In a western restaurant on the top floor of a commercial building in Hong Kong, Central and Queen's Road.
A ghost man in his thirties was sitting at a terrace table outside the restaurant, where he could overlook the entire scenery of Central.
But at this time, the ghost guy was not in the mood to appreciate such a beautiful scenery. He was actually a little nervous. He didn't know why the tycoon known as the number one man in Xiangjiang would meet with him today. However, despite being nervous, his
I am still more excited inside.
As the number one person in Xiangjiang, Chu Huan suddenly called him from the secretary's office of the Chinese Bank this morning and said that Chu Huan asked him to have lunch with him. This showed that Chu Huan had something to do with him... This
It's nonsense. If there was nothing wrong, Chu Huan would not make an appointment with him. But what really makes Gui Lao excited is that it is probably a good thing, because if it is a bad thing, Chu Huan's secretary will not go out of his way to meet him.
Called myself.
Gui Lao thinks that he has some status in Xiangjiang's business community, but his status is definitely not enough for Chu Huan to take the initiative to meet him.
It was precisely because of such a mood that the ghost guy did not notice that many people in the restaurant took the initiative to greet him.
Just as Gui Lao thought, he still had some status in Xiangjiang's business community, which also made him attract the attention of many people in the restaurant.
Soon, Gui Lao noticed the entrance of the restaurant. Chu Huan, dressed in casual clothes, walked into the restaurant accompanied by a bodyguard in black.
Seeing Chu Huan come in, Gui Lao immediately stood up.
When Chu Huan came here, Gui Lao took the initiative, but maintained an attitude of neither being humble nor overbearing to say hello to Chu Huan.
"Director Chu!"
Chu Huan nodded slightly, sat down, and said with a smile: "This is my first time coming to this restaurant. I didn't expect that there would be a restaurant with such a view in Xiangjiang!"
Gui Lao also sat down and said with a smile: "This restaurant just opened this year. Some senior executives who work in Central companies like to come here for lunch!"
Chu Huan nodded slightly. At this time, the waiter came over. Chu Huan casually ordered some food and then chatted about business with the other party.
"Du Huilian, are you a little curious as to why I suddenly invited you out to sit down?"
The ghost guy Chu Huan met this time was none other than Du Huilian, who later left some names in the business community in Hong Kong. This person is now a senior executive of Vinda Securities. Vega Securities is registered in England, but its main business is in Hong Kong.
securities company, which is somewhat similar to the situation of Standard Chartered Bank.
In 1984, Du Huilian will be promoted to the president of Vigoda Securities, responsible for the investment business of Bank of Asia. In the same year, IWC Bank acquired Vigoda Securities. After the acquisition of Vigoda Securities, the Xiangjiang Branch of IWC Bank was reorganized.
, and Du Huilian became the CEO of the reorganized Wanguo Baotong International!
In the second year, Liang Botao, another prodigy in the Hong Kong securities industry, joined Wanguo Baotong International as vice president.
During the Du Liang era, Wanguo Baotong International participated in many large-scale acquisition cases in Xiangjiang, and its reputation was growing.
Among them, the most representative one is the acquisition and sniping of Liu Luanxiong by Wanguo Baotong International represented by Liang Botao, which is regarded as a classic in the consulting industry!
However, after the global stock market crash in 1987, Wan Guo Baotong Bank adjusted its strategy and reduced its business in Europe and the United States. This also made Du Huilian and Liang Botao want to quit. Then they invited Li Jiacheng and wealthy businessmen from Hong Kong who were familiar with them.
Injecting capital to establish the famous Peregrine International in Hong Kong during the 1990s!
After Peregrine International was founded, the first goal it set was to help Li Jiacheng complete the acquisition of Heung Kong Kwong Sang Bank.
After its success, Peregrine International became famous in Hong Kong. At that time, Du Huilian even announced that he would turn Peregrine International into world-class companies such as Morgan Stanley, Goldman Sachs, and Merrill Lynch in Hong Kong.
