"I wonder if you want to rent a house or buy a house?"
This Chen Maoqian is not like the young man just now, who is young and immature. He directly asked about renting a house, which shows that this ginger is still very old!
Zhang Fei pondered for a moment and said: "We all have ideas, it just depends on whether the price is right."
Chen Maoqian stroked his beard and said: "If you want to buy a house, the most common house in my hands is about 1,300 yuan. If you want to buy a house with two houses, it will cost at least 5 yuan."
One thousand four hundred strings."
A plop.
"Ouch!"
But I saw Li Si sliding down from the chair.
Zhang Fei glanced at him awkwardly, "You'd better stand."
"Hey!"
Li Si nodded awkwardly. To be honest, he couldn't sit down anymore.
Five thousand four hundred strings?
Is this a house suitable for people to live in?
Even if Li Si lived ten lifetimes, he wouldn't be able to earn so much money!
Zhang Fei, on the other hand, is very calm and calm. It's not because he is rich or pretending to be calm, but because he is really used to it. The feeling of hometown comes to his face again, full of warmth and kindness, and
Asked: "How much does a decent house cost?"
It seems that this man is quite rich. It is not surprising. He made five hundred guan from one lawsuit. How can he have no money? Chen Maoqian saw that he was so understated, so he was not afraid of scaring him and said: "That's tens of thousands of guan."
”
"Tens of thousands of dollars." Zhang Fei asked with a smile: "How many people can afford it?"
Chen Maoqian nodded and said: "It is true that not many people can afford it. Many officials in the DPRK and China chose to rent a house at the beginning and save up for ten years before buying one."
Zhang Fei shook his head and said with a smile: "After ten years of saving, these people are already old. How much more time can they enjoy? Wouldn't they borrow money to buy it? As the saying goes, buy early and enjoy early!" p>
Chen Maoqian nodded and said: "There are also people who borrowed money to buy it, and there are not a few. After all, it is a lot of money, and they may not be able to come up with so much money at the same time."
Zhang Fei asked again: "But with so much money, can they still pay the interest?"
Chen Maoqian said hurriedly: "Even if they borrow money to buy it, they won't go to those pawn shops to borrow it. No one can pay back the interest there. Unless they need it urgently or have connections, they usually ask relatives and friends.
Although borrowing will probably require interest, it is much less than at a pawn shop!"
Zhang Fei said: "In other words, there are still many people who want to buy houses."
Chen Maoqian smiled and said: "Who wouldn't want to buy if they were rich! In fact, more people have rented houses, but in recent years, the situation has changed slightly. Because in the past, court officials had to be sent to various places to serve as officials, so they chose to rent houses.
More cost-effective.
But in recent years, many official families have three generations of officials, or brothers are officials. There will always be someone staying in the capital, and they will think about buying a house."
Zhang Fei said: "But I heard that the salaries of officials in the DPRK are quite high. If they are officials for three generations and their brothers are officials, they should all be able to afford it."
Chen Maoqian suddenly glanced at Zhang Fei in confusion and said, "I would like to ask, are you really here to see the house?"
Zhang Fei nodded and smiled: "Of course, it is, but I also want to do this loan business recently. Since so many people want to buy houses and are short of money, why not specifically lend money to these people."
Specializing in lending money to people to buy houses? He...How much money does he have? Chen Maoqian was shocked and said: "This is not dozens of guan, hundreds of guan, this is tens of thousands of guan. Who dares to lend it?
Who would be willing to repay such a large amount of money with such high interest at the same time? I dare not say that there is no such thing, but it is not much."
"That's true."
Zhang Fei nodded with a smile and said: "It seems that this business is not necessary!"
Chen Maoqian chuckled and said: "If someone dares to borrow money and the interest rate is relatively low, the business will be good, but the risk is too high."
"That's it! That's it!"
Zhang Fei nodded repeatedly and asked: "What about renting a house?"
"Renting a house is the same as buying a house. It also depends on the location. As for housing, in a more remote place, it will cost about a ton of money. Here in Qiao City, there is no pure housing. It is either a shop on the street or upstairs and downstairs. The first floor is a shop, and the second floor is a shop.
The building is a house, and the monthly rent is about 20 guan. It can be said to be the most expensive area in Bianjing, but in more remote places, it can also be rented for 70 to 8 guan."
Qiao City is a trading place for bulk goods. Those who do business here are wealthy gentry, so the rent is of course expensive.
Zhang Fei couldn't help but think to himself, twenty guan a month? I have a total of 400 guan, and renting it for two years is not enough.
In fact, four hundred yuan is quite a lot, and it is enough to live in Bianjing for a few years, but one thing is that you cannot rely on housing prices, which is really self-defeating!
Zhang Fei said: "I have no intention of doing business here. I hope to rent a small house with a front and backyard. It doesn't need to be in a busy city. It doesn't matter if it's a little remote. The rent should be around ten dollars a month, which is more."
I just can’t afford it.”
"A small house worth ten dollars?" You can imagine the gap in Chen Maoqian's heart. Just now, he was still talking about mortgage transactions, and in the next moment, a small house worth ten dollars. I really can't understand it, but he is also an old man.
