Liu Mengxue watched from the side. She was responsible for maintaining the relationship with major customers. Naturally, other people would do the work on the counter.
Now that Hao Ren's company is developing better and better, her status has also risen, and she can enter the president's office at will.
She listened to the other party's words and shook her head in her heart. She also knew that this guy Lu Chengjun opened a factory in Liuzhou City to produce drinks. He was also one of the first to make drinks. Even the machines were imported from abroad.
It is cheap, cheap, and has a good formula, and it has occupied a lot of market share in Jiang Province. However, in recent years, market competition has become increasingly fierce. Foreign beverage giants have entered the country, and many local small and medium-sized beverage companies have closed down.
It is no small miracle that Lu Chengjun's company can persist until now, but it can barely support itself by relying on loans from everywhere.
It's almost the end now.
Banks also need their own risk prevention and control mechanisms. Obviously, based on Lu Chengjun's risk assessment, banks simply cannot give him a loan.
This kind of company is a low-quality company. If it were replaced by a high-quality company like Hao Ren, let alone 30 million, they could give it away without blinking an eye. If it's not enough, one billion would be fine.
I'm not afraid that you won't pay back, but I'm afraid that you won't borrow it.
It's a pity that their bank has only seen Shinhwa Company's money come in so far, and has not lent out a penny.
"Now Lu Chengjun's company is waiting for bankruptcy and liquidation. It borrowed a lot of money before. If it can't be sold, it will be a bad debt..."
Liu Mengxue thought to herself that one more bad debt in the bank would affect their wages and bonuses.
Liu Mengxue was playing with her mobile phone and sent two selfies of herself with a copy below.
"Another sad day..."
There are two crying faces at the back.
After a while, countless likes appeared below, including my little sisters and some suitors.
Hao Ren scrolled through his circle of friends, saw a random like, and sent a confused question mark.
"A beverage factory is about to close down, and our bank has another bad debt."
Liu Mengxue saw it and immediately replied.
"Beverage factory?"
Hao Ren suddenly focused his eyes, thought for a moment, and took the initiative to send a message, "What kind of beverage factory, do you have specific information?"
Seeing that Hao Ren took the initiative to send her a message, Liu Mengxue was a little surprised and quickly responded, "Yes, I will send it to you right away."
After speaking, she sent Lu Chengjun's company information to Hao Ren.
These are not secrets, so there is no need to worry about leaks.
When Hao Ren saw Lu Chengjun's information, his eyes flashed. The location was good, and the machines in the factory were very complete. In this way, he only needed to make slight changes with the help of the system, and he could start production soon.
As for the debt, he doesn't care. If it's really good, he can take it over.
"I'll go to your bank and have a look."
Hao Ren replied.
Seeing Hao Ren's reply, Liu Mengxue's eyes lit up and she quickly replied, "Okay, I'll wait for you at the door of the bank."
After saying that, she looked at Qin An and whispered something quietly into his ear. Qin An's eyes also lit up and he turned to look at Lu Chengjun.
"Mr. Lu, to be honest, your company is just waiting for bankruptcy and liquidation. Even if you sell the company, you probably won't be able to pay the debt."
Lu Chengjun was silent.
"I believe you should go to many people to borrow money. Unless it's a loan shark, you will definitely not be able to borrow money. However, you are lucky."
Qin An said with a smile, "Mr. Hao from Shinhwa Company heard about this and is interested in your company. If Mr. Hao is interested and buys your company, the debt problem will naturally be transferred to Mr. Hao, and you won't have to
If you are worried about bankruptcy, you can even get a small amount of compensation."
"Selling the company, no, this is my hard work!"
Hearing this, Lu Chengjun's expression changed and he flatly refused.
Qin An frowned and said in a low voice, "For your hard work, do you know the price of saying this? Here, you can't lend a penny. In less than half a month, your company will declare bankruptcy. As for your name,
All properties under the contract will be frozen and auctioned, and this is definitely not enough. You will even be listed as a dishonest person..."
"Mr. Lu, you are a businessman. You should know whether what I say is true or false. It means nothing to you to continue to persist. Moreover, if Mr. Hao doesn't like your company, to be honest, your assets will be liquidated.