It is a pity that Peregrine International only flourished in the 1990s. During the Asian financial crisis, Peregrine became the first victim in Hong Kong!
"To be honest, I am indeed a little curious. I don't know why Director Chu met with me today!" Du Huilian said humbly.
Chu Huan said with a smile: "Now Jiaku has completed the acquisition of Bank of East Asia. If we add the previous Alde Commercial Bank Xiangjiang Branch, Fengwu Securities, and the acquired companies of Public International Investment, it can be considered
It can be said that Jiaku has initially completed its layout in the financial industry. I think Du Sheng has no objection to this, right?"
Although he still didn't know the purpose of Chu Huan's invitation, Du Huilian still answered Chu Huan's question with a smile.
"Alder Commercial Bank has a presence in North America, Japan and Hong Kong, as well as the overseas securities business of Fengwu Securities. The Bank of East Asia has a presence in Hong Kong and Southeast Asia, as well as the securities business of Fengwu Securities in Hong Kong and Southeast Asia. The two banks also hold shares in Public International
Five financial companies including Jiaku Investment are responsible for their investment business. It seems that Jiaku’s layout in the financial industry has indeed been initially completed!”
Chu Huan raised his head slightly and said: "What Du Sheng talked about was preliminary, so that means there will be a follow-up?"
Du Huilian began to feel a little excited. People like Chu Huan would not tell him these things for no reason. Now it is obviously a kind of test.
Although Weida Securities is somewhat famous in Hong Kong, compared with Jiaku, it is really far behind.
People go to high places, and water flows to low places. If you can enter Chu Huan's field of vision, then your future achievements will definitely be higher than if you stay at Weida Securities. More importantly, Jiaku has not been there for a long time.
I have recruited talents like myself from outside.
Now Jiaku has actually initially completed its own talent reserve, digestion and other issues!
Because of Jiaku's tens of billions apartment plan, Jiaku's development and other factors, Jiaku has become the most popular company for migrant workers in Hong Kong. Every year, various universities in Hong Kong, as well as ghost guys who have returned from studying abroad, come to Xiangjiang to look for opportunities.
The first choice is always Jiaku. Only after being rejected by Jiaku will they set their sights on other companies.
This chapter is not over yet, please click on the next page to continue reading! Therefore, Jiaku has become the most difficult company to enter in Hong Kong, but it is also such a difficult access policy that has led to the entire talent pool of Jiaku being the same.
First class talent.
After one or two years of training, they will enter various companies under Jiaku for training. If they can complete their tasks, then a bright future will be waiting for them.
This also eliminates the need for Jiaku to recruit talents from outside.
But now Chu Huan has personally come out to meet with him and asked him about Jiaku's layout in the financial industry. This actually represents a lot of things!
Naturally, a person of Du Huilian's level would not invest in Serie A's tens-billion apartment project. After all, according to his own labor, it would be very easy to live in a villa in Xiangjiang.
But what he cares about is the development of Jiaku. You must know that although Jiaku is now the largest consortium in Xiangjiang, Jiaku is still a consortium that has just started its business not many years ago. Coupled with Chu Huan's age, this makes Jiaku
Ku's future is definitely full of vigor and bright.
After thinking about this, Du Huilian cheered up and said seriously: "It is indeed like this. Although the acquisition of Bank of East Asia has supplemented some of the weaknesses of Alder Commercial Bank Xiangjiang Branch in Xiangjiang, there are actually many problems.
Very important businesses in the banking industry have not been developed, such as the insurance industry. In my opinion, the insurance industry will be an important part of commercial banks, but it is obvious that both Alder Commercial Bank and Bank of East Asia have done nothing in this regard.
is not enough.
In addition, there are the investment departments of these two banks. Now they basically rely on the foundation of Volkswagen International Investment, and the other is the help of Jiaku's real estate project investment department.
In my opinion, this is not enough and needs to be developed.
There is also a layout in merchant banks, which also lags behind HSBC and Standard Chartered.
