Chu Huan smacked his lips, silently thinking about Jian Yueqiang's suggestion.
In fact, Chu Huan had long planned to enter the banking industry. If he could have his own bank, it would be a lot easier to do many things. Naturally, Chu Huan would not play the tricks most bankers in Hong Kong do.
Many Chinese-owned personal banks in Hong Kong basically operate their own banks, and then borrow money from their own banks to develop their own industries in other areas. This is why ordinary Hong Kong citizens do not like to deposit money in these banks.
Also, most bankers are engaged in investments in real estate and stock markets, and whenever they encounter things like a decline in real estate prices and stock market crashes, they will invest in real estate and stock markets.
The losses of these bankers will be very heavy, which will make the public distrust them even more.
However, after experiencing a run on Hong Kong's banking industry in 1965, the Hong Kong government strengthened its control over Hong Kong's banking industry, and even announced a decision to stop issuing bank licenses. This decision lasted until 1978, when it was relaxed.
However, at that time, only foreign banks were the first to open their licenses.
Fung King Hei's Sun Hung Kai Finance only applied for a banking license in the early 1980s.
So Chu Huan's idea at the time was to wait until the banking crisis broke out again in Hong Kong in the 1980s, and then enter the banking industry. Unexpectedly, Jian Yueqiang suggested that he enter the banking industry now.
"Now that the Hong Kong government has not opened up banking licenses, it may not be that easy to apply for your own bank!"
Chu Huan put down the bowl in his hand quickly, clean it!
Jian Yueqiang smiled and said, "As long as you want to do something, there will definitely be a way."
Chu Huan's eyes lit up and he asked Jian Yueqiang, "Does Uncle Jian want me to acquire Bank of East Asia?"
Jian Jian Qian's forehead darkened and he glared at Chu Huan.
Chu Huan chuckled.
Jian Yueqiang said, "Although I am ready to leave Bank of East Asia, I don't want the bank founded by my fathers to fall into your hands!"
The ideas of the older generation are outrageous!
Chu Huan smiled, changed the topic and said, "Is that about acquiring other banks?"
Jian Yueqiang nodded and said, "There are so many banks in Hong Kong now. It is indeed a good thing to acquire a bank. However, although I suggest you enter the banking industry, there is something you should know."
Chu Huan asked, "What happened?"
Jian Yueqiang asked Chu Huan, "Do you know why HSBC has a transcendent status in Hong Kong?"
"Isn't it because he is the quasi-central bank of Xiangjiang?" Chu Huan said casually. The whole of Xiangjiang knew about this.
Jian Yueqiang laughed and said, "This is just a common title. What really matters is the power in HSBC's hands!"
Chu Huan looked at Jian Yueqiang with a look of curiosity. As for HSBC's rights in Hong Kong, Chu Huan knew that HSBC had the right to issue banknotes and was the main bank for the Hong Kong government.
But this is only a general concept and there is no specific concept.
Jian Yueqiang told Chu Huan, "The management of the Hong Kong government's foreign exchange and fiscal reserves and the government's cash payments are mainly borne by the Exchange Fund and the Treasury respectively, and then these two institutions interact with the relevant banks.
According to internal estimates in the banking industry, HSBC accounts for more than half of the money deposited by the Hong Kong government in various banks.
As the main correspondent bank of the Hong Kong government, HSBC has a solid deposit base.
This is why people in Hong Kong are willing to trust HSBC because the Hong Kong government endorses them.
At the same time, the management rights of the Hong Kong Bankers Association Clearing House, also known as the bank settlement center by outsiders, are also owned by HSBC.
In addition, Bank of Hong Kong can be divided into two categories: 10 settlement banks including HSBC and all other banks collectively referred to as sub-clearance banks.
All settlement banks are required to open an account with HSBC, and secondary settlement banks are required to open an account with a settlement bank, while HSBC does not need to open an account with any bank.
HSBC does not need to pay interest on the credit balance on the settlement bank account, but if the account has a debit balance due to a clearing deficit, HSBC will charge interest.
HSBC charges interest on the borrowings of member banks, while clearinghouse fees are borne by all member banks.
Under this arrangement, HSBC can make substantial exclusive profits from the balances in the banking system.
Not only that, the managing bank has a clear view of the cash flow status of other banks."
After listening to Jian Yueqiang's introduction, Chu Huan was a little confused, "If this is the case, then doesn't it mean that HSBC knows all the capital transactions in the banking industry in Xiangjiang?"
