Chapter 311 Investment and wealth management (seeking monthly pass)
Meng Xuebin is wearing the same suit as always, loose and loose, in line with the temperament of this era, and the leather shoes on his feet are also polished. Because he works for the Housing and Urban-Rural Development Bureau, he is a medium-sized office director, so he always carries official documents wherever he goes.
Bao, people can tell at a glance that this person must be working within the system.
Meng Xuebin once helped Zheng Qian handle the logistics company incident of his father Zheng Wei. The solution was very simple and he was a very capable person.
Therefore, Zheng Qian is quite looking forward to the financial consultant brought by Meng Xuebin this time.
But when he saw this so-called financial consultant, with his youthful face and cynical attitude, Zheng Qian couldn't hide his doubts.
"Hello, Mr. Zheng, I am the financial manager of Zhengyang Insurance. My name is Zhang Yang."
Zhang Yang smiled happily, because his skin was slightly dark, so his big white teeth sparkled when he smiled.
But with his short three-quarter length hair, floral shirt and bell-bottom pants, Zheng Qian felt that the other person was like a gangster on the street. He also looked young and looked similar to Zheng Qian.
However, when asked in reality, Zhang Yang is already in his thirties, which is the same age as Meng Xuebin and Lou Ze.
Although Zheng Qian would not judge people by their appearance, he still couldn't help but glance at Meng Xuebin hesitantly.
Meng Xuebin patted Zheng Qian's arm confidently: "Don't worry, Xiao Zhang is very capable. He has worked in foreign foundations and has a lot of relevant experience."
After hearing this, Zheng Qian gained some confidence and invited the two of them to his office for a detailed discussion.
After getting to know him, Zheng Qian suddenly looked at Meng Xuebin with admiration.
Meng Xuebin graduated from Stanford University's Business School and spent four or five years on Wall Street. Later, because of his Chinese identity and the promulgation of my country's "Decision on Strengthening Technological Innovation, Developing High Technology, and Achieving Industrialization" in 1999, he became extremely This greatly inspired the enthusiasm of capital development private equity investment, so he was sent to China by the original company to cooperate with the government-led venture capital institutions, and the development was very smooth.
But unfortunately, because the small and medium-sized enterprise board had not yet been established at that time, the fund exit channels were not smooth enough, resulting in a lot of funds that could not be recovered, and ultimately failed in 2003.
Although the investment project failed, Meng Xuebin had already seen the booming development prospects of the domestic market, so he resigned from his job at a Wall Street financial institution. After returning to China last year, he joined Zhengyang Insurance, the leading insurance company in the domestic insurance industry, as a financial consultant.
Because of his forward vision, precise investment and huge rate of return, Zhang Yang shines in Zhengyang Insurance.
It's a pity that I shine so brightly because I don't understand some taboos in the domestic workplace. Even though I do a good job, I still get squeezed out.
But this doesn't make Zhang Yang care much, because his goal is very high and this is not his ambition.
In the second half of last year, Zhang Yang waited for his opportunity.
There have been institutional innovations in my country's capital market that are conducive to the development of private equity investment - the Shenzhen Small and Medium Enterprises Board was officially launched.
This provides an IPO exit method for private equity investment in the domestic capital market. In the past, the defects that caused the bankruptcy of various private equity companies due to unsmooth exit channels have been completely solved.
This suddenly made Zhang Yang ready to take action. Just after the New Year this year, he frequently contacted many big names in the domestic capital circle, hoping to get some funds to practice his skills.
However, there are not many people who think the same as Zhang Yang, which makes Zhang Yang’s private equity path not smooth.
China's outstanding economy is increasingly attracting Chinese students studying abroad to return to China to start businesses and develop their businesses.
Many high-tech projects and small entrepreneurial teams lack start-up capital.
This is the situation when most returnees first start their businesses.
In previous lives, companies like Baidu and Sohu started with just two or three people and seven or eight guns. It was only because they continued to receive financing from venture capital funds that these companies finally stood out from a large number of similar companies.
What Zhang Yang wants to do now is this kind of private equity fund to help more high-tech projects and small entrepreneurial teams.
Unfortunately, despite ten years of working in the industry, Zhang Yang still cannot be recognized by domestic capital.
Because in recent years, all the hot money has poured into traditional industries such as the property market.
For example, Internet technology projects, such as search engines, online shopping platforms, social networking sites, etc., were not favored by domestic capital at the beginning.
Especially after experiencing an Internet bubble in the past few years, capital has become more cautious about this.
Therefore, many similar projects in previous lives were able to develop at the very beginning, and most of them were supported by foreign capital.
Many people wonder why the equity of these top Internet companies is mixed with a large amount of foreign capital. This is one of the biggest reasons. At the beginning, only such powerful foreign companies were willing to invest in this field.
