There is indeed something wrong with this online game planning 594, Charge
Facing WeChat payment.
Tianhu is indeed the company with the fastest response.
Probably because it has been in competition with Lin Mu Studio for a long time.
Therefore, they are always the most concerned and keenest about the actions of their competitors.
certainly.
This is mainly due to Mou Feng's judgment.
He has a really keen sense of the future.
Although he doesn't see as far as Lin Yao, he can always feel the direction of the waves before the wave of the times arrives.
This is really awesome.
If there were no Linmu Studio.
Relying on Mou Feng’s judgment on the mobile terminal.
Tianhu may become the most dazzling new star in the new era.
But the existence of Linmu Studio... made them lose the opportunity to seize the opportunity.
Of course, this means missing out on the possibility of becoming the most dazzling star in the new era.
but.
This doesn't mean it's all bad.
most of the time.
Although the existence of Lin Mu Studio will make Tianhu miss the opportunity to seize the opportunity, it can also help Mou Feng sort out his thoughts and allow him to see the future trend more clearly.
For example, this time WeChat payment.
Mobile payment... Mou Feng has never thought of it.
He just vaguely felt that the current payment method was too troublesome.
WeChat payment is indeed convenient and has great potential.
Wait until WeChat Pay supports third-party apps and games.
Only then did he finally see the full picture of the future.
That's how the conversation took place.
To a certain extent, this can also be said to be a benefit.
but.
Mou Feng actually told a little lie when talking to Li Guangsheng.
Li Guangsheng asked him why Linmu Studio did it so obviously.
In fact, he knew the reason.
finance.
Always sensitive.
This is not something a single company can do to stabilize Diaoyutai.
The market dominance of communication software and the market dominance of mobile payment are two different things.
When Linmu Studio launches WeChat Pay, it will first support its own first-party products, and third-party products will be supported in batches, just to leave time for other peers to respond.
for what?
In order to create a rival, create a rival that can help WeChat get rid of its monopoly reputation.
In fact, he thought of this after seeing the announcement from Linmu Studio.
But he couldn't tell Li Guangsheng.
Because Tianhu's board of directors is more complicated than imagined.
Now that Tianhu’s mobile games are opening up, it’s about to get better and better.
No one wants to take risks.
What's more, this may also serve as a dowry for WeChat.
So instead of telling the truth and wasting your time trying to convince other people, you miss the opportunity.
It's better to draw a big picture and tell Li Guangsheng directly that this is Tianhu's opportunity, or even an opportunity to overtake Linmu Studio.
This is the best choice.
Of course there are risks.
But what to do without risk?
And this time, Linmu Studio was the first to enter the mobile payment market.
They move so slowly now.
to be honest.
Just waiting for a competitor that can compete with WeChat.
And this also means that in the end they will definitely let WeChat reach the final step!
Otherwise they are just doing useless work.
In this situation.
The risks for Tianhu and Linmu Studio are the same.
Bet on the future with Linmu Studio.
No matter how big the risk is.
Mou Feng thought it was worth it.
Because this is a once-in-a-lifetime opportunity.
Although Tianhu has always claimed to be second in the country, since Linmu Studio produced stand-alone games, they have not really been able to compete with Linmu Studio...
Lin Mu Studio has always been a one-of-a-kind studio.
This time, Linmu Studio rarely stood still and waited for other competitors.
If Tianhu is afraid to move forward, there will always be others who will bravely follow.
The bet was lost.
Of course there is nothing to say.
But what if you win?
What's more, Linmu Studio never misses anything!
Mou Feng knew this very well.
So in his mind.
This time, the opportunities completely outweighed the risks.
This is also the reason why he doesn't want to tell the truth.
Because it doesn't mean everyone thinks so.
and.
to be honest.
Mou Feng's words, "After this battle, it is possible for us to surpass Lin Mu Studio," although it is an exaggeration.
But at a certain moment, he really thought so.
after all……
Linmu Studio wants to create a competitor and put it on the same starting line as itself.
This means that there is a possibility of being surpassed by competitors!
If they move slower.
Tianhu really might surpass them.
"I hope you won't take it off."
Mou Feng sat in his seat, read again WeChat Pay's announcement to support third-party applications, and then murmured to himself.
…
After 4g came out.
On mobile, the situation is turbulent.
First, tre1 was born, then there was a boom in mobile game development, and now it’s WeChat Pay.
And all this.
All have something to do with Lin Mu Studio.
