Chapter 515 The money shortage is huge (720.01 million)
People live forever, and grass and trees grow every autumn. If there is no foundation, how can we give a good life to the family?
He did have memories in his mind when he was reborn, but if these memories could not be transformed into results, they would be useless.
Moreover, Cao Shujie knew very well that simply planting an orchard would not work.
Policies are changeable. It does not mean that the mountainous areas he has contracted for 30 years will be completely obeyed by him and remain unchanged for 30 years.
Sometimes, there's just too much fucking to do.
There are too many decisions to make as each thought comes up, and he must take this opportunity to transform.
Thinking about the problem of insufficient funds, Cao Shujie drove his LaCrosse to the Yiling Rural Commercial Bank branch in Qingshi Town after coming out of the factory.
I don't know if I can still get a loan from Yiling City Rural Commercial Bank, but I have to give it a try.
When I arrived at the entrance of the bank, I saw that the parking spaces were basically empty, and there were not many electric cars and bicycles. At first glance, it gave people a very desolate feeling.
As soon as he got off the bus, he saw credit manager Ma Changrong and lobby manager Li Qiuju talking at the door of the bank.
The two of them didn't know what to talk about, and they seemed quite relaxed.
Seeing Cao Shujie coming, they both came over to greet him.
"Director Cao, what brought you here?" Li Qiuju asked with a smile on her face.
This is the God of Wealth of their bank. In the past, deposits started at tens of millions, but now loans start at tens of millions, so he can be supported.
Ma Changrong also asked him: "Director Cao, I heard that someone broke into your house some time ago? What happened? Are you okay?"
This incident spread around the town.
After all, it happened at Cao Shujie's house, and there were many people at the scene.
One pass to two, two to four, now a week has passed, and more and more people know about it.
Cao Shujie waved his hands, saying he didn't want to talk more about this matter.
"He is a habitual offender. He took his family on a trip during my National Day. When he was not at home, he went to my house, but he was caught by my dog."
Cao Shujie said it lightly, but Ma Changrong knew from some rumors that the matter was not that simple. I heard that this man had stolen Cao Shujie's things before, and seemed to have a grudge against Cao Shujie, and this time he even set fire to it.
But as Cao Shujie said about another incident, the dogs he raised at home became legendary because of this incident, which also made many people covet the dogs raised by Cao Shujie's family.
Some people are thinking in their hearts that if Cao Shujie's dog gives birth to puppies, they will have to sacrifice their dignity to get one.
"Director Cao, are you busy today?" The three of them chatted in the sun for a few minutes in front of the bank before Ma Changrong asked.
Cao Shujie nodded: "Manager Ma, I have something to talk to you about alone."
Li Qiuju, the bank's lobby manager, immediately understood that Cao Shujie should be applying for a loan.
She took the initiative to mention that there was something busy at the counter, leaving room for Ma Changrong and Cao Shujie to talk.
Ma Changrong also thought of this, and took Cao Shujie into his office.
"Boss Cao wants a loan?" Ma Changrong asked.
Seeing Cao Shujie nodding, Ma Changrong sighed: "Boss Cao, to be honest, I also want to help you, but I am powerless now."
Before coming, Cao Shujie had already thought of this. Although he was a little disappointed, he could accept it.
"Is it very tight?"
Cao Shujie asked casually.
Ma Changrong said with a slumped face: "Boss Cao, to be honest, this is no longer a matter of strictness. The loan quota for this year has been exhausted. We have to wait until next year to see the situation."
Cao Shujie was greatly surprised when he heard this result.
"That's right, it's only October now, and there are still more than two months left this year before things are finished." Cao Shujie reminded him, don't make a mistake about the time.
Ma Changrong patted the table: "Who says it's not the case? Just cut it off with a knife. The Yiling Rural Commercial Bank has no money. We are also worried now. I heard that this year's bonus will be discounted in half."
Cao Shujie thought about what would happen if the bank's bonuses were discounted in half.
But having said that, I am afraid it is also under such extreme circumstances that various policies will be introduced to promote the emergence of a bull market.
"Boss Cao, you have two interest-free loans that will expire next year." Ma Changrong kindly reminded him.
Cao Shujie laughed at him: "I wanted to pay you back before, weren't you in a hurry?"
Ma Changrong was thick-skinned, so he didn't care: "One moment, another moment, and now the head office also wants money back."