Having said this, Chu Huan shook his head again and said, "It shouldn't be. If that's the case, then HSBC should have known about my situation a long time ago, right?"
Jian Yueqiang shook his head and said, "What I just said about HSBC being able to see the capital transactions of all banks in Hong Kong is just a general concept. First of all, in principle, only the Hong Kong government can do this.
In addition, they can only see the normal fund transactions, but they cannot see the fund transactions specific to a certain person or company."
Chu Huan nodded and understood what Jian Yueqiang meant. HSBC has the right to watch, but it does not mean that they can exercise this right at will. Otherwise, it will bring a major crisis of trust to HSBC and the Hong Kong government. In addition, HSBC has the right to watch.
to specific financial transactions.
"If this is the case, then whether I am acquiring or establishing a bank, I will naturally be subject to the control of HSBC. Wouldn't this kind of thing be even more troublesome?"
Jian Yueqiang analyzed for Chu Huan, "Do you think they won't investigate you if you don't enter this industry now?"
Hearing what Jian Yueqiang said, Chu Huan understood instantly.
I also understand why there are always some rich people who are willing to spend management fees and store their real wealth in Swiss banks. After all, everyone in this period still trusts the integrity of Swiss banks.
Now, in Xiangjiang, the relationship between Chu Huan and HSBC is very delicate. The two parties have both cooperation and competition, and these competitions are not actually about business, but about the status of Xiangjiang.
This chapter is not finished yet, please click on the next page to continue reading the exciting content! Coupled with the British government behind the Hong Kong government, this makes Chu Huan even more aware of the crisis.
If they wanted to, they could see their underwear even if they were exposed to the sun.
"With your own bank, it will be more convenient for you to transfer funds, and if you take some measures of your own, it should be better than your current situation."
Chu Huan said, "If this is the case, the best way is actually to acquire a foreign bank. Only in this way can we avoid HSBC's monitoring."
At this time, although Chu Huan had a certain international influence due to the promotion of "Fortune", the problems he faced in Xiangjiang would definitely not occur overseas in a short period of time.
Jian Yueqiang said, "This matter is a bit troublesome. I can only give you this suggestion, but how to choose between it depends on your own ideas!"
Chu Huan nodded seriously and said, "Thank you, Uncle Jian!"
Jian Yueqiang frowned slightly. He understood that the most he could do now was give Chu Huan some advice in this regard. No matter how much advice he gave, Chu Huan would be faced with a difficult choice.
The two parties chatted about this matter for a long time before Chu Huan left Jian Yueqiang's mansion.
"How was your chat with Uncle Jian?"
After returning to the villa in Repulse Bay, Cao Yunshang put down the book in his hand and asked Chu Huan.
Chu Huan told Cao Yunchang about the previous discussion between the two at Jian Yueqiang's home.
After hearing this, Cao Yunshang was scratching his head a little, and said helplessly, "It's all the fault of Fortune. If it weren't for this magazine, although those people would pay attention to you, they wouldn't pay such high-level attention."
Chu Huan was lying on the sofa and said, "I thought this would definitely happen, but I didn't expect it to happen so quickly."
"Even banks can't be trusted anymore. I really don't know what else can be trusted now!" Cao Yunshang sat next to Chu Huan and said with a look of helplessness.
Some banks really cannot be trusted!
Chu Huan also thought quite helplessly.
"Then what should we do about this matter now?" Seeing that Chu Huan didn't speak, Cao Yunshang continued to ask.
Chu Huan said, "Fortunately, whether it is "Fantasy Comics" or its peripheral products, most of the income comes from overseas. The worst thing to do from now on is to go through an extra process and first put the funds in an overseas bank account. Xiangjiang will try its best to
Avoid it.”
There was no other way to do this. Although HSBC would definitely not control his own funds, thinking that his cash situation would be exposed to the sun, Chu Huan must still take some preventive measures.
In addition, Chu Huan will also tell Chen Haichao about this matter so that Jiuzhou's funds cannot be exposed.
The next day!
In the conference room of Jiahu Building, Chu Huan met Lu Qi from Huhua Real Estate, He Bingguang from Hang Lung Real Estate, Jiang Chengyu from the legal department of Jiaku Consulting Company, Cui Weihua, the manager of the financial department, Qiao John, the manager of the operations department, and Xu Yi, the manager of the secretarial department.
