Whether a country or region enters a capitalist or quasi-capitalist society is a money house besides large-scale machine production.
Because the money house itself represents a kind of capital operation, especially mortgage loans.
If there is no money house, the whole society will be like a stagnant pool of people who do not have many or have no entrepreneurial opportunities at all.
The reason is that entrepreneurship requires capital, and most people are poor and have little capital. Even if they have many valuable things in their hands, they cannot convert them into capital, such as houses and land.
If the house and land are sold for capital, the risks and costs of entrepreneurship will increase step by step.
So in the end, this is an agricultural society that focuses on farming and farming, not an industrial society or a commercial society... People have no money in their hands, and even if they have the will, they can't do it.
But if you have a money house, it will be different.
People can use houses, land and property to mortgage and convert loans into entrepreneurial capital. While starting a business, they can continue to use these houses and land, so the risks and costs of starting a business are much smaller.
At the same time, the money shop also has the function of saving money and withdrawing money, providing convenience for commercial activities in various places.
For example, there are money houses in Jiuyuan and Yanmen, so you don’t need to bring large and inconvenient money when doing business in these two cities. You just need to bring a silver note to travel back and forth.
Therefore, society will slowly enter a commercial society operated by capital, enter a competitive and self-regulating market economy, which can also promote its development into an industrial country.
Yun Ting was very interested in Shen Bing's theory, and after listening to it, he sighed:
"In this way, there are countless people who can become merchants."
"This wild land in Jiuyuan and Yunzhong may be rich!"
"The general's method is unheard of before, and he admires it!"
Of course I have never heard of Yun Ting, because this is something that was the beginning of capitalism, and it is said that it did not exist until the Song Dynasty.
Then Shen Bing gave this matter to Yun Ting and asked Fatty Tun to assist... At this time, Fatty Tun was almost the Minister of Finance in the North, and his income and expenditure in all aspects were recorded and managed.
Fusu did not agree with Shen Bing's actions, or it could be said that he did not understand.
What Fusu mainly opposes is the relaxation of the textile industry.
In fact, he doesn't agree with money banks, but it's nothing compared to the textile industry.
When Yunxingchao posted notices in the two cities to encourage business and join the textile industry, Fusu came here...
In fact, the textile industry is also part of business, but unlike the previous definition of merchants, buying low and selling high, they develop products for themselves.
Fusu has been busy with education in Jiuyuan and Yunzhong during this period.
Confucianism started with education, and it was mainly for education for the common people... Confucius can be said to be the first civilian educator. He recruited students from the public and broke the aristocrats' monopoly on education.
If Shen Bing had many practices and thoughts that were not in line with Confucianism, it would be uncomfortable for Fusu to feel slowly, but educating civilians was completely in line with Fusu's idea.
On the other hand, Fusu felt that he had finally found a place, no longer a person in the North who did nothing and needed protection from others.
So of course, he did not refuse and took the lead in Beidi education.
Fusu’s approach is very simple, summoning Confucian children from the people, and then appointing them to build private schools in various parts of the city...
As mentioned before, Confucianism faces the common people's education, so there are "disciples all over the world" everywhere.
Most of the people in the north moved from the Dai country and had hundreds of thousands of them, and of course there were many Confucian children.
So people don’t have a problem, the problem is how much you learn.
But I didn't dare to expect too much in the early stages of this.
What's more, the courses set up by Shen Bing are not just Confucianism, but also combine numerology and wood art.
There is no problem with numerology. There is "number" in the Confucian "ritual, music, archery, monarchy, books, and numbers".
However, wood art was opposed by Fusu.
This is not because wood art belongs to the Mohist school... In fact, wood art is different from Mohist school, just like Confucian recruiting students from ordinary people does not mean that civilians are Confucianism.
The Mohist school is a small producer and a representative of handicraftsmen. It is a collection of a small number of people, rather than just catching a craftsman to come out and being the Mohist school.
Back then, Lu Ban fought with Mo Zi, the founder of the Mo family.
The reason why Fusu opposes the addition of wood arts and even iron smelting into education is because he thinks this is a craft and requires long-term learning from the master to achieve success. Adding it to education is just to learn the basics. I won't be able to use it in my future life.
This is how Chen Bing answered:
"Learning is not necessarily used, but a kind of training."
"If you want to use it, you may not be able to use the number of rituals, music, and books."
"What's more, there is a Confucian saying that 'teaching according to the aptitude'. If you don't even learn basic wood arts and iron smelting, how can we know if students have the ability to do this?"
"If you don't know that students have aptitude, how can you 'teach according to their aptitude'?"
Fusulian made sense, so he stopped objecting.
In fact, this does not need to be considered at all. There are also "labor skills" and "chemistry" in modern society. In addition, there are also vocational high schools and technical schools that also learn various skills, so this is of course necessary.
Once students find that they are particularly interested in wood art and iron smelting... they will be sent directly to the relevant factories as apprentices. Isn’t this the process of cultivating and reserving technical talents?
Fusu opposes the relaxation of the textile industry from the perspective of people's livelihood, of course from his perspective.
After Fusu learned about this from the notice, he hurried back to the general's mansion from the school and asked Shen Bing:
"General, it is reported that the people of the two counties in the Yunzhong region can operate textiles?"
"Can this be taken seriously?"
Chen Bing replied:
"really."
"Not only textiles, but also rice pounding and milling."
"In addition, I also plan to let go of pasta management and fund it with money house..."
Before he finished speaking, he was interrupted by Fusu:
"The general is so bad. Food and cloth business are related to the people's food and clothing. How can he give it to the merchants?"
"Businessmen all buy low and sell high for the purpose of seeking profit. If they raise prices, will the people who end up suffering?"
Chen Bing answered without thinking:
"Let the people operate in order to prevent merchants from raising prices."
Fusu asked:
"Why did the general say this?"
Chen Bing explained:
"If the textile industry is monopolized by us, I can sell it at will."
"If the people don't buy it, they can only buy inferior cloth."
"But if the people can become merchants, there are several textile workshops, if I am too expensive, I will sell them at a low price."
"What do you think?"
Fusu's statement is actually bound by feudal ideas and takes all merchants as profiteers, and takes them for granted that they will unite to cheat the people.