Fan Wubing spent hundreds of thousands of dollars out, and was in pain, but he didn't expect someone to send money to his door.
Qiu Baohua suddenly called the door and wanted to dismantle part of the funds with him and make a fortune.
Qiu Baohua naturally knew how much money Fan Wubing had in the Swiss bank account opened by Hong Kong, so he had to borrow seven million as soon as he opened his mouth.
"I'm all Japanese yen. You have found the wrong person if you want to borrow money, right?" Fan Wubing recently asked for a large amount of money to operate, but Qiu Baohua is also very important to him. He was embarrassed to refuse and was unwilling to borrow money, so he said hesitantly.
"At most half a month, 10% interest. As for the yen, you can use your yen certificate of deposit as a guarantee and borrow a RMB from the bank! It's very easy!" Qiu Baohua replied.
"Short-term loans? You can consider this! But, what business are you doing? You will get 10% of your income in half a month?" Fan Wubing was very curious. Where did Qiu Baohua find such an easy way to get rich?
Qiu Baohua was willing to pay Fan Wubing 10%, which naturally means that his income must be greater than 10%. It is clear that he will hand over it within half a month. It is obviously a way to make quick money. Fan Wubing could not think of anyone with this method for a while.
"We are now moving to Shenzhen to develop! You don't know that there are opportunities to make money everywhere here!" Qiu Baohua on the other side seemed very excited.
As for it? Isn’t it really such a big difference between from Guangzhou to Shenzhen? Fan Wubing suddenly felt that Qiu Baohua was a little too exaggerated, so he asked, “Just talk about the key points directly. If I don’t know the specific situation, I won’t lend you money. This is my hard-earned money!”
"Okay OK-" Qiu Baohua said on the phone, "I'm not lying to you for money, but this is what it is!"
After listening to Qiu Baohua's explanation, Fan Wubing realized that they had taken a new way of wealth. No wonder they had not mentioned reselling cultural relics recently, nor did they cause trouble for Fan Wubing. They are now remitting exchanges.
In the middle of this year, Tongsheng Company where Qiu Baohua was located moved to Shenzhen and opened an import and export trading company. It was equipped with a serious license and specialized in buying and selling businesses.
According to the policy of the SAR at that time, foreign products imported from the SAR cannot be sold outside the SAR, but the goods purchased by customers outside the SAR are not restricted from being shipped out of the SAR. The business of the import and export trading company is no big difference from reselling corn: first collect 25% of the payment of the goods required by the mainland enterprises as a deposit, and then order the goods from the Hong Kong merchants and pay the same proportion to the Hong Kong merchants. After the goods arrive in Shenzhen, the buyer pays the remaining payment and picks up the goods.
The key to buying and selling is that if you collect RMB and pay Hong Kong merchants Hong Kong dollars or US dollars, the profits of the exhibition and sales center come from the ability to obtain foreign currency. To open such an exhibition and sales center, you must first have an import license, and secondly, you must contact units with foreign exchange export earnings share. That is to say, you cannot open such a company without a certain government background and public relations ability.
Tongsheng Company where Qiu Baohua is located is very popular in both black and white fields. The boss’s background is extraordinary. Recently, he has frequently contacted some big shots coming to Guangdong, trying to get rich by taking the upper level route. Moreover, he has also found a way to make money, which is to turn over the exchange rate.
At the beginning of the month, a big man from Beijing came to Shenzhen and claimed to Qiu Baohua's boss that he had 30 million US dollars of export foreign exchange reserves, and the exchange rate was one dollar to exchange for RMB 3.7 yuan.
The so-called foreign exchange deposit is not cash, but a quota indicator. It should belong to a large state-owned foreign trade company, and it was eventually transferred to the hands of a banker who had an official backer in a very gray way. At that time, the market exchange rate was one dollar for 4.2 yuan. Qiu Baohua booked 10 million US dollars in foreign exchange deposit according to the boss's instructions. Then he borrowed 20 million yuan from the Bank of China, plus 10 million yuan from his own company. If he borrowed 7 million from Fan Wubing, he could make up 37 million yuan. In this way, he handed over 37 million yuan to the other party in exchange for 10 million US dollars in foreign exchange deposit, and then sold it at the market price. Once in and out, he could earn a exchange difference of 5 million yuan.
"This TMD is just naked money laundering! Why didn't I know that there is such a good thing?!" Fan Wubing immediately shouted when he heard Qiu Baohua's explanation.
Before he was reborn, he was a master of this business. How could he not tell the problem when he heard about this? But he was very puzzled. Does the country have no corresponding policies or laws and regulations to restrict such obvious money laundering methods?
Such foreign exchange reselling seems to be more enjoyable than reselling corn. It seems that such an underground channel for resource transfer had already been formed between Shenzhen and Beijing at that time. The continuous stream of national quotas and public interests were sold to the south in various forms. They were free on the edge of the law and led to the prosperity of some individuals and companies.
Qiu Baohua's import and export company plays the role of terminal money laundering in this game. He transferred foreign exchange indicators from Beijing, contacted Hong Kong merchants and domestic enterprises that purchased and shipped goods, and "cleaned" the exchange rate difference into circulation difference through import sales of goods.
After hearing Qiu Baohua's explanation, Fan Wubing immediately checked the relevant legal provisions. As a result, he was surprised to find that the current state's laws on money laundering can basically be said to be blank!
What is surprising is that although this foreign exchange game is very active, the national laws have always turned a blind eye to it, and there is no necessary definition and norm for it. It is even unclear in the nature of the behavior, leaving a great space for mediation and ambiguity.
According to the law at that time, there was almost no clear explanation of what "escape from foreign exchange" was. The remittance business such as Qiu Baohua participated in actually had regular procedures, ranging from bank remittances to import approval documents. Even a special economic investigation team had no basis to determine whether this behavior was illegal.
"Oh, my God! If I had known that such a good thing would have happened, what else would I raise? I would make millions of dollars in my hand, and it was reasonable and legal!" Fan Wubing immediately patted his forehead and moaned.
No wonder thirty years later, people often mentioned the original sin of domestic capital and whether their original sin should be pursued? It turned out that in Shenzhen or elsewhere, many people were engaged in similar activities, quietly gathering their original accumulation, regardless of whether it was white or gray.
Chapter completed!