Hu Lai followed the team and ended the first winter training in Yunshan Changshui. After returning to Jincheng to recuperate for a week, he went with the team to Yuezhou Province in the south of China for the second phase of winter training.
In order to save money, the club did not choose to go abroad for winter training like other teams.
Just when Hu Lai left Jincheng, his parents set foot on the land of Jincheng.
They are here to celebrate the New Year, or strictly speaking, they are here to pay back money.
I borrowed 350,000 yuan from my eldest brother, and now I have to pay it back with interest.
They took a taxi directly from the train station to the restaurant where they were eating.
After entering the private room, I met Hu Lai's grandparents, brothers and sisters.
What made Xie Lan very happy was that her second sister, whom she hadn't seen for many years, flew back with her husband to celebrate the New Year.
"I heard Haohao say you were coming, so I came back." The second sister, Peng Hao's mother, grabbed the younger sister's arm and said happily.
Peng Hao was planning to go home during the winter vacation, but when he heard his grandmother happily talking about Hu Lai's mother, his little aunt coming back to celebrate the New Year this year, he decided to stay in Jincheng to celebrate the New Year. Not only that, he also called himself
My mother asked her and her father to come to Jincheng, and their family celebrated the New Year here.
Peng Hao's mother thought to herself that she had indeed not been back for a few years, and the most important thing was to be able to see her little sister whom she had not seen for at least ten years, so she agreed to her son.
In this way, I finally met the little girl I hadn’t seen for almost ten years.
The two sisters, who had not seen each other for a long time, were very happy to meet again. They sat on the sofa in the private room and chatted while waiting for their eldest brother and his family.
After everyone arrived, their eldest brother and his family arrived belatedly.
Although he apologized to everyone when he entered the private room, he said that it was because the district leader asked him to go home to chat for a few words, so he wasted some time.
But in fact, everyone knows that the eldest brother is just taking this opportunity to show off his relationship with the district leaders.
Peng Hao was naturally someone who had long noticed his uncle's displeasure, so he pretended to be surprised when he heard this: "The leader is so busy? It's already New Year's Eve and you still haven't rested yet, and you still want to ask your uncle to go to his house to talk about work?
"
"It's a small talk, not work. Director Wang and I have a personal relationship..." I don't know if the uncle heard the sarcasm in his tone. Anyway, after the uncle dealt with him casually, he turned to Xie Lan.
Seeing the youngest sister in the family, the uncle smiled and said: "Young sister just came? I told you to come in advance. It's not like we can't fit in the house..."
It seemed that he was concerned about Xie Lan, but in fact he was complaining that she was stuck in coming to Jincheng from Dongchuan for dinner, as if she came just for this meal. This was a roundabout way of talking about Hu Lai's mother and others.
Feeling unfamiliar.
Xie Lan smiled slightly: "Now that the high-speed rail is open, is it convenient to get to Jincheng from Dongchuan? It only takes 35 minutes to get there by high-speed rail. Dongchuan is a small town. Counting the time it takes us to go to the train station from home, it might be possible.
The time it takes you to get here from home is shorter than brother..."
If Peng Hao's previous words can be considered as the words of a junior, and the irony is not too obvious, then everyone can hear Xie Lan's words. She means to mock her eldest brother for putting on airs, and everyone is waiting for their family. As Jin
She is a native of the city, but she came later than the girl from the neighboring city.
I was late, but I still had to show off my relationship with the leader in front of everyone.
It's obviously a family dinner, but it's treated like a business dinner outside. Opening and closing your mouth are all about leadership, connections, connections... Who are you bragging about these awesome things to?
Naturally, the elder brother heard the thorn in the younger sister's words, and the smile on his face suddenly stiffened. But he only stiffened for a moment, and walked past Xie Lan and her husband Hu Lixin.
Hu Lai's cousin Peng Hao, who was watching with cold eyes, couldn't help but laugh in his heart when he saw this scene.
If this had been done before, how could the uncle just freeze the smile on his face? He would have to make fun of his aunt and uncle all over again...
But now, all he can do is smile and call it a day.
Why is this?
Of course it was because of that family dinner that I told them the true identity of Cousin Hu Lai.
I don’t know if my uncle ever watched that episode of "Characters" later on. The filming of that episode was quite exciting!
The eldest brother did not continue to quarrel with the younger sister, but this time the younger sister seemed not to let the elder brother go.
