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Severity

China United Bank has good service! High efficiency! Moreover, it also launched the ‘Aeolian Venture Capital Fund’ with a 10% return guarantee, which is currently only available to users of ‘China United Bank’.

Although the capital limit is 100,000, it is enough for the vast majority of ordinary depositors. In this way, it surpasses the four major banks in terms of service, efficiency, and income. In this case, depositors will do

It was almost obvious what choice to make. Especially, due to word of mouth, hundreds of thousands of depositors went to withdraw money and deposit funds to China United Bank almost on the same day.

Before this, Lin Feng's "Fengshen Venture Capital Fund" was still a little bit worrying for many people. After all, although Lin Feng's reputation is good, it is real money. For the Chinese people, these

It's really worrying to invest money in Lin Feng like this. What's the risk? After all, the money they deposited is all in the coffin. In this case, what if the money goes down the drain?

, then it’s over.

Although it is said that Lin Feng has a "Second Bank", the "Second Bank" only has bank windows in a few places such as Beijing, Shanghai and Guangzhou, and does not exist in other places. This brings some inconvenience. Moreover, Lin Feng is known as

The "Aeolus Venture Capital Fund" was launched in the name of "Aeolus Investment Co., Ltd." and not in the name of "Second Bank". This naturally makes people worried.

But it is different now. It is issued in the name of "China United Bank", which is an essential difference. For such a big bank here, even if it loses money, are you still afraid that the bank will run away? This is obviously impossible.

.

Therefore, at this time, there were crowds of people, and all branches of China United Bank were overcrowded. The service numbers in the queue were all three digits long, and there were still people coming in an endless stream to wait in line.

Of course, on the other side, the four major banks are also crowded, and the service numbers in the queue are more than three digits. And there are still many people coming in an endless stream to wait in line. However, among the staff of both banks,

The emotion on his face was completely wrong.

One side is smiling, but the other side is frowning. One side is here to deposit money, and the other side is constantly coming to withdraw money. Although, before this, the four major banks announced the amount of time deposit withdrawals for appointments 15 days in advance.

regulations, but this time, we are not here to withdraw cash, we are here to transfer money. If you say you don’t have cash, it’s okay. We won’t embarrass you. But why, you are not even allowed to transfer money to us! Why is this! This

Need cash?

You don't need any cash to transfer money! It's just a rotation of numbers. According to the rules between banks, this money will be settled together later. It doesn't mean that you transfer money from one bank to another bank now.

Then the bank will settle the account immediately. This is impossible. It is usually divided into settlements at the end of the month. Everyone will offset the transfer items between each other's banks, transfer the excess, and make up for the debt.

This is entirely a transfer of book figures, so why don’t you allow me to transfer it? Why!

On one side, everyone was smiling happily after depositing the money into the Fengshen Venture Capital Fund and waiting to count the money. On the other side, there was endless noise, with the staff and depositors arguing with each other and blushing.

The strong contrast between these two sides makes depositors even more tempted to defect. This naturally makes the four major banks even more headaches.

"What should I do? What should I do?" The four major bank presidents were worried at this moment.

Now, the other party refuses to withdraw cash and directly asks for transfer. This reason is perfectly justified and is written in the contract. The bank has no right to stop it. And the country also encourages exchanges between banks. If they stop it, they will definitely

If they don't stop it in the face of criticism, they will be in big trouble if all their customers are lost. This is not just a problem of customer loss. It is also likely to cause problems in their accounts. After all, their funds are loans.

It has gone out. And if you want to recover these funds, it does not mean that you can recover them if you want to recover them. Because these funds have either been used by the company for turnover, or they have become dead debts and cannot be recovered. This kind of

In this case, if you collect all the depositors' funds, wouldn't that kill them?

Therefore, for the four major banks, it is almost a life-and-death moment. But they find that they seem to have no response plan. How to deal with it? The depositors want to leave, how should they deal with it?

We are also very worried about this at the moment. The answer from the China Banking Regulatory Commission is that the qualification certificates are all valid. Although they are special cases, they are real and effective. If you want to forcibly ban these 28 banks, except for Lin Feng

The 'Second Bank', the other 27 banks will probably suffer heavy losses. Because their funds have been combined, the merger is not easy, and it will be even harder to separate them.

In particular, the common people have already accepted the merger. If you try to split it up, the common people will be even more confused. It will make the common people have the idea of ​​whether the bank is reliable or not. After all, if you say a merger, it will be merged, and if you say a split, it will be split.