In addition, in fact, Jiaku's layout in the banking industry at this time is actually stronger than many banks, and even surpasses some old commercial banks. But behind it is Jiaku, which is not enough.
HSBC has already begun to lay out their strategic base in Europe, but now Alde Commercial Bank has not entered the European banking industry, which in my opinion is very unqualified..."
Looking at Du Huilian talking eloquently in front of him, Chu Huan knew that he had found the right person this time. Just as Du Huilian thought, Chu Huan came to see Du Huilian in person this time, in fact, he wanted to recruit him. Now
This meeting can also be said to be an interview with Du Huilian.
The insurance business that Du Huilian talked about was actually something Chu Huan had been thinking about.
During the Japanese occupation period, the insurance business in Xiangjiang could be said to be stagnant. It was not until after the war that the insurance business in Xiangjiang could be said to have resumed development.
During this period, due to the unprecedented prosperity of re-export trade, the development of the insurance industry was promoted, and many new insurance companies were opened in Hong Kong.
Around 1949, insurance companies with British and American capital retreated their institutions originally located in mainland China to Xiangjiang, using Xiangjiang as their regional headquarters to expand their business to the Asia-Pacific region.
In the mid-to-late 1950s, Xiangjiang's economy embarked on the road of industrialization and its population grew rapidly. The insurance industry became more important and became increasingly diversified, conglomerated and internationalized.
At this stage, the insurance industry in Hong Kong has transformed from agency business before the war to mainly insurance groups setting up their own companies in Hong Kong.
By the 1970s, Xiangjiang's economy was booming, creating good external conditions for the development of the insurance industry.
At that time, the Hong Kong government had little supervision over the insurance industry. An insurance company only needed to apply for business registration and pay the registration fee to the Companies Registry to operate.
Insurance companies have sprung up like mushrooms after a rain. Many banks, financial companies and even commercial banks and real estate companies have insurance companies attached to them.
This year, there are more than 300 insurance companies in Hong Kong, half of which are foreign-funded companies. During this period, life insurance has developed the fastest among the insurance industries in Hong Kong.
It is close to the previous four major types of insurance: fire, automobile, accident and marine insurance.
But what followed was that the Hong Kong government began to formulate various rules based on the chaotic insurance industry in Hong Kong. First, in 1978, the Hong Kong government passed new regulations stipulating that the minimum capital of newly registered insurance companies was HK$5 million. By 1983
At that time, the Hong Kong government once again revised the "Hong Kong Insurance Companies Ordinance", stipulating that the minimum capital of an insurance company is HK$5 million each for general insurance or life insurance business, and HK$10 million for those operating both general insurance and life insurance.
For insurance business, it is HKD 10 million.
These regulations also caused some insurance companies that were not strong enough to close down.
"Tell me about the current insurance industry in Xiangjiang!" Chu Huan said to Du Huilian.
Du Huilian nodded and said: "Although there are many companies in the insurance industry in Xiangjiang today, foreign-funded insurance companies actually dominate, among which British and American companies are the main ones. Our company has investigated before, and now in Xiangjiang
There are about 50 British-owned insurance companies and about 30 American-owned insurance companies, followed by companies from Japan, Australia, and New Zealand.
Among U.S.-funded insurance companies, the two most powerful ones are Mayer and North American Overseas Insurance Company, especially Mayer, which represents 10 overseas and 8 local insurance companies.
Among the British insurance companies, the oldest and strongest ones are Jiandang Insurance and Yuren Insurance. Among them, Jiandang Insurance’s advantage is their overseas business, while Yuren Insurance focuses on business in Hong Kong and Asia.
It can be said that both sides have their own advantages!"
Chu Huan continued to ask: "If Alder Commercial Bank Xiangjiang Branch and Bank of East Asia want to promote their insurance business, should they establish their own insurance companies, or directly acquire existing insurance companies in Xiangjiang?"
