5036 release
Today, 'China United Bank' has become the most watched bank in the world with its high-quality services and astonishing 10% guaranteed return. Because no bank, including investment banks, has ever dared to make a 10% return guarantee. Especially
, is a revenue guarantee for all customers, which is incredible.
The 10% guaranteed profit has become the headline of major media, newspapers and magazines around the world.
"Times" commented that 10% is a figure comparable to a "Ponzi scheme", but it is guaranteed by the newly established "China United Bank", so this venture capital is similar to a "Ponzi scheme"
Will the fund fulfill its promise?
"USA Today" amazing return on investment. Lin Feng, on the grounds of making all the people rich, launched a venture capital fund for all ordinary Chinese people. If successful, he will be the first in the world to lead a country to make all people rich.
People. He will become the hero of this country. On the contrary, if he fails, he will become the sinner of this country, because he has disappointed all Chinese people. We will wait and see whether Lin Feng can succeed! But whether Lin Feng can lead all Chinese people
Everyone is getting rich, but 'China United Bank' has become the most popular bank in China!
The praise from major media around the world has also spread to the country through the Internet, and these remarks have inspired more people to go to the four major banks to request transfers to 'China United Bank'. Wave after wave of requests, one after another.
Wave after wave of cancellations of time deposits and calls for transfers resounded in the business halls of the four major banks.
In the end, the four major banks could not withstand the pressure of the public and began to release the flood. All the public's requests were unanimously approved. If you want to transfer money, OK, transfer the money immediately. However, there is no interest, and they also charge high inter-bank transfer fees.
The four major banks stated that if you want to transfer immediately, you can. Before, there was a cap of 50 yuan. However, the reason given by the four major banks this time is that China United Bank is a newly launched bank.
There are problems with all interfaces. It takes a lot of manpower to connect. Therefore, there is no cap.
This was originally 10,000 yuan, and the transfer fee was 50 yuan. For 100,000 yuan, it was still a 50 yuan capped handling fee. But now, 100,000 yuan has become a 500 yuan transfer fee. And if it is 1 million,
Then it becomes a transfer fee of 5,000 yuan.
This is undoubtedly a very high fee. And this is also a disguised means to prevent people from transferring money to China United Bank. This behavior is extremely shameless, but it still cannot stop people from transferring money.
.And the more you block it, the more I want to turn around.
Isn't it just 500 yuan! This Lin Feng's guaranteed income is 10%. That year, the minimum income is 1,000 yuan! I will take half of it and treat it as a beggar. I will never come here again, okay? People all over the country
Cursing and yelling, they all chose to continue transferring money. It's just money, I don't care. As long as I can transfer it, that's fine.
Immediately, accounts with funds below 100,000 transferred all their money to China United Bank. As for those with more than 100,000, they chose to wait and see for the time being. After all, Lin Feng's 'Aeolus Venture Fund' has an upper limit of
That is 100,000. Everyone can only buy 100,000 at most. If you want to buy a fund, you can only buy 100,000. All these large investors with funds of more than 100,000 basically only transferred 100,000 to China United Fund.
Commercial Bank', as for more money, it is still temporarily placed in the four major banks to see the consequences.
Let’s see who can win this time. The omnipotent Lin Feng, or the four major industries who are stubborn. For those people in China who have become rich, money is the same everywhere, the key is which one is more suitable.
Their interests. If there are four major banks, they will get some loan benefits. And if Lin Feng exists, will they still get benefits? In particular, the background of central enterprises behind the four major banks is something that every wealthy person must consider.
Although at present, local governments have not issued any policies related to the four major banks, requiring local wealthy people to deposit their money in the four major banks and not to transfer it to China United Bank, but as a wealthy person from one party
, this attitude of the local government must be understood clearly. Nowadays, the era when local governments were crazy about attracting investment has long passed. Back then, when the local government was inviting investment, as long as you had money to come in, you would be the boss.
Now the economy has long been on the right track, and due to over-development of the economy, it has become a situation where supply exceeds demand. When people do business now, they go to grab business. When investing in various places, they basically focus on the local cheap labor force, or
Local preferential policies brought with it. In this case, it is undoubtedly an extremely unwise choice to harass the local government. Unless your industry has spread all over the country and has become a large national enterprise, then the local government will still be afraid of it.