Whether competitors admit it or not.
Linmu Studio indeed played a pivotal role during the development period of the mobile terminal.
But what does the future look like in their eyes?
Many people can't understand it now.
For example, this time WeChat payment supports third-party applications.
The announcement has just been sent out.
Tianhu immediately came out and said that they would also launch similar functions, and because Mou Feng had suggested it earlier, they also gave a specific date for the launch.
Just next month!
at the same time.
They also thought about the future of Tianhu Chat’s online payment system.
I introduced how convenient it will be then.
It's completely... a replica of WeChat Pay.
And right after.
Several companies also said they would launch functions similar to electronic wallets.
Also targeting WeChat’s wallet function.
Lin Mu Studio made this clear statement.
It really made many colleagues react.
But many ordinary users are confused about this.
Why is everyone starting to pursue payment convenience?
Although convenience is indeed convenient, is there really no safety issue?
Yes.
Users are beginning to worry about security issues.
After all, money is involved.
This is also normal.
Lin Mu Studio is actually pretty good.
After all, the reputation is there and the scale is there.
But Tianhu and other companies...
It's really a bit worse.
And about this.
Mou Feng was indeed unexpected...
Slowly from behind.
Mobile payment security issues have even become a hot topic.
certainly.
WeChat Pay is the first to bear the brunt.
After all, the earliest it appears, the most people will discuss it.
Linmu Studio.
"This is too anxious... Before announcing it, you should at least think about how to ensure the security of your account."
Lin Yao was a little helpless.
She was just worried about this kind of thing. The heat was rising, but in the mixed crowd, if there was a safety issue, she would be on the street.
"Do you need to refute the rumors?"
Mu Wanqing thought for a while and asked: "Most people are worried about security issues now. More and more people will definitely worry about it in the future, and it may even affect the use of WeChat payment."
"No, simply refuting the rumors is useless. It's better to explain clearly to users how WeChat payment works."
Lin Yao thought for a while and shook her head gently: "Let's do this, ask Li Qi to come over, and we will discuss it and try to use a simple way to explain to users the current operation of WeChat payment.
We essentially use a prepaid card mechanism, and security can still be guaranteed."
"good."
When Mu Wanqing heard what Lin Yao said, she immediately turned around and went to call someone.
After Lin Yao watched Mu Wanqing leave, she immediately lowered her head and began to think about how to explain.
As a pioneer, you really have to overcome all obstacles...
…
Early October.
Golden Week.
The launch of WeChat Pay has set off the popularity of third-party payment.
And security issues have become more and more serious.
certainly.
The user was originally just curious, how to ensure the safety of this thing?
but.
No one in the industry can answer this question.
Most of them are vague.
Because most of my colleagues just want to follow Linmu Studio...
This makes users increasingly worried.
And at this moment.
WeChat News Channel, a report came out...
The person who came forward was Li Qi, the person in charge of Tre and WeChat Pay.
He stands in front of the camera.
Started explaining to users in detail how WeChat payment works.
And soon.
This report appeared on social media’s hot searches because of WeChat’s huge user base…
“The wallet function of WeChat is actually just a virtual account, and the money recharged by users is essentially in Linmu Studio’s dedicated public account.
But how do you let users see that their money is still in their name? At this time, the wallet function is needed, and this is the meaning of the wallet function."
"This is a virtual account service that is different from a bank card physical account."
"All the funds recharged by users are in WeChat's public account. Every time the user makes a purchase, he or she pays with the balance of the virtual account. When the currency in the virtual account is reduced, it will also be recorded as a bill in Eucalyptus."
"For example, if a user recharges 100 yuan, the money will go into the public account, and the user's virtual account balance will also increase by 100 yuan. And the user purchases a third-party application and spends 100 yuan. At the end of that month, we will liquidate it.
The public account will issue a bill to the developer and make payment."
“This is WeChat’s virtual account system, which can be understood as an electronic wallet. In essence, it is a prepaid card.”
"What WeChat provides is an online acquiring business service, but the money collected is first placed in the public account opened by WeChat in the bank, and is uniformly settled to the developer at intervals."
“During this period, WeChat acted as a guarantor, connecting platform developers and users.”
“The biggest effect is to reduce the user’s steps and improve the user experience.”
"Next, we will work hard to reach cooperation with developers and introduce more online banking payment access as much as possible, or do more..."
"Of course, this is a long way to go..."
"..."
In the report.