It will definitely not be enough after that.”
Qin An persuaded patiently.
"Mr. Hao will be here soon. I hope Mr. Lu will think about it as soon as possible. You have a family. Do you want your family to become homeless with you?"
After speaking, he and Liu Mengxue walked out, leaving Lu Chengjun space to think.
"President, will Lu Chengjun really agree?"
Liu Mengxue followed Qin An and asked quietly.
"He has no choice. Even if he doesn't sell it to Mr. Hao, he will definitely be forced into bankruptcy and liquidation. By then, he will have nothing. But if Mr. Hao buys it, he can keep his house and maybe get some money."
Qin An said with a smile, glanced at Liu Mengxue, and praised, "Xiaoxue, you are still capable. There is no bankruptcy and liquidation here yet. You will find your next home now. If Mr. Hao really buys it, you will avoid a bad debt."
."
"Hehe, it's all thanks to the good leadership of the president."
Liu Mengxue said with a smile.
Lu Chengjun sat in Qin An's office and thought carefully.
Half an hour later, Hao Ren drove to the door of the bank and parked the car. Qin An and Liu Mengxue both came forward. Qin An said with enthusiasm, "Mr. Hao, you are here, please come in."
Looking at the domineering-looking car, everyone in the bank looked over and saw that it was a young man. They all muttered in a low voice, "I don't know which rich second generation ran out again."
"If I had a rich father, I could also drive a Lamborghini, or even a Ferrari with one hand."
Some jealous people said in their hearts.
Hao Ren got out of the car, followed Qin An into the bank, and directly entered the VIP room.
Liu Mengxue had already made tea and handed it to Hao Ren, "Mr. Hao, you drink tea first and look at the specific information of Lu Chengjun's company. He is in the president's office now."
"What is he doing in President Qin's office?"
Hao Ren was a little surprised.
"Lu Chengjun attaches great importance to his factory. It is his lifelong effort and he naturally does not want to give it up easily."
Liu Mengxue curled her lips, sat next to Hao Ren, and blinked at Hao Ren.
"It doesn't matter. If you don't want to sell, forget it. I don't like forcing people."
Hao Ren took a sip of tea and said calmly.
Qin An quickly said, "Don't worry, Mr. Hao, he will definitely sell it, I guarantee it."
While he was talking, his cell phone rang. Qin An picked up the phone and a smile appeared on his face, "It seems that he has figured it out. I will go and bring him here."
Saying that, he left directly.
"Mr. Hao, these are the nuts that my cousin brought from England. You can try them."
Liu Mengxue took out a bag of nuts from her mouth and handed it to Hao Ren like a treasure.
Hao Ren was looking at Lu Chengjun's message and subconsciously took it, then smiled and said, "Thank you."
"How is this Mr. Lu Cheng?"
Hao Ren opened one and ate one. It tasted pretty good, so he asked casually.
"Well, in terms of character, he should be pretty good. He started business early and has a relatively high credit. He has borrowed money from many people before. Everyone is willing to lend to him, not because he has developed well, but because they trust him. To be honest,
I guess the reason why he agreed now is because he doesn’t want to have no money to pay back the old friends who helped him after going bankrupt.”
Liu Mengxue thought for a moment and then said that for customers who borrow large amounts from banks, they all need to remember each other's specific information.
"When things were going well in the past, Mr. Lu also donated a lot of money to welfare homes or schools, and when he cooperated with other people, no one seemed to have said anything bad about him."
Hearing this, Hao Ren nodded, feeling confident.
Soon, Qin An brought Lu Chengjun to the VIP room. Hao Ren looked at the man in front of him. He looked to be in his forties, with a Chinese character face, eyes full of red bloodshot eyes, and a haggard face. He looked like he hadn't slept well.
No wonder, they are almost bankrupt, no one can sleep well.
"This is Mr. Hao from Shinhwa Company, and this is Mr. Lu from Grand Hyatt Beverage."
Qin An introduced them to them.
Lu Chengjun looked at Hao Ren and gave a wry smile, "Mr. Hao, I have long admired your name. I heard from my friends that you are young and promising. I couldn't believe it. Now that I see it, I find that you are still too modest."
