"Give you a chance?" Qin Zhenhua glanced at Gao Tiande: "Okay, it's not impossible. Then, please show your sincerity."
Hearing Qin Zhenhua say this, Gao Tiande was delighted. It was true that there was still a show, but what is this sincerity? Qin Zhenhua has never been willing to suffer losses. If he wants to show sincerity, he probably has.
Moth?
Thinking of this in my heart, I answered with affirmative answer: "Okay, as long as we can do our best."
"We want to take a loan." Qin Zhenhua said: "If your bank can provide us with a loan at low or even interest-free, then we can continue to cooperate with Industrial and Commercial Bank of China."
"Loan? Zhenhua, are you still short of money in your machine factory?" Gao Tiande looked at Qin Zhenhua strangely, and there was an unconcealable surprise in his tone.
One machine factory is a profitable unit. There is so much money on the books and so much welfare to employees during the Chinese New Year. Do you still need a loan?
Is this a joke?
Moreover, loans require low interest rates, or even interest-free? So what does our bank plan for?
"Although we have a lot of money, we also spend more money." Qin Zhenhua said: "The daily flow of the factory requires money, scientific research requires money, and developing new projects also requires money. President Gao, we have a chance to do it.
The factory plans to build a new branch after the New Year, which requires high investment. Our machine factory cannot draw too much from the daily flow of money, so we can only consider solving the problem through loans.
”
New branch!
For factories, expanding production can either increase time, such as dividing it into day shifts and night shifts, so that the factory's equipment can be greatly utilized, or new factories are built.
After building a new factory, it is necessary to recruit new workers and expand more employment opportunities. Therefore, local relevant departments will definitely give the green light all the way, which is beneficial to everyone.
Especially this incident that happened at the end of the year has shocked many people. If the leaders of relevant departments want to make things difficult for intentionally, hum, then you have to consider the consequences!
Therefore, the Yima Factory can do whatever it wants now, everything is ready, and only the east wind is not available.
Now, after hearing Qin Zhenhua say that he has built a new branch, Gao Tiande has also become serious: "What factory do you plan to build?"
"We want to build a new automobile factory, which is an important part of our military-to-civilian project." Qin Zhenhua said: "So far, the first-machine factory only produces tracked vehicles. We want to expand our product line and produce wheeled vehicles.
In this way, we can build both private vehicles and military wheeled infantry fighting vehicles. We are very optimistic about the market prospects."
The Yimai Factory has been calling for military to transfer to civilians for several years. Unexpectedly, now they are finally going to do it! They want to build cars!
"But Zhenhua, as far as I know, we have established a heavy truck joint venture in China, and it seems that we have not included a one-machine factory. One-machine factory is probably unable to produce Steyr heavy trucks, right? What are your plans?
”
"There are no Steyr, there are other heavy trucks, no European, and Japanese." Qin Zhenhua said: "In short, this is already a key development direction of the Yimai Factory. We must continue. Now
, it's just a shortage of funds. If our Industrial and Commercial Bank can support us, we may consider continuing to put some of the funds in the Industrial and Commercial Bank of China in the future.”
Competition is necessary. Only Industrial and Commercial Bank of China, one partner, will not know when it will be cheated again. Find two banks so that it can establish a competition mechanism, which is also beneficial to the one-machine factory.
So, Qin Zhenhua said it very clearly. If you can provide these loans, we can still cooperate, but our cooperation with relevant banks in the capital will not be terminated.
"Of course we support this, but I can't make the decision to have low interest rates or even interest-free loans." Gao Tiande said: "After all, the bank is not opened by me alone. The function of the bank is
It is probably difficult to obtain profits through interest spreads between deposits and loans.”
"Banks are also for the development and strengthening of the country's economy and to support various enterprises in the country." Qin Zhenhua said: "President Gao, your bank has also been very troublesome to lend money. We have to pay thousands at once.
A loan of ten thousand yuan is to help you solve your problems.”
In this era, it was not easy for banks to lend, because no one dared to make a loan. The bank's salesperson would take the initiative to do work in various units and ask others to borrow money. Yes, in the 1980s, this situation was very
Common.
Now, our first-machine factory is also helping you solve the problem.
"Yes, a loan is OK, but it's difficult to get a low interest rate or no interest." Gao Tiande said.
For large companies like the One Machine Factory, a loan of tens of millions at one time is not a big problem. After all, the One Machine Factory is doing big business now and earns US dollars, but if you want to say there is no interest or
Low-interest loans, what does the bank want?
"Yes, it's hard usually, but just a few days ago, your bank just held a meeting. In order to ensure that some domestic companies with business difficulties can overcome the difficulties, your bank will have a special fund for supporting the company.
Isn’t it enough to apply for part of this fund to our machine factory?”
After hearing Qin Zhenhua's words, Gao Tiande was so shocked that his chin was about to fall off. The other party's news was indeed well-informed. The procedure for this special funding fund had just begun to move around. You know?
"However, those funds are for enterprises with difficulties in operation. Your machine factory is not qualified." Gao Tiande said.
"Business difficulties?" Qin Zhenhua said: "You really gave factories with difficulties. What if those factories are ruined? Wouldn't your subordinates become bad debts? This is a stain on your president. I gave us it.
One-machine factory, don’t worry about bad debts. Besides, why isn’t our One-machine factory running a difficult business? Do you need to check the accounts of our One-machine factory? Although we earn a lot of money and pay a lot of money, we maintain such a big stall.
Our operation is also very difficult. Now, in order to achieve military conversion to civilians, our factory is expected to have negative income throughout 1982, so we need these funds."
After saying that, Qin Zhenhua patted the other party on the shoulder: "That's the matter, hello, everyone, please help me, I'll help you. If you don't show sincerity, how can we trust you in the future?"