Shen Dapeng nodded, picked up the tea cup and took a sip. Suddenly, a fragrant smell rushed into his throat, giving people a refreshing feeling.
“Great tea!”
After giving a compliment, Shen Dapeng looked around the office and his eyes fell on the thick pile of information on Zheng Haixia's desk. He couldn't help but smile when he remembered the serious conversation between Zheng Haixia and the employee just now.
"It seems that our financial company's business has been good recently."
Zheng Haixia pretended to be aggrieved and curled her lips, "What's the use of having a good business? In the end, didn't most of the profits fall into your pocket?"
Shen Dapeng was stunned for a moment, then smiled bitterly, "Mr. Zheng, did someone offend you today? Why did you start quarreling with me when I came here?"
"Not you? Now I get angry when I see a rich boss!" Zheng Haixia pointed at Shen Dapeng and couldn't help but smile.
"That's about it. Business is getting better and better, and it's not just good for me. You are also a shareholder of the company. When business is good, don't you count the money as well?"
Zheng Haixia knew this, but that was the way she liked to talk. After hearing Shen Dapeng's words, she even pretended to be pitiful.
"Alas, we are poor people with a poor foundation. Even if we have a lot of money, the money we get is pitifully small. How can we compare with you big families with a strong family background? Life, this is fate."
Seeing Zheng Haixia shaking her head and sighing deliberately, Shen Dapeng had no choice but to smile.
"If I, Shen Dapeng, were a rich man, I wouldn't ask Mr. Zheng for help with a loan, would I?"
Shen Dapeng brought the topic to the loan matter. If Zheng Haixia continued to ridicule her endlessly, I might not be able to bear it anymore.
"I don't go to the Three Treasures Hall for anything. This early in the morning, I thought you were here for something good, but it turned out that it was just for this matter."
Zheng Haixia frowned and looked a little embarrassed.
"What? Looking at you like this, things shouldn't be going so smoothly, right?"
Seeing Zheng Haixia's expression, Shen Dapeng suddenly felt a bad feeling in his heart.
If the loan thing goes smoothly, why can't I wait to come to Zheng Haixia in person? I'm afraid Zheng Haixia will call me personally before I can come over.
"Dapeng, my abilities are limited..."
Zheng Haixia resumed her normal communication attitude, looked at Shen Dapeng with an apologetic look, and then gently shook her head, showing her helplessness.
There was a rare silence in the office. The two people sat across from each other on the sofa, but didn't say a word.
"Tell me the specific situation."
After a long time, Shen Dapeng raised his head, sighed slightly and looked at Zheng Haixia.
Guangming Bank in Beijing only gave me a credit limit of 200 million. That's because they have never dealt with companies like ours, so there may be a trace of distrust in them, which is understandable.
After all, if you don’t have enough trust, why would people trust you so much and give you so much money at once?
However, after all, Industrial Bank has cooperated with its own financial company, and the relationship is good, so why did problems arise in the matter of loans?
"The Industrial Bank has a strong background and is quite wealthy, but after I talked to them about this matter, they have high hopes for the development of our financial company and appreciate it very much."
Shen Dapeng was stunned and looked at Zheng Haixia in confusion.
What Zheng Haixia said, why did she feel so confused when she heard it?
What we are talking about now is loans. What does it have to do with the rapid development of financial companies?
"What about the loan?" Shen Dapeng asked impatiently: "I don't just have one financial company, but there are several other companies. Didn't I give you all the company's information and ask you to hand it over to the bank?
"
Zheng Haixia smiled slightly, "I know this. I have also reviewed all your company's information with the bank. Theoretically, there is no problem in lending one billion, but recently the entire system of their Industrial Bank is being upgraded.
So in terms of loans, in order to control risks, we still can’t lend so much.”
"The vice president of Industrial Bank and the employee under me are somewhat related. The employee took me there personally this time. He is considered one of our own, but that's it..."
Zheng Haixia smiled bitterly when she said this and shook her head, "The vice president said that in normal times, it would not be a big problem to lend one billion billion with the companies below you as guarantee, but now it is not in time to catch up with their internal system.
Upgrade or renovation, so the approved quota may not meet our needs."
"How much can you lend?"
Shen Dapeng leaned forward, his tone seemed a little anxious.
He couldn't help but be anxious. Although all his companies were developing well, their progress was too slow.
According to this development progress, it will take only a year and a month for me to catch up with Feihuang Group and surpass it?
Only by relying on large and sufficient loans to expand each company can it flourish everywhere and develop faster.
As for Cao Mengyuan, she didn't have much time left for her. Cao Mengyuan used the excuse of feeling unwell to postpone it for a few days. Next time, if she finds another reason, the Cao family will definitely notice it.
If his attitude becomes tougher, not only Cao Mengyuan will be implicated, but the entire Cao family may also be implicated.
"This amount is basically the same as that provided by Guangming Bank in Beijing." Zheng Haixia once again expressed her helplessness.
Is it similar to the one at Guangming Bank?
Shen Dapeng frowned, that's about 200 million.
After weighing it, Shen Dapeng couldn't help but smile and said with emotion: "Haixia, maybe the Industrial Bank is just looking for an excuse."
"Looking for a reason?" Zheng Haixia suddenly became confused, "You mean, the Industrial Bank is actually not willing to lend you so much at once?"
Shen Dapeng nodded, "Anyone with a little bit of brains, if you think about it carefully, you will understand immediately. The reason why people say this is just to avoid hurting our face."
"To put it bluntly, people still don't trust us. There isn't much cooperation and little trust between us, so they just found this excuse."
Zheng Haixia became more and more confused as she listened. After Shen Dapeng finished sighing, she couldn't wait to ask: "There is not much cooperation? How is this possible? Our financial company is not cooperating with the Industrial Bank now?"
Shen Dapeng shook his head slightly and said: "You are right, we are now cooperating with Industrial Bank, but have you ever thought about it, this is because we put 300 million yuan in their bank!"