Du Huilian now responds to Chu Huan more and more fluently, saying: "My personal opinion is that it is best for Bank of East Asia to acquire a local insurance company in Hong Kong, so that it can focus on Bank of East Asia's Xiangjiang brand, and Ald
The Xiangjiang Branch of the Commercial Bank is best to acquire a British or American insurance company, preferably a British company, because most of the insurance companies of British companies are backed by British banks, and nowadays
The mainstream business model in the world is that both parties hold shares in each other. In this case, it actually laid a good foundation for Alder Commercial Bank to enter the European banking industry.
Because Jiaku’s funds can allow these two insurance companies to leave the impression that they are not short of money to the people of Xiangjiang, I think this will allow these two banks to better make a difference in the insurance industry!”
After hearing this, Chu Huan nodded slightly. It can be said that the interview with Du Huilian was successful, so Chu Huan then revealed the real purpose of coming to see Du Huilian.
"Since Jiaku acquired Volkswagen International Investment, there has been a lack of a suitable helmsman. I have actually read your information. After chatting with you today, I am also very satisfied with your performance. Now I want to ask
, are you interested in taking the position of president of Public International Investment?"
Du Huilian's answer can actually be guessed. If he had no interest in Jiaku Jiaku, he would not have said so much to Chu Huan just now.
"It will be a very brilliant chapter in my career if I can join Volkswagen International Investment!"
Chu Huan smiled and nodded, stretched out his hand and said, "Welcome to join the big family of Jiaku."
Du Huilian also extended his hand and said seriously to Chu Huan: "Thank you very much, Chairman, for your appreciation. I will be responsible for the company seriously!"
Chu Huan nodded and said: "Well, after you leave Wei Gouda, you can contact Xu Yi. At that time, we will talk about the future plans of Volkswagen International Investment."
The acquisition of an insurance company is just a very trivial matter among Volkswagen International Investment. There are three major matters waiting for Du Huilian to help Chu Huan solve it!
However, all of this will have to wait until Du Huilian submits his resignation from Vigoda Securities and officially joins Public International Investment.
Du Huilian nodded and said: "I can report to Mr. Xu next Monday!"
Chu Huan nodded with satisfaction and said: "Very good!"
After leaving the restaurant, Chu Huan returned to No. 12 Mount Galley Road.
After recuperation, Cao Yunshang has now officially returned to his job, and Chu Shifeng also has a full-time nanny team to take care of him, so there is no need to worry.
Chu Huan came back now and did not see Cao Yunshang. Instead, he saw Zhu Xiaozhao.
"Why are you here?" Chu Huan asked Zhu Xiaozhao with a smile.
Zhu Xiaozhao sat on the sofa and said with a smile: "I called the company before, and Xu Yi said that you were not at the company, but you would be back at No. 12 Mount Galley Road in the afternoon, so I came over."
Chu Huanxiao asked: "Is there something wrong?"
Zhu Xiaozhao nodded and said, "Well, there is indeed something I want to discuss with you."
Chu Huan stood up and said: "Then let's go to the study to talk!"
"Um!"
After the two came to the study, Zhu Xiaozhao said to Chu Huan: "Brother Huan, how much do you know about Guangsheng Bank?"
Guang Sang Hong?
Chu Huan really didn't expect that after he had made an appointment with Du Huilian, Zhu Xiaozhao asked him about Guangsheng Bank and said with a smile.
“Know a little, but not too much!”
Although Kwong Sang Hong was founded in 1898, it was actually only officially registered in Xiangjiang in 1910, and it was already listed in Xiangjiang in 1941.
It can be said that it is an established Chinese-owned company that has grown simultaneously with Hong Kong's economy.
The founder of Kwong Sang Hong is Feng Futian. In the early days, Kwong Sang Hong’s business was in Guangzhou, specializing in cosmetics. However, due to problems such as capital turnover, Feng Futian ended the business of Guang Sang Hong in Guangzhou, and Feng Futian also came to Xiangjiang.
, Feng Futian, who first came to Hong Kong, first worked as a comprador for a Dejian foreign company specializing in Western medicine. He was appreciated by the British pharmacist of the foreign company, learned English and medicine dispensing knowledge, and met many foreign businessmen, which helped him develop his future career.
lay the foundation.