Xie Lan took a few steps forward, walked to the dining table, and said to his elder brother across a round table that could accommodate twenty people: "Brother, have you brought the IOU?"
Her eldest brother, Hu Lai's uncle, was stunned for a moment: "What kind of IOU?"
"It's the IOU that Lao Hu gave you when you lent us the money. I came here this time to pay you back. The money has been returned to you, so the IOU must be given to us, right?" Xie Lan looked at it with a smile.
Looking after his elder brother.
Before her eldest brother could react, other people in the room, especially her eldest sister, reacted first and exclaimed: "Little sister, can you make enough money so quickly?"
When they first learned that Hu Lixin had borrowed 350,000 yuan, everyone thought that given their family's financial level, it might take many years to repay it. The eldest brother once teased that it would be bad if they could pay back the money.
Three hundred and fifty thousand is only equivalent to today's two hundred thousand.
After all, everyone is well aware of the financial situation of my younger sister’s family. My younger sister earns a dead salary in a public institution in Dongchuan, and her husband Hu Lixin works as a security guard for others and earns a little more, but
It was hard money, and it was very unstable. Maybe he would be fired one day because he offended the owner? Even if he wasn't fired, how long would he be able to work at this job based on his physical condition?
It's only been three and a half years from borrowing money to repaying it. How come you've saved enough 350,000?
Except for the eldest brother who is a businessman, everyone is a salaryman, and we know how difficult it is to save 350,000 yuan.
Xie Lan looked at a room of surprised people, held his head high and said proudly: "My son, Hu Lai, signed a new contract with the club. The signing fee alone is enough to repay the money, and there is still some leftover!"
The second sister asked in surprise: "What is the signing fee?"
Peng Hao quickly explained to his mother and everyone present: "When a player transfers or renews a contract with a club, he must sign a contract. In order for the player to agree to sign the contract, the club must promise to give the player a
Money is given as a reward, and this money is called the signing fee."
After listening to Peng Hao's explanation, everyone exclaimed: "Is this the club begging to give Hu Lai money?"
"Yes, if you don't give me money, my cousin doesn't have to sign." Peng Hao didn't care whether the actual situation was like this or not. Anyway, he kept bragging about his cousin.
Many of the people in the room were ordinary working-class people, and such a thing was a bit unbelievable to them.
And the uncle who was the most knowledgeable in the room thought about how he used to negotiate business and sign contracts with people. In order to get the other party to agree to sign a contract with his company, he had to give some gifts and treat him well, and he had to serve him well.
Only then can we win this deal...
I have to say that I am also the one who gives signing fees to others.
For some reason, when Peng Hao was explaining, he felt for a moment that Hu Lai had become the Party A who needed his nod and bow to serve...
This made my uncle feel very uncomfortable.
Obviously in this family, he has always been the most promising and knowledgeable. He is the object of everyone's admiration. Everyone comes to him to discuss and make decisions on everything. Although his father is still alive, he is already the head of the family.
posture.
He enjoyed this treatment very much.
But now, watching the little girl attract everyone's admiration and admiration with just a few words...
He couldn't help but snorted: "You can pay back the money, but let's calculate the interest first."
He was really angry because the IOU didn't mention interest at all. And everyone knew that given the financial situation of my sister's family, it would be good if they could repay the principal, so what about interest?
When Xie Lan heard what his eldest brother said, he was not angry. Instead, he replied loudly with a smile: "No problem, eldest brother, let's calculate the interest according to the bank's current interest rate."
How much can you get from 350,000 yuan even with interest? The 400,000 yuan given by your son, plus the money that your husband and you have worked hard to save over the past few years, isn’t it enough to pay back the interest?
Others frowned when they saw this scene, but didn't say anything. After all, it is reasonable to borrow money and pay interest. If they don't lend you the money, you can deposit it in the bank for a period of time and the interest rate is 3.0%.
…
I just feel that it’s a bit disrespectful for my elder brother to say it so directly.
The eldest brother snorted, a little deliberately looking for trouble: "It's not calculated according to bank interest. Who still deposits money in the bank these days? All our family's money is used to sell financial management, and the annualized rate is 30%! I
If I hadn't lent the money to you, I would have received 30% of the principal every year for the past three years..."
Peng Hao couldn't stand listening anymore. He didn't like this uncle in the first place. At the same time, as a student who just came to Jincheng to attend university and might not stay in Jincheng in the future, he didn't need to worry about his uncle at all.