"Don't worry about this, I will definitely give it to you when the time comes." Cao Shujie said with certainty.
When Ma Changrong heard Cao Shujie's promise, he felt a little less stressed.
He complained to Cao Shujie: "Boss Cao, you don't know that many small businesses in our town that have borrowed money have not repaid their debts, and many villagers have not repaid their borrowed money. It is useless to press them."
"People just lie down on the ground and play rogue. It costs them money and their lives. It might end up being a bad debt."
Regarding this, Ma Changrong was very worried. He felt that the current world was too difficult.
There are too many bad debts and his performance is not good, so his bonus will naturally be cut accordingly.
The two chatted for a while, and Cao Shujie asked Ma Changrong where he could borrow money.
Hearing Cao Shujie say that it would cost at least 15 million yuan, or more than 20 million yuan, Ma Changrong suppressed his worries and told Cao Shujie that it would be difficult to borrow this amount from anywhere now.
"Boss Cao, let me be honest, even if you go to the four major banks to borrow money, it's hard to say you can borrow so much." Ma Changrong said very straightforwardly.
He asked Cao Shujie what he was doing with so much money?
When Cao Shujie told him that the equipment in the factory had been delivered, it would soon enter the installation, commissioning and production stage.
He bought more than 4,000 tons of apples in Xinjiang and is also waiting for payment.
Ma Changrong's whole body was in bad condition.
No one expected that Cao Shujie said he wanted to open a factory at that time, but unknowingly he had opened such a big stall in more than half a year.
The total investment that Cao Shujie just mentioned casually does not exceed 40 million. How did he get such courage?
"Boss Cao, in this world, safety is the first priority," Ma Changrong said.
Cao Shujie nodded: "Don't worry, I know."
Ma Changrong gave him an idea. If he could postpone the payments that needed to be made this year, and wait until the new financial policy comes out next year, he might be able to loan the money out.
Cao Shujie did not take this as a back-up.
Ma Changrong is not sure yet, and he will not place all his hopes on this aspect.
He is even thinking now, is it a bit hasty to invest more than 28 million in the stock market so long in advance?
After thinking about it carefully, reason told Cao Shujie that this move must be made.
If you don’t collect the wealth in front of you, even if you use more than 28 million to pay for the purchase of Apple, what’s the use?
There are still many places where money will be needed later, so it is better to bite the bullet now and think of a way, and wait until later when the situation is really unsustainable, and come up with this money, then only then can the big problem be solved.
At noon, the two of us had dinner together. We had something to do in the afternoon, so we didn't drink.
After they separated, Cao Shujie drove home.
…
Caojiazhuang, Cao Shujie’s home.
Cheng Xiaolin is currently editing a video of their trip to Changji, Xinjiang during the National Day.
The content of the video is very large. Cheng Xiaolin has been working on it for almost a week and has not finished it yet.
She also needs to add various entries and place introductions to the video content, and also edit the video content to make it more vivid, interesting and lively.
This is somewhat similar to a documentary format.
To put it bluntly, Cheng Xiaolin’s current videos are transforming into high-quality videos.
This was also an idea that came to her mind.
Cheng Xiaolin is even thinking about post-production of a series of videos.
After sitting motionless on the computer chair for several hours, Cheng Xiaolin felt a little back pain when she came to her senses.
She stood up, rubbed her waist, and moved her hands and feet. She felt that she was almost ready, so she sat down again and prepared for the next stage of dubbing for the video.
Just when she opened the browser and chose the appropriate music, a piece of news scrolling through the browser came into her view.
After several months of ups and downs since the beginning of the year, the price of a single Bitcoin exceeded US$110, and the highest price of a single Bitcoin exceeded US$128.
Cheng Xiaolin was stunned for a moment when she saw the news.
They have been busy during this period, and the two of them have not paid attention to Bitcoin for several months.
How many Bitcoins does her husband have?
Cheng Xiaolin scratched her scalp and thought for a while, there were more than 30,000.
She took out her calculator and carefully calculated how much the bitcoins in her husband's hands were worth.
After finishing the calculation, Cheng Xiaolin discovered that the Bitcoin in her husband's hand should be more than 25 million yuan based on the current price.
After finishing the calculation, Cheng Xiaolin's eyes lit up. This was not a small sum of money.
"How about selling it now?" This thought flashed through Cheng Xiaolin's mind.
Last time, 90% of their family's savings were put into the capital market by her husband and bought into stocks.
