On the way back to Shazhou in the old van, Comrade Xu had three plans to raise money that kept intersecting in his mind.
The first plan is to get a few more people to join the company just like Zheng Qing did, which should solve the funding problem. The advantage of this plan is that it can tie more people into a community of interests.
The disadvantages are also obvious - if there are too many shareholders and his own investment is too small, even if the second Internet cafe is really opened, his own profit will not be much.
The second plan is to borrow money from his cousins like he did when he opened a barbecue restaurant.
The benefits of this plan are obvious. The borrowed money used to open an Internet cafe will be regarded as his investment. When the second Internet cafe generates profits, this part of the profit will naturally belong to him. As for the borrowed money, he will pay it back later.
Just give it to your cousins and cousins.
But the shortcomings of this plan are also obvious - I'm afraid that I won't be able to borrow much money. Even if I have a close cousin or cousin, I'm afraid it won't be easy for them to lend him tens of thousands.
After all, borrowing money is based on friendship, and there is no interest. They also have to live their own lives, and they cannot take out too much money just for a friendship.
Opening an Internet cafe often requires more than 100,000 yuan of funds. It is self-evident how difficult it is to borrow and raise such a large amount of money.
In addition, Xu Tongdao also thought of a third plan.
The third option is not so legal.
But it is common among the people.
This plan is to borrow money at such a high interest rate at an interest rate of one to three cents.
The benefits are attractive, and such loans are very common among the people.
Some people have made a fortune by lending money to others in this way. Of course, there are also people who have borrowed such money and eventually failed to pay back the principal and interest, leaving their families ruined.
Private loans such as one-cent interest are considered very low interest rates. Two-cent or three-cent interest is the most common, and the most exaggerated five-cent interest rate.
Generally, no one is willing to borrow money with a five-cent interest rate until they are desperate, because the interest rate of a five-cent interest rate is too heavy, and many people are unable to repay it when the interest is rolled over.
Tongdao Xu was confident that he could repay it, but this kind of loan was illegal after all.
The education he received since childhood made him very resistant to borrowing such money.
But reason told him that choosing this option would be the most beneficial to him.
The profits of Internet cafes are very high, and it is definitely a huge profit industry, so whether he borrows three cents or a loan with no interest, he is confident that he can repay it.
What's more, he also has another Internet cafe and barbecue restaurant that continue to make him money, and he can afford some interest.
In fact, in his childhood memory, many people he knew had borrowed such money.
Some people borrow this kind of money to build a house and give the woman a bride price in order to get married; some people borrow this kind of money to tide over difficulties because someone in the family is sick; even many business people will borrow this kind of money to expand their business or make temporary turnover.
money.
Lower the window and let the wind outside blow on your face.
Xu Tongdao squinted his eyes and thought about this in his heart.
It's a pity that there are no software such as Huabei and Jianbei now. Otherwise, it would be much easier to raise about 100,000 yuan.
As for going to the bank for a loan?
The thought flashed in his mind for a moment and was dismissed by him.
These days, ordinary people like him don't have any fixed assets to pledge to the bank, so it's very difficult to get a loan from the bank.
Anyway, he has no hope.
…
Time passed, and as we got closer and closer to Shazhou County, Comrade Xu gradually made up his mind.
He plans to combine the three options.
Each solution solves a part of the funds and the difficulty should be minimal.
At the same time, it can also ensure that after the second Internet cafe is opened, he will not be a wedding dress for others, and he can ensure that he owns the majority of the shares.
When we returned to Shazhou County and the barbecue restaurant, it was almost lunch time.
Parking the van on the roadside in front of the store, Tongdao Xu walked into the store.
I saw Xu Tonglin and Xi Dongyang walking around in the front hall. There was also movement in the kitchen. It should be Ge Lianghua who was busy in there.
Several people met and greeted each other. Ge Lianghua temporarily put aside his work in the kitchen and came to the front hall to talk to Comrade Xu.
You must know that in order to open an Internet cafe, Tongdao Xu has not been back for more than a week recently.
"Xiaodao, how is your Internet cafe going? Is it open?"
Xu Tonglin asked curiously.
Xi Dongyang and Ge Lianghua also looked at Comrade Xu curiously.
"Well, it officially opened a few days ago, and the business is going well so far. How about you? How is the business in the store these days?"
Xu Tonglin: "Ah? Your Internet cafe opened a few days ago?"
Ge Lianghua: "It's okay here. Business has been pretty good these days. Hey, Xiaodao, when will you take us to your Internet cafe? Hehe, we have been talking about it these days. When will we go to your place?
Check it out at the internet cafe.”
Xu Tonglin: "That's right! Your Internet cafe has been open for several days, and none of us have even taken a look. This is outrageous!"
When playing in Dongyang, he still talks little and laughs without saying a word.
"Okay! If it rains heavily someday, I will drive you to have fun."
Xu Tongdao smiled and expressed this attitude.
The reason why he chose heavy rain is also very simple. In heavy rain, there will definitely be very few people coming to his barbecue restaurant to eat at night.
In that case, Xu Tonglin, Ge Lianghua and Xi Dongyang wouldn't have to prepare many dishes during the day, and if he took them to the city to play, it wouldn't affect the business of the barbecue restaurant.
"Ah? We still have to wait for a heavy rain day? When will this happen?"
Xu Tonglin was very disappointed.
Ge Lianghua also felt a little disappointed.
Comrade Xu laughed, glanced towards the kitchen, and changed the topic: "By the way, is lunch ready today? When can the meal be served?"
Ge Lianghua: "There is also a tomato soup that can be cooked once it is cooked. What? Are you hungry? How about I go in and boil the soup now?"
With that said, Ge Lianghua turned around and was about to go to the kitchen, but was stopped by Comrade Xu, "Wait a minute! Cousin, leave it to me to cook the soup! I'll make two more dishes by the way, you have other tasks!"
"
These words aroused the curiosity of Ge Lianghua, Xu Tonglin and Xi Dongyang.
Ge Lianghua: "Mission? What other tasks do I have?"
Tongdao Xu stood up, took out his cigarette case, and smoked cigarettes for him and Xi Dongyang. While smoking, he asked with a smile: "Cousin, have you passed the driver's license test?"
Ge Lianghua grinned, "Of course! After such a long time, of course I passed the exam."
Comrade Xu nodded, "Okay! Then you drive a van to pick up your girlfriend, and call your brother over by the way, saying that I will treat them to dinner, and I have something to discuss with them by the way, so go quickly!"
With that said, Comrade Xu took out the key to the van and handed it to Ge Lianghua.
"You have something to discuss with them? What is it?"
Ge Lianghua was very curious.
Comrade Xu glanced at him and said, "When they come, I will naturally tell you to go back quickly! Go quickly!"