In the president's office of Far East Bank, with Qiu Degen's rejection, the atmosphere in the office began to become solemn.
Xu Yi just remained silent for a moment, then smiled again and said: "Weng Qiu, don't you think that Jiaku, like Wanguo Baotong Bank, still can't get it even though it has absolute shares?
The operating rights of Far East Bank, right?”
At this time, Qiu Degen no longer had as many worries as before, because he understood that no matter how worried he was and feared Jiaku, the operating rights of Far East Bank must not be handed over!
"Miss Xu, I know Jiaku's influence in Xiangjiang, but I, Qiu Degen, am not an unknown person in Xiangjiang. If Jiaku wants to use his power to overwhelm others, I admit that the Qiu family is not Jiaku's opponent.
But Miss Xu, you should also know that the rabbit will bite you when it is anxious, not to mention that the Far East Bank is not a rabbit, and I, Qiu Degen, would rather break the jade than destroy it!"
Qiu Degen said these words resoundingly and with a very decisive attitude.
Xu Yi slightly raised his forehead and said: "So Qiu Weng, what you are saying is that if our Jiaku takes over the Far East Bank by force, Qiu Weng will activate his connections in Hong Kong and make our Jiaku lose the hearts of the people in Hong Kong?"
Qiu Degen shook his head and said: "Far East Bank does not have such a big influence, but I can guarantee that we, the Qiu family, will do our best to facilitate this matter!"
Xu Yi suddenly smiled, not panicking because of Qiu Degen's determination, but calmly said: "Qiu Weng should know that if you do this, then you will be Jiaku's enemy, and when the time comes, Jiaku will
Ku wants to target not just Qiu Weng's Far East Bank, but the entire Far East department. But Qiu Weng, you are still determined to do it, even regardless of the cost. That illustrates a problem. There is Qiu Weng in the Far East Bank.
Weng, it’s something you don’t want people to know, right?”
Qiu Degen's business in Xiangjiang is not just the Far East Bank. Although the entire Far East department is not very large in Xiangjiang's business system, it also has some other businesses.
The first is the real estate industry in Hong Kong. The first is the Far East Bank's Far East Building in Tsuen Wan. The second is the Far East Bank Mongkok Building in Mongkok, Kowloon. At the same time, there is also the Far East Bank Central Building on Des Voeux Road that has just started construction. In addition, in a few days,
Construction of the Far East Financial Center in Admiralty, Hong Kong Island will also begin in 2018.
In addition to real estate properties, the Far East Department also has the most popular amusement park in Hong Kong, Kowloon Lai Yuen Amusement Park. I heard that Qiu Degen is currently negotiating with Indonesia and Singapore to build a new amusement park there.
There are also Far East Warehouses, Far East Flour Mills, etc.
One of the reasons why Qiu Degen is unwilling to abandon Far East Bank is actually that Qiu Degen's Far East Bank is actually the capital pool for his industries. Only with the presence of Far East Bank can Qiu Degen be able to continuously provide more
of cash to develop your own industry.
But now Xu Yi's analysis shows that in addition to these, there are more important reasons that prevent Qiu Degen from giving up the management rights of Far East Bank.
At this time, after Qiu Degen heard what Xu Yi said, his expression suddenly changed, and he realized that after Xu Yi came in, he had fallen into Xu Yi's trap during the negotiation process.
"You don't have any evidence to prove what you said, Miss Xu. I think there is no need for us to continue talking!"
Qiu Degen stood up and wanted to see off his guests.
Xu Yi also stood up, and when he was about to leave, he stopped. Then he looked at Qiu Degen and said with a smile: "Qiu Weng, is there any evidence that actually proves that our Jiaku can compete with Wan Wan tomorrow?"
When Guobaotong Bank signs an equity transaction contract, Jiaku will be the largest shareholder of Far East Bank and has the right to ask a professional accounting agency to investigate the financial status of Far East Bank, especially whether it involves some illegal commercial loan contracts.
Qiu Weng, how should you respond?"
After saying that, Xu Yi went straight to leave Qiu Degen's office.
Qiu Degen stood there, his eyes uncertain, sometimes with a fierce look, sometimes with a hesitant look, and in the end it all turned into helplessness.
"Miss Xu!"
Xu Yi stopped and turned around to look at Qiu Degen, still with a smile on his face.
But deep down, he admired Chu Huan. In fact, before negotiating with Qiu Degen, Xu intended to threaten Qiu Degen by threatening Sandy Aldama, but when she told Qiu Degen her thoughts
After Chu Huan, Chu Huan gave different opinions.
