The loan agreement means that the two parties have no different opinions on the matters being discussed and are signed on the basis of voluntariness and equality between the two parties.
Once an agreement is signed, both parties have the rights and obligations to comply with the provisions of the agreement.
If one party violates the agreement, it will only be punished accordingly according to the provisions of the agreement.
Shen Dapeng knew clearly that after signing an agreement, if he regretted it again, it would be useless.
Because, from a legal sense, the law will definitely judge according to the content of the agreement, and whoever violates the agreement will be punished accordingly.
I learned from Zheng Haixia that many customers who signed the agreement began to regret it and came to their door to withdraw from the agreement.
How is this possible? What has been signed cannot be withdrawn at any time. It has been protected by law.
But what Zheng Haixia means is that those customers who have gone back on their word are even willing to pay a liquidated damages and do not want to continue to implement the content of the agreement.
In other words, these customers are no longer willing to cooperate with Pengzheng Financial Company.
"Is what you said true?"
No matter how he heard it, Shen Dapeng was still a little surprised and couldn't help but look at Zheng Haixia, wanting to confirm again.
"Isn't that true?" Zheng Haixia frowned, "There are about a dozen customers in total. They have not signed an agreement with us for a long time, and they suddenly want to break the contract. I told them that if they really want to break the contract, they must pay a sum of money.
Liquidated damages serve as compensation to the company."
"I don't know what's going on, but these dozen customers are willing to pay this money and terminate cooperation with our company. What do you call this? Is there any problem in this?"
After receiving Zheng Haixia's affirmation, Shen Dapeng began to think deeply again.
It seems that this problem is not simple.
Since we can sign an agreement, we are willing to cooperate with Pengzheng Financial Company.
Moreover, it is not ruled out that individual customers regret after signing an agreement.
However, it is a bit strange that more than a dozen customers want to break the contract at once, and they all agree to pay liquidated damages.
It seems that they have already discussed it. Could it be that the conditions given to them by their company are too harsh?
Shen Dapeng couldn't figure out what these customers meant by doing this. This did not include those customers who had not signed an agreement but were interested. At this moment, they all had no intention of cooperating with Pengzheng Financial Company.
"There must be something wrong with this!"
Shen Dapeng was categorically sure. Although he really couldn't figure out where the problem was now, through Zheng Haixia's description, he could basically conclude that these things were definitely not a coincidence.
There are coincidences in the world, but it can't be such a coincidence, right?
"I thought so too, but I couldn't figure it out, so I called you..."
Zheng Haixia looked helpless.
"By the way, don't those who have not signed the agreement not want to answer our calls now? I won't talk about these. As for those customers who have signed the agreement and now want to void the agreement, you haven't asked them what the reason is.
?”
"What's the reason?" Zheng Haixia spread her hands. "Some said they don't want to go through our financial company and want to cooperate directly with the bank. Some said they suddenly don't want to buy a house anymore. Anyway, there are all kinds of weird reasons."
"But one thing is that they all agreed to pay liquidated damages, and they sounded very happy about it."
Shen Dapeng couldn't help but smile. Not all customers are so easy to talk to. Some customers are always so difficult to deal with. Even if they don't want to continue to perform the agreement, they are not willing to pay liquidated damages.
There are many such people, and these dozen people have now unanimously agreed to liquidated damages, unless there are two possibilities.
One is that these dozen or so people know each other and make a unanimous decision after discussing it.
Another possibility is that these dozen people don't know each other at all, and the reason why they reacted unanimously is probably because another company obtained their information, contacted them, and then offered generous terms.
Bewitch them.
However, the first possibility is very small. Shen Dapeng knows that the people who come to buy houses are basically from Shenzhen. Among these buyers, some are local residents of Shenzhen, and some come to Shenzhen to work.
These migrant workers came from all over the country and did not know each other. They came to Shenzhen to work hard to support their families. After they had money, they decided to settle in Shenzhen, so they came up with the idea of buying a house.
Therefore, these migrant workers should have no intersection with each other. They are working in different factories or are self-employed, and it is even less likely that they have any intersection with these indigenous residents.
Then, there is only the second possibility left, and Shen Dapeng can only guess this way, because this time things are too strange.
However, as for what force is behind it, Shen Dapeng really can't figure it out now.
"Mr. Zheng, I think there must be someone behind this that led to this situation."
"You mean that other companies have resorted to such despicable means in order to win customers from us?"
After hearing Shen Dapeng's indifferent judgment, Zheng Haixia couldn't help but take a breath and stare at Shen Dapeng.
"Even you think what happened this time is too strange. Apart from this reason, is there any other reason?"
Shen Dapeng chuckled lightly and tapped his fingers on the coffee table a few times. "Actually, this is easy to judge. We have a cooperative relationship with the bank, and the bank we cooperate with is Industrial Bank. It is impossible for the bank to take advantage of it."
Take our customers?"
Zheng Haixia waved her hands quickly, "That's absolutely impossible. We have a cooperative relationship with the bank. Although these customers are cooperating with us, who else will benefit in the end if not the bank? They have to earn a large amount of interest. This account
They know better than anyone else that banks won’t pry their own customers, right?”
Shen Dapeng nodded, "That's right. So, excluding banks, who else do you think would do this?"
Zheng Haixia frowned and did not speak for a moment, but began to think carefully.
After a while, Zheng Haixia's eyes suddenly lit up, "Dapeng, was it done by another colleague?"
These words hit the point, and Shen Dapeng couldn't help but smile.
"Isn't that a very smart thing to say, girl? You don't even understand this, do you still need me to remind you?"
In Shen Dapeng's heart, although Zheng Haixia is an outgoing and lively girl, she has a really smart mind, otherwise Shen Dapeng would not have given him full authority to manage the financial company.