you still afraid of running out of money?
At that time, all the major venture capital companies will take the initiative to contact you, and you just wait and count the money. At that time, agents will be recruited across the country and agency fees will be collected.
I will first send you a set of success lessons that I have written with great pains. I usually don’t read this book to others. I am retired now. Young people, we are destined to give it to you. I hope you will become the next one.
Well-known entrepreneur."
Chen Shi sent a 1G document to Tung Kong Tsai, which contained all the success stories with pictures and texts. This was the success story dreamed up by a group of unsuccessful people.
Dong Gangzai thanked him for a moment, and Chen Shi directly logged out of the WeChat account, stuck at midnight, deleted the article introduction about Zhang Xueyan, and closed all online information about Zhang Xueyan. In an instant, this person disappeared.
Dong Gangzai and Annie were surprised for a while when they saw the article disappeared and could not be found online. They admired Zhang Xueyan's method and said that he would erase everything in his past when he retired. That's awesome.
Until Annie became a gangster and Tung Kong Tsai ran away to Africa to continue making his own products, they were still watching Chen Shifa's success.
At this moment, Chen Shi has already fallen asleep. After all, he is still an honest person and has no heart to ask him for more than ten or two hundred thousand.
Chen Shi got up early the next morning and suddenly woke up! There was a message from his mother.