"Although Qiu Degen's development in Hong Kong is not slow, the theaters in the New Territories and Lai Yuen in Kowloon are unlikely to bring him much cash flow. Far East Bank suffered heavy losses during the bank run wave, and the theaters in the New Territories
Aborigines tend to make deposits rather than loans. At the same time, factories located in the New Territories are more willing to borrow from banks such as HSBC, Hang Seng, and East Asia. At the same time, according to intelligence from the Investigation Department, Far East Bank’s loan review of these factories is very
of harshness.
This limits the profitability of Far East Bank itself, but the development of Qiu Degen's Far East department has not fallen behind at all in these years. This is very unscientific. Even if Far East Bank provides loans to Qiu Degen, you should know
, when this bank is their private bank, many procedures will be simplified, and even violations may occur."
After listening to Chu Huan's words, Xu Yi deliberately observed Qiu Degen's reaction when he came to see Qiu Degen. Obviously, Qiu Degen's reaction at this time proved that Chu Huan's speculation was correct.
The Qiu family definitely violated regulations at Far East Bank.
This also explains why Qiu Degen originally resisted the personnel of Wan Guo Baotong Bank from entering the management of Far East Bank and started a lawsuit with Wan Guo Baotong Bank.
Because as long as Wan Guo Baotong Bank enters the management of Far East Bank, it will definitely investigate the fund transactions of Far East Bank. This kind of thing is absolutely not allowed by Qiu Degen!
This chapter is not over yet, please click on the next page to continue reading! "Miss Xu, why do you need to kill everyone?"
At this time, Qiu Degen had no other choice, and the loud gesture just now turned into a helpless bow.
The analysis of Chu Huan and Xu Yi is correct. Qiu Degen has an old-school parental style. Such people have a big shortcoming, that is, they regard the company as their own private bank, and they can withdraw whatever they want.
cash, otherwise the Far East Bank would not have built the Far East Bank Building in Tsuen Wan, which was the tallest building in Tsuen Wan at the time.
But the problem is that the banking industry in Hong Kong is restricted not only by company laws, but also by financial regulations and other laws and regulations.
If no one investigates, there will naturally be no problem, but if someone investigates, it will be a problem!
Xu Yi shook his head and said: "Weng Qiu, our Jiaku doesn't want to kill everyone. We only want Far East Bank. Let's put it this way, if Qiu Weng is willing to sell the shares of Far East Bank to our Jiaku, our Jiaku can give it to Qiu Weng."
A certain amount of time will be given to you to fill in the bank accounts. In addition, we can also guarantee that we will provide Qiu Weng with the help he needs in his future development!"
"Really?"
A glimmer of light flashed in Qiu Degen's eyes. If this is the case, that would be the best result.
Xu Yi smiled and said: "Weng Qiu, you should know the reputation of our Jiaku in Xiangjiang. We won't talk nonsense about this kind of thing!"
Qiu Degen has no other choice at this time. As mentioned before, Jiaku is not a universal treasure. According to the laws of Xiangjiang, Qiu Degen is not Jiaku's opponent. So if Jiaku really completes
Regarding the acquisition of Wan Guo Baotong's shares in Far East Bank, Qiu Degen will probably go to Stanley to stay for a while!
Even if you can use your financial resources and influence to avoid the possibility of entering Stanley, it is still impossible for Far East Bank to remain in your hands.
"Okay!" After being silent for a while, Qiu Degen nodded and agreed to Xu Yi's request, and then said: "But I need a week!"
Xu Yi nodded and said: "No problem!"
Neither party mentioned whether Qiu Degen would regret it after filling in the bank accounts. Xu Yi knew that Qiu Degen did not have the courage, and Qiu Degen also knew that he did not have the courage, because if
If that were the case, I would no longer be able to maintain my moral standing in the business community in Hong Kong!
Then both parties shook hands and said goodbye!
"This is what happened!" With a smile on his face, Xu Yi was reporting to Chu Huan the negotiation process between himself and Qiu Degen.
Chu Huan nodded with a pleased smile on his face. Although he provided the direction himself, Xu Yi did the process himself, which was already very remarkable.
As for Qiu Degen using his position to work at Far East Bank, this is not Chu Huan's groundless speculation, but because this matter actually happened in another time and space.