This also confirms Son’s time machine theory.
Anything that has happened in developed countries will most likely happen in China today, and even more likely will happen in Beijing, Shanghai and Guangzhou in China.
Looking back at global economic development and Maslow's needs, some rules can be summarized.
When per capita GDP reaches a certain point in time, the following events will occur:
When per capita GDP reaches 1,000 to 2,000 US dollars, cars begin to enter households, people begin to travel, people like to drink hard liquor, and chain businesses begin.
When it reaches 3,000 US dollars, generally speaking, the number of private cars in the country will explode, and people will start to like to take vacations and drink beer.
When it reaches 4,000 US dollars, education begins to flourish, and various educational institutions will rise rapidly at this time. Therefore, when his mother Liang Rong opened the "Anxin Education" institution, Zheng Qian not only did not object, but also showed great support
Attitude.
And when the per capita GDP reaches 5,000 US dollars, luxury goods such as red wine and Lafite become popular.
Even with the gradual popularization of cars, shopping malls will flourish, so some big players will make arrangements in advance, such as Wanda Group in the previous life.
All current domestic development laws are traceable.
Therefore, elites who have studied and worked abroad have returned to China as quickly as dumplings in recent years, which has also made the identity of "returnees" popular.
At this stage, even those who are not returnees are embarrassed to participate in various seminars.
Even those who came back from some pheasant universities overseas are very popular and are favored by many people blindly.
Of course, this kind of person won't last long, and sooner or later his secret will be revealed.
But Zhang Yang is obviously not such a person. He graduated from a prestigious university, worked in the industry for nearly ten years, and has rich experience in investment and financial management. What he lacks now is just a start-up capital.
Moreover, Zhang Yang's identity and background are not simple. He is a child of Lou Ze and Meng Xuebin. Based on his trust in these two people, Zheng Qian readily handed over his treasury to Zhang Yang.
It only took Zhang Yang one day to integrate the funds currently available to Zheng Qian.
Even though he has seen a lot of hot money, Zhang Yang is still filled with emotion. The money in the entertainment industry is so damn easy to make!
Although during this period, Zheng Qian did not have a lot of work income.
But the previous accumulated income has exceeded 120 million.
However, because of the money spent on buying a house and a car last year, plus the money invested in movies, more than half of the 120 million has been spent.
However, the box office revenue of "A World Without Thieves" also quickly replenished Zheng Qian's financial base.
In addition, the income from the third album and the overseas royalties from "The Three-Body Problem" have also been lost. Add in some concerts, commercial performances and endorsement fees, which add up to more than 70 million yuan.
In comparison, the company's commission on artist activities and announcements only accounts for a very small part.
After Zhang Yang took stock for a day, he finally got the data. Zheng Qian's current disposable cash income is about 150 million. If you add various real estate and passive income such as song and novel copyrights, Zheng Qian's current assets are almost 150 million yuan.
Two hundred million already.
But this income has almost reached the ceiling of Zheng Qian's current ability.
If you want to achieve a large-scale jump in assets like Hua Tsai, Fa Ge or Wang Fei, reaching billions, you must accumulate time.
In addition, there should be large-scale investment.
For example, Wang Fei is keen on buying houses around the world.
This is a common understanding among many entertainment industry figures.
Carina Lau, a famous celebrity in her previous life, talked loudly in an interview: If you make money, never cooperate with others to do business. If you have money, buy a house.
With a similar argument, Wang Zuxian obtained accurate experimental results in his previous life.
As the queen of the Hong Kong film industry, Wang Zuxian was popular throughout Asia in the early days and was once invited to cooperate with Japan, South Korea, Thailand and other countries.
After accumulating capital in the early stage and reaching a certain amount, Wang Zuxian began to buy houses around the world.
In the 1980s, this boss would buy a property worth less than ten million without blinking an eye.
Later, even if he retired and stopped working, after more than ten years due to the appreciation of these properties, his assets easily reached 30 billion.
In Zhang Yang's words, if Zheng Qian now accumulates assets step by step and buys a house when he has money, he can easily earn more than 10 billion in more than ten years.
Of course, the rate of return from buying a house at this stage is naturally not as amazing as that of Wang Zuxian.
After all, this big shot started investing in various places in the 1980s. By 2004, when the real estate market was completely booming, he had already stopped and retired.
If compared with the technology tycoons of later generations who are worth hundreds of billions, these tens of billions of profits are certainly not worth mentioning.
But for now, Zheng Qian is very tempted.
It's just that this stupid method of waiting for appreciation, although very safe, does not make people feel the joy of success at all.
This is dead money after all.
You can see all the way to the end at a glance.
If money does not flow, it will not generate commercial value and will not make any contribution to the development of society.
