"Don't ban it? Can you afford the collapse of the four major banks?" Mr. A pressed harder.

Now he has no choice but to use the importance of the four major banks to force the two gentlemen. The four major banks are also a tool for the country to control economic trends. If this tool is abolished, then he can only count on the newly established

'China United Bank', but this 'China United Bank' is Lam Feng's final say. As far as the current shareholding structure is concerned, Lam Feng personally holds 15% of the shares, plus the 8% dominated by 'Second Bank'

Of the shares, Lin Feng alone holds 23% of the shares. Although he does not have actual controlling rights, the other 27 banks, the largest bank only holds 6% of the shares, or even only 1%. In this case

, it is almost easy for Lin Feng to achieve his intention.

In this case, if there is a government order coming down from above, what should Lin Feng do if he does not comply? Once China United Bank has established a firm foothold and become the largest bank in China, it will be difficult for you to deal with it.

Therefore, Mr. A used this to threaten the two gentlemen to see if they would compromise.

Unexpectedly, the two gentlemen made a decision after pondering for a while.

"Now is the era of market price economy, and everything requires competition. Policy protection alone cannot promote economic development. Especially in the banking industry, such monopoly needs to be broken. If the four major banks have all the advantages,

If they were washed away by the market, it was because of their own poor management." Mr. Xi said solemnly.

What! Mr. A did not expect that the two gentlemen would answer like this. This made him extremely surprised. He did not expect that the two gentlemen were actually willing to risk losing the four major banks to support Lin Feng. This was something he never expected

Something I didn't expect.

"Why is this?" Mr. A frowned, looking puzzled.

"This is the natural law of social development. Thousands of years of history have proven that isolation is backward, and only by moving towards a free economy can we truly take off. The economies of Western countries are so developed because of the free economy. And our country is

The economic boom in the past two decades also relies on Comrade Xiaoping's reform and opening up. Without reform and opening up, there would be no new China today. Perhaps there are many problems of this and that kind in this process, but the shortcomings cannot be concealed. The various problems brought about by reform and opening up

The disadvantages can all be changed. But what we see is that the Chinese people now have enough to eat and wear warm clothes. At least as in the past, once a natural disaster occurs, large-scale starvation will no longer occur.

.Moreover, telephones, televisions, refrigerators, and cars have gradually entered the doors of thousands of households. The progress of the times relies on the free economy. If it is closed again, it will be a regression. It will reject the achievements of the past twenty years!"

The gentleman said in a deep voice.

Mr. A groaned.

"Okay, I won't argue with you. Since you think this 'China United Bank' is good, then let's wait and see. You'd better hope that he doesn't make big mistakes in the next few years!" Mr. A walked away.

Mr. Xi smiled slightly.

"Are you really that optimistic about Lin Feng?"

"Well, I believe I'm not wrong about the person. He is different from those who rely on policies to make a fortune. He will not take advantage of national laws and policies. And he is patriotic enough. I think, at least from the perspective of patriotism, he is no better than

We are weak. Although his views in some areas are very different from ours, he really loves this country." Mr. Xi sighed, "In that case, why don't I support him! As for the future, he

Will the family be able to survive? I think this is what we have to work together in these twenty years."

"What about the four major businesses? Have you really decided to give up?"

"Give up? No. The four major banks actually have many inherent advantages." Mr. Xi sighed.

The four major banks are the Industrial and Commercial Bank of China, the Industrial and Commercial Bank of China, the Bank of China and the Construction Bank of China. They are also known as the four major central banks. They represent the strongest financial capital in China. The four major state-owned banks have experienced the professional banking division of labor since the founding of the People's Republic of China.

stage, by the new century, each of them has basically become a comprehensive large-scale listed bank, and has entered the development strategy of the world's top 500 companies; today's four major banks are no longer single in business scope, and are moving towards comprehensiveness, internationalization, and modernization.

Commercial banks aim to move forward.

ICBC has the largest customer base in the country and occupies a dominant position in commercial housing loans and corporate financing.

Agricultural Bank of China, as its name suggests, its main business covers urban and rural areas. Its most important business is rural credit, and it has now developed into a diversified business.

Bank of China mainly focuses on personal credit consumption and provides comprehensive and customized customer service.

CCB mainly focuses on companies and provides various credit services.

Of course, the businesses of these four major banks are no longer as detailed as in the past and have been assimilated in many fields. This is naturally the effect of today's competition.