In another time and space, after CDB Asia took over the Far East Bank, it immediately investigated the Far East Bank's accounts and discovered that Qiu Degen was indeed suspected of falsifying accounts. Later, it was Qiu Degen who ceded land and paid compensation to resolve this matter.
Things calm down!
Now this is all just in advance.
In fact, many local banks in Hong Kong engage in such behavior. This is why every time there is a run wave in Hong Kong, local banks in Hong Kong bear the brunt of the impact. First, because their strength is weak; second,
There is indeed a problem with their funding!
"well done!"
Seeing that Chu Huan simply said such a good job, Xu Yi showed a disappointed expression and said: "Boss, you don't think it's over like this, right?"
Chu Huan put down the pen in his hand and looked at Xu Yi with a smile. At his position, few people dared to joke with him anymore. Not counting Chen Haichao, Bao Tianming, and Liu Pingkui, only Fang Jianhui still dared to joke with him from time to time.
After joking with Chu Huan, in the end, only Xu Yi, the secretary who had been with him the longest, was left.
"What? Isn't this enough?"
Xu Yi curled his lips and said: "Boss, I spent a lot of effort to acquire Far East Bank from Wanguo Baotong Bank and Qiu Degen. Even if it is just a verbal commendation, you should say a few more words.
!”
Chu Huan laughed and said, "Just verbal praise?"
Xu Yi immediately looked at Chu Huan with bright eyes and asked: "Boss, do you have other rewards?"
Chu Huan smiled and said: "No!"
Xu Yi: "."
Seeing that the fun was almost over, Chu Huan put a few keys and a pile of documents in the drawer, put them on the table, and said with a smile: "I originally thought that you would have to wait until you get married next year to complete the acquisition of Far East Bank.
Well, when the time comes, the wedding gift and the reward for this matter can be combined into one. I didn't expect you to be so capable and complete the acquisition of Far East Bank so quickly.
The only thing you can do is to take out your wedding gift in advance."
Knocking on the table, Chu Huan continued: "This is a villa located in the middle of the mountain. I brought it here when we acquired Hehe International-Wheelock. Now I give it to you!"
In fact, according to Xu Yi's current salary, a villa in the middle of the mountain is very easy for her. Zhao Yazhi said before that she had a deposit of 50 million, so Xu Yi's deposit must at least be followed by a 0, but the company's
Xu Yi was very happy with the reward.
He quickly put the pile of documents and keys on the table in his arms, and said happily: "Thank you, boss!"
Chu Huan waved his hand and said: "Okay, let's go get busy. There are still a lot of finishing things to do after Far East Bank acquires it!"
"Got it!" Xu Yi said happily.
A week later!
The Bank of East Asia, Universal Bank, and Far East Bank jointly issued a statement in the "True News".
First, IWC Bank announced that it had withdrawn its lawsuit against Qiu Degen of Far East Bank and sold its shares in Far East Bank to Bank of East Asia.
This chapter is not over yet, please click on the next page to continue reading! Secondly, Far Eastern Bank announced that due to the company's operational considerations, the Qiu family will officially withdraw from Far Eastern Bank and sell the Qiu family's shares in Far Eastern Bank to the Bank of East Asia.
Finally, the Bank of East Asia announced that after acquiring the shares of Wanguo Baotong Bank and Qiu's shares in the Far East Bank, the Bank of East Asia has completed full control of the Far East Bank. For company development considerations, the Bank of East Asia and the Far East Bank will merge.
.
After the merger, the two banks were renamed Jiaku Bank and were jointly controlled by Xiangjiang Jiaku, Public International Investment and Fengwu Securities.
After this statement was issued, it immediately caused an uproar in Hong Kong. A bank acquisition case that was supposed to cause a sensation in Hong Kong was completed so quietly?
Before this, no one had received any news at all?
However, despite being surprised, the ordinary people in Xiangjiang did not feel much empathy for such news. They knew more that Jiaku Bank would become more powerful and had no other thoughts.
After all, Far East Bank is not a listed company. After Jiaku completed the acquisition of Bank of East Asia, it also delisted and privatized it. The two unlisted companies merged. For the time being, ordinary Xiangjiang citizens can’t see anything.
Variety.
But when this situation comes to the ears of everyone in the business community in Xiangjiang, the situation is completely different!
Especially the banking industry!
HSBC!
Roy Bentley and Shen Bi looked at each other with helplessness in each other's eyes.
"Jiaku has sent a notice that it will officially stop cooperation with HSBC on several major Jiaku factories. This means that HSBC will lose at least 200 million in deposits every month!"