Li Qi explained the operation of the entire payment system in a very organized manner.
Yes.
In fact, to put it bluntly.
This is the model of Zifubao in the early stage...
Linmu Studio holds the largest mobile platform and the largest game platform.
The original role is that of the platform.
As a company with two platforms, it can certainly play the role of guarantor.
Although the two major platforms do not have as many merchants as Taobao, there are also many developers.
Moreover, after the platform is launched, various applications are available.
This is Linmu Studio’s greatest confidence.
And this is also the one with the least risk among the mobile payment construction plans rewarded by Lin Yao and the system.
Because no matter what.
When users purchase applications or games on the Linmu Studio platform, the money needs to go to Linmu Studio's public account.
It is impossible for Linmu Studio to settle accounts with developers every day.
It’s basically settled once a month.
At this moment.
In this existing operating system, adding a wallet system is really not a big problem.
Because the user's money is still paid to Linmu Studio's public account, and then Linmu Studio will settle the settlement with the platform developer.
Under this system, even if Linmu Studio adjusts the balance of a certain account to 100 million.
Then Linmu Studio also needs to pay 100 million.
Because after this money is consumed, it must be settled to the developer at the end of the month.
As for giving it to others? No.
Because transfers are not open yet.
Transfer out?
Then the money will be paid into the public account.
To put it bluntly, as long as WeChat payment is limited to platforms owned by Linmu Studio.
As a service provider, Linmu Studio itself has no possibility of converting the money in the WeChat wallet into real money. The virtual account is essentially just a prepaid card.
certainly.
If you go further... it will be different.
But so far.
Linmu Studio has not gone any further.
So as soon as this report came out.
Almost all users.
Now you have a general idea of WeChat payment.
"I see, this is equivalent to charging money and spending it in batches."
"That's probably what it means. I might spend 1,000 yuan a year to buy games, and top up 1,000 yuan at the beginning of that year. Then I won't need to use online banking for the next year, and I can just use the balance to buy games."
"Why does this sound so much like a supermarket spending card..."
This chapter is not over yet, please click on the next page to continue reading! "Essentially, it is a prepaid card for supermarkets, but it does not correspond to physical supermarkets, but to online supermarkets."
"There are still risks, such as the bankruptcy of Linmu Studio..."
"That's also the developer's business, and do you think Linmu Studio will go bankrupt?"'
"I understand, this is actually very good. It is indeed more convenient than using online banking to buy a game. You can just enter the password directly. Before, it only supported the first party, but now it also supports the third party. If it is supported by all platforms,
That would be more convenient.”
“Awesome, awesome.”
"..."
In fact, not only users understand it.
Many competitors who followed the trend also understood WeChat’s operating system.
but.
New problems also emerged.
That is.
Linmu Studio owns ‘Supermarket’ and owns two major platforms: tretre and vaprwave.
They don't have it...
This also means.
They can't use the same plan because it won't work.
You can’t build a platform yourself, right?
This is not realistic either.
What's more, no one is using it...
so.
The only way to break the situation is...to discuss it individually with the developer and the bank.
Let banks access it, and allow developers’ applications or games to access their own payment system.
Become the liquidator yourself.
And this is not the same thing...
WeChat Pay still operates within its own platform.
And now they've gone one step further.
Closer to a true third-party payment institution...
They started charging directly!
It's not that no one thought of it.
Lin Mu Studio was so cautious in the early stage to let others rush in first...
But just because you can think of something doesn't mean you have to give up.
This report by Linmu Studio not only explains how WeChat operates, but also reveals the essence of mobile payment, which is similar to a prepaid card in a supermarket.
And supermarket prepaid cards... generate huge amounts of redundant funds.
The user uses a third-party payment institution to pay, and the money is placed in the operator's public account, and this is the so-called mobile payment reserve fund.
The huge reserve fund, the interest alone is a lot of money.
not to mention.
Many companies do not close their business in one month like Linmu Studio.
More often than not, it is done once a quarter.
This also means that the huge reserve fund can be stored for three months...
Faced with such temptation.
You said you were not moved.
That's fake.
So very quickly.
Under the temptation of huge reserves, a large number of companies began to pour into the mobile payment field and announced that they would become payment institutions.
include.
Sky Fox.
Mou Feng also understood why Lin Mu Studio let others rush first.
But he is really unwilling to let go of this opportunity to seize the opportunity and market.
And they... are the company closest to Lin Mu Studio.