At that time, cosmetics imported from foreign countries were sold at extremely high prices. They were only exclusive products for foreign businessmen and wealthy ladies, and the general public had no chance to care about them.
Feng Futian saw that ordinary women in Hong Kong lacked high-quality cosmetics at affordable prices, and he suddenly came up with the idea of starting his own business. In 1898, he established a joint venture with his friend Liang Zezhou and others to establish Hong Kong's first cosmetics company, Kwong Sang Hong. In 1910, it was officially registered as a limited company.
, the share capital is HK$200,000.
In 1912, Kwong Sang Bank purchased land and set up factories in Wan Chai and Causeway Bay on Hong Kong Island. At that time, the number of branches had expanded to more than 20, covering Hong Kong and the mainland.
The products of Kwong Sang Hong all use the "Double Sisters Mark" as a registered trademark. It is said that the origin of the "Double Sisters Mark" has a beautiful legend. It is said that Feng Futian was wandering in Central District one day and suddenly saw two beautiful girls.
The girl, dressed in white, with a pretty face, looked like a fairy descending to earth, so she came up with an idea and named the product "Double Sisters Mark".
Another legend is that on the night before the opening of Guang Sang Bank, an angel reported to Feng Futian in a dream, saying that he was destined to have twin sisters, and that if his products were named after twin sisters, they would definitely bring him wealth.
After Feng woke up, she followed the instructions correctly. After the "Double Sister Mark" product was launched, the response was really good and it became a well-known cosmetics brand in Hong Kong.
By the 1920s and 1930s, Kwong Sang Hong's cosmetics business was at its peak. In addition to the famous toilet water, the cosmetics it produced and sold included cream, Rongli cream, talcum powder, Ruyi Palace, Tianfu cream, and hair growth oil.
, toothpaste, foundation cream, heat rash powder, deodorizing fox ointment, etc., with more than 350 product types.
The products sell well in Xiangjiang, mainland China and Southeast Asia.
To put it simply, the Guang Sang Hong at that time was the Watsons in Xiangjiang now.
Unfortunately, with the outbreak of the war, Kwong Sang Hong's business also suffered a blow. After the war, Kwong Sang Hong had begun to shift its business from the cosmetics industry to the real estate industry. With the land they purchased in Hong Kong, they were even more aggressive
In terms of property development, the real estate company that has the closest connection with Guang Sang Hong is Cheung Kong in Lijiacheng.
"Do you want to acquire Guangsheng Bank?" Chu Huan guessed Zhu Xiaozhao's plan.
Zhu Xiaozhao nodded and said with a smile: "Now Yunhai Group has completed the digestion of doll noodles. As for the research on sauce packages and seasoning packages, there are also specialized research institutions. In addition, the research and development of soda in my hometown and the Yangcheng Sports Research Institute have been completed.
It’s on the agenda, and I think we can prepare for the next step of development of Yunhai Group.
This chapter is not finished yet, please click on the next page to continue reading the exciting content! Watsons has now become the largest chain store in Hong Kong. It mainly deals in cosmetics, medicines and daily necessities. If we can acquire Guang Sang Hong, we will
We can also use Kwong Sang Hong's products to transform Watsons from sales to R&D and sales into an integrated strategic upgrade!"
Chu Huan said: "But now most of the focus of Guangzhou Sang Bank has been on the real estate industry. Their products can no longer keep up with the trend of the times. In addition, their R&D institutions must also be unable to keep up. Such Guangzhou Sang Bank cannot keep up with the trend of the times.
Does Xing still have any effect on Watsons?"
This is the sad thing about the enterprises in Hong Kong. The real estate industry in Xiangjiang is developing too fast. It is driven by the Hong Kong government, real estate developers, and the general public in Hong Kong, but no matter who is driving it
, have caused the real estate business in Xiangjiang to gradually move towards an uncontrollable situation.