Shen Bi reluctantly preached to Roy Bentley.
"I have already guessed something, but I didn't expect it to happen so quickly!" Roy Bentley also said helplessly: "When Jiaku acquired Bank of East Asia, I thought they would do this.
, it seems that at that time Chu Huan was already sure that he would be able to acquire Far East Bank!"
Shen Bi said: "Now that the Bank of East Asia and the Far East Bank have merged into Jiaku Bank, this means that Chu Huan is ready to officially regard Jiaku's financial industry as one of their most important industries in Hong Kong!"
Jiaku has many subsidiaries, but they all have their own names. The only thing that changed the name of the banking industry is Jiaku Bank. What this means is actually self-evident to many people.
Roy Bentley said: "With the addition of Far East Bank, Kako Bank has initially established branches in Hong Kong Island, Kowloon, and the New Territories. Now, even if we no longer want to pay attention to this matter, we must
Get ready!”
Why did HSBC move horizontally and vertically when Chu Huan was preparing to acquire Far East Bank? In fact, it was because of this that Jiaku's influence in Xiangjiang was unmatched by others.
Why were people in Hong Kong willing to trust HSBC and put most of their deposits in HSBC? Actually, it was because people in Hong Kong subconsciously knew that HSBC was the largest bank in Hong Kong and had the right to issue banknotes.
As a quasi-central bank, these names make people in Hong Kong believe in them.
But the situation is different now. The right to issue banknotes and the identity of Hong Kong's quasi-central bank are impossible for Jiaku Bank to obtain. The largest bank in Hong Kong is still HSBC. Even if the Bank of East Asia acquires Far Eastern Bank, Then it’s not enough to watch.
Not to mention HSBC, it is several positions away from Hang Seng.
But it is undeniable that Jiaku is the largest company in Xiangjiang, and it is also recognized by Xiangjiang people as the company with the strongest cash pool. Such a company is equivalent to the original HSBC.
"Not only that, but based on Chu Huan's influence in the business community in Xiangjiang, I think he will definitely look for more development opportunities in the business community in the future, and this means that we are bound to lose some of our customers!"
Shen Bi analyzed with a gloomy expression.
"Previously, Chu Huan proposed to invest 10 billion Hong Kong dollars to establish the real estate investment project department of Zhulu Real Estate. In other words, if Chu Huan wants to do so in the future, the real estate company that jointly develops real estate projects with Zhulu Real Estate will have a high possibility of using its own company's Put your home loan in Jiaku Bank!”
Property loans in Xiangjiang have always been a source of income that every bank attaches great importance to. Although it takes a long time to collect the money, its stability is also the best. After all, where are the properties?
Roy Bentley showed a hint of urgency and said: "It seems that we must find a way to deal with it. Otherwise, according to Chu Huan's relationship with the mainland, if the situation in Xiangjiang really changes in the future, Then the development of Jiaku Bank will definitely be even more rapid by then!"
"It shouldn't be as good as you think!" Shen Bi had a different opinion and said: "The mainland also has its own bank in Xiangjiang. Even if Chu Huan has a good relationship with the mainland, it is impossible to replace their own bank. It can only be said that Jiaku Bank will have more preferential conditions in due course.”
Hong Kong Governor MacLehose paid a secret visit to his hometown at the beginning of this year in order to inquire about his hometown's attitude towards Hong Kong. MacLehose's visit was obviously not very good. Roy Bentley and Shen Bi were the most important people in Hong Kong. One of the powerful people naturally knows this result.
"That's enough!" Roy Bentley said helplessly.
"Yes!" Shen Bi understood that a simple policy change would actually have unpredictable results for a company.
"Now we can only introduce more preferential policies to attract more companies in Xiangjiang. In addition," Shen Bi said, feeling a little silent at the end.
"What do you want to do?" Roy Bentley looked at Shen Bi with some worry.
Shen Bi smiled and said: "Don't worry, I won't think about using any off-market tricks to deal with Chu Huan, because that is no longer in line with our development plan. What I mean is that the real estate project investment department launched by Zhulu Real Estate is actually We can learn from it. Nowadays, the real estate industry in Xiangjiang is developing one of the fastest industries. And according to the thinking of Chinese people who want to have a home, I believe that the real estate industry in Xiangjiang will be more prosperous in the future, so we also We can launch such a plan to attract more real estate companies to come closer to us.