, this is too much of a child's play. If not, these 27 banks may collapse. Once they collapse, China's financial order will inevitably be in chaos. Although people may continue to return to the four major banks, for banks

The trust in China has definitely declined greatly. And it will be even more difficult for private capital to operate again. The Chinese economy is not advancing but retreating. If this continues, China's modernization process will also be affected.

Such a thorny issue makes it impossible for Mr. A to forcefully ban it because many people will not agree. For this matter, I can only blame myself for being held back by the two gentlemen, which led to the matter being dealt with so quickly.

alright.

"A special case should be made, what a special case!" Mr. A gritted his teeth.

"Isn't this bad? In a market economy, everything must be determined by the market. The modern economy must be fluid. If we stick to the same rules as in the past, it will be like a trip to stagnant water. China's economy will never take off! China wants to achieve the goal of realizing the goal of realizing universal prosperity for all people.

It is even more impossible to be moderately prosperous. As for becoming a developed country, it is even more of a dream. Only in this way can funds be circulated and banks can also enter the competition, so that the Chinese dream can be realized!" Mr. Xi said loudly.

"Humph, this kind of Chinese dream may also bring disaster. The flow of capital will lead to the formation of plutocrats. Just like in capitalist society, the evil capitalists will control the society. The common people will be preyed upon by the capitalists. Such a society

, is that okay?" Mr. A countered.

"Capitalist society is certainly bad, but it also has its good sides. We must look at this problem dialectically. They can provide high welfare to the people, and this is what we need to learn from. Our country is still very poor, and the people are not

We are not yet able to provide a wealthy and high-welfare society, but it is the goal of our efforts. Now, we are making little progress." Mr. Xi smiled and said, "I think this time, we have made a big step forward. Mr. A,

You should see the positive side. Common prosperity. This time, Lin Feng has achieved common prosperity. With a guaranteed income of 10% per year, people's money will not only not depreciate, but also make a fortune. In this case, I think

This is fantastic. We should support it!”

"What if he can't guarantee 10% annual income? Then it becomes a Ponzi scheme!" Mr. A sneered.

"I think he can do it. If he can't do it, China United Bank will naturally be responsible. And in this regard, I believe he will not deceive the public." Mr. Xi looked confident.

He was somewhat worried about Lin Feng's character. This kid was too impulsive. But he was extremely confident in Lin Feng's abilities. Since Lin Feng promised, he would definitely do what he couldn't do.

, Lin Feng will not promise.

"Okay, even if he can do it, what about the four major banks? Are you ready to let the four major banks collapse? Don't tell me about free competition. In this matter, I believe you are better than the consequences of the collapse of the four major banks.

I know the seriousness better! Especially, Lin Feng has never been an obedient person. What will happen if he doesn’t listen to your words in the future? Without the four major banks, I’ll see how you control the macroeconomic trend in the future!” Mr. A said coldly.

explain.

The four major banks! The two gentlemen looked solemn. Indeed, free competition is good, but if the four major banks collapse, it will not work. In that case, the Chinese economy will still suffer heavy losses. After all, there are four major banks, and the country is in macroeconomics.

It is more convenient to control the economy without the four major banks. To be honest, although Lin Feng's "China United Bank" can completely replace it in terms of business, it is not feasible in terms of national policy. Because of this

Banks are not the ones that have the final say, but private banks. What if Lin Feng doesn’t cooperate? There is a real possibility that this guy won’t cooperate. Then, it will be in trouble. Moreover, although they support Lin Feng,

Nor do we want an absolute monopoly to emerge.

Lam Feng's various methods now are monopoly. Everyone can compete for this high-quality service, but the four major banks do not have "Nuwa", and there is a guarantee of 10% of income, and the four major banks do not have it. This requires competition.

The four major banks cannot compete at all. In the end, they will collapse. That will be troublesome.

It is never a good thing for one company to dominate. Especially in China's banking industry, it is not a good thing for one company to dominate.

"Humph, you know the seriousness. Let me see, this time, we must ban this 'China United Bank'. Banning it now will cause a lot of trouble, but it is better than not being able to survive in the future. He is not what you think.

If you want to control the person you can control!" Mr. A suggested.

Ban it? The two gentlemen directly refused.

This situation is what they want. To ban it is not a slap in the face! Absolutely not! (To be continued) r466
Chapter completed!
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