After all, as an educational institution that ranks among the top in the country and has been listed on the Hong Kong stock market, Xinli Education is definitely a high-quality asset.
What banks like most is lending to such large enterprises because of the insurance and high returns.
Therefore, Cao Qiguang's confidence is not unreasonable.
After hearing what Cao Qiguang said, President Kong immediately began to think about it.
He did not agree immediately, but first said, "Old Cao, this may not be in compliance with the regulations..."
But he didn't say anything, he just said, "I need to understand the situation first. I will give you an answer then."
Lao Cao smiled and said, "Okay. No problem. Then I'll wait for your good news."
After hanging up the phone, Cao Qiguang confidently put the matter behind him. He felt that any normal bank would not refuse his request. After all, although Su Yang's net worth was not low, the company was too small and the cash was too little.
, there is less business that can be done with banks.
As a listed company of our own, with a market value of tens of billions and huge cash flow, it is obviously more in our interests for banks to cooperate with us.
Thinking like this, Cao Qiguang put the information aside and started today's work: his grand plan is already in the start-up stage, with hundreds of branches across the country being established at the same time, and there are many things that need him to coordinate and arrange.
He is confident that as long as he gets through this hurdle, Xinli Education will soon become the leading enterprise in the domestic education industry!
...
At the bank, after President Kong hung up the phone, he called his secretary in, "Xiao Liu, go and call Director Zhao from the credit department."
Secretary Liu said, "Yes, President."
After a while, Manager Shen’s boss, Director Zhao, came to the president’s office.
Director Zhao obviously has a high status in the bank. As soon as he walked in, President Kong smiled and said, "Old Zhao, sit down. How are you doing lately?"
Director Zhao was not polite, and sat down opposite President Kong naturally, and then said, "It's been fine recently. It's just that maybe because of sitting for a long time, my waist is not comfortable, and it may be a little protruding."
President Kong smiled and praised, "You are outstanding in everything, which is normal."
A joke made both of them laugh.
After laughing, Director Zhao asked, "President, what do you want to see me for?"
President Kong said, "Well. Nothing else. I just want to ask if you know Su Yang."
Director Zhao nodded, "Yes. He is a big customer of our bank. Of course I know that."
"Big client?" President Kong didn't really understand this because he was not responsible for specific matters. He only remembered that Director Zhao submitted a report saying that he had given Su Yang tens of millions of interest-free loans, but...
This is not considered a big customer, right?
Thinking like this, President Kong asked, "Isn't his loan interest-free? And it's only tens of millions."
Director Zhao said, "Yes. That's what I want to say. Our good intentions are really rewarded."
He explained with a smile, "Didn't I specially approve a 50 million interest-free loan for him before? The collateral for this loan was the income from one of his film and television works. So, when taking out the loan, let
He transferred the film and television company's account to our bank."
"Unexpectedly, his film and television company really made money. In just a few months, all the income from the movie was returned. But because the loan has not expired, it cannot be deducted."
"Later, they made another movie that was a hit, and it brought his company more than 100 million in revenue. Later, he didn't know why, but he injected another 300 million into the film and television company. After all this, this account There’s almost four to five billion dollars lying there.”
"All departments in our bank are eager for this money and want to convert it into fixed-term or structured deposits. Once successful, our branch's performance in absorbing deposits this year will be almost completed. If this money is loaned out, it will be a big deal." income."
After hearing what Director Zhao said, President Kong had a look of surprise on his face. He was truly scheming, and he directly followed Director Zhao's words and said, "This is a good thing. Then we must do his best to provide him with the best service." You can get this deposit. This is a big achievement!"
Director Zhao smiled and said, "Yes. I have arranged for Manager Shen, who has been in contact with him before, to be responsible for this matter. I believe there will be good news soon."
President Kong thought about it for a while, and then said, "Don't just stick to one thing. Let others try it. For example, change it to a beautiful woman, and match the male and female. It's easy to discuss and discuss."
Director Zhao nodded, "Okay. I'll make arrangements when I get back."
Then, President Kong calmly talked about a few other topics and brought the matter to a close.
After the two chatted, Director Zhao left the president's office with a smile. However, after leaving the office, his expression returned to calm. Because he felt that today's questioning was strange and made him confused.
Is this a work report? But the two of them mostly chatted and didn’t read the report.
Is this a small talk? But I haven’t left work at all.
What's going on with this weird question?
Along the way, Director Zhao pondered all the time.
As he was almost walking to his office, Director Zhao's eyes suddenly lit up and he figured it out: Could it be that... he was going to be promoted?
I heard that a vice president will be transferred recently.
Could it be that the organization is examining itself?
Thinking like this, Director Zhao recalled the chat between President Kong and himself.
The more he thought about it, the more he felt that his guess was right.
But how did you perform today?
Qualified?
Director Zhao recalled it and felt that he couldn't tell whether it was qualified or not.
He began to think: At such a critical moment, what he receives will definitely not be just a simple question, there must be deep meaning in it!
He thought about it carefully and felt...
Maybe the key to his promotion lies in Su Yang...