They are faster than those companies that just talk about it.
Facing this circumstances.
Do we have to wait any longer?
Mou Feng was unwilling to give in.
So very quickly.
Under his leadership.
Tianhu contacted Jiaming Alliance...
…
October 12th.
Tianhu issued an announcement.
One stone stirs up a thousand waves!
Tianhu announced that the wallet function of Tianhu Chat is officially launched!
At the same time, they will reach strategic cooperation with Jiaming Alliance.
Jiaming Alliance's app store will list Tianhu Payment as one of its official payment solutions.
And this also foreshadows.
Two major competitors of Linmu Studio.
The powerful ones have joined forces.
The gameplay of Tianhu Pay is almost exactly the same as Linmu Studio’s WeChat Pay.
But go one step further.
They have opened a refund function.
This also means.
The money in the user account can be withdrawn at any time.
It doesn’t need to be like WeChat, and it doesn’t need to go through troublesome steps like product refunds.
But you can withdraw directly!
Although the transfer function is not enabled, Tianhu has also spread the word that it is considering it.
This is not as simple as a prepaid card or a guarantor.
It is a third-party payment institution in the true sense...
Tianhu became the first company to try something new!
Faced with this matter, users were confused.
This time... Tianhu is actually faster?
And Linmu Studio.
Lin Yao was also quite surprised.
"It was so fast this time?"
In fact, Tianhu will follow up.
She is mentally prepared.
but.
She had never expected that they would move so quickly and join forces with the Jiaming Alliance.
Moreover, during this period, Tianhu did not contact Linmu Studio at all to discuss the idea of integrating the mobile payment system into the Linmu Studio platform.
It’s as if Lin Mu Studio couldn’t agree.
Mu Wanqing replied softly: "Very courageous."
It is indeed courageous.
Because Mou Feng firmly believes that Linmu Studio will definitely join the show!
Be a pioneer, be a pioneer.
Opportunities are reserved for those who are sure.
"really."
Lin Yao nodded: "Although it is a bit unexpected, we do have opponents. This can be regarded as a layer of protection. We will not form a monopoly.
No matter what, the combination of Tianhu Chat and Jiaming Alliance can become the second choice for users."
"Should we move faster?"
Mu Wanqing looked at Lin Yao who was standing aside.
"No, let Tianhu do it first."
Lin Yao shook her head slightly, then glanced at the serious-faced girl with black stockings and glasses, raised her white lotus-rooted arm and put it on her shoulders, and chuckled: "Third-party mobile payment is not just about speed, it is really about winning.
Negative, it will take a long time, but our advantages are still huge..."
She didn't bother Mu Wanqing in this regard.
Third-party payment is indeed not something that can be achieved overnight and the winner can be determined immediately.
Previous life.
How many times have the two giants fought?
From the Normandy landing with New Year's red envelopes, to the subsequent takeout, taxi-hailing, and shared bicycle wars.
In fact, there is a shadow of competition for the right to speak in mobile payment.
Anyone who has experienced it knows it.
Companies invested by different giants support different payment methods.
At that time, the two dogs were almost losing their minds.
In the end, Goose Factory, which used it more frequently and for a longer period of time, barely won.
But the other one is actually not bad either.
Those who suffer are mainly other third-party payment institutions...
After all, those two companies have reserve funds of tens of billions or even hundreds of billions, which makes them powerful in negotiating with banks, and the channel prices they obtain are far beyond what small and medium-sized institutions can match.
Once Linmu Studio’s WeChat message is released.
Relying on a large number of registered users...the scale of the reserve fund will not be small.
plus.
Don’t forget, Linmu Studio also has Linmu Investment, which has an incubator plan...
So no matter from any aspect, WeChat’s advantages are too great.
This is Lin Yao's biggest reliance.
She is not worried about Tianhu Kuai.
What she was worried about was... Tianhu couldn't bear it.
This is it...
Lin Yao didn't want to be labeled a payment oligarch.
"..."
Mu Wanqing has been with Lin Yao for so long and already knows Lin Yao very well.
Seeing her expression, I immediately knew what she was thinking, which was a little funny.
Everyone else wants to be faster than Lin Mu Studio.
Lin Yao is worried that others are not fast enough...
"what?"
Lin Yao noticed Mu Wanqing's gaze.
"Look at you."
Mu Wanqing held Lin Yao's erection, picked her up, and then sat her on the edge of the desk, staring at her.