This chapter is not over yet, please click on the next page to continue reading! In this case, at least this market is not dominated by Jiaku alone."
Roy Bentley nodded after listening, and then Shen Bi continued to preach.
"In addition, the most important thing is that we have to speed up the acquisition of European banks. Although the British side is still saying that they will not give up Xiangjiang, we must make two preparations. If Xiangjiang is really taken back in the future, no matter what Whether it’s the bank from my hometown in Xiangjiang or Chu Huan’s Jiaku Bank, the policies they receive are definitely better than ours at HSBC, so we should prepare for our escape!”
Roy Bentley nodded silently, knowing that there was no other way, but he also had his own worries.
"There is no problem in establishing a real estate project investment department. We will just launch a preferential policy at that time. We can use HSBC's deposits, but the acquisition of European banks requires our own Lilan, but now the company is obviously Not enough funds!”
Will HSBC also be short of money?
Although it sounds like a fantasy, it did happen. Otherwise, in another time and space, HSBC rarely issued new shares in order to acquire European banks, which allowed them to gather enough funds.
There is no way, HSBC has a big business and a lot of places to spend money!
"If new shares are issued, it will be difficult to guarantee that Chu Huan will not buy more HSBC shares!" Roy Bentley continued.
Shen Bi was silent for a while and then said: "I have a way to solve this dilemma, but it depends on whether you can accept it!"
Roy Bentley looked at Shen Bi and asked, "Speak first!"
Shen Bi said: "Let's first look at the two major banks under Jiaku. Jiaku Bank is now located in Xiangjiang, and its future goal must be Southeast Asia and the home market. The reason why he did not let Alde Commercial Bank be merged I think this is also the reason for Jiaku Bank.
Nowadays, Alde Commercial Bank has three major branches, namely the North American Head Office, the Japanese Branch, and the Xiangjiang Branch. According to the international situation and Chu Huan’s status, Alde Commercial Bank should be seeking the European and American markets. So if we invite Alder Commercial Bank to jointly acquire European banks, which will not only solve our lack of funds, but also allow Chu Huan to embark on the road of European expansion, I think he will agree!"
Roy Bentley looked at Shen Bi in surprise. He knew that Shen Bi had always wanted to deal with Chu Huan before. Although they experienced separation and reunion, Shen Bi chose to talk to Chu Huan. and, but now they directly said that they would cooperate with Chu Huan to jointly acquire European banks.
This still makes Roy Bentley feel incredible.
"This is the best choice for us at HSBC. Whether it was targeting Chu Huan or cooperating with Chu Huan now, I look at this issue from the perspective of HSBC!" Shen Bi understood Roy Bent. Li was surprised and explained alone.
Roy Bentley asked: "Aren't you worried that Chu Huan will seek control of European banks?"
Shen Bi shook his head and said: "No, although Chu Huan is very domineering in business, he knows very well where every line is. The bank we acquire must be a settlement bank in England or other countries. It is already very difficult for HSBC to do this with its influence. It is even more difficult for Chu Huan's Alder Commercial Bank to do this. It is almost impossible. Therefore, the control of European banks It's impossible for Chu Huan to compete with us.
And as long as we, HSBC, can complete our layout in Europe, we will help Chu Huan’s Alde Commercial Bank complete the acquisition of European banks. This is a win-win outcome!”
Roy Bentley thought for a while and couldn't think of any disadvantages in Shen Bi's proposal. It not only ensured the specialness of HSBC in Hong Kong, but also solved the cash shortage they lacked in acquiring European banks.
"Okay, I will discuss this matter with Chu Huan personally!" Roy Bentley finally agreed to Shen Bi's proposal.
Shen Bi continued to add: "One more thing is that in addition to the market in Xiangjiang, we can seek cooperation with Chu Huan in Japan and North America. Although HSBC entered these two places earlier, it is undeniable that Chu Huan The development of Jiaku is even more rapid. I have been communicating with colleagues in North America and Japan recently. Everyone agrees that Jiaku is likely to grow into a terrifying economy in the future. If we can all cooperate, then Xiangjiang’s Even if the market is given to Chu Huan, I think it is appropriate!"
Roy Bentley looked solemn and said: "I need to think about this matter carefully!"
Shen Bi also understood the importance of this matter and added: "What I call giving up the market in Xiangjiang is just to reduce more competition for interests between the two parties. It is not about letting HSBC leave the market in Xiangjiang!"
Roy Bentley smiled and said: "Of course I know this!"