.
Several people were sitting together to discuss the merger of Huhua Real Estate and Hang Lung Real Estate.
Although there is still pressure from HSBC and the Hong Kong government, the things that need to be resolved still need to be resolved one by one.
We cannot give up on this merger just because of pressure from HSBC and the Hong Kong government.
At the meeting, Chu Huan bluntly proposed the merger of the two companies.
Before that, these people had already known about this matter from Xu Yi, but now that they heard Chu Huan speak out about it directly, everyone at the scene still showed various expressions.
He Bingguang and Lu Qi's eyes collided with each other, sparking some competition. The merger of the two companies means more rights, but it also means greater competition for the two.
After all, the merged company can only have one general manager.
In addition, there are various interest disputes regarding the company's personnel, finance, etc., which will also be a very complicated matter.
But for Chu Huan, there is actually no pressure, because no matter how the competition is below, for him, the merger is something that must be completed.
This is the benefit of Chu Huan's sole control. There are no objections from those messy shareholders, and there is no need to balance the various rights and interests of shareholders.
As long as you decide this matter yourself, it can be carried out seriously by the people below!
But even so, there are still many things to deal with.
"This matter must be done. What you have to do now is to discuss the problems that arise in the process of completing this matter and how to solve the problems!"
Chu Huan preached to everyone seriously.
Seeing Chu Huan's resolute attitude, everyone knew that this matter was irreversible.
Lu Qi was the first to say, "If it is a merger, the Huaye City project is a bit complicated. Unlike other projects of our company, it is completed independently. The Huaye City project involves Sun Hung Kai, New World, and Hopewell Properties.
Hehe International, in addition, Sun Hung Kai still has 5 shares in the company. If the two companies merge, this will also involve how to measure Sun Hung Kai's shares."
Seeing that Lu Qi was the first to take the lead, He Bingguang followed up and said, "The personnel of the two companies is also a problem. Now the business of the two companies is highly integrated, and the same is true for personnel arrangements. How to reasonably allocate these personnel transfers is also a problem!"
With Lu Qi and He Bingguang taking the lead, the others immediately raised their own questions.
The entire meeting lasted for exactly one day, and not all the problems were resolved.
But everyone knows that this matter will definitely not be solved in a day or two. It will definitely take a long time, maybe one month, maybe two months.
Now the whole of Xiangjiang is paying attention to Chu Huan, so naturally they also noticed this meeting.
"This matter is a bit strange. If it is for the development of land in East Tsim Sha Tsui, shouldn't Lu Qi from Huhua Real Estate appear frequently to participate in this meeting during this time?"
This chapter is not finished yet, please click on the next page to continue reading the exciting content! "Is Huhua Real Estate planning to jointly develop this land with Hang Lung Real Estate?"
"It's not impossible. Although Chu Huan makes so much money every year, he spends money fast enough. No one knows how much cash he has in his hands now. I think they should be discussing now
The matter of land development in East Tsim Sha Tsui.”
These are the analyzes of reporters squatting in Jiahu Building, wanting to know some news about Chu Huan.
Soon, their analysis was 'confirmed'.
‘According to the information obtained by this newspaper, Huhua Real Estate is discussing with Hang Lung Properties the possibility of jointly developing land in East Tsim Sha Tsui!’--"True News"
As a wholly-owned subsidiary of Black and White Media, "True News" has been regarded by Hong Kong people as Chu Huan's exclusive voice channel. Now everyone has seen this report in "True News", coupled with their previous inferences,
In an instant, I felt that all the truth was revealed!
"Is this really going to reduce some people's suspicions?"
In the villa where Gu Chengxi lived in Deep Water Bay, Gu Chengxi nestled in Chu Huan's arms and asked Chu Huan curiously.
Although Chu Huan's original intention was to merge Hang Lung Real Estate and Huhua Real Estate, and he was prepared to use this incident to offset part of the heated discussion, Chu Huan still wanted to suppress the matter before it succeeded.
After all, the entire merger process takes a month or two.
Chu Huan didn't want to cause any unnecessary trouble during this period.
In addition, Chu Huan also wants to create an illusion, that is, although I make a lot of money, I also need to spend money in many places, so I don't have much cash flow.
It's just another matter whether the illusion created can be trusted by others.
Facing Gu Chengxi's inquiry, Chu Huan just smiled and said, "It's their business to believe it or not, but it's our business to do it or not."
