Cui Yu, my obedient and good girlfriend, has just come out of the hospital. Looking at her frightened look, I am afraid she really plans to rest for a while...
If you don’t work, where will the money come from?
He gritted his teeth - no, we can't let Cui Yu like this feeling of sitting back and having nothing -
He had to find a way to arrange that money as soon as possible!
Zhou Wenkang looked at the beef stew in front of him that he had to pay for, and felt that it was not even delicious.
…
At the same time, Bai Shanshan was talking to Ding Wei melancholy.
"Weiwei, I originally wanted to buy the Xichang Longting you were looking at before, but the one next to you has been sold."
Ding Wei laughed: "Don't you live in a villa? The apartment here is very small for you."
Bai Shanshan wrinkled her nose: "You're not young, I can live in the dormitory, don't underestimate me."
Ding Wei said lazily: "Yes, yes, I don't underestimate you... Xie Yan bought it from the house next to me, and of course you can't buy it with the deposit paid at the same time."
Since Bai Shanshan is so jealous, of course she should be vaccinated now.
Bai Shanshan shook her head: "It doesn't matter, I've figured it out. Anyway, falling in love always happens several times. I'll accumulate experience first, so I won't be so sensitive in the future."
Ding Wei: ...The connotation of this statement is a bit rich.
She said speechlessly: "...you are really thoughtful and far-term thinking."
While talking, Lin Shuangshuang came over holding a large bath towel.
"Okay, today's bath is over. You can get up and wipe yourself down and let's move on to the next step of massage."
Now that they have been here several times, Lin Shuangshuang has become more familiar with them. Now he is helping them prepare things while chatting:
"Sister Weiwei, have you bought a house? It's really amazing. You are smart, beautiful and can make money..."
Ding Wei sighed with satisfaction: "Yes... I have a house... but I still have to bear the loan for decades!"
She expected the loan to be thirty years.
Of course, this was also planned - after buying the house that day, Ding Wei suddenly remembered the operations of those who first hoarded the house -
That is, use the loan from the purchase contract of this house to pay the down payment of the next house, and the contract of the next house to pay the down payment of the next house. As long as the accumulated monthly loan repayment is enough, you can buy a few more houses.
.
This kind of speed is far more cost-effective than writing each book by yourself.
Because the current policies on buying a house are not very detailed, there are actually not many such operations.
However, it is just an idea for the time being.
However, such a simple sentence was enough to surprise both of them:
"Loans for decades? Oh my God!"
As a girl who only has savings and never spends ahead of schedule, going into debt for decades to buy a house is simply asking for trouble.
She was a little worried: "What if I can't repay the loan that I have taken for decades?"
Ding Wei smiled and said casually: "Then you must be able to pay it back after calculation! Besides, if you really can't pay it back, just sell the house! According to the rising rate of house prices, you can still make a lot of money
.”
Lin Shuangshuang was shocked.
Isn't this idea a bit too casual?
But Ding Wei is so confident, is it possible that she can really make a profit by buying a house?
At this time, Bai Shanshan also spoke up and said proudly: "Weiwei, you are the best. I will tell my brother about your house purchase..." There is nothing she can do if she doesn't tell her. Who made her want to buy the house next door?
Woolen cloth?
"My brothers all praise you for your good vision, saying that you have chosen a good house and that you have a long-term perspective... They all say that in the next ten years, if there are no major global problems, it is impossible for housing prices to fall. After all, people are getting more and more
Many."
The most basic financial management concept of our countrymen is to buy an extra house and hoard the rent.
It’s the days of a housewife!
Who wouldn’t want to!
Ding Wei also sighed: "So I have to work harder and try to get a second house next year!"
They both looked thoughtful.
…
"Oh, by the way, how is Teacher Cui who was hospitalized last time?"
Lying on the bed and falling asleep, Bai Shanshan remembered this gossip.
Both of them smiled: "Teacher Cui is fine and has been discharged from the hospital. However, the doctor still recommended that she rest for a while, so she is currently living in the dormitory and has not gone to work yet."
During this time in the hospital, Lin Shuangshuang went to see her every day when he had free time. However, he still missed Cui Yu's boyfriend. Instead, he took the card given by Teacher Cui to pay back the store manager.
Her care during this period was not unreasonable. Cui Yu also felt that the other party was very considerate when she was hospitalized, so she had consciously started to teach her some skills.
Shuangshuang herself is also a very kind girl. The two of them go back and forth, and now their relationship is very close.
She thought about it, Cui Yu was worried recently - she already had so much savings, so... should she save more and wait to buy a house in one step?
Or buy it first?
But if she buys it, she will not have a job now, and she will be under a lot of pressure in the first few years when she has to take out a loan. In this case, her boyfriend will not be able to help much in his career.
However, the two of them have a small family, which should also lighten his burden in disguise!
Cui Yu is really confused.
She has also heard from several clients about buying a house, and she also knows that there is a group of people called the "xx House Buying Group", who sound like they are all focused on buying a house.
Cui Yu was so excited.
Which wanderer who doesn’t want to have a stable home?
Unfortunately, she tentatively mentioned this kind of thing to her boyfriend, but the other party obviously didn't agree and felt that there were too many variables nowadays: "...it's too stressful, wait a minute - what if the house price drops?
?”
He persuaded like this, and Cui Yu also fell silent.
Indeed, house prices are too high now, and the total salary is only a little higher. We should wait a little longer. Wait for it to come down.
At this moment, when both of them thought of this incident, they naturally knew that Teacher Cui had been looking very sad these days.
She asked tentatively: "Sister Weiwei, what do you think, if a girl has a deposit of 200,000 yuan, should she continue to save now, or should she buy a house immediately?"
"If I can buy it, I can only buy a 180-square-meter house in a remote location, and I have to take on loans for decades like you... If you wait and have more money, you can save a big sum.
The down payment for the house is made, and everything is done in one step..."
Ding Wei thought for a while and suddenly remembered a sentence often posted by intermediaries in later generations on WeChat Moments:
Your down payment for a house today is not enough to buy a toilet tomorrow.
She immediately said: "According to my opinion, if you can still live a decent life and pay off the mortgage, then it is definitely the most cost-effective way to buy a house with this money."
"As for life being tense in the first few years after buying a house...trust me, if you buy a house a few years later, life will only become more stressful."