...
Cao Qiguang had just taken a breath after finishing a lot of work, when his phone rang.
Picking up the phone and looking at the caller, Cao Qiguang smiled slightly, because the caller ID showed the name of President Kong.
He knew that President Kong must have made a decision after some consideration.
As for what decision?
He felt there was no doubt about it.
You must choose your own side...
So he answered the phone confidently and said with a smile, "President Kong, is there any good news?"
Cao Qiguang's confident words were met with an apology from President Kong, "I'm sorry, Old Cao. What about your matter... I can't handle it at the moment."
Cao Qiguang was stunned for a moment, a little surprised.
He felt wrong. How could he reject himself? This was unreasonable.
So he asked, "President Kong, is it a price issue?"
President Kong laughed twice, "It's not about the price, it's about the Mr. Su you mentioned. He is a high-quality customer of our bank. As for me, he must be given priority."
The key information is revealed from such casual remarks. Cao Qiguang has dealt with people in various departments and has long understood their routines, so after thinking about it, he understood what President Kong really meant: Su Yang's value is higher than Cao Qiguang's.
Gao. There is no need for them to offend Su Yang to attract a client like Cao Qiguang.
Cao Qiguang was a little disbelieving. He stood up, came to the floor-to-ceiling window overlooking the entire Magic City, and asked, "President Kong. Su Yang is a high-quality customer, and we are also high-quality customers. I know it may not be convenient, but I still
I want to ask, where are we?"
President Kong was silent for a while, then he said, "Old Cao, we have known each other for many years and have cooperated many times. As for me, I would like to say from the bottom of my heart, don't mess with that Mr. Su.
."
Cao Qiguang felt a thump in his heart, feeling that there was something in Kong Xingchang's words.
He couldn't help but ask, "President Kong, we are old acquaintances, can you... give me some advice?"
Hearing Cao Qiguang's question, President Kong hesitated for a moment, but still explained, "I won't say anything else, but don't you want to know how good he is? Let me tell you this, he has been a member of our bank for the past few months.
The key 'attack' target."
Hearing what President Kong said, Cao Qiguang suddenly took a breath of air.
It is definitely not an easy task to become the target of the bank: either this person has a lot of spare money, and the bank wants to put this money to use. Otherwise, this person borrowed a lot of money from the bank, and the bank
I want to treat him like a grandfather, for fear that he will not pay back the money.
But no matter which one of these two, it is not something that ordinary people can do.
It seems that this Su Yang is indeed extraordinary.
Cao Qiguang couldn't help but raise Su Yang's risk level a lot, even placing it above... another partner of the company: Lao Zhang.
Cao Qiguang did not continue to inquire rashly, but said to President Kong, "Okay, thank you, President Kong. This matter is really troublesome for you. I hope you will not tell this matter."
President Kong smiled and said, "Don't worry. I don't want to make this matter a big deal."
The two of them had their own secrets, but they both tacitly kept this private transaction in their hearts. But... just because they didn't say it, it didn't mean that Su Yang didn't know about it.
Su Yang has [eyes that can travel through space], and his [eyes that can travel through space] will be triggered whenever his name is spoken.
Although later because Su Yang became famous, too many people talked about him. In order to avoid trouble, Su Yang raised the threshold for triggering this ability, but it also left the condition that it would be triggered by talking to people he knew.
So when Cao Qiguang made the first call to President Kong, Su Yang knew all about it. So Su Yang monitored almost the entire chat, including the chats of the following people.
After knowing all this, Su Yang was silently vigilant. It seemed that Cao Qiguang was indeed not a gentleman. He was beaten just yesterday and he started to take revenge today.
It was just because he was too powerful that he had nothing to do.
This also made Su Yang understand that only when he is strong can he not be afraid of any threats.
In the exchanges with several people he met throughout the process, Su Yang roughly identified several people in his mind. Cao Qiguang was an enemy, and President Kong could only be regarded as a passerby when he watched people order food, but Director Zhao was actually a good person. According to his wishes, my loan was also specially approved by him.
Su Yang is not a person who doesn't know how to reciprocate favors. He knows how to win over friends and attack enemies. It just so happens that he has long wanted to kick Manager Shen away. In this way, Su Yang roughly knows how to deal with the matter of Manager Shen and bank deposits.
Next, nothing happens.
The day ends quickly.
At 3 o'clock in the afternoon, Su Yang checked the time and asked Pan Zhaodi to go back to the villa early and bring the car over: he came to the company on a jog today and did not drive.
At 4 o'clock in the afternoon, Su Yang talked to Chu Xia and got off work early, preparing to pick up Tang Xiaomi with Pan Zhaodi.
Because it missed the peak period and took the expressway, the car arrived at Tang Xiaomi's kindergarten very quickly.
Tang Xiaomi's kindergarten is a high-end bilingual kindergarten in Shanghai.
When he arrived at the kindergarten, the kindergarten just ended. Some parents and nannies were picking up their children in the kindergarten. Su Yang asked Pan Zhaodi to stop the car, got out of the car, and entered the kindergarten.