Without showing it, he thought for a while and said: "If you really don't care about this location, I might be able to help you find it."
Zhang Fei said: "I don't care about the location, but that doesn't mean I want to live in a homeless community. Safety is also important."
Chen Maoqian nodded and said: "Of course."
Zhang Fei hesitated for a moment and then said: "But I don't necessarily know how to rent."
Chen Maoqian smiled and said: "It is of course up to you to decide whether to rent or not, but the shop will also send people to help you find it, so you have to pay a hundred pence first. If you don't rent, the money will not be used."
Retired."
“Very reasonable!”
Zhang Fei nodded and said: "But what I mean is that I also have the idea of buying a house, but I have to do the calculation first to see how to operate more cost-effectively. I don't know if it is convenient for me to go outside. Please give me an approximate house price and surrounding mortgages."
I will go back and calculate the interest that the bank can give me, and then make the final decision."
Chen Maoqian thought for a while and said: "Actually, the house price in Bianjing is not a secret. I can ask someone to write you a copy. As for the interest rates of surrounding pawn shops, I can only tell you what I know.
May not be very accurate."
Zhang Fei hurriedly cupped his hands and said: "Thank you! Thank you very much!"
Chen Maoqian himself wrote a price list to Zhang Fei, which is some median prices. After all, there are no specific statistics at present, the average price cannot be calculated, and he will not give him the true price of the house in his hand.<
/p>
Zhang Fei also signed an employment contract with him. I don’t know why, but Chen Maoqian read this contract over a dozen times before handing it to Zhang Fei.
Then Zhang Fei paid another one hundred and ten cents, the ten cents being the handling fee.
Apart from the imperial court, the dental fee is the most expensive.
"Third brother, ten guan is too expensive. There are only two of us, so we don't need to live in a big apartment!"
After coming out of Yaxing, Li Si whispered to Zhang Fei.
He really couldn't accept the price in his heart.
It was ten thousand dollars that almost cost him his life!
After learning about the house price, he realized why his life was so worthless. It was just the price of a piece of wood, and he really couldn't pay more for it.
But Zhang Fei didn't seem to hear him, and continued to move forward. He was about to plunge into the river. Li Si quickly held Zhang Fei's hand and said, "Third brother."
"Ah!"
Zhang Fei was suddenly startled. He looked up and saw that he had reached the river bank. He was so frightened that he broke into a cold sweat. He gasped slightly and said, "Li Si, thank you."
Li Si asked: "Third brother, what are you thinking about?"
Zhang Fei frowned, "I was wondering if I should sing a big show for them, but it's a pity that the time given to me is too short. It seems that I can only make up for it by mouth."
Chen Maoqian, who walked them to the door, watched them go away and was about to go back to the store.
"Uncle!"
The little tooth man just now came out from behind and asked curiously: "Uncle, who is that person?"
He has been living in Bianjing since he was a child, and he still has a sharp eye. He can recognize wealthy people at a glance. The two people just now are definitely not the children of officials.
Chen Maoqian glared at him, "Do you know that you almost got into a big disaster just now?"
"Ah?"
Xiao Yalang looked at Chen Maoqian in fear and said in a trembling voice: "He...who is he?"
Chen Maoqian said: "A man from Erbi."
"People from Erbi?"
Xiao Yalang was suddenly confused, scratched his head and said: "What's so scary about that?"
The current Erbi people are somewhat similar to the Ya people. They both rely on their mouths to eat. However, today's Erbi people are far inferior to their Ya people, especially Fang Ya, in terms of social status, ruthlessness, and connections. Erbi
There is no one who can match the teeth.
What kind of person is Erbi? I, Bianjing Xiaoyalang, will take care of you.
Chen Maoqian said: "He is not an ordinary Erbi person."
Suddenly, Xiao Yalang suddenly thought, "Could it be... Is he the Zhang Sanlang from Dengzhou?"
Chen Maoqian nodded.
He actually went to Kaifeng Mansion that day and got to know Zhang Fei.
Xiao Yalang exclaimed, "So it's him!"
But as he said this, he curiously said to Chen Maoqian: "But my nephew heard that this man has offended many high-ranking officials in the court. Now he cannot protect himself, so why should my uncle be afraid of him?"
This Yaman is definitely well-informed.
Chen Maoqian slapped him on the head directly and reprimanded: "What do I usually teach you? Thirty years in Hedong and thirty years in Hexi. Don't look down on others. Besides, he is not finished yet. He is
He still lives in Xu Shisi's house, who can guarantee that he will not be able to turn around in the future?"
The little tooth man covered his head and didn't dare to say anything.
Chen Maoqian added: "I'll leave this deal to you. Remember, I don't have 500 coins for you to pay for."
Xiao Yalang said in panic: "Uncle, since this person is so powerful, why not send Uncle Liu and the others there? My nephew is afraid..."
Chen Maoqian said: "If you are afraid, just be cautious and get rid of the bad habit of being careless and conceited."
"My nephew knows." Xiao Yalang nodded aggrievedly.