Zheng Qian's consciousness is still very high. While enjoying making money, he should also benefit society, move towards the goal of being the successor of the Communist Party of China, and achieve common prosperity.
Of course, the prerequisite for common prosperity is that I get rich first.
Therefore, in Zheng Qian’s words, real estate must be invested to protect capital and leave a way out for oneself.
In addition, Zhang Yang can use this money to invest in some rising industries.
Zheng Qian especially focused on drawing several technology industries that are already on the rise in China, and asked Zhang Yang to focus on them.
When Zhang Yang saw this, he was a little bit dumbfounded.
The industries Zheng Qian drew, such as Baidu, QQ, etc., have shown amazing momentum, and there are so many people throwing money. Although Zheng Qian's money is enough to achieve a certain scale, it is definitely not the best choice for them.
After Zheng Qian learned this, he was a little discouraged.
However, he quickly drew a stroke on "Maotai".
"Is this... buying Maotai? Is that possible?"
Zhang Yang was a little confused. He had worked on Wall Street for four or five years and gained a lot of insights in the past few years in China. The sum of these experiences told him that investing in Moutai was not feasible.
I don’t know about the domestic market, but the foreign market has never done this in the past.
"When Moutai first went public in 2001, the issue price was 31.39 yuan per share, and the opening price on the first day was 34.51 yuan per share."
Zhang Yang showed Moutai's stock price rise and fall chart, "When Moutai was listed, the increase was not very large. In 2003, it even fell to 22 yuan per share. Although the increase has been steady in the past two years, it is still no more than that now."
It has only risen to 34 yuan per share, which is almost the same as the original opening price..."
34 yuan per share, compared with the price of 2,300 yuan per share in later generations, it is simply a waste of money!
Zheng Qian firmly pointed at the word "Maotai": "Invest in it! The more you buy, the better, and like Buffett, never sell!"
"Buffett?" Zhang Yang was a little confused.
"Oh, a friend I know."
Zheng Qian came to his senses and realized that although there was a stock god in this era, he didn't seem to be named Buffett, so he changed his words: "A stock trading master!"
Zhang Yang praised: "He is indeed a master. Being able to say the words "never sell" proves how powerful this friend is. It is very important to hold good stocks for a long time... However, this Moutai, judging from the data,
The increase is not big..."
He pointed to some of the stocks he listed, such as the insurance industry, dairy industry and some electrical appliance brands. These stocks have risen much higher than Moutai.
Zheng Qian shook his head and pointed firmly at Maotai.
Zhang Yang was helpless and nodded in agreement.
Then, in the next period of time, he followed Zheng Qian's instructions and tried his best at a price of 34 yuan per share, buying one million shares one after another.
Although he spent more than 30 million, Zhang Yang still had at least 100 million in funds that he could use.
So Zhang Yang began to follow Zheng Qian's ideas. After resigning and establishing the "Qianhua" private equity fund, he began to work hard in the science and technology innovation industry, investing in some emerging industries and purchasing some potential shares.
Of course, in order to protect his bottom line, Zhang Yang would also help Zheng Qian invest in real estate.
In addition to his fixed annual salary, Zhang Yang will also enjoy 1% corporate dividends every year. As his tenure increases, the dividend ratio will gradually increase. In theory, he can get up to 10%. For this ratio, Zhang Yang is naturally determined.
Work hard.
However, once a person gains knowledge, it is not certain whether he will be able to appreciate the 10%.
Financial masters like Zhang Yang, after accumulating experience and capital, will mostly switch jobs midway and work alone.
Zheng Qian is not worried about this, as long as Zhang Yang manages Qianhua Private Equity well at this stage.
With such a great butler, Zheng Qian no longer has any worries.
Over the past year, Zheng Qian has often worried about holding hundreds of millions of funds. After all, inflation is so severe that if hundreds of millions of funds are not spent, tens of millions of dollars will evaporate invisibly after a year.
How to avoid making Zheng Qian anxious?
But now, my anxious heart is finally relieved.
Although these investments will not see asset growth in a short period of time, Zheng Qian is full of hope for the future.
Ten or twenty years from now, even if he cannot compare with Wang Zuxian, in the future, he will definitely be able to compare with Fa Ge.
It's very easy to make a fortune worth tens of billions.
When he thought of this, Zheng Qian felt that his life was full of excitement.
After finishing the investment matters, Zheng Qian continued his own work and began to work on the fourth new album.
He accepted Wan Feng's suggestion and planned to put three or four English songs on this album to test the waters.
The sales channels for this album are no longer limited to Asia.
According to Universal Music, if the response is enthusiastic, they will contact Europe and the United States for channel distribution.
So in addition to Chinese songs, English songs are also the top priority of this album.
Recalling those popular English songs in his previous life, Zheng Qian's writing speed accelerated rapidly.