Before Shen Dapeng talked about Pengcheng Taxi Company and Pengcheng Auto Repair Shop, he had already mentioned to himself the expansion and development of Yuanmeng Hotel.
Without sufficient funds, it will definitely be difficult for Yuanmeng Hotel to open another branch.
Now we are bringing up the issue of expansion of these two companies. What is this if not just talk on paper?
Therefore, although Liu Fengxia also hopes to see the prospects for rapid development of various companies, from a practical point of view, what she is talking about right now cannot be realized at all.
"We built Wanhai Plaza in Shenzhen, and Penglong Logistics built a branch there. In addition to the apartment buildings and commercial building projects we developed before, we have spent a lot of money. Now we are making continuous moves to build a food factory in Shenzhen.
Branch factories, and allowing hotels, taxi companies, and auto repair companies to go out of Qingshu County and go nationwide, all of which require money, right?"
"However, the company's funds are currently very tight. Even if we want to do something big, we are still unable to do so."
Liu Fengxia analyzed the current situation of the company with a worried look on her face.
Moreover, in Liu Fengxia's view, some funds should be reserved as a buffer at least. Every company seems to be developing well now, but business competition is everywhere, and there are many factors that are changing rapidly.
If there are any unexpected factors that cause problems in a certain company and involve the operation of funds, we can make up for it as soon as possible so that the capital chain will not be broken.
If you are like Shen Dapeng said, no matter what, if you bite the bullet and the remaining funds are used up, if something goes wrong, there will be no chance of buffering, and it may even affect the whole body, affecting the rest of the world.
The normal operation of the company.
At that time, let alone expansion, even other companies that were developing well before will be affected, the capital chain will be completely broken, and they will fall into a bottleneck, and they will probably suffer losses or even worse.
When Liu Fengxia thought of these situations, she felt a sense of crisis in her heart.
I would rather be conservative and move forward step by step rather than risk the collapse of the company that I have worked so hard for by expanding as much as possible.
“We can find a way to solve the funding issue!”
The meaning in Liu Fengxia's words was very obvious. She didn't want Shen Dapeng to take this risk, but Shen Dapeng's next calm words shocked her.
"Find a way to solve it?" Liu Fengxia looked at Shen Dapeng in confusion, "Several companies are expanding, and this money is not a small amount. If it is not more than a billion or more, it is impossible to get it. We just want to find a way, or
You can’t get that much money, can you?”
Shen Dapeng thought deeply for a moment, then showed a relaxed look on his face and waved his hand gently, interrupting Liu Fengxia's doubts.
"Auntie, I have considered what you said. Of course we can't borrow any money from private sources, and we don't know any particularly wealthy bosses. The only way is to borrow money from a bank!"
"Loan from the bank?" Liu Fengxia frowned. She had never thought about this problem before.
In the past few years, the company has grown step by step and its profits have been relatively considerable. The funds required for the establishment of more companies have all been used from profits. The company has not yet been at the end of its rope, and of course it has not been thought of what to do when there is no money.
question.
Now Shen Dapeng suddenly mentioned such a method, which really surprised Liu Fengxia. However, after the accident, she still felt that it was not feasible.
"I've heard that some companies have borrowed money from banks, but we don't have anyone in the bank. Can they lend us a loan?"
In Liu Fengxia's impression, without a certain relationship, it would be even harder to get a loan from a bank.
"Besides, even if someone lends us a loan, can they lend us billions or billions of money at once? Why should they trust you?"
Banks rely on interest to survive. Of course they are willing to provide loans to some individuals and companies, but there is a prerequisite, that is, these individuals and companies have a certain ability to repay.
Without the ability to repay, if the money leaves the bank, it will become a dead debt or bad debt, or it will never come back.
Banks are not stupid and will never do such a thing.
Listening to Liu Fengxia's worried tone, Shen Dapeng seemed very calm and even smiled.
"Auntie, I understand your worries, but we can give it a try. How will we know if we don't try?"
"Try to get a loan?" Liu Fengxia was a little unsure, "I don't think the bank will lend us so much money."
Shen Dapeng waved his hand again, sighed and said, "Auntie, sometimes we have to be a little more confident!"
Liu Fengxia and Monk Zhang Er were even more confused and stared at Shen Dapeng in confusion.
What is this all about? What is the relationship between loans and self-confidence? If you have self-confidence, you can lend money?
"If you calculate carefully, over the past few years, our companies should have developed to a certain scale now, right?" Shen Dapeng looked at Liu Fengxia with a smile.
Liu Fengxia nodded, "Yes, and since we implemented the southward relocation strategy, food factories and logistics have developed rapidly, and even Chengyu Real Estate has had a certain influence in Shencheng."
"That's right, just these products from the food factory are already very well-known. Yingying's classmate series of drinks and self-cooked hotpots have already occupied the forefront of similar products in the market, and sales are very hot."
"These are our confidence and our confidence!"
When Shen Dapeng said this, a trace of pride appeared on his face, and his chest couldn't help but puff up, "So, although we don't have any network resources, what we have in our hands now is definitely a lot of wealth!"
"Dapeng, what do you mean?"
Liu Fengxia still doesn't understand. Even after the company has developed over the past few years, it has already gained a certain reputation. In a sense, it has accumulated some intangible wealth.
But what about these invisible wealth? What’s the use if it can’t be changed into money?
"Mortgage!"
The four words came out of Shen Dapeng's mouth without hesitation, and Shen Dapeng's face still showed a confident and calm look.
"Mortgage?"
Liu Fengxia was a little confused for a moment, so she repeated these four words again, and suddenly a light flashed in her mind, and her eyes widened involuntarily.
"Dapeng, do you mean to mortgage our company to the bank for a loan?"
Shen Dapeng nodded, "Yes, exactly this way!"
Before discussing the expansion of various companies with Liu Fengxia, Shen Dapeng had actually thought through the current situation of the company. In his opinion, each company must expand and develop as soon as possible.
In this case, he has the ability to defeat the Feihuang Group in one fell swoop. Otherwise, if it continues like this, no matter how many excuses Cao Mengyuan makes up to evade, he may not be able to pass the Huang family's test.