Zheng Haixia looked at Shen Dapeng's worried look and fell into doubt again.
Although she has been dealing with Shen Dapeng for a long time and has a good grasp of some of Shen Dapeng's character and temper, Zheng Haixia feels that she does not actually fully understand Shen Dapeng.
There seems to be a layer of something always between him and Shen Dapeng. Although he can't see it, it actually exists, making it impossible for him to see through Shen Dapeng's heart.
He could never guess what was going on in his mind.
"Dapeng, the benefits have improved, why aren't you happy yet?" Zheng Haixia asked pretending to be relaxed.
Shen Dapeng, who was thinking, was asked by Zheng Haixia. He came back from his thoughts, smiled faintly, and then breathed out.
"My Mr. Zheng, you are also the general manager of a financial company, okay? Don't you have a sense of urgency?"
Awareness of worry?
Zheng Haixia didn't understand that Shen Dapeng suddenly said such a word, and she couldn't understand it for a moment. She tilted her head and looked at Shen Dapeng in confusion.
"Does the company's good performance have anything to do with a sense of urgency?" Zheng Haixia couldn't help but laugh as she pondered the word, "From what I understand, do you think we should think about it later and think about what to do if the business fails that day?
Do it right?"
"Then I think it is more appropriate to use the word "be prepared for danger in times of peace". And I think that if this is your idea, then I don't think you need it at all. You are unfounded!"
Regarding Zheng Haixia's words, Shen Dapeng did not show any surprise. Instead, he smiled lightly and looked noncommittal.
"Hai Xia, some things come from different perspectives, and the perspectives of thinking are different. Let me tell you this, although you are the second largest shareholder, don't you feel a little bit panicked about the future development of the company?"
In Shen Dapeng's view, the development of a company requires continuous motivation. For the current financial company, in addition to the good benefits brought by the increase in business, the motivation for development also requires strong enough financial support in the future.
"Panic? I don't think there is anything to panic about?" Zheng Haixia's eyes couldn't help but widen, "Dapeng, I think what you said is a bit funny. I have never heard of any company that has very good profits.
At that time, there was still a sense of panic, and it was probably too late for them to even snicker."
"But, have you ever thought about it, so many customers come to our company every month to apply for loan business, often worth hundreds of thousands or hundreds of thousands. As time goes by, will our 300 million yuan be about to bottom out?"
Zheng Haixia was stunned. Shen Dapeng turned out to mean this, and she couldn't help but frown.
Logically speaking, if the benefits continue to be so good, the financial company's money will run out sooner or later. By then, even if a large number of customers come to apply for loans to buy houses, they will not be able to handle it themselves.
Because the funds have been used up and there is no more money to lend to customers. This is indeed a question worth thinking about.
But soon, Zheng Haixia's slightly frowned eyebrows relaxed, and she looked at Shen Dapeng with a smile, "Dapeng, you are thinking too long-term. At this rate, after the 300 million yuan is used up, it will be one or two years later."
It’s a matter of time, and it’s not too late to talk about it when the time comes.”
"However, you have also seen that Shenzhen City is no longer what it used to be. The development speed is changing day by day. It is changing very rapidly. The real estate market is also developing rapidly. The overall speed has increased. A large number of people are flocking to Shenzhen City.
In the future, whether it is for housing needs or investment needs, the demand for home purchases will only increase, and the increase will be rapid."
"From this point of view, our company's efficiency will definitely get better and better, but along with it, our funds will become less and less. Maybe it won't take more than a year and a half, and our little money will be used up."
Finished."
Zheng Haixia heard it. If the company's efficiency gets better and better, the company will have less and less money to borrow. In the end, it is likely that there will be no money to borrow. At that time, the company's efficiency will be gone.
And Zheng Haixia feels that Shen Dapeng's analysis is correct. With the current development speed of Shenzhen City, more and more real estate projects will spring up like mushrooms after a spring rain. By that time, the demand for loans from home buyers will only increase. According to Shen Dapeng,
, the pressure on the company is getting bigger and bigger.
"You're right, Dapeng. Since that's the case, I don't think you should refuse the Industrial Bank immediately. It's only 200 million. We can lend it out and inject it into the financial company, so that we don't have to worry about not developing."
There’s more staying power.”
Zheng Haixia thought for a while and continued: "If it really doesn't work, how about I ask my dad to add some more funds?"
Shen Dapeng shook his head and said with a smile: "There is no need for this. Besides, although your Guangyang Electronics Company has money, it also needs working capital, right? If you invest all the money in the financial company, your Guangyang Electronics Company will still
Is it going to work?"
Although Shen Dapeng knows that money is needed in all aspects now, not all money can be used. Sometimes, one cannot harm the interests of others for the sake of one's own interests. Shen Dapeng is still very principled in this regard.
Besides, Zheng Sanqun and Zheng Haixia from Guangyang Electronics Company are both very good people. The father and daughter have tried their best to help them with their careers in Shencheng. I am already very grateful. How can I still do such a thing?
To add insult to injury?
"What about the Industrial Bank? They have agreed to give us a quota of 200 million yuan. No matter what their reasons are, having 200 million yuan is better than nothing, right? If we inject it into a financial company, the company can at least survive.
Not for a while?"
"Okay, if it's 200 million, I'd rather not take it!" Shen Dapeng waved his hand gently.
"Why not?" Zheng Haixia felt that since Shen Dapeng raised this issue and there happened to be this loan opportunity, why couldn't he take advantage of it?
"As I said before, two hundred million is too little."
Shen Dapeng smiled slightly, stood up involuntarily, walked gently to the huge floor-to-ceiling window, and looked out.
"If you want to inject funds, in my opinion, it will be upwards of one billion. A capital of 200 million is still a drop in the bucket."
"Forget it, don't think about this matter now. I'm just saying it to make you aware of this. However, the company's development has not reached that stage yet. It won't be too late to wait until then."
This sentence is equivalent to not talking about this matter anymore. After hearing this, Zheng Haixia, who was sitting on the sofa, shook her head slightly and smiled helplessly, and stopped interrupting.