Chapter 438 Mengmeng is the type who deserves a beating (6000) Friends,
I’m stuck and can’t write.
"Do you think I am short of money?" Cao Shujie asked him.
Ma Changrong was immediately stunned by the question. Cao Shujie was obviously not short of money.
But looking at Cao Shujie's half-smiling expression, he still said: "Boss Cao, you are here for a loan, right?"
"Forget it, let's get down to business."
Cao Shujie sat upright and said, "How much cheaper can the interest be if I help you complete the remaining fifteen million tasks?"
"Really?" Ma Changrong was serious this time.
"Why should I lie to you? Don't you still have 15 million tasks? We are old friends. I am a person who puts loyalty first in everything I do." Cao Shujie boasted about himself.
But Ma Changrong was not fooled this time. He said: "Boss Cao, what is your loan for? I'll see if I can help you apply for discounts through other channels."
Cao Shujie stopped joking this time. He said: "I am going to buy automated deep processing equipment and sign a contract with the manufacturer in a few days."
"How much?" Ma Changrong was a little curious. Cao Shujie's financial resources were not enough. What kind of automation equipment did he buy?
Cao Shujie pinched the five fingers of his right hand together and said, "Less than nine million."
"Boss Cao, aren't you short of money?"
Ma Changrong found it a bit incredible: "This nine million is not a lot of money to you, right?"
"Manager Ma, there are many places where I need to spend money."
Cao Shujie said: "I am planning to invest in developing the undeveloped part of the mountain, just to throw money in."
"The last time I bought the factory, I spent more than 4 million, and I bought equipment for 9 million. I don't know how much it cost to renovate the workshop, and I don't know how much it will cost to purchase raw materials in the future..."
When Cao Shujie said this, Ma Changrong didn't know what to say, and that's not how he spent money.
"Boss Cao, what are you buying the equipment for mainly?" Ma Changrong asked him.
“It’s mainly about deep processing of agricultural and sideline products.”
Cao Shujie pointed his fingers one by one: "For example, kiwis, apples, strawberries, etc. grown by fruit farmers are all raw materials for our deep processing."
At this point, Cao Shujie had to say a few more words: "The market is now sluggish. In addition to the high-end fruits, the ordinary fruit market is also difficult. Fruits cannot be kept in the hands of ordinary people. There are still some unscrupulous traders in the market through large
The advantage of capital lowers or raises prices, disrupting the normal order of the fruit market."
"I definitely can't stand this situation!"
Ma Changrong looked at Cao Shujie's eloquent words and thought to himself: "Boss Cao's mouth can withstand thousands of troops."
After Cao Shujie finished speaking, Ma Changrong quickly said: "Boss Cao, I understand. Your factory is still related to agriculture. In this case, I can apply for preferential policies from the head office."
"Is it still the policy of 'helping the economic development of rural areas and farmers without interest'?" Cao Shujie asked.
He has tasted the sweetness of interest-free, it is really delicious.
After Ma Changrong heard what Cao Shujie said, the corners of his mouth twitched.
It’s okay to lend you a small loan and get an interest-free policy for you. Do you want to get an interest-free loan for 15 million?
The bank is opened by your family, right?
Anyone who co-owns a bank has to drink the northwest wind, right?
Ma Changrong didn't speak at all. He felt tired from answering Cao Shujie's question.
Cao Shujie also knows that joking is enough, and when it's time to get down to business, he doesn't hesitate.
At the end of the day, Cao Shujie took a two-year loan.
The main reason is that he remembers that the bull market that will start next year will end by the middle of 2015. Counting from now, in exactly two years, he will clear out all the ticket positions and transfer the money.
No matter what the situation is, you will have money to repay the loan when the time comes.
Ma Changrong agreed to help Cao Shujie apply for an interest discount in the name of "helping agricultural development." According to Ma Changrong, if it can be successfully approved, the interest rate can be 35% to 30% off.
It's okay to have this discount. After all, the annual interest rate for his two loans is 56%, which works out to 40,000 yuan in interest per year.
Even with a 30% discount, you can save more than 300,000, which is enough for a new GL8.
After Cao Shujie submitted his loan application materials, he called Ma Changrong to have lunch with him.
This time Ma Changrong didn't mention the favor fee again.
At this moment, at that moment, Cao Shujie was no longer someone he could exploit.
…
Two more days passed unknowingly, and there were only a few days until May. There was still no movement on the loan applied for by Cao Shujie. People from Dikang Automation Equipment Co., Ltd. came first.
In addition to Xue Jianwei and He Fucheng, the other party who came this time also had a manager of the sales department and a deputy general manager of 'Dikang Automation Equipment Co., Ltd.'
A business worth nearly 9 million yuan cannot be handled by just one sales manager.
Xue Jianwei, as the intermediary, introduced both parties. Only then did Cao Shujie learn that the deputy general manager who came this time was named Meng Shuxian.
In two lifetimes, except for the Meng Kuo in the history books, this was the first time Cao Shujie knew this surname in reality.
There are also sales manager Mei Chengfang and Zhai Jian, a deputy director of the legal department.
Cao Shujie received them at the Pingyuan County Guest House.