Two, otherwise, you will be the only one to please the local government.
Now, the two sides are fighting, and the government has not made any statement for the time being. Those rich people cannot just transfer money like ordinary people. They have too many worries. This is the so-called shipwreck and turning around.
"Mr. Lin, almost all small depositors across the country have transferred their funds, but for those big customers, most of their money is still in the four major banks? How can we transfer their money?" Many bank executives
ask.
They are really hoping that this time, they can make the four major banks suffer a big loss. Because in the past few years, they have suffered a lot of humiliation from the four major banks. But no matter what kind of humiliation they suffer, they can only hold it in and endure it.
.This time, they finally got an opportunity, and they naturally didn’t want to miss it.
"Transfer the money from those big depositors?" Lin Feng chuckled, "I'm afraid they won't do it for the time being. Now it's good to be able to transfer the money from these ordinary savers. Moreover, this time, our real test is still
Didn’t come!”
"What test?" Many bank bosses asked without knowing why. They feel that things are going very smoothly now. The deposit collection has been successful, and now there are trillions of capital reserves in the bank (of course, for now, they are all book funds, although ordinary depositors' funds are
They all went to China United Bank, but at least on the books, the cash was not transferred). From now on, whether it is used for investment or lending, they will be very confident.
"Real estate!" Lin Feng said softly, "Currently, real estate developers across the country have stopped working. They rely on the four major banks to survive. If they throw these orders to us, can we bear it?"
Throw it to us? The bank CEOs frowned. Why did the four major banks throw this loan contract to real estate developers? Why should they accept their bad debts?
"It's very simple. Now ordinary savers' money is in our hands, right?" Lin Feng asked.
Many bosses nodded. This is several trillion in deposits. This is far more than before. Moreover,, so I decided to wait for a period of time, take it out, and then deposit it in. It is estimated that there will be several trillion more in the money by then.
In this case, they have long been happy. Of course, they know that so many depositors trust them because of Lin Feng. Without Lin Feng's popularity, China United Bank would not have so many customers.
, there won’t be so many retail investors who would rather deposit their money in their banks without interest. All this is thanks to Lin Feng.
Therefore, although Lin Feng only holds 15% of the shares and does not hold absolute controlling rights, they are still willing to promote Lin Feng as chairman and are willing to let Lin Feng appoint the bank president. All this depends on their optimism
Lin Feng’s abilities and future prospects.
"But has all the money been in our hands?" Lin Feng asked.
Did you get the money? The bosses blinked. What do you mean by this? You have already transferred the money, but you still haven’t received it? Wait! Does Lin Feng mean that the four major guilds will default on their debts?
"They can't be so shameless!" the bosses exclaimed.
"Shameless? Haha..." Lin Feng smiled and shook his head, "Their survival is now at stake. Do you think they will care about etiquette, justice and shame? Besides, when have they ever complied with it? Regulations can be enacted such that all interests belong to the bank.
Come out, there is nothing you can’t do!”
Many bosses have dark faces. If this is the case, it will be troublesome. All the money has arrived in their bank accounts. What if all the people come to withdraw money? They have no money to give to the people. If so.
, aren’t they going crazy! They will be driven to death by the common people. But what does this have to do with the bad debts of those real estate developers?
"Haha, they will swallow these bad debts better than we do!" Lin Feng said coldly, "I guess they suddenly released funds, just to prepare us to swallow this bitter pill, and the bad debts of these real estate developers
, as long as real estate can sell houses again, then these dead and bad debts can still be brought back to life. But I want to suppress housing prices, so it is impossible to let these real estate developers sell houses in this situation! In that case, we will be forced to eat these dead and bad debts.
If we don’t agree with it, they only need to issue a positive statement, for example, they will launch a 20%
If there is a savings policy, then the people will go back crazy and we will not be able to come up with funds. At that time, we will have to be forced to accept this unequal treaty."
"We can also use transfers to hedge!" Many bank executives said angrily.
"Haha, as long as they temporarily close the port and say that the transfer was unsuccessful, we will have nothing to do! Or, in other words, they will charge an additional 1% handling fee, what do you think?" Lin Feng asked.
(This is the first one today. It’s a bit late. I’m really tired and out of shape! Keep working hard!) (To be continued...)
Chapter completed!