After hearing this, Gu Chengxi could only nod.
Chu Huan looked at the time and said, "Okay, you wait for me at home, I want to go out!"
Gu Chengxi saw that it was already past nine o'clock in the evening, and asked suspiciously, "It's so late, and you still want to go out?"
Chu Huan nodded and said, "I have an appointment with someone and I must meet him!"
After hearing what Chu Huan said, Gu Chengxi didn't say anything.
After changing clothes, Chu Huan, accompanied by Qin Peng and others, left here and went straight to the Five Sacred Mountains Club.
In the private room, Chu Huan met Luo Yin Bentley from HSBC Bank!
After "Ah Huan" saw Chu Huan, Luo Yin Bentley's expression was quite complicated. In the end, he couldn't help but said, "If it weren't for "Fortune", I probably wouldn't know that you are like this, Ah Huan."
Make money!"
When he first saw "Fortune", Luo Yin Bentley was actually very happy. After all, the richer Chu Huan is, the more help he will have at HSBC.
But after a few days of thinking, Luo Yin Bentley also slowly figured out some other things, that is, is such an influential Chu Huan really what he needs?
The most important thing is, judging from Chu Huan’s current exposure, Sha Ya and the Hong Kong government have obviously changed some of their attitudes towards Chu Huan, so Luo Yin Bentley still doesn’t know what this incident means to him.
Is it good or bad?
Chu Huan smiled and said, "Is this why, Luo Yin, you haven't seen me these days?"
Chu Huan did not take the initiative to make an appointment with Luo Yin Bentley. In Chu Huan's view, after this incident broke out, HSBC would definitely want to see him, and Luo Yin Bentley should also make an appointment with him as soon as possible.
It was only now that it had been four days since he returned to Xiangjiang that Luo Yin Bentley called him. It was obvious that the other party was also experiencing some psychological struggles!
Luo Yin Bentley smiled bitterly and said, "You don't know, there is already a quarrel within HSBC because of your matter."
Chu Huan asked Luo Yin Bentley, "What did HSBC say?"
After asking, Chu Huan looked at Luo Yin Bentley without any trace. This person was very important to him and was an important channel he used to stabilize HSBC's internal affairs.
So Chu Huan didn't want this incident to affect the relationship between the two.
The current sentence is actually Chu Huan's test of Luo Yin Bentley. If the other party can tell him about the internal discussions at HSBC, it means that Luo Yin Bentley is still worthy of his continued trust.
Luo Yin Bentley did not notice Chu Huan's observation and preached seriously.
"We haven't come up with a specific result from the discussion yet, but there is one thing that I am a little curious about!"
"whats the matter?"
"Shen Bi's attitude! If it were in the past, Shen Bi would definitely make a big fuss out of this matter, but now Shen Bi has not done so. He even suggested that we should deepen our cooperation with you."
Hearing Luo Yin Bentley's answer, Chu Huan frowned slightly. He did not expect that Shen Bi would have such an attitude.
However, Chu Huan did not naively think that Shen Bi was shrinking back because his wealth had reached such a high level. Especially after she rejected him alone before, Shen Bi's attitude should not be like this.
In Chu Huan's opinion, this was because Shen Bi had changed his previous strategy towards him after experiencing several previous blows.
"In my opinion, there is definitely no way for the company to achieve your current success. Strengthening cooperation with you is more in line with HSBC's current interests, but"
Having said this, Luo Yin Bentley was silent for a moment, obviously making some kind of decision in his heart.
After a while, Luo Yin Bentley's expression became firm and he said seriously, "In my opinion, the purpose of the company's doing this is not necessarily to pretend that this matter has not happened, but to hope that the company can cooperate with others."
In the process, we can find ways to continue to target you. For HSBC, they are not actually worried about you being too strong. What they are really worried about is that you will not be able to contribute to your strength in the process.
Among the company’s assets, there are no shares of HSBC!”
This chapter is not finished yet, please click on the next page to continue reading the exciting content! This matter seems a bit overbearing when you talk about it. If someone doesn't let you buy shares, you have to suppress them!
But that's really what happened.
Therefore, people who are accustomed to being aloof will not measure their own ideas according to ordinary people's ideas.
But this is not important anymore. For Luo Yin Bentley to say such words to Chu Huan, it means that Luo Yin Bentley still chose to stand by Chu Huan in the end.