This respectable elder, when he heard what his uncle said, he exclaimed repeatedly: "Isn't it? Uncle, aren't you? Take the money out quickly! If you are later, you will lose everything! Thirty percent of it will be lost."
Annualized rate? Aren’t you afraid of thunderstorms? Which bastard recommended this kind of financial product to you? Let me tell you, uncle, this person is unkind and worse than a beast! If you hadn’t said it today, I wouldn’t have known about it.
, If you wait any longer, your cousin’s wedding book may be gone!”
The cousin standing behind his father turned his head and glanced at Peng Hao, "Little brother, what do you mean?"
"Haohao!" Peng Hao's mother finally came to her senses and yelled loudly. As an adult, why couldn't she hear the danger in Peng Hao's words?
Peng Hao decided to pretend to be crazy and act stupid to the end. Anyway, he had been unhappy with this uncle for a long time. Today, he must make it difficult for him in front of everyone. He suffered injustice from him when he was young, and today he will do it all.
never mind.
So he turned to look at his mother with an anxious look on his face: "Mom, I'm serious! Go to a regular bank and ask, what is the concept of an annualized rate of 30%? No institution dares to promise such a high annualized rate.
!If the uncle really gets dividends, it can only mean that the financial product he bought relies on absorbing the blood of new users to support old users like the uncle. But this kind of tearing down the wall
How can the behavior of repairing the Western Wall continue forever? Once the financial management company's funds are cut off, it will collapse directly. How much money I have invested will not be able to get back a penny!"
Then he said to his uncle: "Uncle, really, don't be brave in this kind of thing. For a businessman like you, the loss of cash flow is equivalent to bankruptcy. You may still have to
Sell the house to pay off the debt... Not to mention my brother's wife, I'm afraid I'll have to pay for all the pension money of you and your aunt! The house prices in Jincheng are so expensive now. If your house is gone, there's no way you can buy it back.
so easy!"
He said it very seriously, as if he was really thinking about his uncle. But at this time on New Year's Eve, it sounded like he was cursing his family. First, his eldest brother had no money to marry a wife.
, and the uncle and aunt don’t even have pension money...
How could the uncle, a middle-aged man, not understand what his nephew really meant? He was so angry that his face turned red.
Of course he didn't buy any financial products with an annualized rate of 30%. After all, he was a businessman and not a fool. How could he not know the truth that his nephew said? He just said it casually and asked for a high price, which made him feel sick.
A little girl who was arrogant in front of him.
Unexpectedly, my nephew seized the opportunity to use his face to deal damage.
Under such circumstances, it is impossible for him to say that his previous financial products with a 30% conversion rate were nonsense, right?
So even if his nephew scolded him in a roundabout way, he couldn't retaliate...
I feel so depressed and aggrieved.
Why is this little brat so hateful? Did I provoke you? Just fucking chase me and bite me!
Xie Lan also widened his eyes and hit the target in time: "Oh brother, why are you so confused? The 30% conversion rate is indeed high, but as long as you have a little brain, you can imagine that such an annualized rate is impossible.
For a long time... Oh, I understand, brother, you are not confused, you are not unaware of the twists and turns behind this, do you think you are smarter than others and can retreat in time before something goes wrong? Brother, this is your fault.
, you are helping the evildoer! You can’t be too greedy..."
Although Hu Lixin never told her how he was squeezed and humiliated by his eldest brother in order to borrow money from him, but based on her understanding of her brother, she could guess that it was nothing more than a blow to her husband.
self-esteem and personality.
Just like when he pointed at his son and called him a "turtle son" who broke his brother's toys.
He called my son a "turtle son" and bullied others when our family needed money... The money I borrowed from you was returned to you even with interest, but we have to calculate this account carefully today.
!
Xie Lan has never been a woman who swallows her anger. She was able to turn over the table and have a big quarrel with her father during the Chinese New Year. How could she be weak-tempered?
The sister-in-law saw her husband being attacked by a nephew and a little sister. She suffered a loss and stood up to speak for her husband: "Little sister, if you say that, your elder brother will..."
Before she finished speaking, Hu Lixin took a step forward, stood next to his wife, and said in a deep voice: "Sister-in-law, after we haven't seen each other for such a long time, isn't it normal for a brother and sister to say a few heartfelt words? We all do.