"Compared to you, we old people are living like dogs for the rest of our lives."
"Mr. Lu, you can't say that, I just have better luck."
Hao Ren smiled and waved his hand, gesturing for the other party to sit down.
"I see that your company has been in business for more than ten years. Can you tell me about the company's current situation, debts, equipment, and personnel? I want to know about them all."
Hao Ren said.
Since Lu Chengjun decided to sell, he naturally would not fool Hao Ren on this matter, nor could he.
"The factory is located in Nanhua Road Street, Cangping District, covering an area of 30 acres. It has two factory buildings and one office building. It has been more than ten years old. However, I spent a lot of money when building it, so the appearance is a bit damaged, but there is no
If there is a little quality problem, it will be no problem if we persist for several decades.”
"I directly purchased the machine from two production lines from abroad and modified it myself. Now it can produce 20,000 bottles of drinks a day..."
"There are less than a hundred people in the company..."
Lu Chengjun said slowly, while Liu Mengxue was taking notes at the side.
"In terms of debt, to be honest, the money I have borrowed has reached 50 million, and this does not include the 20 million I borrowed from the bank before."
Lu Chengjun spoke bitterly.
"It's all my fault. I've been thinking about developing new products to gain a larger market share, but the result is obvious. I burned tens of millions and new products came out, but I couldn't compete with those big brands at all, and the market share became smaller and smaller."
"This is a debt of 90 million, Mr. Lu, your factory may not be worth this money!"
Qin An frowned, a little surprised. He always thought that the other party only had a debt of 50 million, so selling the factory could just pay off the debt.
Now that he knew the specific debt of the other party, he was unwilling. According to his estimate, Lu Chengjun's factory was only worth 50 million to 60 million, and the debt was 90 million. What a joke, Hao Ren is a big customer of their bank, a super
VIP, let someone spend 90 million to buy a factory worth 50 million. If the head office finds out, he will be forced to pack up and get out.
"Mr. Hao, I'm sorry. I always thought that Mr. Lu had a debt of 50 million. Now the debt of 90 million has obviously exceeded the value of this factory. I personally recommend canceling this transaction. I can find another one for you."
Our bank has many similar factories every year, and we can definitely help you find better ones.”
Qin An looked at Hao Ren and said apologetically.
Lu Chengjun's expression remained unchanged and he looked at Hao Ren quietly.
Hao Ren didn't care. He smiled and waved his hand, "Let's not talk about money now. I want to go to the factory for an on-site inspection and then talk about it after reading it."
"Mr. Lu, I don't know if it's okay?"
Hearing this, Lu Chengjun nodded, "No problem, I'll lead the way."
Hao Ren looked at Qin An and Liu Mengxue, "You guys go and take a look together."
"OK."
Liu Mengxue agreed immediately, Lu Chengjun drove Qin An, and Hao Ren took Liu Mengxue.
"This is my first time riding in a sports car."
Liu Mengxue spoke a little excitedly, feeling like the heroine of a TV series.
He glanced at Hao Ren quietly, looking at Hao Ren's profile, his eyes were a little confused.
Soon, they came to the beverage factory. There were several factories around it. The distance was a bit far and the roads extended in all directions.
The ground is covered with asphalt roads, and there are two security guards at the door. They are both very old and cannot beat a fifteen-year-old child.
"Old Sun, open the door."
Lu Chengjun lowered the car glass and spoke.
"Mr. Lu, it's you."
Lao Sun stretched out his head, smiled, and then opened the door.
Two cars entered the factory, and Hao Ren and Liu Mengxue got out.
Lu Chengjun looked at Hao Ren and said, "Hao always goes to the workshop or to the office building."
"Let's go to the office building first."
Hao Ren said, he wanted to see what the quality of Lu Chengjun's team was like.
Lu Chengjun took them upstairs. This was a four-story office building, with four or five offices on each floor. When they saw Lu Chengjun, everyone called him Mr. Lu, but judging from his expression, he seemed lifeless.
"It's getting more and more difficult for the company to operate now. They haven't paid wages for three months."