Chu Huan initially thought about changing this situation, but with the development of Xiangjiang, Chu Huan has understood that this is something that cannot be changed.
So in the later period, Chu Huan just let it go.
Today, Kwong Sang Hong is the same as other companies in Xiangjiang. They are all using the land they occupied when they entered the capital market in Xiangjiang in their early days to develop.
It has long since stopped paying attention to its original industry.
Take Kwong Sang Bank as an example. This was once the largest cosmetics R&D and sales company in Hong Kong. By the end of the 1980s, their cosmetics profits were only HK$6 million, which only accounted for 1% of their group's net profit.
It's really insignificant.
"And I also heard that the board of directors of Guangsheng Bank has a large amount of cash in the bank. If you cannot guarantee a peaceful acquisition, then you will start a hostile acquisition, and it will definitely be a bloody battle!"
Facing the questions raised by Chu Huan, Zhu Xiaozhao had obviously already made an investigation and had a plan.
"I have had people investigate and found out that although the R&D department of Kwong Sang Bank has not developed a new product for a long time, it is not that their R&D personnel are not good, but that Kwong Sang Bank itself is no longer willing to allocate funds to support their R&D.
, now the board of directors of Kwong Sang Bank is just resting on its laurels and profiting.
In addition, Kwong Sang Hong also has sales channels that are no less than Watsons in Hong Kong. If Watsons completes the acquisition of Kwong Sang Hong, it will be able to monopolize the sales channels of cosmetics, medicines, and daily necessities in Xiangjiang. In addition, Kwong Sang Hong
The warehouse it owns is also very much needed by Watsons.
The most important thing is that Guangsheng Hong owns a large amount of high-quality land. As long as the acquisition of Guangsheng Hong is completed, whether these lands are developed by Yunhai Group itself or sold, it can ensure that Yunhai Group will make a profit from this acquisition!"
Seeing that Zhu Xiaozhao had made up his mind, Chu Huan did not raise any objections. Although Yunhai Group had its own general direction, the specific development was achieved step by step by Zhu Xiaozhao, so Chu Huan was also willing to believe in Zhu Xiaozhao's ability.
"Well, now that you have decided, I have no objection to this matter, but don't develop the land of Guang Sang Bank yourself. For real estate development, it is enough to have Zhulu Real Estate and Hehe International-Wheelock. Yunhai
The group no longer needs to get involved in this. If Yunhai Group can successfully acquire Guangsheng Bank, I will arrange for Zhulu Real Estate and Hehe International-Wheelock to connect with you!"
Zhu Xiaozhao has no objection to this. She really has no intention of letting Yunhai Group enter the real estate industry. Now with Chu Huan's arrangement, it is even more perfect. After all, Zhulu Real Estate and Hehe International-Wheelock both have generous cash reserves.
, then they can take over the land of Guangsheng Bank in one go, which will also allow Yunhai Group to withdraw funds in the shortest possible time!
"Brother Huan, do you agree?"
Zhu Xiaozhao confirmed to Chu Huan again.
Chu Huan nodded and said with a smile: "Since you are so confident, I naturally agree. It just so happens that a talent is coming to Jiaku during this period. Then I will introduce him to you about the acquisition of Guangsheng Bank."
, and it just allows us to see his true strength!"
In another time and space, Du Huilian's Peregrine helped Li Jiacheng complete the leveraged acquisition of Guangsheng Bank. Now Chu Huan also wants to see what achievements Du Huilian will make in the acquisition of Guangsheng Bank, which was completed ten years in advance.
come out.
"Who is it?" Zhu Xiaozhao asked curiously.
Chu Huan told Zhu Xiaozhao about Du Huilian's situation. After Zhu Xiaozhao heard it, he just said that he had heard of this name.
Originally, Chu Huan thought that Zhu Xiaozhao came to him because of the matter of Guangsheng Bank. However, now that the matter of Guangsheng Bank was finished, Zhu Xiaozhao began to turn rosy. He leaned into Chu Huan's ear and whispered to Chu