As a family, Xie Lan is also doing it for the benefit of his eldest brother. He is afraid that he will be obsessed with money and the family does not talk about the two families, so he speaks so directly. You have to understand. I think we should just ignore the affairs between the brothers and sisters. "
What the sister-in-law originally wanted to say was blocked in her throat. She looked at Hu Lixin with incredible eyes. She really didn't expect that her foreign son-in-law, who was always taciturn at Xie's family gatherings, would dare to speak to her like this.
Not only the sister-in-law, but also the other brothers and sisters in the room looked at Hu Lixin with surprised eyes.
Many years ago at the dinner table, the eldest brother and sister-in-law looked down on Hu Lixin and would say a few unpleasant words to him from time to time. He never said a word and never dared to refute a word. Apart from not changing his surname to Xie, he was just like a "
Push the door upside down."
Today... today it's not just him, but also his younger sister Xie Lan. It feels like their family has been completely transformed.
Only Peng Hao was particularly happy. He wished he could send out an emoticon in real life: "Good job! Tear louder!"
At this moment, the old father, Hu Lai and Peng Hao's grandfather, who had been silent in the room, suddenly coughed.
Everyone suddenly realized that the old father was still alive... How could we quarrel in front of him?
But having said that, was the old father asleep just now? The little sister and the eldest brother were arguing with each other, so why didn't he come out to say a word?
Seeing that everyone was quiet, the real head of the family patted the table gently, looked at Xie Lan and said: "Whether it's thirty percent or only three percent, if the boss wants it, you can give it to him. Borrow someone."
Money should still be paid with interest.”
Facing his aging father, Xie Lan did not lift the table this time, but nodded: "Don't worry, Dad, every penny is worth a lot to my brother."
After receiving Xie Lan's promise, the old father nodded slowly and said, "I won't need you to pay interest on my part of the money."
Xie Lan and Hu Lixin were both stunned.
What's Dad's share of that money?
They all thought the money was lent to them by their eldest brother, so why is there daddy's money in it?
Seeing the two of them, especially the ignorant daughter, the old mother standing next to her husband said to her: "Three hundred thousand of the three hundred and fifty thousand belongs to your father. He has saved it for decades and plans to use it."
For retirement.”
Peng Hao exclaimed again: "Ah? Isn't it? Isn't it? It turns out that my uncle only contributed 50,000 yuan? Hearing the uncle scream so fiercely, I thought the 350,000 yuan was all contributed by my uncle! Ugh!
!”
In fact, he already knew about this. When he came to Jincheng to attend college, he heard about it when he attended the Xie family dinner for the first time and showed off in front of others. The only people present who didn't know about it were probably his aunt and uncle.
The reason why he pretended to have heard about it for the first time was because he wanted to take the opportunity to give his uncle another blow.
Sure enough, the mother who "knows a child better than his mother" reached out and slapped him on the back, but she didn't scold him.
Xie Lan did not admire his eldest brother who blushed at his nephew's words, but looked at his father blankly.
The old man had been sitting on the chair since she came in and had not stood up. He had just said something and now his breathing had become heavier and he looked a little tired.
This person, ten years ago, could still slap the table and point at his own nose angrily and curse.
The second brother was forty years old. If he didn't listen to him, he would still slap him, just like hitting a child.
He was the real head of the family then.
Now he is just an old man with age spots on his face, white beard and hair, and uses a cane to walk.
Xie Lan never thought that 300,000 yuan out of the 350,000 yuan her husband borrowed was the pension money of her father who pointed at her and scolded her to get lost.
The eldest brother, who was speechless by his younger sister and nephew, finally seized the opportunity to speak. He hummed to Xie Lan: "You think I want to lend you money? I know that in your family's situation, you can't lend money."
In all likelihood, there is no chance of getting it back... Later, when dad found out, he filled in all his money and lent it to you in my name..."
The old man patted the table again, causing the dishes in front of him to jingle: "If you're celebrating the New Year, don't talk about this. Let the waiter serve the food. It's time to have the New Year's Eve dinner."
The whole family, regardless of gender, old or young, took their seats one after another, sitting around a large round table with a bonsai in the middle.
The waiter brought the prepared dishes to the table one by one, and thoughtfully turned on the TV for them. Soon the sound of people drinking and drinking and the designated BGM "Spring Festival Overture" sounded in the room.