"The four major banks have so many innate advantages. If they can't compete with Lam Feng's China United Bank, they can only blame themselves. We can't take action. Taking action means falling behind. Moreover, I also

I believe they will not collapse! I can only say that they will no longer be as easy to make money as they are now!" Mr. Xi judged.

Nowadays, the four major banks are just lying down to make money. But in the future, I'm afraid they will have to rack their brains to make money. In this case, he is also happy to see it. Making money without any pressure is not a bank. He also looks forward to Lin Feng

It can put enough pressure on these banks to bring real competition, so that all the competition will not be like now, where all the competition is just divided among the family. In fact, there is no competition. It is like a piece of cake.

, there should have been many people to divide. As a result, the four sons in the family competed with others. The others were all alone. The family that could not defeat the four sons were all driven away. After being driven away, the family was divided again.

This cake. Is this called competition? At least it’s not real market competition.

Lin Feng is the person who breaks the situation where the four sons of this family dominate the cake. Although he is only one person, he is powerful enough, far more powerful than the four sons, and he can also unite with others. This is amazing.

The trend of 'China United Bank' continues to rage. There are more and more customer groups. Almost within three days, all the original customer groups have changed their cards. And the most heartwarming thing is that those with limited mobility

For the elderly, the staff also took the initiative to provide door-to-door service and replace their cards. This service is far more considerate than the previous service of the bank. China is gradually entering an aging society, and many elderly people have extremely inconvenient mobility at home. Often, it is extremely inconvenient to move around.

To withdraw money, you usually ask relatives and friends to withdraw money on your behalf, but sometimes for business such as card replacement, you must come in person. Otherwise, the bank will not recognize it.

This brings trouble to the elderly. Especially some elderly people who have suffered a stroke or are paralyzed. If you want to replace your salary card or something, you have to take it to the bank. This is inconvenient for the elderly.

Pushing it over, isn't that a scam? Especially if there is no bank near your home, it will be even more inconvenient. And the most annoying thing is that you have to sign. I am already hemiplegic, and I can't use my arms very well.

Isn't it cheating if you still ask him to sign? But the bank said that for security reasons, he must sign.

If you have no other choice, just sign it. Although the signing is messy, the bank will recognize it.

Under this circumstance, the door-to-door service launched by China United Bank is much more friendly. This makes all the elderly feel warm. The slogan of "bank services at my home" can be said to be truly implemented, not

As in the past, if mobile banking was launched, the service would reach my home.

And not only that, for all customers, as long as they enter the bank, they will provide various conveniences. For example, on rainy days, the bank also welcomes those who do not bring umbrellas to take shelter from the rain, providing them with convenience. On severe cold and hot days, the bank will also

At the 24-hour ATM, a small isolated area is provided with the air conditioner turned on for the homeless to stay warm and cool.

These are all small measures, but they are very popular and make all customers feel comfortable. Of course, the most important thing is the benefits.

10% return, this is Lin Feng's promise. It is also the promise of China United Bank. But it is also the same. You must save for one year before you can reap the guaranteed return of 10%. But what if the customer needs money urgently? This

You can naturally withdraw it from other banks, but after withdrawing it, all your previous interest will be cleared. It means that you don’t have a penny. You have saved it in vain, and all the interest has been given to the bank.

But it is different in China United Bank. If you want to withdraw it, you can naturally withdraw it. You can withdraw it at any time, and you will be given income according to the date of your deposit. For example, if you have deposited for 5 months, it will be given to you.

5-month guaranteed income, but since you withdraw it in advance, a 5% handling fee will be deducted.

Although there is a 5% handling fee, at least it will give you a guaranteed return. This is something that other banks cannot have. Therefore, the public is extremely supportive of 'China United Bank', and

This is used to criticize other banks’ overbearing clause that there is no interest if you withdraw money regularly.

"Mr. Lin, look at this situation, it won't be long before our China United Bank will become the largest bank in China. The four major banks will be completely unable to compete with us!" The bosses of each bank are now 'China United Bank'

Members of the board of directors are all smiling about the current situation of the bank. Although it is not yet clear that the bank is making more money than before, it is far more proud than before. This is the most important thing.

Lin Feng showed a solemn expression.

"They still have moves!" Lin Feng said solemnly, "They still have their ultimate move yet to be unleashed! That is the moment of our life and death!"

(There may be only one today. A relative passed away during the Chinese New Year. I need to go to the funeral home. It depends on the situation. If I come back, there will be another one at night! It’s too late to come back, so I’ll give it to everyone tomorrow. I wish you all a happy New Year!) (To be continued

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Chapter completed!