"Luo Yin, there are some things you don't need to worry about. Although everyone at HSBC knows about your relationship, not everyone has the same idea as Shen Bi and Sha Ya. More people
What matters most is profits. As long as you can continuously bring benefits to HSBC that the directors want, then you have a great chance of becoming the next CEO of HSBC!"
Chu Huan did not answer what Luo Yin Bentley just said, but told Luo Yin Bentley what he was most concerned about.
People are selfish. It is true that Chu Huan's development has seriously threatened HSBC's transcendent status in Hong Kong, but this does not mean that all HSBC people see the interests of the entire HSBC.
Don't think that HSBC is really the kind of company that is selfless and tolerant. They are not that generous. In another year, Wheelock, one of the four major foreign banks in Hong Kong, was worried about the future of Hong Kong and at the same time because of its own
The profits of Wheelock were deteriorating, which led John Madden, Wheelock's chief executive, to lose interest and wanted to sell his shares in Wheelock.
After having this idea, Wheelock immediately contacted Land to discuss the sale of Wheelock.
After the news came out, it immediately caused a huge sensation in Hong Kong, because if Land's acquisition of Wheelock is successful, the Jardine Matheson Group behind Land will surpass HSBC and become the largest consortium in Hong Kong.
So at this time HSBC took action. In another time and space next year, HSBC had taken over Qi Dezun's Hehe International, and Hehe International was one of Wheelock's major shareholders. So HSBC instructed Hehe International to announce that it had appointed West German Bank's
Asia International Capital Co., Ltd., a subsidiary company, assisted Hutchison Financial Advisor Baoyuan Investment in providing specific and feasible advice on Hutchison International’s acquisition of Wheelock!
Subsequently, many British-funded consortiums entered the ranks of acquisitions, including Xiangjiang's Swire Group, Yingzhijie Group, Nanyang Gang consortium and Chinese-funded companies.
All this led to Wheelock being in a dilemma, so he sought advice from his financial advisor, Dolly.
Hudali is a wholly-owned subsidiary of HSBC, so their opinion is that Jardine Matheson, Hehe International and Wheelock have many similar businesses. If they provide their specific and detailed information, it will be detrimental to Wheelock.
causing serious harm.
In the end, this matter came to nothing!
It can be seen from this incident that HSBC is accustomed to its superior status in Hong Kong and will not allow anyone to challenge their authority in Hong Kong, not even a British-funded consortium.
Not to mention Chu Huan now!
Talking back to Roy Bentley, although he is one of the top executives of HSBC, he is not the head coach of HSBC. For Roy Bentley, HSBC's interests can only be ranked second in his heart, and his own
Profit comes first.
And what he wants most now is to become HSBC’s executive officer!
However, Chu Huan's net worth has now been exposed, causing HSBC's attitude towards Chu Huan to become ambiguous. Naturally, I, the person who has the closest relationship with Chu Huan at HSBC, was deeply affected.
But Chu Huan's words revived hope for Luo Yin Bentley.
Yes, not everyone is like Shen Bi, more people value their own interests.
As long as Chu Huan continues to cooperate with HSBC under the current circumstances, he will be able to continuously bring more benefits to HSBC's directors.
And the most important thing is that HSBC can develop better. This is the most important thing!
It's just that how this thing works needs to be planned slowly.
"Ahuan, do you have any specific ideas?"
Chu Huan smiled and said, "I think a single land development cooperation in East Tsim Sha Tsui is no longer enough to satisfy HSBC's appetite here, right?"
"The Great Luo of All Worlds"
Luo Yin Bentley laughed dryly and said, "What HSBC wants to invest in most right now is your Fantasy Comics Club!"
Not just HSBC, but all Hong Kong companies should now invest in Chu Huan's Fantasy Comics Club.
Chu Huan smiled and said, "This is impossible, but there is a business that I can cooperate with HSBC, and it is the kind where both parties jointly invest in it!"
After the previous conversation with Jian Yueqiang, even though Chu Huan thought of some ways to deal with HSBC, Chu Huan still could not completely push HSBC to oppose him.
Only by deepening more entanglements between each other can we prevent HSBC from doing things that would lead to the death of both parties.
Since this is the case, then throw some bones to HSBC. In this way, it can not only ensure that the two parties do not really fall out, but also satisfy some of HSBC's inner needs, and at the same time buy more time for themselves!