After Cao Shujie and Meng Shuxian, the deputy general manager representing Dikang Automation Equipment, signed the contract together, Cao Shujie also followed the agreement negotiated in advance and paid a deposit of 10% of the equipment contract amount to the other party, which is 920,000 yuan.
The money won't hurt Cao Shujie at all. The money from selling strawberries alone is enough to pay the deposit, and it won't delay his subsequent potential funds.
"Mr. Meng, Manager Mei, and Minister Zhai, I am honored to cooperate with Dikang Automation Equipment Co., Ltd." Cao Shujie shook hands with them one by one, which also heralded the phased end of the cooperation between the two parties.
…
After sending away the people from Dikang Automation Equipment Co., Ltd., Cao Shujie temporarily put down his work and went home to rest for a day.
Even though he doesn't do much physical work, most of the work he does requires his brain.
Suddenly feeling free, Cao Shujie felt indescribably tired.
"Dad, what's wrong with you? Your face looks so ugly." Mengmeng ran over and saw that her father's expression was very bad, and her little face was very worried.
He even ran to find his mother, Cheng Xiaolin, and said to her: "Mom, go and take a look. Dad's face is so dark."
Cheng Xiaolin was making dumplings with her mother-in-law. When her daughter said this, she thought her husband was sick. She quickly put down the dough and rolling pin in her hands and followed her daughter into the house. She saw her husband lying tiredly on the sofa.
Cheng Xiaolin understood what was going on.
She looked at her daughter helplessly: "Mengmeng, dad needs to take a rest, so don't disturb him first, okay?"
"Daddy, do you want to take a nap?" Mengmeng looked outside, she was a little confused: "But it's daytime now, does daddy want to take a nap?"
"Why do you have so many questions? Are you bothered?" Cheng Xiaolin felt a little headache when she saw her daughter breaking the pot and asking for answers.
Mengmeng pursed her lips and muttered: "Mom, you are annoying."
After she finished speaking, she ran to the other side of her father and shouted loudly: "Dad, help me quickly, mom is going to beat me."
Cao Shujie is too lazy to move. Isn't this a typical example of someone who needs a beating?
Cheng Xiaolin was too lazy to talk to Mengmeng, and went back to the kitchen to make dumplings with her mother-in-law.
Cao Shujie was lying on the sofa, watching his daughter circling back and forth beside him.
Normally, he thinks his daughter is quite cute, but when she wanted to take a rest, she realized that her cute daughter really deserves a spanking.
"Mengmeng, can you rest for a while? Dad is a little tired." Cao Shujie said.
As soon as he finished speaking, Cao Shujie suddenly heard the surrounding area become quiet.
Just as he was wondering, Mengmeng came to him with several comic books: "Dad, tell me a story."
"What story?" Cao Shujie wondered.
He saw the thin comic book in his daughter's hand, which read Wang Mian's Study of Painting, Nezha Haohai, The Legend of Jigong, and a story about a sheepherding boy.
Cao Shujie had a headache: "Mengmeng, dad is not feeling well right now. Can I tell you when I get better?"
"No, dad, I want to listen now." Mengmeng said.
"Then daddy will tell you a book today, okay?" Cao Shujie stretched out a finger to discuss with his daughter.
Mengmeng thought for a while, nodded a little disappointedly and said, "Okay then, just one book."
"Which story do you want to hear?" Cao Shujie asked her.
Mengmeng finally chose Wang Mian to learn painting among the 4 books.
Cao Shujie told his daughter according to the story structure in the comic book.
He did not read directly according to the pinyin Chinese characters in the comic book, but used his own understanding to make the content in the picture more detailed and richer.
Mengmeng was fascinated by what she heard.
When Cao Shujie saw his daughter like this, he felt very accomplished and spoke more energetically.
After finishing the first book about Wang Mian's painting lessons, Cao Shujie felt that he still had more to say.
He took the initiative to pick up the book Nezha Naohai and gave it to Mengmeng and said, "Mengmeng, let me tell you another story about Nezha Naohai."
"Okay, okay, I want to listen." Mengmeng clapped her little hands happily, feeling that her father was so kind.
I have forgotten how much time has passed. Father and daughter Cao Shujie and Mengmeng were telling stories while the other was listening to them.
Cheng Xiaolin came out of the kitchen and shouted to them: "It's time to eat. The dumplings will be cooked soon. Shujie, are you still jealous?"
"Eat, how can you eat dumplings without dipping them in vinegar?" Cao Shujie also told his wife: "Don't forget to put more sesame oil in the vinegar."
"You are the only one who has a lot to do." Cheng Xiaolin rolled her eyes at him, but still did as her husband said.
The dumplings are made with leek meat and tofu.
His grandfather, Cao Zhenghu, had poor digestion and was not suitable for eating leek meat. As his daughter-in-law, Wang Yuelan made mashed tofu and meat specially for him.
At noon, Cao Shujie called his grandfather and his father to have a drink together, feeling that life was wonderful.
After eating, Cao Shujie went upstairs to take a nap. When he woke up, it was already dark, but Cao Shujie felt full of energy and recovered well this time.
"You just didn't sleep enough." Cheng Xiaolin said to him.
Cao Shujie couldn't say what was going on, but he did not have any headaches now.
I took a day off today and wrote these two chapters first. It took me three and a half hours to finish this chapter because I was stuck. I wanted to take a break and straighten out my thoughts.
