Chapter 83 What to do if you are short of money? Chapter 1
Seeing that half of July has passed, the blazing sun is shining on the earth, and the sunlight is getting more and more fierce. Standing in an unshielded place, it feels like the skin is being burned and peeling off.
Cao Shujie was standing in the newly built pigsty on the mountain at the moment, thinking about the scene where he went to see the piglets yesterday.
The little piglet's moans echoed in his ears, but what impressed him most was the smell, which was so smoky.
"Buy some calves and lambs first, and less piglets." Cao Shujie thought in his mind that the breeding aspect must be done step by step. You won't become fat after one bite.
Besides, there is only so much space for breeding here, and the rest is mainly for growing seasonal fruits.
Standing on a high place, Cao Shujie looked at the vast mountains in the distance. He thought that if this wave of experimental breeding could be successful, he would contract more mountainous land specifically for breeding in the future.
But there is another equally important thing at the moment. Cao Shujie now plans to plant seasonal fruits on this reserved land to activate the funds first.
Planting fruit trees is better for long-term stability, but normal new fruit saplings will not start to bear fruit until 3 years later, and normal and large-scale fruiting will take 5 years. Even if he sprays a large amount of nutrient solution on the fruit saplings, it will still take 2 years.
With such a long window period, Cao Shujie didn't want to wait around, he had to find something else to generate income!
In addition, his daughter likes to eat strawberries, so Cao Shujie plans to grow his own strawberries so that she can eat enough and sell the rest to make more money!
In this case, you have to build a shed. Comparatively speaking, this is not complicated.
But the problem is that the money on hand is consumed too quickly.
Taking out his mobile phone, Cao Shujie found Ma Changrong's phone number. He was wondering whether he should call Lao Ma now and ask him to have dinner with him to connect with him.
In a human society, eating a meal has become a normal means of social interaction.
As soon as he thought of it, Cao Shujie dialed Ma Changrong's phone number directly.
At this time, Ma Changrong was still sitting in the credit office of Qingshi Town Branch of Yiling Rural Commercial Bank in a daze.
I have been given credit tasks by the superiors, but it is difficult to lend money in towns and villages.
It is actually very simple to send money overseas, but you must also consider the risk of repayment.
He knew very well that the comprehensive income in the countryside was low, and most farmers were unwilling to borrow money from banks. Those who had no choice but to borrow money had problems with their repayment ability.
"It would be great if there were more young and promising young people like Mr. Cao who returned to their hometowns to start businesses." Ma Changrong took a pen and wrote on the paper.
Without him, there is almost no risk pressure in repayment, and the bank can do it easily!
"I wonder if Mr. Cao is still short of money?" Ma Changrong got a headache when he thought about his loan tasks in the second half of the year.
There are also more than a dozen township enterprises in Qingshi Town, but they are all clothing factories, shoe factories, water plants, a donkey breeder, and two primary fruit processing plants. They are gone!
It can also be seen from this that the economy of Qingshi Town itself is not developed.
These dozen factories all want to borrow money, but the problem is that their poor assets have been appraised many times. For example, when the garment factory with the worst loans opens a new workshop, it has to call Ma Changrong to find someone to evaluate the value.
How much money, and then borrow money as a mortgage...
To put it bluntly, if the grass growing in the green belt could be used as collateral, that clothing factory would be prepared to do so. There would already be no valuable collateral, and Ma Changrong would not dare to continue.
Just as he was worried, the cell phone that Ma Changrong had left aside rang. He subconsciously touched the phone and saw that it was Cao Shujie.
"Mr. Cao is looking for me?" Ma Changrong didn't think much and answered the phone first.
"Good morning, Mr. Cao!" Ma Changrong greeted with a smile.
Cao Shujie hummed and said, "Manager Ma, it's already late. It's time to have lunch in more than an hour."
"Haha, what does Mr. Cao want from me?" Ma Changrong didn't care. This is also an uncle, so he can say whatever he wants!
Then I heard Cao Shujie ask him if he had any plans for lunch, and said that if he didn't have any plans, he would just have a meal and chat together.
Ma Changrong has been a credit manager for so many years, and he is also a good person. When Cao Shujie said this, he knew in his heart that something must be going on.
However, Cao Shujie was classified as a "high-quality customer" here. Cao Shujie called him for dinner, and he was eager for something to happen!
"Okay, Mr. Cao has come to Qingshi Town?" Ma Changrong asked.
Cao Shujie looked at the mountain, thinking that it would take half an hour for him to go back home after going down the mountain, wash up, and then drive to the town.
Hour."
It just so happened that Ma Changrong would not get off work for more than an hour, so he was not in a hurry and just waited slowly in the office.
But a little over half an hour later, Ma Changrong saw Cao Shujie, wearing short sleeves and shorts, coming in from outside.
Looking at the time again, he confirmed that it was half an hour. He stood up in surprise and asked, "Didn't Mr. Cao say one hour? You're done so quickly?"
"Manager Ma, after I called you just now, I have been thinking about treating you to dinner. I thought I couldn't delay the business, so I hurry up and finish my work." Cao Shujie said when he came up, he still has the ability to tell lies.
Hearing these words in Ma Changrong's ears, he felt particularly useful and felt that he had a very important role in Cao Shujie's place!
"But it's too early. I haven't gotten off work yet. Mr. Cao will sit down for a while."
"Hey, where are you sitting? I have an asset appraisal matter there. Manager Ma, you have to help me check it yourself." Cao Shujie casually found an excuse, stretched out his arm and took Ma Changrong's hand and walked out.
Ma Changrong was polite, and the two of them pretended to chat, and then left the credit office and walked out together.
At the entrance of the bank, Ma Changrong told the lobby manager to look at the credit office. If anyone came to do business, tell her he was busy and come back tomorrow.
Within 20 minutes, the two of them appeared at the donkey meat restaurant where Ma Changrong took him to eat last time.
Cao Shujie had a great time eating here last time. He really liked the donkey meat here.
"Boss, here are two pounds of donkey sausage." Cao Shujie ordered this dish as soon as he walked in. He even shouted: "Another donkey whip."
That tone was indescribably chic.
Ma Changrong couldn't hold himself any longer.
He thought to himself, even if you want donkey whip to make up for it, don't say it so loudly.
Ma Changrong felt even more embarrassed when he saw that some of the diners who had arrived early in the store turned to look at them when they heard the sensitive word "donkey whip".
Fortunately, after a few minutes, they ordered their dishes and entered the private room.
The two of them drank tea and waited for the food to be served. They chatted about homely matters and never mentioned 'important things'. The atmosphere was not in place at the moment.
After the large items they ordered were brought to the table, Cao Shujie opened the liquor he brought over and said, "Manager Ma, drink less."
"Okay, I have to go to work in the afternoon, so I can't drink too much." Ma Changrong was also happy. Some words would not be able to set off the atmosphere without wine, making it difficult to speak!