Her husband still has a loan of more than 10 million yuan, but the money is used to pay for equipment and the cost of purchasing land to build a cold storage.
They were all funds. Cheng Xiaolin thought that her husband had just bought a large number of apples, and he might not have the money to pay for the apples?
Thinking that the work in hand was not finished yet, Cheng Xiaolin put this thought aside and continued to work on editing the video.
After waiting for her husband to come back, Cheng Xiaolin told her husband the good news.
Cao Shujie was stunned when he heard the price of Bitcoin.
But then he reacted, opened the trading platform, looked at the current price, and then looked at the accurate market value of the more than 33,000 Bitcoins in his hand, which was more than 26 million yuan.
Selling all these Bitcoins can certainly solve his immediate problem of lack of money, but isn't it killing the goose that lays the goose?
"Shujie, didn't you say at the beginning that you would sell a batch after two years?" Cheng Xiaolin thought her husband was distressed about selling the Bitcoins, so she specifically mentioned this matter.
Cao Shujie shook his head and told her that he would definitely sell it next month, so that she could rest assured.
"How much did you buy in that batch?" She couldn't remember clearly.
But Cao Shujie kept track of the accounts. He pulled up his accounting book and said, "The last batch bought 7514 coins."
"You remember it very clearly, how about we sell these now?"
Cheng Xiaolin said to her husband: "Aren't you short of money? I still have some money from posting videos. I have more than 1 million. You can use it as well."
Cao Shujie didn't know whether to laugh or cry, but he was really moved in his heart.
Selling all these Bitcoins could solve the problem of insufficient funds, but we lost money.
And it’s a huge loss.
"I'll think about it again, and I will definitely sell the last few Bitcoins to cover my position next month." Cao Shujie repeated.
Cheng Xiaolin nodded and said nothing else.
She showed Cao Shujie the video she had been busy editing during this period.
She said: "The scattered editing in the past few days didn't make any sense. Today it's almost done. I'll add some music and the video will be finished."
But Cao Shujie's thoughts were not on the video. He did not expect that Bitcoin would rise again at this time.
Even if these 7,000-plus Bitcoins are sold for several million, that's fine.
As for selling them all, that's definitely impossible, as this is their family fortune.
If one day he opens a factory and all he has to lose is a pile of debt, he will only have more than 20,000 Bitcoins in his hand.
If Bitcoin can really rise to tens of thousands of dollars in this life, he will definitely not hold back and sell all of it.
Even if the price is not as long as the impression, if the price is similar, Cao Shujie will choose to sell it.
For now, continue to think of ways to raise money.
However, with the plan to sell more than 7,000 Bitcoins, Cao Shujie instantly felt that his pressure was much less.
The funding gap is no longer as big as it was at the beginning.
At around 4 o'clock in the afternoon, Cao Shujie, his wife, and his grandfather said hello and walked towards the kindergarten with a thick coat.
After entering October, the temperature difference becomes larger and larger.
It was quite warm at noon, but it was already very cold in the morning and afternoon.
When we arrived at the entrance of the kindergarten, there were already many parents like Cao Shujie waiting to pick up their children from school.
When they saw Cao Shujie coming, they all smiled and called Director Cao.
"Director Cao, when will the calf we bought come? I have all the money ready." Villager Cao Wanchun asked.
Forget about him, at least half of the parents who come to pick up their children are in this situation and have prepared money to invest in the Zhongcheng Breeding Cooperative.
But the problem is that more than half a month has passed since the last batch of cattle was sold, and the calf has not yet been seen.
They were a little anxious waiting.
Cao Shujie comforted them: "Don't worry. It's coming soon."
"Who asked so many of you to join the Zhongcheng Breeding Cooperative?"
Cao Shujie said: "Secretaries Cao Jianlong, Zhuang Xuejian and Zhu Hongwei and I originally only prepared a quota for 600 cattle, which has doubled the number of cattle raised last year. As a result, the total number of calves you signed up to buy exceeded 1,000, and I also
We need to find someone to continue preparing the calf, right?”
That's the truth.
Anyone who has raised cattle will know that it is difficult to buy calves now, and it is understandable that it takes a long time.
They quieted down and stopped pressing the matter.
Before they knew it, the children were out of school.
The first one to come out was Cao Shujie's daughter's class.
He had already seen Mengmeng organizing the team and leading the children towards the door.
